Last update: Oct 2026

Cost of Living Comparison Between Luoyang and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Luoyang: $660 a month against $938 in Chiang Mai, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Luoyang
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Luoyang Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Luoyang

🇨🇳 China

$660

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Luoyang and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Luoyang and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $660 per month in Luoyang vs $938 in Chiang Mai, rent included.

Luoyang $660
Chiang Mai $938

A couple spends around $1,066 per month in Luoyang vs $1,426 in Chiang Mai, rent included.

Luoyang $1,066
Chiang Mai $1,426

A family of three spends $1,471 per month in Luoyang vs $1,914 in Chiang Mai, rent included.

Luoyang $1,471
Chiang Mai $1,914

Luoyang is about 30% cheaper than Chiang Mai, and outside of rent the biggest gap is in transport.

Both Luoyang and Chiang Mai are more affordable than the global median – Luoyang 51% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$3.67 ¥24.52

$2.26 ฿75.4

62.39%

Three-Course Dinner for Two, Mid-Range

$29.73 ¥199

$19.18 ฿641

55.01%

Fast Food Meal (McDonalds, etc)

$5.62 ¥37.58

$5.59 ฿187

0.54%

Cappuccino

$3.55 ¥23.74

$1.72 ฿57.6

106.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ¥3.15

$0.64 ฿21.54

-26.56%

Water (0.33 liter bottle)

$0.27 ¥1.82

$0.33 ฿11.18

-18.18%

Local Beer (0.5 liter draught)

$1.24 ¥8.26

$2.36 ฿78.7

-47.46%

Imported Beer (0.33 liter bottle)

$2.92 ¥19.50

$3.90 ฿130

-25.13%

Milk (1 liter)

$1.92 ¥12.86

$2.05 ฿68.6

-6.34%

White Bread (500g)

$2.30 ¥15.39

$1.40 ฿46.70

64.29%

Rice (white) (1kg)

$1.07 ¥7.17

$1.28 ฿42.89

-16.41%

Eggs

$1.42 ¥9.49

$2.25 ฿75.3

-36.89%

Local Cheese (1kg)

$13.60 ¥90.9

$16.94 ฿566

-19.72%

Chicken Fillets (1kg)

$3.29 ¥21.99

$2.74 ฿91.6

20.07%

Beef Round Steak (1kg)

$9.11 ¥60.9

$9.36 ฿313

-2.67%

Apples (1kg)

$0.93 ¥6.21

$2.40 ฿80.3

-61.25%

Banana (1kg)

$1.34 ¥8.98

$1.01 ฿33.92

32.67%

Oranges (1kg)

$1.50 ¥10.02

$1.61 ฿53.9

-6.83%

Tomato (1kg)

$1.33 ¥8.86

$1.52 ฿50.7

-12.50%

Potato (1kg)

$0.75 ¥5.05

$1.28 ฿42.90

-41.41%

Onion (1kg)

$0.89 ¥5.95

$1.11 ฿37.22

-19.82%

Lettuce (1 head)

$0.44 ¥2.93

$0.72 ฿24.09

-38.89%

Water (1.5 liter bottle)

$0.80 ¥5.33

$0.52 ฿17.54

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$1.69 ¥11.27

$4.33 ฿145

-60.97%

Wine (Bottle)

$13.33 ¥89.1

$17.73 ฿593

-24.82%

Local Beer (0.5 liter bottle)

$0.47 ¥3.15

$1.63 ฿54.4

-71.17%

Imported Beer (0.33 liter bottle)

$2.25 ¥15.06

$2.85 ฿95.3

-21.05%

One-way Ticket (Public Transport)

$0.29 ¥1.91

$0.85 ฿28.31

-65.88%

Public Transport Monthly Pass (Regular Price)

$18.21 ¥122

$53.9 ฿1,801

-66.22%

Taxi Start (Normal Tariff)

$1.18 ¥7.92

$1.17 ฿39.18

0.85%

Taxi (Normal Tariff) (1km)

$0.35 ¥2.36

$0.57 ฿19.00

-38.60%

Taxi 1hour Waiting (Normal Tariff)

$7.26 ¥48.57

$2.37 ฿79.2

206.33%

Gasoline (1 liter)

