Last update: Oct 2026

Cost of Living Comparison Between Luqa and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,845 in Luqa, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

88

Cost of Living Index in Luqa
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Luqa Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Luqa

🇲🇹 Malta

$1,845

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Luqa and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Luqa and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,845 in Luqa versus $1,349 in Ubud, Bali.

Luqa $1,845
Ubud, Bali $1,349

Estimated couple costs with rent: $2,902 in Luqa versus $2,305 in Ubud, Bali.

Luqa $2,902
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,960 in Luqa versus $3,261 in Ubud, Bali.

Luqa $3,960
Ubud, Bali $3,261

Living in Luqa is roughly 37% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$19.96 €17.89

$3.32 Rp 60.3K

501.20%

Three-Course Dinner for Two, Mid-Range

$99.9 €89.5

$35.64 Rp 646.5K

180.16%

Fast Food Meal (McDonalds, etc)

$10.81 €9.69

$5.53 Rp 100.4K

95.48%

Cappuccino

$3.40 €3.04

$2.72 Rp 49.3K

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 €2.59

$1.70 Rp 30.9K

70.00%

Water (0.33 liter bottle)

$1.97 €1.77

$0.76 Rp 13.8K

159.21%

Local Beer (0.5 liter draught)

$4.54 €4.07

$2.65 Rp 48.1K

71.32%

Imported Beer (0.33 liter bottle)

$4.27 €3.83

$4.38 Rp 79.5K

-2.51%

Milk (1 liter)

$1.14 €1.02

$1.49 Rp 27.0K

-23.49%

White Bread (500g)

$1.16 €1.04

$2.28 Rp 41.3K

-49.12%

Rice (white) (1kg)

$3.17 €2.84

$1.19 Rp 21.6K

166.39%

Eggs

$3.93 €3.53

$2.04 Rp 36.9K

92.65%

Local Cheese (1kg)

$13.31 €11.93

$17.70 Rp 321.1K

-24.80%

Chicken Fillets (1kg)

$9.92 €8.89

$3.96 Rp 71.9K

150.51%

Beef Round Steak (1kg)

$15.81 €14.17

$12.19 Rp 221.1K

29.70%

Apples (1kg)

$2.74 €2.45

$3.66 Rp 66.3K

-25.14%

Banana (1kg)

$1.97 €1.76

$1.52 Rp 27.5K

29.61%

Oranges (1kg)

$2.99 €2.68

$2.23 Rp 40.4K

34.08%

Tomato (1kg)

$3.72 €3.33

$1.97 Rp 35.8K

88.83%

Potato (1kg)

$1.79 €1.61

$1.85 Rp 33.5K

-3.24%

Onion (1kg)

$1.97 €1.77

$2.42 Rp 44.0K

-18.60%

Lettuce (1 head)

$1.93 €1.73

$0.99 Rp 18.0K

94.95%

Water (1.5 liter bottle)

$0.89 €0.80

$0.51 Rp 9,313

74.51%

Cigarettes 20 Pack (Marlboro, Camel)

$6.84 €6.13

$2.22 Rp 40.3K

208.11%

Wine (Bottle)

$7.17 €6.43

$22.24 Rp 403.4K

-67.76%

Local Beer (0.5 liter bottle)

$1.50 €1.35

$2.26 Rp 41.0K

-33.63%

Imported Beer (0.33 liter bottle)

$2.25 €2.01

$2.97 Rp 53.9K

-24.24%

One-way Ticket (Public Transport)

$2.19 €1.96

$0.25 Rp 4,553

776.00%

Public Transport Monthly Pass (Regular Price)

$14.44 €12.94

$7.82 Rp 141.9K

84.65%

Taxi Start (Normal Tariff)

$4.52 €4.05

$0.44 Rp 7,972

927.27%

Taxi (Normal Tariff) (1km)

