Cost of Living Comparison Between Maasin City and Baguio Cost of Living Comparison Between Maasin City and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $801 in Maasin City versus $779 in Baguio.

Estimated couple costs with rent: $1,246 in Maasin City versus $1,139 in Baguio.

Monthly costs for a family of three with rent: $1,691 in Maasin City versus $1,500 in Baguio.

Living in Maasin City is roughly 3% more expensive than Baguio, driven mainly by Eating Out.

Both cities sit below the global median: Maasin City 40% lower, Baguio 42% lower.

Currency
🍽 Eating Out
Maasin City
Baguio
Difference
Meal at Budget Restaurant
$4.33 ₱265
$3.59 ₱220
20.61%
Three-Course Dinner for Two, Mid-Range
$24.15 ₱1,478
$13.50 ₱826
78.89%
Fast Food Meal (McDonalds, etc)
$4.36 ₱267
$2.60 ₱159
67.69%
Cappuccino
$2.54 ₱155
$2.34 ₱143
8.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.83 ₱50.8
$0.70 ₱42.94
18.57%
Water (0.33 liter bottle)
$0.46 ₱27.88
$0.40 ₱24.52
15.00%
Local Beer (0.5 liter draught)
$1.52 ₱92.9
$1.46 ₱89.2
4.11%
Imported Beer (0.33 liter bottle)
$2.11 ₱129
$2.00 ₱122
5.50%
🛒 Groceries & Markets
Maasin City
Baguio
Difference
Milk (1 liter)
$2.21 ₱135
$1.89 ₱115
16.93%
White Bread (500g)
$0.93 ₱56.7
$1.25 ₱76.6
-25.60%
Rice (white) (1kg)
$0.93 ₱57.2
$1.11 ₱68.1
-16.22%
Eggs
$2.11 ₱129
$2.20 ₱134
-4.09%
Local Cheese (1kg)
$12.65 ₱774
$9.08 ₱555
39.32%
Chicken Fillets (1kg)
$5.28 ₱323
$3.70 ₱226
42.70%
Beef Round Steak (1kg)
$7.81 ₱478
$8.42 ₱515
-7.24%
Apples (1kg)
$1.82 ₱112
$2.63 ₱161
-30.80%
Banana (1kg)
$0.69 ₱41.98
$1.87 ₱114
-63.10%
Oranges (1kg)
$1.79 ₱110
$2.26 ₱138
-20.80%
Tomato (1kg)
$2.26 ₱138
$1.18 ₱72.0
91.53%
Potato (1kg)
$2.67 ₱163
$1.82 ₱111
46.70%
Onion (1kg)
$2.56 ₱157
$2.29 ₱140
11.79%
Lettuce (1 head)
$1.00 ₱61.0
$0.72 ₱44.31
38.89%
Water (1.5 liter bottle)
$0.80 ₱48.64
$0.77 ₱47.22
3.90%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 ₱194
$3.35 ₱205
-5.37%
Wine (Bottle)
$6.40 ₱392
$9.17 ₱561
-30.21%
Local Beer (0.5 liter bottle)
$1.21 ₱74.3
$1.08 ₱65.8
12.04%
Imported Beer (0.33 liter bottle)
$2.24 ₱137
$2.26 ₱138
-0.88%
🚌 Getting Around
Maasin City
Baguio
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.79
$0.26 ₱15.77
-
Public Transport Monthly Pass (Regular Price)
-
$10.56 ₱646
-
Taxi Start (Normal Tariff)
$0.87 ₱53.1
$0.87 ₱53.3
-
Taxi (Normal Tariff) (1km)
$0.25 ₱15.40
$0.22 ₱13.43
13.64%
Taxi 1hour Waiting (Normal Tariff)
$2.67 ₱164
$2.45 ₱150
8.98%
Gasoline (1 liter)
$1.13 ₱69.2
$1.11 ₱67.8
1.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K ₱1.8M
$32.3K ₱2.0M
-6.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K ₱1.7M
$20.5K ₱1.3M
33.16%
🧾 Monthly Utilities & Internet
Maasin City
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.9 ₱6,050
$146 ₱8,914
-32.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.00 ₱2,080
$34.10 ₱2,086
-0.29%
Internet (50+ Mbps, Unlimited Data)
$29.66 ₱1,815
$25.99 ₱1,590
14.12%
🎉 Sport & Entertainment
Maasin City
Baguio
Difference
Gym Membership (Monthly)
$33.42 ₱2,045
$21.76 ₱1,331
53.58%
Tennis Court (1 Hour on Weekend)
$4.39 ₱268
$4.16 ₱254
5.53%
Cinema Ticket
$6.07 ₱371
$5.93 ₱363
2.36%
🧸 Childcare & Education
Maasin City
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 ₱14.1K
$153 ₱9,378
49.89%
International Primary School, 1 Child (Yearly)
$3,907 ₱239.0K
$4,642 ₱284.0K
-15.83%
👕👟 Clothing & Footwear
Maasin City
Baguio
Difference
Jeans (Levis 501 Or Similar)
$44.97 ₱2,751
$49.11 ₱3,005
-8.43%
Summer Dress (H&M, Zara, etc)
$22.70 ₱1,389
$27.25 ₱1,667
-16.70%
Sport Shoes (Adidas, Nike)
$75.0 ₱4,587
$76.3 ₱4,667
-1.73%
Men's Leather Business Shoes
$55.5 ₱3,397
$45.91 ₱2,809
20.95%
🏠 Accommodation & Living
Maasin City
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$267 ₱16.3K
$346 ₱21.2K
-22.82%
1-bedroom Apartment, Outside City Center (Monthly)
$174 ₱10.6K
$142 ₱8,706
22.33%
3-bedroom Apartment, City Center (Monthly)
$587 ₱35.9K
$544 ₱33.3K
7.92%
3-bedroom Apartment, Outside City Center (Monthly)
$387 ₱23.7K
$264 ₱16.1K
46.73%
Buy Apartment in City Center (m2)
$2,601 ₱159.1K
$2,423 ₱148.2K
7.34%
Buy Apartment Outside City Center (m2)
-
$949 ₱58.0K
-
💵 Salaries & Financials
Maasin City
Baguio
Difference
Average Monthly Net Salary (After Tax)
$132 ₱8,071
$186 ₱11.4K
-29.02%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
4.5
77.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Maasin City: April 28, 2026

Last update for Baguio: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $267 in Maasin City and $346 in Baguio. Housing cost is often the main lever when comparing two cities.

Baguio pays 41% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Maasin City vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $213 vs $205 per month, with Baguio cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Maasin City vs Baguio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Maasin City or Baguio?
Baguio wins on cost – living expenses run 3% lower than in Maasin City. Housing and daily spending are where you'll feel the difference most, making Baguio the obvious pick if budget is a priority.
Are salaries higher in Maasin City or Baguio?
On paper, Baguio earns 41% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Maasin City vs Baguio?
Rent for a central apartment: $267 in Maasin City versus $346 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Maasin City or Baguio?
Supermarket bills run roughly 4% higher in Maasin City. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Maasin City compared to Baguio?
All in, you'll spend $801 per month in Maasin City versus $779 in Baguio – a 3% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Maasin City or Baguio?
Either city works on $800 a month, though Baguio gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Maasin City or Baguio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Maasin City compared to Baguio?
Safety-wise, Maasin City and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Baguio gentler on the wallet – expenses run 3% less than in Maasin City. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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