Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Luoyang

For one person, living is cheaper in Luoyang: $660 a month against $938 in Chiang Mai, rent and utilities included – about $3,300 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index
32

Cost of Living Index in Luoyang
Learn more

Luoyang Living Index

Jump to prices

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Luoyang

🇨🇳 China

$660

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Luoyang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Luoyang actually costs, broken down by who's living it.

A single person spends $938 per month in Chiang Mai vs $660 in Luoyang, rent included.

Chiang Mai $938
Luoyang $660

A couple spends around $1,426 per month in Chiang Mai vs $1,066 in Luoyang, rent included.

Chiang Mai $1,426
Luoyang $1,066

A family of three spends $1,914 per month in Chiang Mai vs $1,471 in Luoyang, rent included.

Chiang Mai $1,914
Luoyang $1,471

Chiang Mai costs about 42% more than Luoyang, and outside of rent the biggest gap is in transport.

Both Chiang Mai and Luoyang are more affordable than the global median – Chiang Mai 30% lower, Luoyang 51% lower.

Meal at Budget Restaurant

$2.26 ฿75.4

$3.67 ¥24.52

-38.42%

Three-Course Dinner for Two, Mid-Range

$19.18 ฿641

$29.73 ¥199

-35.49%

Fast Food Meal (McDonalds, etc)

$5.59 ฿187

$5.62 ¥37.58

-0.53%

Cappuccino

$1.72 ฿57.6

$3.55 ¥23.74

-51.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$0.47 ¥3.15

36.17%

Water (0.33 liter bottle)

$0.33 ฿11.18

$0.27 ¥1.82

22.22%

Local Beer (0.5 liter draught)

$2.36 ฿78.7

$1.24 ¥8.26

90.32%

Imported Beer (0.33 liter bottle)

$3.90 ฿130

$2.92 ¥19.50

33.56%

Milk (1 liter)

$2.05 ฿68.6

$1.92 ¥12.86

6.77%

White Bread (500g)

$1.40 ฿46.70

$2.30 ¥15.39

-39.13%

Rice (white) (1kg)

$1.28 ฿42.89

$1.07 ¥7.17

19.63%

Eggs

$2.25 ฿75.3

$1.42 ¥9.49

58.45%

Local Cheese (1kg)

$16.94 ฿566

$13.60 ¥90.9

24.56%

Chicken Fillets (1kg)

$2.74 ฿91.6

$3.29 ¥21.99

-16.72%

Beef Round Steak (1kg)

$9.36 ฿313

$9.11 ¥60.9

2.74%

Apples (1kg)

$2.40 ฿80.3

$0.93 ¥6.21

158.06%

Banana (1kg)

$1.01 ฿33.92

$1.34 ¥8.98

-24.63%

Oranges (1kg)

$1.61 ฿53.9

$1.50 ¥10.02

7.33%

Tomato (1kg)

$1.52 ฿50.7

$1.33 ¥8.86

14.29%

Potato (1kg)

$1.28 ฿42.90

$0.75 ¥5.05

70.67%

Onion (1kg)

$1.11 ฿37.22

$0.89 ¥5.95

24.72%

Lettuce (1 head)

$0.72 ฿24.09

$0.44 ¥2.93

63.64%

Water (1.5 liter bottle)

$0.52 ฿17.54

$0.80 ¥5.33

-35.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.33 ฿145

$1.69 ¥11.27

156.21%

Wine (Bottle)

$17.73 ฿593

$13.33 ¥89.1

33.01%

Local Beer (0.5 liter bottle)

$1.63 ฿54.4

$0.47 ¥3.15

246.81%

Imported Beer (0.33 liter bottle)

$2.85 ฿95.3

$2.25 ¥15.06

26.67%

One-way Ticket (Public Transport)

$0.85 ฿28.31

$0.29 ¥1.91

193.10%

Public Transport Monthly Pass (Regular Price)

$53.9 ฿1,801

$18.21 ¥122

195.99%

Taxi Start (Normal Tariff)

$1.17 ฿39.18

$1.18 ¥7.92

-0.85%

Taxi (Normal Tariff) (1km)

$0.57 ฿19.00

$0.35 ¥2.36

62.86%

Taxi 1hour Waiting (Normal Tariff)

