Last update: Oct 2026 Latvia 8.5K

Cost of Living in Ludza

For one person, living costs in Ludza are estimated at $955 a month, including rent and utilities – 33% below the national average. Rent and utilities take about a third of the total.

Monthly Cost of Living

How much you'll spend in Ludza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ludza actually costs, broken down by who's living it.

A single person spends around $955 per month with rent, or $670 for everyday expenses alone.

$955 /mo

A couple spends around $1,505 per month with rent, or $1,220 for everyday expenses alone.

$1,505 /mo

A family of three spends around $2,055 per month with rent, or $1,770 without housing.

$2,055 /mo

Overall, Ludza is about 30% below the global median. Within Europe, costs are well below average (46% lower) – one of the most affordable options in the region.

Currency
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$7.89 €7.02
$7.89 €7.02
$28.18 €25.07
Three-Course Dinner for Two, Mid-Range
$68.2 €60.7
$56.9 €50.6
$102 €91.1
Fast Food Meal (McDonalds, etc)
$9.45 €8.40
$8.01 €7.12
$11.45 €10.18
Cappuccino
$3.62 €3.22
$2.18 €1.94
$4.35 €3.87
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 €1.40
$1.10 €0.97
$3.28 €2.92
Water (0.33 liter bottle)
$1.15 €1.03
$0.77 €0.68
$2.75 €2.45
Local Beer (0.5 liter draught)
$5.53 €4.91
$3.87 €3.44
$6.62 €5.89
Imported Beer (0.33 liter bottle)
$5.12 €4.55
$3.41 €3.04
$5.69 €5.06
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.20 €1.07
$0.91 €0.81
$1.49 €1.32
White Bread (500g)
$1.50 €1.33
$1.14 €1.01
$2.27 €2.02
Rice (white) (1kg)
$2.41 €2.14
$1.10 €0.97
$3.47 €3.09
Eggs
$3.73 €3.32
$2.54 €2.26
$5.47 €4.87
Local Cheese (1kg)
$10.67 €9.49
$7.96 €7.08
$14.79 €13.15
Chicken Fillets (1kg)
$8.72 €7.76
$5.65 €5.03
$10.17 €9.05
Beef Round Steak (1kg)
$13.98 €12.44
$9.09 €8.09
$22.73 €20.22
Apples (1kg)
$0.67 €0.60
$0.67 €0.60
$3.41 €3.04
Banana (1kg)
$1.45 €1.29
$1.07 €0.96
$3.27 €2.91
Oranges (1kg)
$1.79 €1.59
$1.13 €1.00
$4.50 €4.00
Tomato (1kg)
$3.24 €2.88
$1.71 €1.52
$5.70 €5.07
Potato (1kg)
$0.83 €0.74
$0.44 €0.39
$1.63 €1.45
Onion (1kg)
$0.90 €0.80
$0.64 €0.57
$2.20 €1.96
Lettuce (1 head)
$1.69 €1.51
$0.87 €0.77
$2.21 €1.96
Water (1.5 liter bottle)
$0.90 €0.80
$0.43 €0.38
$1.59 €1.42
Cigarettes 20 Pack (Marlboro, Camel)
$6.78 €6.03
$5.65 €5.03
$7.12 €6.33
Wine (Bottle)
$7.92 €7.04
$6.78 €6.03
$16.97 €15.10
Local Beer (0.5 liter bottle)
$1.97 €1.75
$1.66 €1.48
$2.22 €1.97
Imported Beer (0.33 liter bottle)
$2.07 €1.84
$1.23 €1.09
$3.38 €3.00
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$2.28 €2.03
-
Taxi Start (Normal Tariff)
$3.32 €2.95
$3.32 €2.95
$5.53 €4.92
Taxi (Normal Tariff) (1km)
$1.01 €0.90
$0.68 €0.60
$1.36 €1.21
Taxi 1hour Waiting (Normal Tariff)
$17.39 €15.47
$10.94 €9.73
$20.34 €18.10
Gasoline (1 liter)
$1.86 €1.66
$1.65 €1.47
$2.21 €1.96
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.2K €24.2K
$27.2K €24.2K
$29.3K €26.1K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.7K €27.3K
$30.0K €26.6K
$33.2K €29.5K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$285 €253
$285 €253
$558 €497
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.76 €17.57
$11.31 €10.06
$45.24 €40.24
Internet (50+ Mbps, Unlimited Data)
$19.92 €17.72
$13.45 €11.96
$33.61 €29.89
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$11.29 €10.04
$7.90 €7.03
$13.55 €12.05
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$675 €601
$333 €296
$1,109 €987
International Primary School, 1 Child (Yearly)
$18.0K €16.0K
$11.1K €9,903
$26.7K €23.8K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$69.0 €61.4
$33.40 €29.71
$89.1 €79.2
Summer Dress (H&M, Zara, etc)
$49.26 €43.82
$32.84 €29.21
$76.6 €68.2
Sport Shoes (Adidas, Nike)
$77.6 €69.0
$55.4 €49.32
$144 €128
Men's Leather Business Shoes
$139 €124
$67.9 €60.4
$226 €201
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$620 €551
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.77
3.55
8

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Ludza $955
Monthly Utilities & Internet
$324
Groceries & Markets
$256
Eating Out
$184
Clothing & Footwear
$151
Sport & Entertainment
$23 *
Getting Around
$18 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

The average net salary is $620 – below monthly costs of $955. Most locals rely on shared housing or dual incomes. Remote workers earning abroad will find stronger purchasing power.

