Last update: Oct 2026

Cost of Living Comparison Between Lulea and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,820 in Lulea, rent and utilities included – about $5,400 less a year. The total is higher in Lulea despite lower rent and utilities.

Lulea
🇸🇪 Sweden
$1,820
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Lulea and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lulea and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,820 in Lulea versus $1,368 in Ubud, Bali.

  • Lulea $1,820
  • Ubud, Bali $1,368

Estimated couple costs with rent: $2,946 in Lulea versus $2,314 in Ubud, Bali.

  • Lulea $2,946
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,073 in Lulea versus $3,260 in Ubud, Bali.

  • Lulea $4,073
  • Ubud, Bali $3,260

Living in Lulea is roughly 33% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Lulea 35% above, Ubud, Bali 1% above.

Currency
🍽 Eating Out
Lulea
Ubud, Bali
Difference
Meal at Budget Restaurant
$11.71 SEK 116
$3.33 Rp 59.9K
251.65%
Three-Course Dinner for Two, Mid-Range
$96.1 SEK 952
$35.18 Rp 633.2K
173.02%
Fast Food Meal (McDonalds, etc)
$11.04 SEK 109
$5.80 Rp 104.5K
90.34%
Cappuccino
$4.38 SEK 43.41
$2.73 Rp 49.1K
60.44%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.45 SEK 24.24
$1.64 Rp 29.5K
49.39%
Water (0.33 liter bottle)
$1.94 SEK 19.20
$0.83 Rp 15.0K
133.73%
Local Beer (0.5 liter draught)
$8.56 SEK 84.8
$2.70 Rp 48.6K
217.04%
Imported Beer (0.33 liter bottle)
$9.41 SEK 93.2
$4.30 Rp 77.4K
118.84%
🛒 Groceries & Markets
Lulea
Ubud, Bali
Difference
Milk (1 liter)
$1.82 SEK 17.99
$1.50 Rp 27.1K
21.33%
White Bread (500g)
$3.42 SEK 33.84
$2.30 Rp 41.4K
48.70%
Rice (white) (1kg)
$4.75 SEK 47.11
$1.18 Rp 21.2K
302.54%
Eggs
$4.67 SEK 46.31
$2.14 Rp 38.6K
118.22%
Local Cheese (1kg)
$12.48 SEK 124
$17.48 Rp 314.6K
-28.60%
Chicken Fillets (1kg)
$13.11 SEK 130
$4.03 Rp 72.5K
225.31%
Beef Round Steak (1kg)
$26.07 SEK 258
$12.23 Rp 220.1K
113.16%
Apples (1kg)
$2.44 SEK 24.16
$3.55 Rp 63.9K
-31.27%
Banana (1kg)
$2.66 SEK 26.36
$1.57 Rp 28.3K
69.43%
Oranges (1kg)
$2.36 SEK 23.36
$2.24 Rp 40.2K
5.36%
Tomato (1kg)
$4.16 SEK 41.21
$1.93 Rp 34.7K
115.54%
Potato (1kg)
$2.09 SEK 20.69
$1.88 Rp 33.9K
11.17%
Onion (1kg)
$1.50 SEK 14.82
$2.29 Rp 41.3K
-34.50%
Lettuce (1 head)
$3.30 SEK 32.69
$0.99 Rp 17.9K
233.33%
Water (1.5 liter bottle)
$1.27 SEK 12.59
$0.53 Rp 9,475
139.62%
Cigarettes 20 Pack (Marlboro, Camel)
$7.06 SEK 70.0
$2.28 Rp 41.1K
209.65%
Wine (Bottle)
$12.04 SEK 119
$23.01 Rp 414.2K
-47.67%
Local Beer (0.5 liter bottle)
$1.78 SEK 17.63
$2.34 Rp 42.2K
-23.93%
Imported Beer (0.33 liter bottle)
$1.77 SEK 17.53
$2.91 Rp 52.4K
-39.18%
🚌 Getting Around
Lulea
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$3.23 SEK 31.99
$0.24 Rp 4,315
1245.83%
Public Transport Monthly Pass (Regular Price)
$56.5 SEK 560
$8.82 Rp 158.7K
540.82%
Taxi Start (Normal Tariff)
$8.73 SEK 86.5
$0.48 Rp 8,684
1718.75%
Taxi (Normal Tariff) (1km)
$2.05 SEK 20.33
$0.46 Rp 8,233
345.65%
Taxi 1hour Waiting (Normal Tariff)
$70.8 SEK 702
$5.45 Rp 98.2K
1199.27%
Gasoline (1 liter)
$1.74 SEK 17.24
$0.88 Rp 15.9K
97.73%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K SEK 316.5K
$24.6K Rp 442.2M
30.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.3K SEK 329.9K
$31.2K Rp 561.4M
6.75%
🧾 Monthly Utilities & Internet
Lulea
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$161 SEK 1,595
$83.0 Rp 1.5M
93.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.36 SEK 311
$6.45 Rp 116.0K
386.20%
Internet (50+ Mbps, Unlimited Data)
$26.51 SEK 263
$18.57 Rp 334.2K
42.76%
🎉 Sport & Entertainment
Lulea
Ubud, Bali
Difference
Gym Membership (Monthly)
$45.47 SEK 450
$55.8 Rp 1.0M
-18.54%
Tennis Court (1 Hour on Weekend)
$35.02 SEK 347
$18.11 Rp 326.0K
93.37%
Cinema Ticket
$12.85 SEK 127
$4.38 Rp 78.9K
193.38%
🧸 Childcare & Education
Lulea
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$150 SEK 1,490
$493 Rp 8.9M
-69.49%
International Primary School, 1 Child (Yearly)
$5,570 SEK 55.2K
$5,754 Rp 103.6M
-3.19%
👕👟 Clothing & Footwear
Lulea
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$120 SEK 1,189
$46.19 Rp 831.4K
159.73%
Summer Dress (H&M, Zara, etc)
$32.64 SEK 323
$35.33 Rp 636.0K
-7.61%
Sport Shoes (Adidas, Nike)
$120 SEK 1,188
$79.1 Rp 1.4M
51.64%
Men's Leather Business Shoes
$161 SEK 1,593
$78.4 Rp 1.4M
105.13%
🏠 Accommodation & Living
Lulea
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$783 SEK 7,763
$1,142 Rp 20.6M
-31.42%
1-bedroom Apartment, Outside City Center (Monthly)
$584 SEK 5,786
$676 Rp 12.2M
-13.57%
3-bedroom Apartment, City Center (Monthly)
$1,449 SEK 14.4K
$3,503 Rp 63.1M
-58.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,104 SEK 10.9K
$1,700 Rp 30.6M
-35.04%
Buy Apartment in City Center (m2)
$3,072 SEK 30.4K
$2,784 Rp 50.1M
10.36%
Buy Apartment Outside City Center (m2)
$2,194 SEK 21.7K
$2,241 Rp 40.3M
-2.08%
💵 Salaries & Financials
Lulea
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$2,498 SEK 24.8K
$165 Rp 3.0M
1418.10%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.85
13.78
-72.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lulea: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lulea
$584
Ubud, Bali
$676 15.7% $92
Groceries & Markets
Lulea
$404
Ubud, Bali
$290 28.1% $113
Eating Out
Lulea
$259
Ubud, Bali
$109 57.9% $150
Monthly Utilities & Internet
Lulea
$219
Ubud, Bali
$108 50.6% $111
Clothing & Footwear
Lulea
$195
Ubud, Bali
$108 44.8% $87
Getting Around
Lulea
$88
Ubud, Bali
$13 85.8% $76
Sport & Entertainment
Lulea
$71
Ubud, Bali
$65 9.3% $6.6

