🙂A single person spends $132 per month in Maharagama vs $496 in Jaffna, rent included.
🙂A couple spends around $246 per month in Maharagama vs $782 in Jaffna, rent included.
🙂A family of three spends $360 per month in Maharagama vs $1,067 in Jaffna, rent included.
🙂Maharagama is about 73% cheaper than Jaffna, driven mainly by Groceries & Markets.
📊Both Maharagama and Jaffna are more affordable than the global median – Maharagama90% lower, Jaffna64% lower.
Currency
🍽 Eating Out
Maharagama
Jaffna
Difference
Meal at Budget Restaurant
$5.20LKR 1,719
$1.04LKR 343
400.00%
Three-Course Dinner for Two, Mid-Range
$20.09LKR 6,642
$39.49LKR 13.1K
-49.13%
Fast Food Meal(McDonalds, etc)
$7.02LKR 2,321
$4.60LKR 1,522
52.61%
Cappuccino
$2.13LKR 705
$3.23LKR 1,069
-34.06%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.61LKR 201
$1.69LKR 558
-63.91%
Water(0.33 liter bottle)
$0.29LKR 94.3
$0.52LKR 173
-44.23%
Local Beer(0.5 liter draught)
-
$3.66LKR 1,209
-
Imported Beer(0.33 liter bottle)
-
$5.96LKR 1,972
-
🛒 Groceries & Markets
Maharagama
Jaffna
Difference
Milk(1 liter)
$0.90LKR 297
$0.71LKR 235
26.76%
White Bread(500g)
$0.25LKR 82.7
$0.49LKR 162
-48.98%
Rice(white)(1kg)
$0.51LKR 168
$0.60LKR 199
-15.00%
Eggs
$1.44LKR 476
$1.42LKR 469
1.41%
Local Cheese(1kg)
-
$4.59LKR 1,519
-
Chicken Fillets(1kg)
-
$3.12LKR 1,033
-
Beef Round Steak(1kg)
-
$6.12LKR 2,023
-
Apples(1kg)
-
$3.74LKR 1,236
-
Banana(1kg)
-
$0.48LKR 157
-
Oranges(1kg)
-
$3.06LKR 1,010
-
Tomato(1kg)
-
$1.51LKR 499
-
Potato(1kg)
-
$1.02LKR 336
-
Onion(1kg)
-
$0.64LKR 212
-
Lettuce(1 head)
-
$0.62LKR 206
-
Water(1.5 liter bottle)
-
$0.39LKR 130
-
Cigarettes 20 Pack(Marlboro, Camel)
-
$11.56LKR 3,823
-
Wine(Bottle)
-
$18.17LKR 6,007
-
Local Beer(0.5 liter bottle)
-
$2.53LKR 838
-
🚌 Getting Around
Maharagama
Jaffna
Difference
One-way Ticket(Public Transport)
-
$0.29LKR 95.0
-
Public Transport Monthly Pass(Regular Price)
-
$2.96LKR 979
-
Taxi Start(Normal Tariff)
$0.45LKR 148
$0.44LKR 147
2.27%
Taxi(Normal Tariff)(1km)
$0.48LKR 159
$0.25LKR 82.9
92.00%
Gasoline(1 liter)
-
$1.18LKR 392
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$45.8KLKR 15.2M
-
🧾 Monthly Utilities & Internet
Maharagama
Jaffna
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
-
$46.32LKR 15.3K
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.69LKR 1,549
$2.96LKR 979
58.45%
Internet(50+ Mbps, Unlimited Data)
$13.87LKR 4,587
-
-
🎉 Sport & Entertainment
Maharagama
Jaffna
Difference
Gym Membership(Monthly)
-
$6.25LKR 2,067
-
Cinema Ticket
-
$1.86LKR 617
-
👕👟 Clothing & Footwear
Maharagama
Jaffna
Difference
Jeans(Levis 501 Or Similar)
-
$36.70LKR 12.1K
-
🏠 Accommodation & Living
Maharagama
Jaffna
Difference
1-bedroom Apartment, City Center(Monthly)
-
$149LKR 49.3K
-
1-bedroom Apartment, Outside City Center(Monthly)
-
$139LKR 46.0K
-
3-bedroom Apartment, City Center(Monthly)
$200LKR 66.1K
$230LKR 76.1K
-13.12%
3-bedroom Apartment, Outside City Center(Monthly)
-
$198LKR 65.4K
-
💵 Salaries & Financials
Maharagama
Jaffna
Difference
Average Monthly Net Salary(After Tax)
$248LKR 81.9K
-
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Maharagama: September 13, 2026
Last update for Jaffna: September 12, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $20.00 in Maharagama versus $39.00 in Jaffna. Monthly groceries follow the same trend: $19.00 vs $170 – making Maharagama the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Maharagama vs Jaffna: Cost of Living - Frequently Asked Questions
How do living costs in Maharagama and in Jaffna compare overall?
Monthly costs with rent: $132 in Maharagama, $496 in Jaffna – roughly 277% apart. Jaffna costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Maharagama compared to Jaffna?
For a comfortable life, plan on about $198 per month in Maharagama and $744 in Jaffna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $20.00 in Maharagama and $39.00 in Jaffna. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Maharagama or Jaffna?
Monthly expenses with rent come to $132 in Maharagama and $496 in Jaffna. The difference isn't just one category – it shows up across housing, food, transport, and services.
How far does $1,000 go in Maharagama compared to Jaffna?
$1,000 covers both cities comfortably – all-in costs are $132 in Maharagama and $496 in Jaffna, leaving budget for savings and extras in both cases.
How does quality of life compare between Maharagama and Jaffna?
It depends on your priorities. Maharagama has an edge in some lifestyle areas, with costs from $132 in Maharagama to $496 in Jaffna. Climate, culture, job market, and personal taste all factor in.
Is Maharagama or Jaffna safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Maharagama and Jaffna?
If budget matters most, go with Maharagama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jaffna makes more sense. Both are solid long-term options with distinct trade-offs.
Maharagama vs other spots: cost of living compared