😐A single person spends $534 per month in Ratnapura vs $473 in Maharagama, rent included.
😐A couple spends around $858 per month in Ratnapura vs $789 in Maharagama, rent included.
😐A family of three spends $1,183 per month in Ratnapura vs $1,105 in Maharagama, rent included.
😐Ratnapura costs about 13% more than Maharagama, driven mainly by Eating Out.
📊Both Ratnapura and Maharagama are more affordable than the global median – Ratnapura60% lower, Maharagama64% lower.
Currency
🍽 Eating Out
Ratnapura
Maharagama
Difference
Meal at Budget Restaurant
$2.19LKR 735
-
-
Three-Course Dinner for Two, Mid-Range
$10.13LKR 3,398
-
-
Fast Food Meal(McDonalds, etc)
$6.81LKR 2,287
-
-
Cappuccino
$2.37LKR 797
-
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.87LKR 291
-
-
Water(0.33 liter bottle)
$0.49LKR 164
-
-
Local Beer(0.5 liter draught)
$2.12LKR 713
-
-
Imported Beer(0.33 liter bottle)
$2.94LKR 988
-
-
🛒 Groceries & Markets
Ratnapura
Maharagama
Difference
Milk(1 liter)
$1.97LKR 662
$1.92LKR 644
2.60%
White Bread(500g)
$0.81LKR 271
$0.49LKR 164
65.31%
Rice(white)(1kg)
$0.72LKR 242
$0.73LKR 246
-1.37%
Eggs
$1.24LKR 417
$2.07LKR 694
-40.10%
Local Cheese(1kg)
$16.47LKR 5,527
$16.11LKR 5,405
2.23%
Chicken Fillets(1kg)
$6.97LKR 2,338
$5.95LKR 1,995
17.14%
Beef Round Steak(1kg)
$17.18LKR 5,766
$10.91LKR 3,661
57.47%
Apples(1kg)
$4.66LKR 1,563
$11.62LKR 3,898
-59.90%
Banana(1kg)
$0.77LKR 260
$1.25LKR 419
-38.40%
Oranges(1kg)
$4.78LKR 1,603
$10.10LKR 3,389
-52.67%
Tomato(1kg)
$1.06LKR 355
$1.83LKR 613
-42.08%
Potato(1kg)
$1.12LKR 377
$1.19LKR 400
-5.88%
Onion(1kg)
$1.50LKR 502
$1.21LKR 407
23.97%
Lettuce(1 head)
$0.52LKR 174
$1.61LKR 541
-67.70%
Water(1.5 liter bottle)
$0.52LKR 175
$0.62LKR 208
-16.13%
Cigarettes 20 Pack(Marlboro, Camel)
$14.29LKR 4,794
$9.84LKR 3,303
45.22%
Wine(Bottle)
$12.44LKR 4,175
-
-
Local Beer(0.5 liter bottle)
$2.30LKR 773
$2.06LKR 691
11.65%
Imported Beer(0.33 liter bottle)
$3.21LKR 1,077
$3.25LKR 1,090
-1.23%
🚌 Getting Around
Ratnapura
Maharagama
Difference
One-way Ticket(Public Transport)
$0.41LKR 138
-
-
Public Transport Monthly Pass(Regular Price)
-
$3.44LKR 1,154
-
Taxi Start(Normal Tariff)
$0.41LKR 139
$0.34LKR 115
20.59%
Taxi(Normal Tariff)(1km)
$0.53LKR 177
$0.31LKR 105
70.97%
Taxi 1hour Waiting(Normal Tariff)
$0.35LKR 116
-
-
Gasoline(1 liter)
$1.08LKR 361
$1.43LKR 478
-24.48%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.8KLKR 7.3M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.3KLKR 7.2M
-
-
🧾 Monthly Utilities & Internet
Ratnapura
Maharagama
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$53.5LKR 18.0K
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.26LKR 757
$3.28LKR 1,101
-31.10%
Internet(50+ Mbps, Unlimited Data)
$7.88LKR 2,645
$12.46LKR 4,182
-36.76%
🎉 Sport & Entertainment
Ratnapura
Maharagama
Difference
Gym Membership(Monthly)
$10.10LKR 3,389
$13.51LKR 4,534
-25.24%
Cinema Ticket
$2.71LKR 910
$5.09LKR 1,706
-46.76%
🧸 Childcare & Education
Ratnapura
Maharagama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$68.3LKR 22.9K
-
International Primary School, 1 Child(Yearly)
-
$500LKR 167.8K
-
👕👟 Clothing & Footwear
Ratnapura
Maharagama
Difference
Jeans(Levis 501 Or Similar)
$11.60LKR 3,893
$24.80LKR 8,321
-53.23%
Summer Dress(H&M, Zara, etc)
$8.24LKR 2,766
$13.30LKR 4,464
-38.05%
Sport Shoes(Adidas, Nike)
$94.1LKR 31.6K
$56.2LKR 18.9K
67.43%
Men's Leather Business Shoes
$28.63LKR 9,606
$58.1LKR 19.5K
-50.73%
🏠 Accommodation & Living
Ratnapura
Maharagama
Difference
1-bedroom Apartment, City Center(Monthly)
$82.1LKR 27.5K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$59.3LKR 19.9K
-
-
3-bedroom Apartment, City Center(Monthly)
-
$165LKR 55.5K
-
3-bedroom Apartment, Outside City Center(Monthly)
$92.4LKR 31.0K
$115LKR 38.6K
-19.59%
💵 Salaries & Financials
Ratnapura
Maharagama
Difference
Average Monthly Net Salary(After Tax)
$170LKR 57.0K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
17
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ratnapura: July 26, 2026
Last update for Maharagama: July 27, 2026
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ratnapura vs Maharagama: Cost of Living - Frequently Asked Questions
Is Maharagama cheaper than Ratnapura?
Yes – Ratnapura is pricier by about 13%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $801 per month in Ratnapura and $709 in Maharagama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Ratnapura and in Maharagama?
Monthly expenses with rent come to $534 in Ratnapura and $473 in Maharagama. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do food prices compare in Ratnapura and in Maharagama?
Interestingly, groceries are about 6% cheaper in Ratnapura – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 enough for either Ratnapura or Maharagama?
$1,000 covers both cities comfortably – all-in costs are $534 in Ratnapura and $473 in Maharagama, leaving budget for savings and extras in both cases.
Is Ratnapura or Maharagama more family-friendly?
Families tend to lean toward Maharagama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ratnapura or Maharagama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Maharagama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ratnapura makes more sense. Both are solid long-term options with distinct trade-offs.