Groceries cost around $256 per month for one person. A mid-range dinner for two is priced at $68.0 – broadly in line with the European average.

Cost Highlights

Average monthly net salary is lower than 94% of cities in Europe

Meal at budget restaurant is cheaper than 93% of cities in Europe

Overall monthly cost (including rent) is cheaper than 90% of cities in Europe

Good to know
🕒 Local time
22:49 10:49 PM
🌤 Weather
👥 Population
8,500
💱 Currency
Euro EUR €
📈 Exchange rate
Exchange rates and currency converter

USD to EUR – Euro Converter

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

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Ludza Median Internet Speeds (Updated April 2026)

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Digital Nomad Cost of Living Index
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Cost of Living in Ludza - Frequently Asked Questions
How does Ludza compare in terms of affordability for travelers, expats, and digital nomads?
Ludza, Latvia offers a gentler price rhythm than larger Baltic capitals, making it an approachable base for travelers, expats, and digital nomads. The Cost of Living in Ludza, Latvia tends to favor long stays with modest housing options, affordable groceries, and simple dining choices. Expect compact, well-kept apartments in the town center and nearby rural streets at reasonable rents, with easy access to nature and seasonal activities. Local services, healthcare, and public transport are practical for daily use, though you may rely more on regional hubs for certain amenities. Tip: explore short-term rentals to test neighborhoods before committing.
What does a typical day look like in Ludza for someone balancing work, errands, and meals?
Daily life in Ludza blends small-town ease with enough services to feel comfortable. For housing, start with local classifieds and talk to landlords; many options sit within walking distance of the center. Food comes from intimate stores and weekly markets where you will find fresh essentials and regional staples. Co-working is possible in cafés or small shared spaces, though you may plan longer work sessions in the morning or late afternoon when it is quieter. For errands, expect slower speeds on some services but friendly, helpful staff. Ludza, Latvia living cost remains reasonable when you pick a central neighborhood and shop seasonally. Tip: test a few routes by foot or bike to save on transport.
What factors contribute to a good quality of life in Ludza, and how can you budget effectively for long stays?
Quality of life in Ludza balances quiet streets, access to nature, and tight-knit community, with slower service tempo that rewards planning. A practical budgeting framework is to categorize major costs (housing, food, transport, utilities) and assign a realistic monthly cap using a simple rule, adjusting for seasonal needs like heating in winter or seasonal groceries. Neighborhood fit matters: choose a central area for walkability or a calmer suburb near green spaces. Save by shopping at local markets, using public transport, and sharing coworking spaces. Tip: set a monthly review habit to adapt as seasons change and new services appear.
What makes Ludza a budget-friendly city to live in?
Ludza is affordable because both rent and daily expenses are genuinely low. Total monthly costs with housing come to just $955, making it firmly budget-friendly for residents and long-term visitors alike.
How affordable is daily life in Ludza?
By most standards, Ludza is a budget-friendly place to live. Total monthly costs with rent usually land around $955, and both housing and daily expenses fall below global averages. It's a solid pick for remote workers, long-term travelers, or anyone watching their spending.
Is the average income in Ludza enough to cover living costs and save?
The average net salary in Ludza is about $620, while comfortable living starts around $1,433. With total costs hitting $955 monthly, saving is possible if you earn above average – but it takes intentional budgeting.
What are kindergarten prices in Ludza?
Private kindergarten in Ludza costs about $675 per month – a big number for families. Prices vary by curriculum and whether you go local or international. Public options are cheaper where they exist, but waitlists can be long.
Is grocery shopping affordable in Ludza?
Groceries in Ludza are cheap – a single person spends about $256 per month. Local markets and budget supermarkets push costs even lower. Food is one of the city's strongest affordability points.
Is $1,000 enough to live comfortably in Ludza?
$1,000 a month in Ludza? Very doable. Average costs with rent come to just $955, which leaves real room to save, eat out, and enjoy the city without watching every dollar.
What makes Ludza attractive for remote workers?
Ludza has become a go-to for digital nomads thanks to clean air, café culture, great local cuisine. At around $955 monthly all-in, the value is strong for the infrastructure and lifestyle you get. Coworking spaces, solid internet, and a growing international crowd make remote work here both productive and social.
Is Ludza a cheap city to live in?
Ludza is affordable by most measures, which is why it appeals to long-term travelers, remote workers, and budget-conscious residents. At $955 per month with rent, it sits well below the global average for cities of similar size.

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