$2.37 ฿79.2

$7.26 ¥48.57

-67.36%

Gasoline (1 liter)

$1.45 ฿48.32

$1.27 ¥8.46

14.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ฿684.3K

$19.6K ¥131.2K

4.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ฿886.1K

$17.2K ¥115.3K

53.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.3 ฿2,083

$43.59 ¥291

42.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.27 ฿410

$6.03 ¥40.30

103.48%

Internet (50+ Mbps, Unlimited Data)

$19.97 ฿668

$10.29 ¥68.8

94.07%

Gym Membership (Monthly)

$37.91 ฿1,267

$22.19 ¥148

70.84%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

$12.12 ¥81.0

-68.98%

Cinema Ticket

$6.71 ฿224

$5.59 ¥37.35

20.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$797 ฿26.6K

$196 ¥1,310

306.70%

International Primary School, 1 Child (Yearly)

$14.8K ฿495.7K

$18.7K ¥124.7K

-20.49%

Jeans (Levis 501 Or Similar)

$53.3 ฿1,780

$50.2 ¥336

6.12%

Summer Dress (H&M, Zara, etc)

$25.05 ฿837

$29.97 ¥200

-16.42%

Sport Shoes (Adidas, Nike)

$91.6 ฿3,062

$64.4 ¥431

42.20%

Men's Leather Business Shoes

$73.5 ฿2,455

$79.3 ¥531

-7.41%

1-bedroom Apartment, City Center (Monthly)

$464 ฿15.5K

$188 ¥1,256

146.98%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ฿10.2K

$129 ¥860

136.83%

3-bedroom Apartment, City Center (Monthly)

$915 ฿30.6K

$438 ¥2,930

108.88%

3-bedroom Apartment, Outside City Center (Monthly)

$552 ฿18.5K

$224 ¥1,499

146.30%

Buy Apartment in City Center (m2)

$1,912 ฿63.9K

$2,162 ¥14.5K

-11.57%

Buy Apartment Outside City Center (m2)

$1,438 ฿48.1K

$1,407 ¥9,408

2.22%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

$628 ¥4,202

-5.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

4.45

25.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 13, 2026

Last update for Luoyang: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$305 32.5%

Luoyang

$129 19.5% 57.8% $176

Groceries & Markets

Chiang Mai

$238 25.4%

Luoyang

$211 32% 11.3% $27

Clothing & Footwear

Chiang Mai

$110 11.7%

Luoyang

$101 15.3% 8% $8.8

Monthly Utilities & Internet

Chiang Mai

$95 10.1%

Luoyang

$60 9.1% 36.7% $35

Eating Out

Chiang Mai

$79 8.4%

Luoyang

$104 15.7% 31.4% $25

Getting Around

Chiang Mai

$61 6.5%

Luoyang

$22 3.4% 63.6% $39

Sport & Entertainment

Chiang Mai

$51 5.5%

Luoyang

$33 5.1% 35% $18

Cost Breakdown

A central one-bedroom costs $464 in Chiang Mai versus $188 in Luoyang. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Luoyang, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $19.00 in Chiang Mai versus $30.00 in Luoyang. Groceries tell a different story – $238 in Chiang Mai vs $211 in Luoyang – so Luoyang wins on supermarket bills even if dining out costs more.

Good to know

🇹🇭 Chiang Mai

🇨🇳 Luoyang

🕒 Local time

13:28 1:28 PM

14:28 2:28 PM

1 h ahead of Chiang Mai

🌤 Weather

👥 Population

127,240

1,926,000

💱 Currency

Thai Baht THB ฿

Chinese Yuan CNY ¥

📈 Exchange rate

100 THB = 2.99 USD

100 THB = 2.66 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Luoyang 2,210 km ≈ 3 h 15 min nonstop flight

From you

Chiang Mai
Luoyang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Luoyang: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 42% more than Luoyang, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,408 per month in Chiang Mai and $990 in Luoyang. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Luoyang, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $797 per month in Chiang Mai and $196 in Luoyang. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 13% more in Chiang Mai, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Luoyang, where all-in costs run around $660, than in Chiang Mai at $938. In Luoyang it covers expenses comfortably, while in Chiang Mai it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Luoyang costs $660 versus $938 in Chiang Mai. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Luoyang. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chiang Mai makes more sense. Both are solid long-term options with distinct trade-offs.