Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Luqa

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,845 in Luqa, rent and utilities included – about $6,000 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
88

Cost of Living Index in Luqa
Learn more

Luqa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Luqa

🇲🇹 Malta

$1,845

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Luqa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Luqa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,845 in Luqa.

Ubud, Bali $1,349
Luqa $1,845

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,902 in Luqa.

Ubud, Bali $2,305
Luqa $2,902

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,960 in Luqa.

Ubud, Bali $3,261
Luqa $3,960

Living in Ubud, Bali costs roughly 27% less than in Luqa, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$19.96 €17.81

-83.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$99.9 €89.1

-64.31%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$10.81 €9.65

-48.84%

Cappuccino

$2.72 Rp 49.3K

$3.40 €3.03

-20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.89 €2.58

-41.18%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.97 €1.76

-61.42%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$4.54 €4.05

-41.63%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$4.27 €3.81

2.58%

Milk (1 liter)

$1.49 Rp 27.1K

$1.14 €1.02

30.70%

White Bread (500g)

$2.28 Rp 41.3K

$1.16 €1.03

96.55%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.17 €2.83

-62.46%

Eggs

$2.04 Rp 36.9K

$3.93 €3.51

-48.09%

Local Cheese (1kg)

$17.70 Rp 321.2K

$13.31 €11.87

32.98%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$9.92 €8.85

-60.08%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$15.81 €14.10

-22.90%

Apples (1kg)

$3.66 Rp 66.3K

$2.74 €2.44

33.58%

Banana (1kg)

$1.52 Rp 27.5K

$1.97 €1.76

-22.84%

Oranges (1kg)

$2.23 Rp 40.4K

$2.99 €2.66

-25.42%

Tomato (1kg)

$1.97 Rp 35.8K

$3.72 €3.32

-47.04%

Potato (1kg)

$1.85 Rp 33.5K

$1.79 €1.60

3.35%

Onion (1kg)

$2.42 Rp 44.0K

$1.97 €1.76

22.84%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.93 €1.72

-48.70%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.89 €0.80

-42.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.84 €6.10

-67.54%

Wine (Bottle)

$22.24 Rp 403.6K

$7.17 €6.40

210.18%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.50 €1.34

50.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.25 €2.00

32.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.19 €1.95

-88.58%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$14.44 €12.89

-45.84%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.52 €4.03

-90.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.64 €1.46

-73.78%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$39.01 €34.81

-86.13%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.46 €1.30

-43.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$24.9K €22.2K

-4.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$39.5K €35.2K

-19.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$74.9 €66.8

5.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$35.83 €31.96

-82.00%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$33.44 €29.83

-44.44%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$53.2 €47.49

-7.04%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$55.2 €49.23

-68.01%

Cinema Ticket

$4.27 Rp 77.6K

$11.10 €9.91

-61.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$611 €545

-19.73%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$13.6K €12.1K

-58.33%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$145 €129

-69.20%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$55.0 €49.04

-36.41%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$85.1 €76.0

-6.14%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$135 €121

-41.21%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$811 €724

38.70%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$819 €731

-17.99%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,284 €1,146

177.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,298 €1,158

32.78%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,945 €2,627

-7.23%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,120 €2,784

-26.79%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,456 €1,299

-88.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.22

327.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Luqa: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Luqa

$819 44.4% 21.9% $147

Groceries & Markets

Ubud, Bali

$288 21.4%

Luqa

$299 16.2% 3.5% $10

Eating Out

Ubud, Bali

$108 8%

Luqa

$284 15.4% 163% $176

Clothing & Footwear

Ubud, Bali

$108 8%

Luqa

$189 10.2% 75.9% $82

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Luqa

$144 7.8% 38.5% $40

Sport & Entertainment

Ubud, Bali

$58 4.3%

Luqa

$75 4.1% 30% $17

Getting Around

Ubud, Bali

$11 0.9%

Luqa

$36 2% 214% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $811 in Luqa. Housing cost is often the main lever when comparing two cities.

Luqa pays about 8.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $100 in Luqa for a mid-range dinner for two. Groceries echo the gap at $288 vs $299 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇹 Luqa

🕒 Local time

04:32 4:32 AM

21:32 9:32 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

5,900

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Luqa 11,530 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Luqa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Luqa: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 27% lower than in Luqa. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 89% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $811 in Luqa. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,845 in Luqa – Ubud, Bali is about 27% cheaper, which adds up to real savings over time.

A monthly transit pass in Ubud, Bali runs roughly 46% less than in Luqa. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Luqa are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Luqa on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.