🙂A single person spends $463 per month in Maharagama vs $531 in Ratnapura, rent included.
🙂A couple spends around $796 per month in Maharagama vs $838 in Ratnapura, rent included.
🙂A family of three spends $1,130 per month in Maharagama vs $1,145 in Ratnapura, rent included.
🙂Maharagama is about 13% cheaper than Ratnapura, driven mainly by Eating Out.
📊Both Maharagama and Ratnapura are more affordable than the global median – Maharagama66% lower, Ratnapura60% lower.
Currency
🍽 Eating Out
Maharagama
Ratnapura
Difference
Meal at Budget Restaurant
-
$2.21LKR 737
-
Three-Course Dinner for Two, Mid-Range
-
$10.19LKR 3,399
-
Fast Food Meal(McDonalds, etc)
-
$6.55LKR 2,184
-
Cappuccino
-
$2.40LKR 800
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
-
$0.80LKR 267
-
Water(0.33 liter bottle)
-
$0.52LKR 173
-
Local Beer(0.5 liter draught)
-
$2.12LKR 706
-
Imported Beer(0.33 liter bottle)
-
$3.02LKR 1,008
-
🛒 Groceries & Markets
Maharagama
Ratnapura
Difference
Milk(1 liter)
$1.87LKR 623
$1.98LKR 661
-5.56%
White Bread(500g)
$0.52LKR 173
$0.83LKR 277
-37.35%
Rice(white)(1kg)
$0.78LKR 262
$0.72LKR 239
8.33%
Eggs
$2.11LKR 704
$1.19LKR 399
77.31%
Local Cheese(1kg)
$16.26LKR 5,423
$16.56LKR 5,523
-1.81%
Chicken Fillets(1kg)
$5.96LKR 1,987
$7.21LKR 2,404
-17.34%
Beef Round Steak(1kg)
$10.99LKR 3,667
$17.39LKR 5,799
-36.80%
Apples(1kg)
$11.75LKR 3,920
$4.59LKR 1,532
155.99%
Banana(1kg)
$1.24LKR 415
$0.78LKR 259
58.97%
Oranges(1kg)
$10.12LKR 3,376
$4.74LKR 1,583
113.50%
Tomato(1kg)
$1.82LKR 608
$1.08LKR 361
68.52%
Potato(1kg)
$1.19LKR 396
$1.17LKR 389
1.71%
Onion(1kg)
$1.16LKR 388
$1.58LKR 528
-26.58%
Lettuce(1 head)
$1.56LKR 520
$0.53LKR 176
194.34%
Water(1.5 liter bottle)
$0.58LKR 192
$0.48LKR 159
20.83%
Cigarettes 20 Pack(Marlboro, Camel)
$9.69LKR 3,233
$14.80LKR 4,936
-34.53%
Wine(Bottle)
-
$12.63LKR 4,214
-
Local Beer(0.5 liter bottle)
$2.06LKR 688
$2.31LKR 771
-10.82%
Imported Beer(0.33 liter bottle)
$3.16LKR 1,055
$3.20LKR 1,067
-1.25%
🚌 Getting Around
Maharagama
Ratnapura
Difference
One-way Ticket(Public Transport)
-
$0.41LKR 137
-
Public Transport Monthly Pass(Regular Price)
$3.37LKR 1,125
-
-
Taxi Start(Normal Tariff)
$0.32LKR 106
$0.41LKR 138
-21.95%
Taxi(Normal Tariff)(1km)
$0.29LKR 96.7
$0.52LKR 175
-44.23%
Taxi 1hour Waiting(Normal Tariff)
-
$0.34LKR 114
-
Gasoline(1 liter)
$1.37LKR 459
$1.07LKR 356
28.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
-
$21.9KLKR 7.3M
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$21.6KLKR 7.2M
-
🧾 Monthly Utilities & Internet
Maharagama
Ratnapura
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$54.2LKR 18.1K
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.30LKR 1,101
$2.26LKR 754
46.02%
Internet(50+ Mbps, Unlimited Data)
$12.75LKR 4,254
$7.81LKR 2,605
63.25%
🎉 Sport & Entertainment
Maharagama
Ratnapura
Difference
Gym Membership(Monthly)
$13.52LKR 4,510
$10.22LKR 3,410
32.29%
Cinema Ticket
$5.04LKR 1,680
$2.60LKR 869
93.85%
🧸 Childcare & Education
Maharagama
Ratnapura
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$67.7LKR 22.6K
-
-
International Primary School, 1 Child(Yearly)
$504LKR 168.0K
-
-
👕👟 Clothing & Footwear
Maharagama
Ratnapura
Difference
Jeans(Levis 501 Or Similar)
$24.76LKR 8,258
$11.64LKR 3,883
112.71%
Summer Dress(H&M, Zara, etc)
$13.58LKR 4,529
$8.47LKR 2,824
60.33%
Sport Shoes(Adidas, Nike)
$55.8LKR 18.6K
$94.7LKR 31.6K
-41.13%
Men's Leather Business Shoes
$57.4LKR 19.2K
$28.23LKR 9,416
103.44%
🏠 Accommodation & Living
Maharagama
Ratnapura
Difference
1-bedroom Apartment, City Center(Monthly)
-
$82.6LKR 27.6K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$59.9LKR 20.0K
-
3-bedroom Apartment, City Center(Monthly)
$167LKR 55.8K
-
-
3-bedroom Apartment, Outside City Center(Monthly)
$119LKR 39.5K
$94.1LKR 31.4K
25.97%
💵 Salaries & Financials
Maharagama
Ratnapura
Difference
Average Monthly Net Salary(After Tax)
-
$165LKR 55.0K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
17
0
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Maharagama: June 6, 2026
Last update for Ratnapura: June 8, 2026
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Maharagama vs Ratnapura: Cost of Living - Frequently Asked Questions
Is Ratnapura cheaper than Maharagama?
Yes – Ratnapura is pricier by about 15%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $694 per month in Maharagama and $797 in Ratnapura. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Maharagama vs Ratnapura?
Monthly expenses with rent come to $463 in Maharagama and $531 in Ratnapura. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do food prices compare in Maharagama and Ratnapura?
Interestingly, groceries are about 5% cheaper in Ratnapura – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 enough for either Maharagama or Ratnapura?
$1,000 covers both cities comfortably – all-in costs are $463 in Maharagama and $531 in Ratnapura, leaving budget for savings and extras in both cases.
Is Maharagama or Ratnapura more family-friendly?
Families tend to lean toward Maharagama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Maharagama or Ratnapura?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Maharagama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ratnapura makes more sense. Both are solid long-term options with distinct trade-offs.
Maharagama vs other spots: cost of living compared