Last update: Oct 2026

Cost of Living Comparison Between Ludza and Chiang Mai

For one person, living costs are similar in Ludza and in Chiang Mai: $955 and $925 a month, rent and utilities included.

Ludza
🇱🇻 Latvia
$955
/mo nomad
Chiang Mai
🇹🇭 Thailand
$925
/mo nomad
Monthly Cost of Living

How much you'll spend in Ludza and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludza and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $955 per month in Ludza vs $925 in Chiang Mai, rent included.

  • Ludza $955
  • Chiang Mai $925

A couple spends around $1,505 per month in Ludza vs $1,414 in Chiang Mai, rent included.

  • Ludza $1,505
  • Chiang Mai $1,414

A family of three spends $2,055 per month in Ludza vs $1,903 in Chiang Mai, rent included.

  • Ludza $2,055
  • Chiang Mai $1,903

Ludza costs about 3% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Ludza and Chiang Mai are more affordable than the global median – Ludza 30% lower, Chiang Mai 32% lower.

Currency
🍽 Eating Out
Ludza
Chiang Mai
Difference
Meal at Budget Restaurant
$7.89 €7.02
$2.29 ฿76.5
244.54%
Three-Course Dinner for Two, Mid-Range
$68.2 €60.7
$19.64 ฿656
247.45%
Fast Food Meal (McDonalds, etc)
$9.45 €8.40
$5.61 ฿188
68.45%
Cappuccino
$3.62 €3.22
$1.66 ฿55.6
118.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 €1.40
$0.70 ฿23.40
125.71%
Water (0.33 liter bottle)
$1.15 €1.03
$0.31 ฿10.24
270.97%
Local Beer (0.5 liter draught)
$5.53 €4.91
$2.41 ฿80.4
129.46%
Imported Beer (0.33 liter bottle)
$5.12 €4.55
$3.71 ฿124
38.01%
🛒 Groceries & Markets
Ludza
Chiang Mai
Difference
Milk (1 liter)
$1.20 €1.07
$1.95 ฿65.3
-38.46%
White Bread (500g)
$1.50 €1.33
$1.41 ฿47.03
6.38%
Rice (white) (1kg)
$2.41 €2.14
$1.31 ฿43.62
83.97%
Eggs
$3.73 €3.32
$2.18 ฿72.9
71.10%
Local Cheese (1kg)
$10.67 €9.49
$16.65 ฿556
-35.92%
Chicken Fillets (1kg)
$8.72 €7.76
$2.76 ฿92.2
215.94%
Beef Round Steak (1kg)
$13.98 €12.44
$9.11 ฿304
53.46%
Apples (1kg)
$0.67 €0.60
$2.39 ฿80.0
-71.97%
Banana (1kg)
$1.45 €1.29
$1.03 ฿34.26
40.78%
Oranges (1kg)
$1.79 €1.59
$1.63 ฿54.4
9.82%
Tomato (1kg)
$3.24 €2.88
$1.50 ฿50.0
116.00%
Potato (1kg)
$0.83 €0.74
$1.29 ฿43.13
-35.66%
Onion (1kg)
$0.90 €0.80
$1.11 ฿37.03
-18.92%
Lettuce (1 head)
$1.69 €1.51
$0.72 ฿24.08
134.72%
Water (1.5 liter bottle)
$0.90 €0.80
$0.53 ฿17.59
69.81%
Cigarettes 20 Pack (Marlboro, Camel)
$6.78 €6.03
$4.31 ฿144
57.31%
Wine (Bottle)
$7.92 €7.04
$17.95 ฿600
-55.88%
Local Beer (0.5 liter bottle)
$1.97 €1.75
$1.58 ฿52.9
24.68%
Imported Beer (0.33 liter bottle)
$2.07 €1.84
$2.84 ฿95.0
-27.11%
🚌 Getting Around
Ludza
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.28 €2.03
$0.86 ฿28.86
165.12%
Public Transport Monthly Pass (Regular Price)
-
$53.3 ฿1,780
-
Taxi Start (Normal Tariff)
$3.32 €2.95
$1.21 ฿40.29
174.38%
Taxi (Normal Tariff) (1km)
$1.01 €0.90
$0.57 ฿18.99
77.19%
Taxi 1hour Waiting (Normal Tariff)
$17.39 €15.47
$2.35 ฿78.6
640.00%
Gasoline (1 liter)
$1.86 €1.66
$1.44 ฿47.96
29.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K €24.2K
$20.7K ฿692.8K
31.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K €27.3K
$26.8K ฿895.7K
14.62%
🧾 Monthly Utilities & Internet
Ludza
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$285 €253
$62.3 ฿2,083
356.84%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.76 €17.57
$12.11 ฿405
63.17%
Internet (50+ Mbps, Unlimited Data)
$19.92 €17.72
$19.94 ฿666
-0.10%
🎉 Sport & Entertainment
Ludza
Chiang Mai
Difference
Gym Membership (Monthly)
-
$37.07 ฿1,239
-
Tennis Court (1 Hour on Weekend)
-
$3.78 ฿126
-
Cinema Ticket
$11.29 €10.04
$6.50 ฿217
73.69%
🧸 Childcare & Education
Ludza
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$675 €601
$793 ฿26.5K
-14.81%
International Primary School, 1 Child (Yearly)
$18.0K €16.0K
$14.8K ฿494.9K
21.61%
👕👟 Clothing & Footwear
Ludza
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$69.0 €61.4
$53.7 ฿1,796
28.45%
Summer Dress (H&M, Zara, etc)
$49.26 €43.82
$24.62 ฿823
100.08%
Sport Shoes (Adidas, Nike)
$77.6 €69.0
$90.9 ฿3,036
-14.56%
Men's Leather Business Shoes
$139 €124
$71.1 ฿2,378
96.08%
🏠 Accommodation & Living
Ludza
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
-
$455 ฿15.2K
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$298 ฿9,954
-
3-bedroom Apartment, City Center (Monthly)
-
$908 ฿30.4K
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$554 ฿18.5K
-
Buy Apartment in City Center (m2)
-
$1,931 ฿64.5K
-
Buy Apartment Outside City Center (m2)
-
$1,445 ฿48.3K
-
💵 Salaries & Financials
Ludza
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$620 €551
$591 ฿19.7K
4.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.77
5.57
-14.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludza: October 19, 2026

