Cost of Living Comparison Between Ludhiana and Mumbai (Bombay) Cost of Living Comparison Between Ludhiana and Mumbai (Bombay)

🙂 Solo nomad: Ludhiana is 7.4% cheaper than Mumbai (Bombay) without rent, and 32.8% cheaper with rent.
🙂 Family of 3: Ludhiana is 14.8% cheaper than Mumbai (Bombay) without rent, and 28% cheaper with rent.
Currency
🍽 Eating Out
Ludhiana
Mumbai (Bombay)
Difference
Meal at Budget Restaurant
$2.88 ₹246
$5.35 ₹458
-46.17%
Three-Course Dinner for Two, Mid-Range
$11.53 ₹986
$22.26 ₹1,904
-48.20%
Fast Food Meal (McDonalds, etc)
$4.16 ₹356
$4.57 ₹391
-8.97%
Cappuccino
$1.97 ₹168
$2.55 ₹218
-22.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.43 ₹36.5
$0.47 ₹39.86
-8.51%
Water (0.33 liter bottle)
$0.26 ₹22.39
$0.18 ₹15.64
44.44%
Local Beer (0.5 liter draught)
$1.76 ₹151
$2.28 ₹195
-22.81%
Imported Beer (0.33 liter bottle)
$3.37 ₹288
$4.17 ₹357
-19.18%
🛒 Groceries & Markets
Ludhiana
Mumbai (Bombay)
Difference
Milk (1 liter)
$0.74 ₹63.4
$0.75 ₹64.1
-1.33%
White Bread (500g)
$0.58 ₹49.75
$0.48 ₹40.88
20.83%
Rice (white) (1kg)
$0.85 ₹72.5
$0.79 ₹67.4
7.59%
Eggs
$0.97 ₹83.4
$1.07 ₹91.8
-9.35%
Local Cheese (1kg)
$4.3 ₹368
$7.14 ₹610
-39.78%
Chicken Fillets (1kg)
$3.45 ₹295
$3.94 ₹337
-12.44%
Apples (1kg)
$2.31 ₹198
$2.35 ₹201
-1.70%
Banana (1kg)
$0.65 ₹55.7
$0.75 ₹64.5
-13.33%
Oranges (1kg)
$0.91 ₹78.1
$1.31 ₹112
-30.53%
Tomato (1kg)
$0.43 ₹36.64
$0.7 ₹59.5
-38.57%
Potato (1kg)
$0.31 ₹26.67
$0.52 ₹44.76
-40.38%
Onion (1kg)
$0.33 ₹28.16
$0.6 ₹51.1
-45.00%
Lettuce (1 head)
$0.45 ₹38.41
$0.69 ₹59.2
-34.78%
Water (1.5 liter bottle)
$0.38 ₹32.2
$0.36 ₹30.48
5.56%
Cigarettes 20 Pack (Marlboro, Camel)
$3.77 ₹322
$4.2 ₹359
-10.24%
Wine (Bottle)
$13.76 ₹1,176
$9.31 ₹796
47.80%
Local Beer (0.5 liter bottle)
$1.99 ₹170
$2.07 ₹177
-3.86%
Imported Beer (0.33 liter bottle)
$3.6 ₹308
$3.4 ₹291
5.88%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.24 ₹619
$7.24 ₹619
-
🚌 Getting Around
Ludhiana
Mumbai (Bombay)
Difference
One-way Ticket (Public Transport)
$0.65 ₹55.8
$0.22 ₹18.78
195.45%
Public Transport Monthly Pass (Regular Price)
$17.78 ₹1,521
$4.68 ₹400
279.91%
Taxi Start (Normal Tariff)
$1.79 ₹153
$0.34 ₹28.97
426.47%
Taxi (Normal Tariff) (1km)
$0.36 ₹30.49
-
-
Taxi 1hour Waiting (Normal Tariff)
$2.29 ₹196
$1.41 ₹120
62.41%
Gasoline (1 liter)
$1.23 ₹105
$1.19 ₹102
3.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.7K ₹1.4M
$17.5K ₹1.5M
-4.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.2K ₹1.8M
$24.7K ₹2.1M
-14.00%
🧾 Monthly Utilities & Internet
Ludhiana
Mumbai (Bombay)
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.7 ₹5,361
$51.5 ₹4,403
21.76%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.51 ₹300
$4.88 ₹418
-28.07%
Internet (50+ Mbps, Unlimited Data)
$6.62 ₹566
$8.88 ₹759
-25.45%
🎉 Sport & Entertainment
Ludhiana
Mumbai (Bombay)
Difference
Gym Membership (Monthly)
$17.14 ₹1,466
$23.36 ₹1,998
-26.63%
Tennis Court (1 Hour on Weekend)
$6.35 ₹543
$12.2 ₹1,043
-47.95%
Cinema Ticket
$4.12 ₹352
$4.71 ₹403
-12.53%
🧸 Childcare & Education
Ludhiana
Mumbai (Bombay)
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$80.7 ₹6,905
$118 ₹10.1K
-31.74%
International Primary School, 1 Child (Yearly)
$1,581 ₹135.2K
$3,391 ₹290K
-53.39%
👕👟 Clothing & Footwear
Ludhiana
Mumbai (Bombay)
Difference
Jeans (Levis 501 Or Similar)
$24.57 ₹2,102
$30.2 ₹2,583
-18.64%
Summer Dress (H&M, Zara, etc)
$35.64 ₹3,048
$30.5 ₹2,609
16.85%
Sport Shoes (Adidas, Nike)
$61.9 ₹5,298
$55 ₹4,707
12.56%
Men's Leather Business Shoes
$41.03 ₹3,509
$40.77 ₹3,487
0.64%
🏠 Accommodation & Living
Ludhiana
Mumbai (Bombay)
Difference
1-bedroom Apartment, City Center (Monthly)
$202 ₹17.3K
$710 ₹60.8K
-71.49%
1-bedroom Apartment, Outside City Center (Monthly)
$123 ₹10.5K
$351 ₹30K
-65.00%
3-bedroom Apartment, City Center (Monthly)
$512 ₹43.8K
$1,820 ₹155.6K
-71.86%
3-bedroom Apartment, Outside City Center (Monthly)
$496 ₹42.4K
$828 ₹70.8K
-40.12%
Buy Apartment in City Center (m2)
$641 ₹54.8K
$6,975 ₹596.6K
-90.81%
Buy Apartment Outside City Center (m2)
$529 ₹45.2K
$3,092 ₹264.5K
-82.89%
💵 Salaries & Financials
Ludhiana
Mumbai (Bombay)
Difference
Average Monthly Net Salary (After Tax)
$384 ₹32.8K
$787 ₹67.3K
-51.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.62
9.22
-6.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludhiana: October 28, 2025

Last update for Mumbai (Bombay): October 28, 2025

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