Last update: Oct 2026

Cost of Living Comparison Between Lund and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,777 in Lund, rent and utilities included – about $10,100 less a year. Other living expenses account for most of the difference.

85

Cost of Living Index in Lund
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Lund Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Lund

🇸🇪 Sweden

$1,777

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Lund and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lund and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,777 in Lund versus $934 in Cebu.

Lund $1,777
Cebu $934

Estimated couple costs with rent: $2,922 in Lund versus $1,415 in Cebu.

Lund $2,922
Cebu $1,415

Monthly costs for a family of three with rent: $4,067 in Lund versus $1,896 in Cebu.

Lund $4,067
Cebu $1,896

Living in Lund is roughly 90% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lund is 33% above, Cebu is 30% below.

Meal at Budget Restaurant

$12.72 SEK 127

$3.03 ₱190

319.80%

Three-Course Dinner for Two, Mid-Range

$91.0 SEK 909

$23.48 ₱1,473

287.35%

Fast Food Meal (McDonalds, etc)

$11.72 SEK 117

$4.09 ₱256

186.55%

Cappuccino

$4.60 SEK 46.01

$2.52 ₱158

82.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.79 SEK 27.88

$1.54 ₱96.9

81.17%

Water (0.33 liter bottle)

$2.07 SEK 20.65

$0.49 ₱30.98

322.45%

Local Beer (0.5 liter draught)

$8.18 SEK 81.7

$1.79 ₱112

356.98%

Imported Beer (0.33 liter bottle)

$6.79 SEK 67.9

$2.26 ₱142

200.44%

Milk (1 liter)

$1.63 SEK 16.28

$1.95 ₱122

-16.41%

White Bread (500g)

$2.55 SEK 25.47

$1.43 ₱89.7

78.32%

Rice (white) (1kg)

$3.38 SEK 33.74

$1.02 ₱63.8

231.37%

Eggs

$4.57 SEK 45.63

$2.06 ₱129

121.84%

Local Cheese (1kg)

$12.53 SEK 125

$9.81 ₱615

27.73%

Chicken Fillets (1kg)

$11.84 SEK 118

$4.61 ₱289

156.83%

Beef Round Steak (1kg)

$15.33 SEK 153

$7.70 ₱483

99.09%

Apples (1kg)

$3.06 SEK 30.63

$3.31 ₱207

-7.55%

Banana (1kg)

$2.58 SEK 25.82

$1.45 ₱90.9

77.93%

Oranges (1kg)

$2.83 SEK 28.26

$2.36 ₱148

19.92%

Tomato (1kg)

$4.68 SEK 46.78

$1.54 ₱96.4

203.90%

Potato (1kg)

$1.70 SEK 16.98

$2.36 ₱148

-27.97%

Onion (1kg)

$1.43 SEK 14.25

$1.99 ₱125

-28.14%

Lettuce (1 head)

$2.55 SEK 25.50

$1.15 ₱72.1

121.74%

Water (1.5 liter bottle)

$1.52 SEK 15.20

$0.67 ₱42.15

126.87%

Cigarettes 20 Pack (Marlboro, Camel)

$8.10 SEK 81.0

$3.00 ₱188

170.00%

Wine (Bottle)

$11.15 SEK 111

$6.35 ₱398

75.59%

Local Beer (0.5 liter bottle)

$1.85 SEK 18.50

$1.31 ₱81.9

41.22%

Imported Beer (0.33 liter bottle)

$2.73 SEK 27.27

$1.73 ₱108

57.80%

One-way Ticket (Public Transport)

$3.28 SEK 32.79

$0.25 ₱15.78

1212.00%

Public Transport Monthly Pass (Regular Price)

$63.3 SEK 632

$12.65 ₱793

400.16%

Taxi Start (Normal Tariff)

$5.08 SEK 50.7

$0.74 ₱46.32

586.49%

Taxi (Normal Tariff) (1km)

$1.10 SEK 11.02

$0.21 ₱13.11

423.81%

Taxi 1hour Waiting (Normal Tariff)