Last update for Chiang Mai: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Ludza
$324
Chiang Mai
$94 70.9% $230
Groceries & Markets
Ludza
$256
Chiang Mai
$235 8% $21
Eating Out
Ludza
$184
Chiang Mai
$79 57.2% $105
Clothing & Footwear
Ludza
$151
Chiang Mai
$108 28.3% $43
Sport & Entertainment
Ludza
$23 *
Chiang Mai
$50 122% $27
Getting Around
Ludza
$18 *
Chiang Mai
$61 247% $43
Accommodation & Living
Ludza
- *
Chiang Mai
$298

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 5% higher in Ludza, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Ludza versus $20.00 in Chiang Mai. Monthly groceries follow the same trend: $256 vs $235 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇱🇻 Ludza
🇹🇭 Chiang Mai
🕒 Local time
21:02 9:02 PM
01:02 1:02 AM
4 h ahead of Ludza
🌤 Weather
👥 Population
8,500
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of October 20, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Ludza Chiang Mai 7,130 km ≈ 9 h nonstop flight
From you
  • Ludza
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ludza vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ludza or Chiang Mai?
Ludza costs about 3% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ludza and in Chiang Mai?
For a comfortable life, plan on about $1,433 per month in Ludza and $1,388 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do dining costs compare in Ludza and in Chiang Mai?
A mid-range dinner for two costs $68.0 in Ludza and $20.00 in Chiang Mai. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ludza or in Chiang Mai?
Groceries cost about 9% more in Ludza, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ludza or in Chiang Mai?
A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $925, than in Ludza at $955. In Chiang Mai it covers expenses comfortably, while in Ludza it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ludza or Chiang Mai?
For digital nomads, it depends on budget. Chiang Mai costs $925 versus $955 in Ludza. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ludza compared to Chiang Mai?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ludza or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludza makes more sense. Both are solid long-term options with distinct trade-offs.

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