$1.27 ¥8.46

$1.45 ฿48.32

-12.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.6K ¥131.2K

$20.5K ฿684.3K

-4.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.2K ¥115.3K

$26.5K ฿886.1K

-34.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.59 ¥291

$62.3 ฿2,083

-30.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.03 ¥40.30

$12.27 ฿410

-50.86%

Internet (50+ Mbps, Unlimited Data)

$10.29 ¥68.8

$19.97 ฿668

-48.47%

Gym Membership (Monthly)

$22.19 ¥148

$37.91 ฿1,267

-41.47%

Tennis Court (1 Hour on Weekend)

$12.12 ¥81.0

$3.76 ฿126

222.34%

Cinema Ticket

$5.59 ¥37.35

$6.71 ฿224

-16.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$196 ¥1,310

$797 ฿26.6K

-75.41%

International Primary School, 1 Child (Yearly)

$18.7K ¥124.7K

$14.8K ฿495.7K

25.77%

Jeans (Levis 501 Or Similar)

$50.2 ¥336

$53.3 ฿1,780

-5.77%

Summer Dress (H&M, Zara, etc)

$29.97 ¥200

$25.05 ฿837

19.64%

Sport Shoes (Adidas, Nike)

$64.4 ¥431

$91.6 ฿3,062

-29.68%

Men's Leather Business Shoes

$79.3 ¥531

$73.5 ฿2,455

8.00%

1-bedroom Apartment, City Center (Monthly)

$188 ¥1,256

$464 ฿15.5K

-59.51%

1-bedroom Apartment, Outside City Center (Monthly)

$129 ¥860

$305 ฿10.2K

-57.78%

3-bedroom Apartment, City Center (Monthly)

$438 ¥2,930

$915 ฿30.6K

-52.13%

3-bedroom Apartment, Outside City Center (Monthly)

$224 ¥1,499

$552 ฿18.5K

-59.40%

Buy Apartment in City Center (m2)

$2,162 ¥14.5K

$1,912 ฿63.9K

13.09%

Buy Apartment Outside City Center (m2)

$1,407 ¥9,408

$1,438 ฿48.1K

-2.17%

Average Monthly Net Salary (After Tax)

$628 ¥4,202

$595 ฿19.9K

5.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

5.57

-20.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Luoyang: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Luoyang

$211 32%

Chiang Mai

$238 25.4% 12.8% $27

Accommodation & Living

Luoyang

$129 19.5%

Chiang Mai

$305 32.5% 137% $176

Eating Out

Luoyang

$104 15.7%

Chiang Mai

$79 8.4% 23.9% $25

Clothing & Footwear

Luoyang

$101 15.3%

Chiang Mai

$110 11.7% 8.7% $8.8

Monthly Utilities & Internet

Luoyang

$60 9.1%

Chiang Mai

$95 10.1% 57.9% $35

Sport & Entertainment

Luoyang

$33 5.1%

Chiang Mai

$51 5.5% 53.9% $18

Getting Around

Luoyang

$22 3.4%

Chiang Mai

$61 6.5% 175% $39

Cost Breakdown

A central one-bedroom costs $188 in Luoyang versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Luoyang, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $30.00 in Luoyang versus $19.00 in Chiang Mai. Groceries tell a different story – $211 in Luoyang vs $238 in Chiang Mai – so Luoyang wins on supermarket bills even if dining out costs more.

Good to know

🇨🇳 Luoyang

🇹🇭 Chiang Mai

🕒 Local time

14:26 2:26 PM

13:26 1:26 PM

1 h behind Luoyang

🌤 Weather

👥 Population

1,926,000

127,240

💱 Currency

Chinese Yuan CNY ¥

Thai Baht THB ฿

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to CNY in detail →

On the map

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Between locations

Luoyang Chiang Mai 2,210 km ≈ 3 h 15 min nonstop flight

From you

Luoyang
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Luoyang vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 42% more than Luoyang, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $990 per month in Luoyang and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Luoyang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $196 per month in Luoyang and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 13% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Luoyang, where all-in costs run around $660, than in Chiang Mai at $938. In Luoyang it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Luoyang costs $660 versus $938 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Luoyang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.