$41.40 SEK 414

$4.33 ₱271

856.12%

Gasoline (1 liter)

$1.80 SEK 17.97

$1.33 ₱83.5

35.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K SEK 331.0K

$21.8K ₱1.4M

52.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K SEK 328.1K

$19.4K ₱1.2M

69.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.4 SEK 764

$121 ₱7,563

-36.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.05 SEK 280

$14.45 ₱907

94.12%

Internet (50+ Mbps, Unlimited Data)

$41.33 SEK 413

$28.29 ₱1,774

46.09%

Gym Membership (Monthly)

$38.07 SEK 381

$32.68 ₱2,050

16.49%

Tennis Court (1 Hour on Weekend)

$27.39 SEK 274

$6.39 ₱401

328.64%

Cinema Ticket

$15.11 SEK 151

$5.46 ₱342

176.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$157 SEK 1,571

$273 ₱17.1K

-42.49%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$78.5 SEK 785

$49.57 ₱3,109

58.42%

Summer Dress (H&M, Zara, etc)

$56.6 SEK 566

$24.87 ₱1,560

127.62%

Sport Shoes (Adidas, Nike)

$97.7 SEK 976

$76.6 ₱4,804

27.54%

Men's Leather Business Shoes

$121 SEK 1,213

$59.3 ₱3,717

104.86%

1-bedroom Apartment, City Center (Monthly)

$826 SEK 8,255

$506 ₱31.7K

63.32%

1-bedroom Apartment, Outside City Center (Monthly)

$672 SEK 6,716

$309 ₱19.4K

117.20%

3-bedroom Apartment, City Center (Monthly)

$1,697 SEK 17.0K

$1,052 ₱66.0K

61.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,365 SEK 13.6K

$619 ₱38.8K

120.46%

Buy Apartment in City Center (m2)

$6,116 SEK 61.1K

$2,915 ₱182.9K

109.78%

Buy Apartment Outside City Center (m2)

$3,597 SEK 35.9K

$1,867 ₱117.1K

92.63%

Average Monthly Net Salary (After Tax)

$2,871 SEK 28.7K

$341 ₱21.4K

741.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.03

7.2

-57.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lund: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lund

$672 38.3%

Cebu

$309 33.5% 54% $363

Groceries & Markets

Lund

$355 20.3%

Cebu

$210 22.7% 40.8% $145

Eating Out

Lund

$266 15.2%

Cebu

$88 9.6% 66.8% $178

Clothing & Footwear

Lund

$159 9.1%

Cebu

$95 10.2% 40.6% $65

Monthly Utilities & Internet

Lund

$146 8.3%

Cebu

$163 17.7% 12% $18

Getting Around

Lund

$87 5%

Cebu

$15 1.7% 82.2% $72

Sport & Entertainment

Lund

$68 3.9%

Cebu

$44 4.7% 36.2% $25

Cost Breakdown

A one-bedroom apartment in the center runs $826 in Lund and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Lund pays 742% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $91.0 in Lund vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $355 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇸🇪 Lund

🇵🇭 Cebu

🕒 Local time

07:21 7:21 AM

13:21 1:21 PM

6 h ahead of Lund

🌤 Weather

👥 Population

82,800

964,169

💱 Currency

Swedish Krona SEK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 SEK = 10.01 USD

100 SEK = 8.92 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of October 10, 2026: 1 USD = 9.99 SEK (1 SEK = 0.1 USD). 1 EUR = 11.21 SEK (100 SEK = 8.92 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to SEK in detail →

On the map

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Highest

Between locations

Lund Cebu 10,320 km ≈ 13 h nonstop flight

From you

Lund
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lund vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 90% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 742% higher in Lund, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $826 in Lund versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,777 per month in Lund versus $934 in Cebu – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 400% less than in Lund. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,777 in Lund, a $1,500 budget is realistic in Cebu but tight or insufficient in Lund. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lund, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lund and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 90% less than in Lund. Beyond cost, consider language, visa policies, and how big the international community is in each city.