😐A single person spends $2,061 per month in Mackay vs $869 in Chiang Mai, rent included.
😐A couple spends around $3,219 per month in Mackay vs $1,362 in Chiang Mai, rent included.
😐A family of three spends $4,377 per month in Mackay vs $1,855 in Chiang Mai, rent included.
😐Mackay costs about 137% more than Chiang Mai, driven mainly by Eating Out.
📊Mackay sits 53% above the global median, while Chiang Mai is 35% below – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Mackay
Chiang Mai
Difference
Meal at Budget Restaurant
$16.11A$22.76
$1.98฿64.3
713.64%
Three-Course Dinner for Two, Mid-Range
$71.1A$100
$18.80฿612
278.09%
Fast Food Meal(McDonalds, etc)
$11.61A$16.40
$7.75฿252
49.81%
Cappuccino
$4.06A$5.74
$1.92฿62.5
111.46%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$3.01A$4.26
$0.79฿25.79
281.01%
Water(0.33 liter bottle)
$2.65A$3.74
$0.36฿11.62
636.11%
Local Beer(0.5 liter draught)
$6.34A$8.95
$2.21฿72.1
186.88%
Imported Beer(0.33 liter bottle)
$6.69A$9.45
$3.66฿119
82.79%
🛒 Groceries & Markets
Mackay
Chiang Mai
Difference
Milk(1 liter)
$1.31A$1.85
$1.65฿53.8
-20.61%
White Bread(500g)
$2.13A$3.01
$1.63฿53.2
30.67%
Rice(white)(1kg)
$2.62A$3.70
$1.19฿38.86
120.17%
Eggs
$5.02A$7.10
$2.00฿65.1
151.00%
Local Cheese(1kg)
$8.97A$12.68
$15.98฿520
-43.87%
Chicken Fillets(1kg)
$7.93A$11.20
$3.03฿98.5
161.72%
Beef Round Steak(1kg)
$14.86A$21.00
$10.86฿354
36.83%
Apples(1kg)
$3.41A$4.82
$2.76฿90.0
23.55%
Banana(1kg)
$2.88A$4.06
$1.18฿38.42
144.07%
Oranges(1kg)
$2.98A$4.22
$1.64฿53.5
81.71%
Tomato(1kg)
$4.82A$6.81
$1.52฿49.51
217.11%
Potato(1kg)
$1.81A$2.56
$1.38฿45.10
31.16%
Onion(1kg)
$1.64A$2.31
$1.19฿38.84
37.82%
Lettuce(1 head)
$1.86A$2.63
$0.70฿22.86
165.71%
Water(1.5 liter bottle)
$2.19A$3.10
$0.56฿18.13
291.07%
Cigarettes 20 Pack(Marlboro, Camel)
$38.58A$54.5
$4.58฿149
742.36%
Wine(Bottle)
$8.45A$11.94
$16.56฿539
-48.97%
Local Beer(0.5 liter bottle)
$4.67A$6.60
$1.83฿59.5
155.19%
Imported Beer(0.33 liter bottle)
$5.65A$7.98
$3.20฿104
76.56%
🚌 Getting Around
Mackay
Chiang Mai
Difference
One-way Ticket(Public Transport)
$2.23A$3.15
$0.88฿28.56
153.41%
Public Transport Monthly Pass(Regular Price)
$65.6A$92.7
$18.72฿610
250.43%
Taxi Start(Normal Tariff)
$5.49A$7.76
$1.36฿44.16
303.68%
Taxi(Normal Tariff)(1km)
$1.87A$2.64
$1.34฿43.65
39.55%
Taxi 1hour Waiting(Normal Tariff)
$32.54A$45.97
$7.84฿256
315.05%
Gasoline(1 liter)
$1.20A$1.70
$1.23฿39.92
-2.44%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.0KA$52.3K
$21.6K฿704.3K
71.10%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.1KA$41.1K
$22.5K฿734.3K
29.05%
🧾 Monthly Utilities & Internet
Mackay
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$185A$261
$70.5฿2,298
162.04%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$27.14A$38.34
$13.68฿445
98.39%
Internet(50+ Mbps, Unlimited Data)
$72.3A$102
$17.45฿568
314.44%
🎉 Sport & Entertainment
Mackay
Chiang Mai
Difference
Gym Membership(Monthly)
$73.9A$104
$41.33฿1,346
78.71%
Tennis Court(1 Hour on Weekend)
$19.86A$28.07
$6.96฿227
185.34%
Cinema Ticket
$15.50A$21.90
$5.77฿188
168.63%
🧸 Childcare & Education
Mackay
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,744A$2,465
$307฿10.0K
468.07%
International Primary School, 1 Child(Yearly)
$12.0KA$17.0K
$14.6K฿475.9K
-17.54%
👕👟 Clothing & Footwear
Mackay
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$66.8A$94.4
$55.8฿1,817
19.77%
Summer Dress(H&M, Zara, etc)
$46.90A$66.3
$26.21฿854
78.94%
Sport Shoes(Adidas, Nike)
$110A$155
$85.8฿2,793
28.10%
Men's Leather Business Shoes
$97.5A$138
$72.2฿2,353
34.98%
🏠 Accommodation & Living
Mackay
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$899A$1,270
$430฿14.0K
109.18%
1-bedroom Apartment, Outside City Center(Monthly)
$796A$1,124
$239฿7,774
233.35%
3-bedroom Apartment, City Center(Monthly)
$1,746A$2,467
$817฿26.6K
113.62%
3-bedroom Apartment, Outside City Center(Monthly)
$1,620A$2,289
$511฿16.6K
217.19%
Buy Apartment in City Center(m2)
$6,051A$8,549
$1,983฿64.6K
205.11%
Buy Apartment Outside City Center(m2)
$5,183A$7,323
$1,484฿48.3K
249.29%
💵 Salaries & Financials
Mackay
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$5,625A$7,947
$619฿20.2K
808.98%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.7
5
14.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mackay: June 8, 2026
Last update for Chiang Mai: June 7, 2026
Cost Breakdown
🏠A central one-bedroom costs $899 in Mackay versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 809% higher in Mackay, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $71.0 in Mackay versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $340 vs $241 – making Chiang Mai the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mackay vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mackay or Chiang Mai?
Mackay costs about 137% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Mackay vs Chiang Mai?
For a comfortable life, plan on about $3,092 per month in Mackay and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Mackay or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Mackay and Chiang Mai?
Kindergarten costs $1,744 per month in Mackay and $307 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Mackay or Chiang Mai?
Groceries cost about 41% more in Mackay, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Mackay or Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $869, than in Mackay at $2,061. In Chiang Mai it covers expenses comfortably, while in Mackay it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Mackay or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $869 versus $2,061 in Mackay. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Mackay compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Mackay or Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mackay makes more sense. Both are solid long-term options with distinct trade-offs.