Last update: Oct 2026

Cost of Living Comparison Between Cebu and Lund

For one person, living is cheaper in Cebu: $934 a month against $1,777 in Lund, rent and utilities included – about $10,100 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
85

Cost of Living Index in Lund
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Lund Living Index

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Cebu

🇵🇭 Philippines

$934

/mo nomad

Lund

🇸🇪 Sweden

$1,777

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Lund

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Lund actually costs, broken down by who's living it.

Monthly costs for one person with rent: $934 in Cebu versus $1,777 in Lund.

Cebu $934
Lund $1,777

Estimated couple costs with rent: $1,415 in Cebu versus $2,922 in Lund.

Cebu $1,415
Lund $2,922

Monthly costs for a family of three with rent: $1,896 in Cebu versus $4,067 in Lund.

Cebu $1,896
Lund $4,067

Living in Cebu costs roughly 47% less than in Lund, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cebu is 30% below, Lund is 33% above.

Meal at Budget Restaurant

$3.03 ₱190

$12.72 SEK 127

-76.18%

Three-Course Dinner for Two, Mid-Range

$23.48 ₱1,473

$91.0 SEK 909

-74.18%

Fast Food Meal (McDonalds, etc)

$4.09 ₱256

$11.72 SEK 117

-65.10%

Cappuccino

$2.52 ₱158

$4.60 SEK 46.01

-45.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱96.9

$2.79 SEK 27.88

-44.80%

Water (0.33 liter bottle)

$0.49 ₱30.98

$2.07 SEK 20.65

-76.33%

Local Beer (0.5 liter draught)

$1.79 ₱112

$8.18 SEK 81.7

-78.12%

Imported Beer (0.33 liter bottle)

$2.26 ₱142

$6.79 SEK 67.9

-66.72%

Milk (1 liter)

$1.95 ₱122

$1.63 SEK 16.28

19.63%

White Bread (500g)

$1.43 ₱89.7

$2.55 SEK 25.47

-43.92%

Rice (white) (1kg)

$1.02 ₱63.8

$3.38 SEK 33.74

-69.82%

Eggs

$2.06 ₱129

$4.57 SEK 45.63

-54.92%

Local Cheese (1kg)

$9.81 ₱615

$12.53 SEK 125

-21.71%

Chicken Fillets (1kg)

$4.61 ₱289

$11.84 SEK 118

-61.06%

Beef Round Steak (1kg)

$7.70 ₱483

$15.33 SEK 153

-49.77%

Apples (1kg)

$3.31 ₱207

$3.06 SEK 30.63

8.17%

Banana (1kg)

$1.45 ₱90.9

$2.58 SEK 25.82

-43.80%

Oranges (1kg)

$2.36 ₱148

$2.83 SEK 28.26

-16.61%

Tomato (1kg)

$1.54 ₱96.4

$4.68 SEK 46.78

-67.09%

Potato (1kg)

$2.36 ₱148

$1.70 SEK 16.98

38.82%

Onion (1kg)

$1.99 ₱125

$1.43 SEK 14.25

39.16%

Lettuce (1 head)

$1.15 ₱72.1

$2.55 SEK 25.50

-54.90%

Water (1.5 liter bottle)

$0.67 ₱42.15

$1.52 SEK 15.20

-55.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱188

$8.10 SEK 81.0

-62.96%

Wine (Bottle)

$6.35 ₱398

$11.15 SEK 111

-43.05%

Local Beer (0.5 liter bottle)

$1.31 ₱81.9

$1.85 SEK 18.50

-29.19%

Imported Beer (0.33 liter bottle)

$1.73 ₱108

$2.73 SEK 27.27

-36.63%

One-way Ticket (Public Transport)

$0.25 ₱15.78

$3.28 SEK 32.79

-92.38%

Public Transport Monthly Pass (Regular Price)

$12.65 ₱793

$63.3 SEK 632

-80.01%

Taxi Start (Normal Tariff)

$0.74 ₱46.32

$5.08 SEK 50.7

-85.43%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.11

$1.10 SEK 11.02

-80.91%

Taxi 1hour Waiting (Normal Tariff)

$4.33 ₱271

$41.40 SEK 414

-89.54%

Gasoline (1 liter)

