😐A single person spends $528 per month in Ratnapura vs $472 in Maharagama, rent included.
😐A couple spends around $837 per month in Ratnapura vs $797 in Maharagama, rent included.
😐A family of three spends $1,146 per month in Ratnapura vs $1,122 in Maharagama, rent included.
😐Ratnapura costs about 12% more than Maharagama, driven mainly by Eating Out.
📊Both Ratnapura and Maharagama are more affordable than the global median – Ratnapura60% lower, Maharagama65% lower.
Currency
🍽 Eating Out
Ratnapura
Maharagama
Difference
Meal at Budget Restaurant
$2.11LKR 704
-
-
Three-Course Dinner for Two, Mid-Range
$9.98LKR 3,323
-
-
Fast Food Meal(McDonalds, etc)
$6.84LKR 2,277
-
-
Cappuccino
$2.32LKR 773
-
-
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.86LKR 288
-
-
Water(0.33 liter bottle)
$0.48LKR 161
-
-
Local Beer(0.5 liter draught)
$2.25LKR 748
-
-
Imported Beer(0.33 liter bottle)
$2.94LKR 979
-
-
🛒 Groceries & Markets
Ratnapura
Maharagama
Difference
Milk(1 liter)
$2.06LKR 687
$1.85LKR 616
11.35%
White Bread(500g)
$0.80LKR 268
$0.52LKR 174
53.85%
Rice(white)(1kg)
$0.69LKR 228
$0.76LKR 254
-9.21%
Eggs
$1.23LKR 410
$2.02LKR 674
-39.11%
Local Cheese(1kg)
$16.64LKR 5,541
$15.86LKR 5,282
4.92%
Chicken Fillets(1kg)
$7.04LKR 2,346
$5.81LKR 1,936
21.17%
Beef Round Steak(1kg)
$17.63LKR 5,871
$11.04LKR 3,677
59.69%
Apples(1kg)
$4.65LKR 1,549
$11.73LKR 3,906
-60.36%
Banana(1kg)
$0.76LKR 255
$1.23LKR 410
-38.21%
Oranges(1kg)
$4.67LKR 1,555
$10.08LKR 3,357
-53.67%
Tomato(1kg)
$1.04LKR 347
$1.89LKR 628
-44.97%
Potato(1kg)
$1.13LKR 376
$1.14LKR 381
-0.88%
Onion(1kg)
$1.57LKR 523
$1.15LKR 382
36.52%
Lettuce(1 head)
$0.53LKR 175
$1.55LKR 518
-65.81%
Water(1.5 liter bottle)
$0.52LKR 173
$0.58LKR 193
-10.34%
Cigarettes 20 Pack(Marlboro, Camel)
$14.59LKR 4,860
$9.87LKR 3,288
47.82%
Wine(Bottle)
$12.75LKR 4,247
-
-
Local Beer(0.5 liter bottle)
$2.34LKR 780
$1.97LKR 657
18.78%
Imported Beer(0.33 liter bottle)
$3.16LKR 1,051
$3.21LKR 1,068
-1.56%
🚌 Getting Around
Ratnapura
Maharagama
Difference
One-way Ticket(Public Transport)
$0.38LKR 127
-
-
Public Transport Monthly Pass(Regular Price)
-
$3.44LKR 1,145
-
Taxi Start(Normal Tariff)
$0.39LKR 128
$0.34LKR 114
14.71%
Taxi(Normal Tariff)(1km)
$0.48LKR 161
$0.31LKR 104
54.84%
Taxi 1hour Waiting(Normal Tariff)
$0.32LKR 106
-
-
Gasoline(1 liter)
$1.04LKR 345
$1.38LKR 460
-24.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.3KLKR 7.1M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9KLKR 7.3M
-
-
🧾 Monthly Utilities & Internet
Ratnapura
Maharagama
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$53.1LKR 17.7K
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.33LKR 776
$3.28LKR 1,091
-28.96%
Internet(50+ Mbps, Unlimited Data)
$8.24LKR 2,744
$12.43LKR 4,140
-33.71%
🎉 Sport & Entertainment
Ratnapura
Maharagama
Difference
Gym Membership(Monthly)
$10.19LKR 3,394
$13.16LKR 4,383
-22.57%
Cinema Ticket
$2.72LKR 907
$4.93LKR 1,643
-44.83%
🧸 Childcare & Education
Ratnapura
Maharagama
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$66.6LKR 22.2K
-
International Primary School, 1 Child(Yearly)
-
$494LKR 164.4K
-
👕👟 Clothing & Footwear
Ratnapura
Maharagama
Difference
Jeans(Levis 501 Or Similar)
$11.57LKR 3,851
$25.32LKR 8,432
-54.30%
Summer Dress(H&M, Zara, etc)
$8.57LKR 2,853
$13.38LKR 4,455
-35.95%
Sport Shoes(Adidas, Nike)
$92.6LKR 30.8K
$55.9LKR 18.6K
65.69%
Men's Leather Business Shoes
$29.02LKR 9,664
$59.8LKR 19.9K
-51.44%
🏠 Accommodation & Living
Ratnapura
Maharagama
Difference
1-bedroom Apartment, City Center(Monthly)
$83.0LKR 27.7K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$59.3LKR 19.8K
-
-
3-bedroom Apartment, City Center(Monthly)
-
$164LKR 54.7K
-
3-bedroom Apartment, Outside City Center(Monthly)
$95.1LKR 31.7K
$119LKR 39.5K
-19.75%
💵 Salaries & Financials
Ratnapura
Maharagama
Difference
Average Monthly Net Salary(After Tax)
$168LKR 55.9K
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
0
17
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ratnapura: June 13, 2026
Last update for Maharagama: June 16, 2026
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ratnapura vs Maharagama: Cost of Living - Frequently Asked Questions
Is Maharagama cheaper than Ratnapura?
Yes – Ratnapura is pricier by about 12%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $792 per month in Ratnapura and $708 in Maharagama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
What are total monthly expenses in Ratnapura vs Maharagama?
Monthly expenses with rent come to $528 in Ratnapura and $472 in Maharagama. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do food prices compare in Ratnapura and Maharagama?
Interestingly, groceries are about 4% cheaper in Ratnapura – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $1,000 enough for either Ratnapura or Maharagama?
$1,000 covers both cities comfortably – all-in costs are $528 in Ratnapura and $472 in Maharagama, leaving budget for savings and extras in both cases.
Is Ratnapura or Maharagama more family-friendly?
Families tend to lean toward Maharagama – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ratnapura or Maharagama?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Maharagama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ratnapura makes more sense. Both are solid long-term options with distinct trade-offs.