Cost of Living Comparison Between Mackay and Wellington Cost of Living Comparison Between Mackay and Wellington

Monthly Cost of Living

A single person spends $2,060 per month in Mackay vs $2,306 in Wellington, rent included.

A couple spends around $3,193 per month in Mackay vs $3,563 in Wellington, rent included.

A family of three spends $4,326 per month in Mackay vs $4,819 in Wellington, rent included.

Mackay is about 11% cheaper than Wellington, driven mainly by Sport & Entertainment.

Both Mackay and Wellington sit above the global median – Mackay by 54%, Wellington by 72%.

Meal at Budget Restaurant

$16.09 A$22.53

$17.55 NZ$29.65

-8.32%

Three-Course Dinner for Two, Mid-Range

$70.7 A$98.9

$83.0 NZ$140

-14.85%

Fast Food Meal (McDonalds, etc)

$11.93 A$16.70

$9.70 NZ$16.40

22.99%

Cappuccino

$3.92 A$5.49

$3.67 NZ$6.20

6.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.04 A$4.26

$2.56 NZ$4.32

18.75%

Water (0.33 liter bottle)

$2.54 A$3.56

$2.13 NZ$3.60

19.25%

Local Beer (0.5 liter draught)

$6.65 A$9.30

$7.10 NZ$11.99

-6.34%

Imported Beer (0.33 liter bottle)

$6.57 A$9.19

$7.07 NZ$11.96

-7.07%

Milk (1 liter)

$1.32 A$1.85

$1.84 NZ$3.11

-28.26%

White Bread (500g)

$2.13 A$2.98

$2.12 NZ$3.58

0.47%

Rice (white) (1kg)

$2.54 A$3.56

$1.89 NZ$3.20

34.39%

Eggs

$5.10 A$7.14

$7.25 NZ$12.25

-29.66%

Local Cheese (1kg)

$8.82 A$12.35

$8.25 NZ$13.95

6.91%

Chicken Fillets (1kg)

$8.22 A$11.51

$10.98 NZ$18.56

-25.14%

Beef Round Steak (1kg)

$14.79 A$20.70

$13.22 NZ$22.34

11.88%

Apples (1kg)

$3.37 A$4.71

$3.12 NZ$5.28

8.01%

Banana (1kg)

$2.76 A$3.86

$2.35 NZ$3.96

17.45%

Oranges (1kg)

$2.95 A$4.12

$3.09 NZ$5.23

-4.53%

Tomato (1kg)

$4.80 A$6.71

$4.89 NZ$8.27

-1.84%

Potato (1kg)

$1.74 A$2.44

$2.09 NZ$3.54

-16.75%

Onion (1kg)

$1.63 A$2.28

$1.59 NZ$2.69

2.52%

Lettuce (1 head)

$1.86 A$2.60

$2.25 NZ$3.80

-17.33%

Water (1.5 liter bottle)

$2.18 A$3.05

$1.31 NZ$2.21

66.41%

Cigarettes 20 Pack (Marlboro, Camel)

$38.75 A$54.2

$26.84 NZ$45.35

44.37%

Wine (Bottle)

$8.67 A$12.14

$10.51 NZ$17.77

-17.51%

Local Beer (0.5 liter bottle)

$4.77 A$6.67

$3.54 NZ$5.99

34.75%

Imported Beer (0.33 liter bottle)

$5.66 A$7.92

$3.27 NZ$5.53

73.09%

One-way Ticket (Public Transport)

$2.22 A$3.11

$2.65 NZ$4.48

-16.23%

Public Transport Monthly Pass (Regular Price)

$66.0 A$92.4

$109 NZ$184

-39.50%

Taxi Start (Normal Tariff)

$5.49 A$7.69

$2.66 NZ$4.49

106.39%

Taxi (Normal Tariff) (1km)

$1.83 A$2.56

$1.83 NZ$3.10

Taxi 1hour Waiting (Normal Tariff)

$31.98 A$44.78

$61.4 NZ$104

-47.94%

Gasoline (1 liter)

$1.20 A$1.68

$1.64 NZ$2.78

-26.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.4K A$52.4K

$33.3K NZ$56.3K

12.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K A$40.6K

$25.5K NZ$43.1K

13.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 A$261

$158 NZ$267

18.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.73 A$37.43

$32.92 NZ$55.6

-18.80%

Internet (50+ Mbps, Unlimited Data)

$72.3 A$101

$51.1 NZ$86.4

41.43%

Gym Membership (Monthly)

$74.9 A$105

$35.78 NZ$60.5

109.22%

Tennis Court (1 Hour on Weekend)

$19.60 A$27.44

$20.29 NZ$34.29

-3.40%

Cinema Ticket

$15.37 A$21.52

$12.29 NZ$20.78

25.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,755 A$2,457

$792 NZ$1,338

121.71%

International Primary School, 1 Child (Yearly)

$12.1K A$16.9K

$12.5K NZ$21.1K

-3.48%

Jeans (Levis 501 Or Similar)

$67.4 A$94.3

$71.5 NZ$121

-5.80%

Summer Dress (H&M, Zara, etc)

$46.86 A$65.6

$52.4 NZ$88.5

-10.49%

Sport Shoes (Adidas, Nike)

$113 A$158

$118 NZ$200

-4.46%

Men's Leather Business Shoes

$97.9 A$137

$144 NZ$243

-31.89%

1-bedroom Apartment, City Center (Monthly)

$915 A$1,280

$1,318 NZ$2,227

-30.61%

1-bedroom Apartment, Outside City Center (Monthly)

$797 A$1,116

$1,095 NZ$1,850

-27.19%

3-bedroom Apartment, City Center (Monthly)

$1,724 A$2,414

$2,159 NZ$3,649

-20.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,645 A$2,303

$1,898 NZ$3,207

-13.31%

Buy Apartment in City Center (m2)

$6,180 A$8,652

$6,861 NZ$11.6K

-9.93%

Buy Apartment Outside City Center (m2)

$5,005 A$7,007

$3,929 NZ$6,640

27.38%

Average Monthly Net Salary (After Tax)

$5,704 A$7,986

$3,103 NZ$5,244

83.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.7

6.94

-17.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mackay: April 21, 2026

Last update for Wellington: April 22, 2026

Cost Breakdown

A central one-bedroom costs $915 in Mackay versus $1,318 in Wellington. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 84% higher in Mackay, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $71 in Mackay versus $83 in Wellington. Monthly groceries follow the same trend: $341 vs $341 – making Mackay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mackay vs Wellington: Cost of Living - Frequently Asked Questions

Yes – Wellington is pricier by about 12%, and the gap shows up most in Sport & Entertainment. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,089 per month in Mackay and $3,459 in Wellington. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Mackay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 0% more in Wellington, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $71.0 in Mackay and $83.0 in Wellington. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Mackay, where all-in costs run around $2,060, than in Wellington at $2,306. In Mackay it covers expenses comfortably, while in Wellington it requires careful planning or may not stretch far enough.

Families tend to lean toward Mackay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Mackay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Wellington makes more sense. Both are solid long-term options with distinct trade-offs.