$1.33 ₱83.5

$1.80 SEK 17.97

-26.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ₱1.4M

$33.1K SEK 331.0K

-34.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$32.8K SEK 328.1K

-40.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 ₱7,563

$76.4 SEK 764

57.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 ₱907

$28.05 SEK 280

-48.48%

Internet (50+ Mbps, Unlimited Data)

$28.29 ₱1,774

$41.33 SEK 413

-31.55%

Gym Membership (Monthly)

$32.68 ₱2,050

$38.07 SEK 381

-14.16%

Tennis Court (1 Hour on Weekend)

$6.39 ₱401

$27.39 SEK 274

-76.67%

Cinema Ticket

$5.46 ₱342

$15.11 SEK 151

-63.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 ₱17.1K

$157 SEK 1,571

73.88%

International Primary School, 1 Child (Yearly)

$8,156 ₱511.5K

Jeans (Levis 501 Or Similar)

$49.57 ₱3,109

$78.5 SEK 785

-36.88%

Summer Dress (H&M, Zara, etc)

$24.87 ₱1,560

$56.6 SEK 566

-56.07%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,804

$97.7 SEK 976

-21.59%

Men's Leather Business Shoes

$59.3 ₱3,717

$121 SEK 1,213

-51.19%

1-bedroom Apartment, City Center (Monthly)

$506 ₱31.7K

$826 SEK 8,255

-38.77%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$672 SEK 6,716

-53.96%

3-bedroom Apartment, City Center (Monthly)

$1,052 ₱66.0K

$1,697 SEK 17.0K

-38.02%

3-bedroom Apartment, Outside City Center (Monthly)

$619 ₱38.8K

$1,365 SEK 13.6K

-54.64%

Buy Apartment in City Center (m2)

$2,915 ₱182.9K

$6,116 SEK 61.1K

-52.33%

Buy Apartment Outside City Center (m2)

$1,867 ₱117.1K

$3,597 SEK 35.9K

-48.09%

Average Monthly Net Salary (After Tax)

$341 ₱21.4K

$2,871 SEK 28.7K

-88.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.03

137.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 5, 2026

Last update for Lund: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.5%

Lund

$672 38.3% 117% $363

Groceries & Markets

Cebu

$210 22.7%

Lund

$355 20.3% 68.9% $145

Monthly Utilities & Internet

Cebu

$163 17.7%

Lund

$146 8.3% 10.7% $18

Clothing & Footwear

Cebu

$95 10.2%

Lund

$159 9.1% 68.4% $65

Eating Out

Cebu

$88 9.6%

Lund

$266 15.2% 201% $178

Sport & Entertainment

Cebu

$44 4.7%

Lund

$68 3.9% 56.6% $25

Getting Around

Cebu

$15 1.7%

Lund

$87 5% 463% $72

Cost Breakdown

A one-bedroom apartment in the center runs $506 in Cebu and $826 in Lund. Housing cost is often the main lever when comparing two cities.

Lund pays 742% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Cebu vs $91.0 in Lund for a mid-range dinner for two. Groceries echo the gap at $210 vs $355 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇸🇪 Lund

🕒 Local time

14:12 2:12 PM

08:12 8:12 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

82,800

💱 Currency

Philippine Peso PHP ₱

Swedish Krona SEK kr

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

100 SEK = 10.01 USD

100 SEK = 8.92 EUR

Exchange rates and currency converter

SEK, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

Swedish Krona exchange rates as of October 10, 2026: 1 USD = 9.99 SEK (1 SEK = 0.1 USD). 1 EUR = 11.21 SEK (100 SEK = 8.92 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Lund 10,320 km ≈ 13 h nonstop flight

From you

Cebu
Lund

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Lund: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, clothing, and eating out. The 90% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 742% lower in Lund. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $506 in Cebu versus $826 in Lund. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $934 per month in Cebu versus $1,777 in Lund – a 90% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 400% less than in Lund. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,777 in Lund, a $1,500 budget is realistic in Cebu but tight or insufficient in Lund. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Lund, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Lund are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 90% less than in Lund. Beyond cost, consider language, visa policies, and how big the international community is in each city.