Cost of Living Comparison Between Makati and Binan City Cost of Living Comparison Between Makati and Binan City

Monthly Cost of Living

A single person spends $1,226 per month in Makati vs $899 in Binan City, rent included.

A couple spends around $2,003 per month in Makati vs $1,376 in Binan City, rent included.

A family of three spends $2,780 per month in Makati vs $1,853 in Binan City, rent included.

Makati costs about 36% more than Binan City, driven mainly by Eating Out.

Both Makati and Binan City are more affordable than the global median – Makati 8% lower, Binan City 32% lower.

Meal at Budget Restaurant

$6.61 ₱406

$4.68 ₱287

41.24%

Three-Course Dinner for Two, Mid-Range

$44.73 ₱2,746

$21.12 ₱1,297

111.79%

Fast Food Meal (McDonalds, etc)

$4.77 ₱293

$3.03 ₱186

57.43%

Cappuccino

$2.95 ₱181

$2.87 ₱176

2.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 ₱70.9

$0.94 ₱57.9

22.34%

Water (0.33 liter bottle)

$0.52 ₱32.10

$0.37 ₱22.85

40.54%

Local Beer (0.5 liter draught)

$2.37 ₱145

$1.22 ₱75.2

94.26%

Imported Beer (0.33 liter bottle)

$3.61 ₱222

$2.70 ₱166

33.70%

Milk (1 liter)

$2.15 ₱132

$2.07 ₱127

3.86%

White Bread (500g)

$1.44 ₱88.6

$1.26 ₱77.5

14.29%

Rice (white) (1kg)

$1.06 ₱65.0

$1.11 ₱68.4

-4.50%

Eggs

$2.35 ₱144

$2.04 ₱125

15.20%

Local Cheese (1kg)

$7.87 ₱483

$7.03 ₱432

11.95%

Chicken Fillets (1kg)

$4.48 ₱275

$4.38 ₱269

2.28%

Beef Round Steak (1kg)

$7.80 ₱479

$7.54 ₱463

3.45%

Apples (1kg)

$4.43 ₱272

$4.42 ₱271

0.23%

Banana (1kg)

$1.97 ₱121

$1.55 ₱95.2

27.10%

Oranges (1kg)

$2.59 ₱159

$2.63 ₱161

-1.52%

Tomato (1kg)

$2.17 ₱133

$1.71 ₱105

26.90%

Potato (1kg)

$3.41 ₱209

$2.88 ₱177

18.40%

Onion (1kg)

$2.81 ₱172

$2.94 ₱180

-4.42%

Lettuce (1 head)

$1.09 ₱66.7

$1.58 ₱97.2

-31.01%

Water (1.5 liter bottle)

$0.94 ₱57.6

$0.95 ₱58.6

-1.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.95 ₱181

$3.25 ₱200

-9.23%

Wine (Bottle)

$7.90 ₱485

$8.11 ₱498

-2.59%

Local Beer (0.5 liter bottle)

$1.23 ₱75.6

$1.23 ₱75.7

Imported Beer (0.33 liter bottle)

$2.25 ₱138

$2.05 ₱126

9.76%

One-way Ticket (Public Transport)

$0.55 ₱34.08

$0.26 ₱15.95

111.54%

Public Transport Monthly Pass (Regular Price)

$3.63 ₱223

Taxi Start (Normal Tariff)

$0.77 ₱47.56

$0.77 ₱47.50

Taxi (Normal Tariff) (1km)

$0.11 ₱6.84

$0.22 ₱13.49

-50.00%

Taxi 1hour Waiting (Normal Tariff)

$3.62 ₱222

$3.50 ₱215

3.43%

Gasoline (1 liter)

$1.15 ₱70.5

$1.14 ₱69.9

0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K ₱2.1M

$25.3K ₱1.6M

32.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K ₱1.3M

$20.8K ₱1.3M

5.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 ₱10.6K

$164 ₱10.0K

5.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.42 ₱1,683

$33.13 ₱2,034

-17.24%

Internet (50+ Mbps, Unlimited Data)

$36.34 ₱2,232

$35.34 ₱2,170

2.83%

Gym Membership (Monthly)

$55.0 ₱3,377

$34.13 ₱2,096

61.15%

Tennis Court (1 Hour on Weekend)

$11.72 ₱720

$4.32 ₱265

171.30%

Cinema Ticket

$8.05 ₱494

$7.26 ₱446

10.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 ₱19.8K

$81.6 ₱5,008

296.35%

International Primary School, 1 Child (Yearly)

$7,720 ₱474.0K

$6,963 ₱427.5K

10.88%

Jeans (Levis 501 Or Similar)

$59.7 ₱3,664

$32.18 ₱1,976

85.46%

Summer Dress (H&M, Zara, etc)

$36.00 ₱2,210

$30.10 ₱1,848

19.60%

Sport Shoes (Adidas, Nike)

$85.5 ₱5,251

$83.9 ₱5,148

2.00%

Men's Leather Business Shoes

$122 ₱7,497

$93.3 ₱5,726

30.92%

1-bedroom Apartment, City Center (Monthly)

$660 ₱40.5K

$269 ₱16.5K

144.91%

1-bedroom Apartment, Outside City Center (Monthly)

$390 ₱23.9K

$177 ₱10.9K

119.83%

3-bedroom Apartment, City Center (Monthly)

$2,259 ₱138.7K

$579 ₱35.6K

290.20%

3-bedroom Apartment, Outside City Center (Monthly)

$1,032 ₱63.4K

$394 ₱24.2K

161.79%

Buy Apartment in City Center (m2)

$6,059 ₱372.0K

$2,260 ₱138.7K

168.12%

Buy Apartment Outside City Center (m2)

$3,835 ₱235.5K

$899 ₱55.2K

326.33%

Average Monthly Net Salary (After Tax)

$610 ₱37.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: July 28, 2026

Last update for Binan City: July 25, 2026

Cost Breakdown

A central one-bedroom costs $660 in Makati versus $269 in Binan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Makati versus $21.00 in Binan City. Monthly groceries follow the same trend: $232 vs $221 – making Binan City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Binan City: Cost of Living - Frequently Asked Questions

Yes – Makati is pricier by about 36%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,840 per month in Makati and $1,348 in Binan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Binan City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,226 in Makati and $899 in Binan City. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $323 per month in Makati and $81.6 in Binan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Binan City, where all-in costs run around $899, than in Makati at $1,226. In Binan City it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

Families tend to lean toward Binan City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Binan City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.