Last update: Oct 2026

Cost of Living Comparison Between Makati and Binan City

For one person, living is cheaper in Binan City: $734 a month against $1,230 in Makati, rent and utilities included – about $6,000 less a year. Rent and utilities account for about half of the difference.

59

Cost of Living Index in Makati
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Makati Living Index
35

Cost of Living Index in Binan City
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Binan City Living Index

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Makati

🇵🇭 Philippines

$1,230

/mo nomad

Binan City

🇵🇭 Philippines

$734

/mo nomad

Monthly Cost of Living

How much you'll spend in Makati and in Binan City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Makati and in Binan City actually costs, broken down by who's living it.

A single person spends $1,230 per month in Makati vs $734 in Binan City, rent included.

Makati $1,230
Binan City $734

A couple spends around $2,137 per month in Makati vs $1,107 in Binan City, rent included.

Makati $2,137
Binan City $1,107

A family of three spends $3,044 per month in Makati vs $1,480 in Binan City, rent included.

Makati $3,044
Binan City $1,480

Makati costs about 68% more than Binan City, and outside of rent the biggest gap is in groceries.

Both Makati and Binan City are more affordable than the global median – Makati 10% lower, Binan City 46% lower.

Meal at Budget Restaurant

$6.40 ₱409

$3.98 ₱254

60.80%

Three-Course Dinner for Two, Mid-Range

$38.45 ₱2,460

$16.22 ₱1,038

137.05%

Fast Food Meal (McDonalds, etc)

$4.78 ₱306

$2.80 ₱179

70.71%

Cappuccino

$2.59 ₱166

$1.76 ₱113

47.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 ₱70.0

$0.58 ₱37.13

87.93%

Water (0.33 liter bottle)

$0.49 ₱31.44

$0.33 ₱21.29

48.48%

Local Beer (0.5 liter draught)

$2.39 ₱153

$1.02 ₱65.3

134.31%

Imported Beer (0.33 liter bottle)

$3.18 ₱203

$1.59 ₱102

100.00%

Milk (1 liter)

$1.80 ₱115

$1.59 ₱102

13.21%

White Bread (500g)

$1.26 ₱80.9

$1.10 ₱70.4

14.55%

Rice (white) (1kg)

$1.03 ₱66.0

$1.01 ₱64.8

1.98%

Eggs

$2.37 ₱152

$1.98 ₱127

19.70%

Local Cheese (1kg)

$6.91 ₱442

$4.89 ₱313

41.31%

Chicken Fillets (1kg)

$4.93 ₱316

$3.42 ₱219

44.15%

Beef Round Steak (1kg)

$6.74 ₱431

$6.94 ₱444

-2.88%

Apples (1kg)

$4.12 ₱263

$2.37 ₱152

73.84%

Banana (1kg)

$1.90 ₱122

$1.55 ₱99.3

22.58%

Oranges (1kg)

$3.19 ₱204

$2.38 ₱152

34.03%

Tomato (1kg)

$2.25 ₱144

$1.06 ₱67.7

112.26%

Potato (1kg)

$3.55 ₱227

$1.73 ₱111

105.20%

Onion (1kg)

$3.50 ₱224

$1.74 ₱111

101.15%

Lettuce (1 head)

$1.07 ₱68.2

$0.61 ₱39.25

75.41%

Water (1.5 liter bottle)

$1.13 ₱72.0

$0.56 ₱36.06

101.79%

Cigarettes 20 Pack (Marlboro, Camel)

$2.60 ₱166

$2.59 ₱165

0.39%

Wine (Bottle)

$7.85 ₱503

$7.75 ₱496

1.29%

Local Beer (0.5 liter bottle)

$1.29 ₱82.7

$0.88 ₱56.2

46.59%

Imported Beer (0.33 liter bottle)

$1.93 ₱124

$2.04 ₱130

-5.39%

One-way Ticket (Public Transport)

$0.88 ₱56.5

$0.22 ₱14.06

300.00%

Public Transport Monthly Pass (Regular Price)

$56.3 ₱3,600

$12.61 ₱807

346.15%

Taxi Start (Normal Tariff)

$0.65 ₱41.66

$0.65 ₱41.80

Taxi (Normal Tariff) (1km)

