Cost of Living Comparison Between Makati and Binan City Cost of Living Comparison Between Makati and Binan City

Monthly Cost of Living

A single person spends $1,204 per month in Makati vs $901 in Binan City, rent included.

A couple spends around $2,023 per month in Makati vs $1,376 in Binan City, rent included.

A family of three spends $2,841 per month in Makati vs $1,850 in Binan City, rent included.

Makati costs about 34% more than Binan City, driven mainly by Eating Out.

Both Makati and Binan City are more affordable than the global median – Makati 10% lower, Binan City 33% lower.

Meal at Budget Restaurant

$6.69 ₱412

$4.76 ₱294

40.55%

Three-Course Dinner for Two, Mid-Range

$44.22 ₱2,728

$21.05 ₱1,298

110.07%

Fast Food Meal (McDonalds, etc)

$4.88 ₱301

$3.12 ₱193

56.41%

Cappuccino

$2.93 ₱181

$2.98 ₱184

-1.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ₱73.7

$0.93 ₱57.7

27.96%

Water (0.33 liter bottle)

$0.56 ₱34.78

$0.38 ₱23.16

47.37%

Local Beer (0.5 liter draught)

$2.42 ₱150

$1.23 ₱75.7

96.75%

Imported Beer (0.33 liter bottle)

$3.62 ₱223

$2.65 ₱163

36.60%

Milk (1 liter)

$2.20 ₱136

$2.15 ₱133

2.33%

White Bread (500g)

$1.49 ₱92.0

$1.26 ₱77.4

18.25%

Rice (white) (1kg)

$1.07 ₱65.7

$1.07 ₱66.3

Eggs

$2.34 ₱144

$2.00 ₱124

17.00%

Local Cheese (1kg)

$8.19 ₱505

$6.87 ₱424

19.21%

Chicken Fillets (1kg)

$4.42 ₱273

$4.38 ₱270

0.91%

Beef Round Steak (1kg)

$7.71 ₱475

$7.44 ₱459

3.63%

Apples (1kg)

$4.36 ₱269

$4.32 ₱266

0.93%

Banana (1kg)

$2.00 ₱123

$1.52 ₱94.0

31.58%

Oranges (1kg)

$2.57 ₱159

$2.61 ₱161

-1.53%

Tomato (1kg)

$2.23 ₱138

$1.70 ₱105

31.18%

Potato (1kg)

$3.45 ₱213

$2.76 ₱171

25.00%

Onion (1kg)

$2.86 ₱176

$2.93 ₱181

-2.39%

Lettuce (1 head)

$1.14 ₱70.0

$1.64 ₱101

-30.49%

Water (1.5 liter bottle)

$1.02 ₱62.7

$1.01 ₱62.2

0.99%

Cigarettes 20 Pack (Marlboro, Camel)

$2.84 ₱175

$3.24 ₱200

-12.35%

Wine (Bottle)

$8.12 ₱501

$8.43 ₱520

-3.68%

Local Beer (0.5 liter bottle)

$1.25 ₱77.1

$1.25 ₱77.3

Imported Beer (0.33 liter bottle)

$2.32 ₱143

$2.04 ₱126

13.73%

One-way Ticket (Public Transport)

$0.54 ₱33.40

$0.26 ₱15.88

107.69%

Public Transport Monthly Pass (Regular Price)

$3.64 ₱225

Taxi Start (Normal Tariff)

$0.78 ₱48.35

$0.79 ₱48.46

-1.27%

Taxi (Normal Tariff) (1km)

$0.11 ₱6.49

$0.24 ₱14.86

-54.17%

Taxi 1hour Waiting (Normal Tariff)

$3.65 ₱225

$3.63 ₱224

0.55%

Gasoline (1 liter)

$1.10 ₱67.9

$1.11 ₱68.2

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K ₱2.1M

$25.5K ₱1.6M

30.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K ₱1.3M

$20.6K ₱1.3M

4.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 ₱10.5K

$167 ₱10.3K

2.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.96 ₱1,663

$32.51 ₱2,005

-17.07%

Internet (50+ Mbps, Unlimited Data)

$35.97 ₱2,219

$34.87 ₱2,151

3.15%

Gym Membership (Monthly)

$55.6 ₱3,430

$33.87 ₱2,089

64.19%

Tennis Court (1 Hour on Weekend)

$11.87 ₱732

Cinema Ticket

$8.19 ₱505

$7.06 ₱435

16.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$322 ₱19.9K

$81.3 ₱5,013

296.15%

International Primary School, 1 Child (Yearly)

$7,811 ₱481.8K

$7,161 ₱441.7K

9.08%

Jeans (Levis 501 Or Similar)

$58.8 ₱3,628

$32.50 ₱2,004

80.95%

Summer Dress (H&M, Zara, etc)

$35.76 ₱2,206

$29.77 ₱1,836

20.12%

Sport Shoes (Adidas, Nike)

$83.9 ₱5,174

$84.7 ₱5,225

-0.97%

Men's Leather Business Shoes

$123 ₱7,612

$94.8 ₱5,845

30.21%

1-bedroom Apartment, City Center (Monthly)

$667 ₱41.2K

$266 ₱16.4K

151.29%

1-bedroom Apartment, Outside City Center (Monthly)

$403 ₱24.8K

$179 ₱11.0K

125.54%

3-bedroom Apartment, City Center (Monthly)

$2,307 ₱142.3K

$591 ₱36.5K

290.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,015 ₱62.6K

$401 ₱24.7K

153.27%

Buy Apartment in City Center (m2)

$6,283 ₱387.5K

Buy Apartment Outside City Center (m2)

$3,903 ₱240.8K

Average Monthly Net Salary (After Tax)

$712 ₱43.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Makati: April 25, 2026

Last update for Binan City: April 26, 2026

Cost Breakdown

A central one-bedroom costs $667 in Makati versus $266 in Binan City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $44.00 in Makati versus $21.00 in Binan City. Monthly groceries follow the same trend: $236 vs $221 – making Binan City the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Makati vs Binan City: Cost of Living - Frequently Asked Questions

Yes – Makati is pricier by about 34%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,807 per month in Makati and $1,352 in Binan City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Binan City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,204 in Makati and $901 in Binan City. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $322 per month in Makati and $81.3 in Binan City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Binan City, where all-in costs run around $901, than in Makati at $1,204. In Binan City it covers expenses comfortably, while in Makati it requires careful planning or may not stretch far enough.

Families tend to lean toward Binan City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Binan City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Makati makes more sense. Both are solid long-term options with distinct trade-offs.