Cost Breakdown

A one-bedroom apartment in the center runs $783 in Lulea and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lulea pays 1418% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $96.0 in Lulea vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $404 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know
🇸🇪 Lulea
🇮🇩 Ubud, Bali
🕒 Local time
16:24 4:24 PM
22:24 10:24 PM
6 h ahead of Lulea
🌤 Weather
👥 Population
73,864
74,800
💱 Currency
Exchange rates and currency converter

IDR, USD, EUR to SEK – Swedish Krona Converter

Swedish Krona exchange rates as of October 18, 2026: 1 USD = 9.91 SEK (1 SEK = 0.101 USD). 1 EUR = 11.14 SEK (100 SEK = 8.98 EUR).

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Lulea Ubud, Bali 11,010 km ≈ 14 h nonstop flight
From you
  • Lulea
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lulea vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Lulea or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 33% lower than in Lulea. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Lulea or in Ubud, Bali?
Average pay runs 1418% higher in Lulea, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Lulea compared to Ubud, Bali?
Rent for a central apartment: $783 in Lulea versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Lulea or in Ubud, Bali?
Supermarket bills run roughly 39% higher in Lulea. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Lulea and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $96.0 in Lulea. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Lulea or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $1,820 in Lulea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lulea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Lulea or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Lulea compared to Ubud, Bali?
Safety-wise, Lulea and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 33% less than in Lulea. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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