😐A single person spends $496 per month in Jaffna vs $132 in Maharagama, rent included.
😐A couple spends around $782 per month in Jaffna vs $246 in Maharagama, rent included.
😐A family of three spends $1,067 per month in Jaffna vs $360 in Maharagama, rent included.
😐Jaffna costs about 277% more than Maharagama, driven mainly by Groceries & Markets.
📊Both Jaffna and Maharagama are more affordable than the global median – Jaffna64% lower, Maharagama90% lower.
Currency
🍽 Eating Out
Jaffna
Maharagama
Difference
Meal at Budget Restaurant
$1.04LKR 343
$5.20LKR 1,719
-80.00%
Three-Course Dinner for Two, Mid-Range
$39.49LKR 13.1K
$20.09LKR 6,642
96.57%
Fast Food Meal(McDonalds, etc)
$4.60LKR 1,522
$7.02LKR 2,321
-34.47%
Cappuccino
$3.23LKR 1,069
$2.13LKR 705
51.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.69LKR 558
$0.61LKR 201
177.05%
Water(0.33 liter bottle)
$0.52LKR 173
$0.29LKR 94.3
79.31%
Local Beer(0.5 liter draught)
$3.66LKR 1,209
-
-
Imported Beer(0.33 liter bottle)
$5.96LKR 1,972
-
-
🛒 Groceries & Markets
Jaffna
Maharagama
Difference
Milk(1 liter)
$0.71LKR 235
$0.90LKR 297
-21.11%
White Bread(500g)
$0.49LKR 162
$0.25LKR 82.7
96.00%
Rice(white)(1kg)
$0.60LKR 199
$0.51LKR 168
17.65%
Eggs
$1.42LKR 469
$1.44LKR 476
-1.39%
Local Cheese(1kg)
$4.59LKR 1,519
-
-
Chicken Fillets(1kg)
$3.12LKR 1,033
-
-
Beef Round Steak(1kg)
$6.12LKR 2,023
-
-
Apples(1kg)
$3.74LKR 1,236
-
-
Banana(1kg)
$0.48LKR 157
-
-
Oranges(1kg)
$3.06LKR 1,010
-
-
Tomato(1kg)
$1.51LKR 499
-
-
Potato(1kg)
$1.02LKR 336
-
-
Onion(1kg)
$0.64LKR 212
-
-
Lettuce(1 head)
$0.62LKR 206
-
-
Water(1.5 liter bottle)
$0.39LKR 130
-
-
Cigarettes 20 Pack(Marlboro, Camel)
$11.56LKR 3,823
-
-
Wine(Bottle)
$18.17LKR 6,007
-
-
Local Beer(0.5 liter bottle)
$2.53LKR 838
-
-
🚌 Getting Around
Jaffna
Maharagama
Difference
One-way Ticket(Public Transport)
$0.29LKR 95.0
-
-
Public Transport Monthly Pass(Regular Price)
$2.96LKR 979
-
-
Taxi Start(Normal Tariff)
$0.44LKR 147
$0.45LKR 148
-2.22%
Taxi(Normal Tariff)(1km)
$0.25LKR 82.9
$0.48LKR 159
-47.92%
Gasoline(1 liter)
$1.18LKR 392
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$45.8KLKR 15.2M
-
-
🧾 Monthly Utilities & Internet
Jaffna
Maharagama
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$46.32LKR 15.3K
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$2.96LKR 979
$4.69LKR 1,549
-36.89%
Internet(50+ Mbps, Unlimited Data)
-
$13.87LKR 4,587
-
🎉 Sport & Entertainment
Jaffna
Maharagama
Difference
Gym Membership(Monthly)
$6.25LKR 2,067
-
-
Cinema Ticket
$1.86LKR 617
-
-
👕👟 Clothing & Footwear
Jaffna
Maharagama
Difference
Jeans(Levis 501 Or Similar)
$36.70LKR 12.1K
-
-
🏠 Accommodation & Living
Jaffna
Maharagama
Difference
1-bedroom Apartment, City Center(Monthly)
$149LKR 49.3K
-
-
1-bedroom Apartment, Outside City Center(Monthly)
$139LKR 46.0K
-
-
3-bedroom Apartment, City Center(Monthly)
$230LKR 76.1K
$200LKR 66.1K
15.10%
3-bedroom Apartment, Outside City Center(Monthly)
$198LKR 65.4K
-
-
💵 Salaries & Financials
Jaffna
Maharagama
Difference
Average Monthly Net Salary(After Tax)
-
$248LKR 81.9K
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Jaffna: September 12, 2026
Last update for Maharagama: September 13, 2026
Cost Breakdown
🛒A mid-range dinner for two costs $39.00 in Jaffna versus $20.00 in Maharagama. Monthly groceries follow the same trend: $170 vs $19.00 – making Maharagama the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Jaffna vs Maharagama: Cost of Living - Frequently Asked Questions
How do living costs in Jaffna and in Maharagama compare overall?
Monthly costs with rent: $496 in Jaffna, $132 in Maharagama – roughly 277% apart. Jaffna costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Jaffna compared to Maharagama?
For a comfortable life, plan on about $744 per month in Jaffna and $198 in Maharagama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has cheaper restaurants?
A mid-range dinner for two costs $39.00 in Jaffna and $20.00 in Maharagama. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Jaffna or Maharagama?
Monthly expenses with rent come to $496 in Jaffna and $132 in Maharagama. The difference isn't just one category – it shows up across housing, food, transport, and services.
How far does $1,000 go in Jaffna compared to Maharagama?
$1,000 covers both cities comfortably – all-in costs are $496 in Jaffna and $132 in Maharagama, leaving budget for savings and extras in both cases.
How does quality of life compare between Jaffna and Maharagama?
It depends on your priorities. Maharagama has an edge in some lifestyle areas, with costs from $132 in Maharagama to $496 in Jaffna. Climate, culture, job market, and personal taste all factor in.
Is Jaffna or Maharagama safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Jaffna and Maharagama?
If budget matters most, go with Maharagama. If higher salaries, better infrastructure, or specific career opportunities are the priority, Jaffna makes more sense. Both are solid long-term options with distinct trade-offs.