$1.64 €1.47

$0.43 Rp 7,801

281.40%

Taxi 1hour Waiting (Normal Tariff)

$39.01 €34.96

$5.41 Rp 98.1K

621.07%

Gasoline (1 liter)

$1.46 €1.31

$0.82 Rp 15.0K

78.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K €22.3K

$23.8K Rp 432.4M

4.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €35.4K

$31.7K Rp 575.9M

24.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.9 €67.1

$79.1 Rp 1.4M

-5.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.83 €32.10

$6.45 Rp 116.9K

455.50%

Internet (50+ Mbps, Unlimited Data)

$33.44 €29.96

$18.58 Rp 337.0K

79.98%

Gym Membership (Monthly)

$53.2 €47.70

$49.48 Rp 897.5K

7.58%

Tennis Court (1 Hour on Weekend)

$55.2 €49.44

$17.65 Rp 320.1K

212.58%

Cinema Ticket

$11.10 €9.95

$4.27 Rp 77.5K

159.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$611 €548

$491 Rp 8.9M

24.57%

International Primary School, 1 Child (Yearly)

$13.6K €12.2K

$5,674 Rp 102.9M

139.96%

Jeans (Levis 501 Or Similar)

$145 €130

$44.64 Rp 809.7K

224.71%

Summer Dress (H&M, Zara, etc)

$55.0 €49.25

$34.95 Rp 634.0K

57.25%

Sport Shoes (Adidas, Nike)

$85.1 €76.3

$79.9 Rp 1.4M

6.55%

Men's Leather Business Shoes

$135 €121

$79.4 Rp 1.4M

70.10%

1-bedroom Apartment, City Center (Monthly)

$811 €727

$1,125 Rp 20.4M

-27.90%

1-bedroom Apartment, Outside City Center (Monthly)

$819 €734

$671 Rp 12.2M

21.93%

3-bedroom Apartment, City Center (Monthly)

$1,284 €1,151

$3,565 Rp 64.7M

-63.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,298 €1,163

$1,723 Rp 31.3M

-24.69%

Buy Apartment in City Center (m2)

$2,945 €2,639

$2,732 Rp 49.5M

7.80%

Buy Apartment Outside City Center (m2)

$3,120 €2,796

$2,284 Rp 41.4M

36.59%

Average Monthly Net Salary (After Tax)

$1,456 €1,305

$164 Rp 3.0M

788.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.22

13.78

-76.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Luqa: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Luqa

$819 44.4%

Ubud, Bali

$672 49.8% 18% $147

Groceries & Markets

Luqa

$299 16.2%

Ubud, Bali

$288 21.4% 3.4% $10

Eating Out

Luqa

$284 15.4%

Ubud, Bali

$108 8% 62% $176

Clothing & Footwear

Luqa

$189 10.2%

Ubud, Bali

$108 8% 43.1% $82

Monthly Utilities & Internet

Luqa

$144 7.8%

Ubud, Bali

$104 7.7% 27.8% $40

Sport & Entertainment

Luqa

$75 4.1%

Ubud, Bali

$58 4.3% 23.1% $17

Getting Around

Luqa

$36 2%

Ubud, Bali

$11 0.9% 68.2% $24

Cost Breakdown

A one-bedroom apartment in the center runs $811 in Luqa and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Luqa pays about 8.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $100 in Luqa vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $299 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇲🇹 Luqa

🇮🇩 Ubud, Bali

🕒 Local time

08:02 8:02 AM

15:02 3:02 PM

7 h ahead of Luqa

🌤 Weather

👥 Population

5,900

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Luqa Ubud, Bali 11,530 km ≈ 15 h nonstop flight

From you

Luqa
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Luqa vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 27% lower than in Luqa. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Luqa is about 8.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $811 in Luqa versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,845 per month in Luqa versus $1,349 in Ubud, Bali – Ubud, Bali is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 46% less than in Luqa. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Luqa and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Luqa on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.