$0.21 ₱13.40

$0.23 ₱14.72

-8.70%

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱122

$1.93 ₱124

-1.55%

Gasoline (1 liter)

$1.28 ₱81.7

$1.17 ₱75.1

9.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K ₱1.3M

$20.6K ₱1.3M

1.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$18.7K ₱1.2M

0.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$151 ₱9,685

$138 ₱8,845

9.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.59 ₱997

$15.44 ₱988

0.97%

Internet (50+ Mbps, Unlimited Data)

$31.38 ₱2,008

$31.31 ₱2,004

0.22%

Gym Membership (Monthly)

$53.3 ₱3,409

$28.13 ₱1,800

89.37%

Tennis Court (1 Hour on Weekend)

$14.04 ₱899

$5.95 ₱381

135.97%

Cinema Ticket

$7.22 ₱462

$5.11 ₱327

41.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$776 ₱49.6K

$132 ₱8,421

489.57%

International Primary School, 1 Child (Yearly)

$7,391 ₱473.0K

$7,244 ₱463.6K

2.03%

Jeans (Levis 501 Or Similar)

$59.9 ₱3,832

$28.24 ₱1,807

112.04%

Summer Dress (H&M, Zara, etc)

$36.96 ₱2,365

$19.12 ₱1,223

93.31%

Sport Shoes (Adidas, Nike)

$81.0 ₱5,185

$71.0 ₱4,540

14.21%

Men's Leather Business Shoes

$101 ₱6,456

$54.8 ₱3,504

84.27%

1-bedroom Apartment, City Center (Monthly)

$829 ₱53.1K

$245 ₱15.7K

238.02%

1-bedroom Apartment, Outside City Center (Monthly)

$429 ₱27.4K

$175 ₱11.2K

145.38%

3-bedroom Apartment, City Center (Monthly)

$2,151 ₱137.6K

$533 ₱34.1K

303.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,308 ₱83.7K

$369 ₱23.6K

254.83%

Buy Apartment in City Center (m2)

$5,714 ₱365.7K

$2,803 ₱179.4K

103.87%

Buy Apartment Outside City Center (m2)

$3,568 ₱228.4K

$1,094 ₱70.0K

226.10%

Average Monthly Net Salary (After Tax)

$587 ₱37.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

6.75

11.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: October 26, 2026

Last update for Binan City: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Makati

$429 34.8%

Binan City

$175 23.8% 59.2% $254

Groceries & Markets

Makati

$227 18.5%

Binan City

$169 23.1% 25.5% $58

Monthly Utilities & Internet

Makati

$198 16.1%

Binan City

$185 25.2% 6.7% $13

Clothing & Footwear

Makati

$125 10.2%

Binan City

$78 10.6% 37.9% $48

Eating Out

Makati

$121 9.9%

Binan City

$73 10% 39.6% $48

Sport & Entertainment

Makati

$68 5.5%

Binan City

$38 5.2% 43.4% $29

Getting Around

Makati

$61 5%

Binan City

$15 2.1% 75.1% $46

Cost Breakdown

A central one-bedroom costs $829 in Makati versus $245 in Binan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $38 in Makati versus $16 in Binan City. Monthly groceries follow the same trend: $227 vs $169 – making Binan City the more affordable choice for daily food spending.

Good to know

🇵🇭 Makati

🇵🇭 Binan City

🕒 Local time

21:04 9:04 PM

Same time as Makati

🌤 Weather

👥 Population

582,602

407,037

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

100 PHP = 1.56 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

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Makati Binan City 25 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Binan City: Cost of Living - Frequently Asked Questions

Yes – Makati is pricier by about 68%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,845 per month in Makati and $1,101 in Binan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Binan City, especially for central apartments: a one-bedroom in the center costs $245 there versus $829 in Makati.

Kindergarten costs $776 per month in Makati and $132 in Binan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 34% more in Makati, though the gap depends on what you buy.

A $1,000 monthly budget goes further in Binan City, where all-in costs run around $734, than in Makati at $1,230. In Binan City it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

Families tend to lean toward Binan City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Binan City is the easier option financially – housing and daily costs are lower, and overall it costs about 40% less, which matters a lot on a fixed budget or early-career salary.