🙂A single person spends $1,223 per month in Lubumbashi vs $1,396 in Ubud, Bali, rent included.
😐A couple spends around $2,716 per month in Lubumbashi vs $2,334 in Ubud, Bali, rent included.
😐A family of three spends $4,209 per month in Lubumbashi vs $3,273 in Ubud, Bali, rent included.
🙂Lubumbashi is about 12% cheaper than Ubud, Bali, driven mainly by Eating Out.
📊Lubumbashi sits 11% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Lubumbashi
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.19CDF 23.1K
$3.37Rp 59.7K
202.37%
Three-Course Dinner for Two, Mid-Range
$99.3CDF 224.9K
$38.59Rp 682.4K
157.42%
Fast Food Meal(McDonalds, etc)
$9.83CDF 22.3K
$5.52Rp 97.6K
78.08%
Cappuccino
$3.92CDF 8,866
$2.64Rp 46.8K
48.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.08CDF 2,444
$1.67Rp 29.6K
-35.33%
Water(0.33 liter bottle)
-
$0.77Rp 13.6K
-
Local Beer(0.5 liter draught)
$2.02CDF 4,570
$2.63Rp 46.6K
-23.19%
Imported Beer(0.33 liter bottle)
$2.48CDF 5,611
$4.28Rp 75.7K
-42.06%
🛒 Groceries & Markets
Lubumbashi
Ubud, Bali
Difference
Milk(1 liter)
$1.97CDF 4,457
$1.55Rp 27.3K
27.10%
White Bread(500g)
$1.22CDF 2,754
$2.22Rp 39.3K
-45.05%
Rice(white)(1kg)
$3.06CDF 6,928
$1.13Rp 19.9K
170.80%
Eggs
$2.15CDF 4,860
$2.09Rp 36.9K
2.87%
Local Cheese(1kg)
$15.18CDF 34.4K
$17.39Rp 307.6K
-12.71%
Chicken Fillets(1kg)
$7.52CDF 17.0K
$3.87Rp 68.4K
94.32%
Beef Round Steak(1kg)
$15.24CDF 34.5K
$12.55Rp 221.9K
21.43%
Apples(1kg)
$4.99CDF 11.3K
$3.62Rp 63.9K
37.85%
Banana(1kg)
$2.98CDF 6,750
$1.56Rp 27.6K
91.03%
Oranges(1kg)
$5.08CDF 11.5K
$2.35Rp 41.6K
116.17%
Tomato(1kg)
$2.97CDF 6,726
$2.06Rp 36.4K
44.17%
Potato(1kg)
$2.46CDF 5,571
$1.90Rp 33.6K
29.47%
Onion(1kg)
$2.68CDF 6,064
$2.34Rp 41.3K
14.53%
Lettuce(1 head)
$0.97CDF 2,199
$1.03Rp 18.2K
-5.83%
Water(1.5 liter bottle)
$1.29CDF 2,914
$0.55Rp 9,809
134.55%
Cigarettes 20 Pack(Marlboro, Camel)
$4.09CDF 9,250
$2.25Rp 39.8K
81.78%
Wine(Bottle)
$12.64CDF 28.6K
$23.81Rp 421.0K
-46.91%
Local Beer(0.5 liter bottle)
$1.18CDF 2,679
$2.31Rp 40.9K
-48.92%
Imported Beer(0.33 liter bottle)
$2.06CDF 4,662
$2.80Rp 49.5K
-26.43%
🚌 Getting Around
Lubumbashi
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.98CDF 2,223
$0.27Rp 4,816
262.96%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 153.2K
-
Taxi Start(Normal Tariff)
$4.47CDF 10.1K
$0.48Rp 8,515
831.25%
Taxi(Normal Tariff)(1km)
-
$0.45Rp 7,887
-
Taxi 1hour Waiting(Normal Tariff)
$9.95CDF 22.5K
$5.72Rp 101.1K
73.95%
Gasoline(1 liter)
$1.46CDF 3,313
$0.76Rp 13.4K
92.11%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KCDF 56.4M
$24.5KRp 433.0M
1.83%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.2KCDF 68.5M
$32.1KRp 568.0M
-5.83%
🧾 Monthly Utilities & Internet
Lubumbashi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$98.9CDF 223.8K
$83.6Rp 1.5M
18.35%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.87CDF 45.0K
$6.46Rp 114.2K
207.59%
Internet(50+ Mbps, Unlimited Data)
$60.8CDF 137.7K
$18.99Rp 335.9K
220.33%
🎉 Sport & Entertainment
Lubumbashi
Ubud, Bali
Difference
Gym Membership(Monthly)
$73.8CDF 167.0K
$56.0Rp 989.8K
31.82%
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 329.2K
-
Cinema Ticket
-
$4.28Rp 75.7K
-
🧸 Childcare & Education
Lubumbashi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$135CDF 306.6K
$487Rp 8.6M
-72.17%
International Primary School, 1 Child(Yearly)
$4,533CDF 10.3M
$5,856Rp 103.6M
-22.60%
👕👟 Clothing & Footwear
Lubumbashi
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$22.82CDF 51.7K
$45.56Rp 805.6K
-49.91%
Summer Dress(H&M, Zara, etc)
$22.60CDF 51.2K
$36.38Rp 643.3K
-37.88%
Sport Shoes(Adidas, Nike)
$60.5CDF 136.9K
$82.0Rp 1.4M
-26.22%
Men's Leather Business Shoes
$84.6CDF 191.5K
$80.4Rp 1.4M
5.20%
🏠 Accommodation & Living
Lubumbashi
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$836CDF 1.9M
$1,117Rp 19.7M
-25.14%
1-bedroom Apartment, Outside City Center(Monthly)
$373CDF 844.4K
$701Rp 12.4M
-46.80%
3-bedroom Apartment, City Center(Monthly)
$2,504CDF 5.7M
$3,537Rp 62.5M
-29.19%
3-bedroom Apartment, Outside City Center(Monthly)
$2,051CDF 4.6M
$1,762Rp 31.2M
16.37%
Buy Apartment in City Center(m2)
$1,005CDF 2.3M
$2,826Rp 50.0M
-64.45%
Buy Apartment Outside City Center(m2)
$507CDF 1.1M
$2,292Rp 40.5M
-77.87%
💵 Salaries & Financials
Lubumbashi
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,081CDF 2.4M
$170Rp 3.0M
536.72%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.78
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lubumbashi: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $836 in Lubumbashi versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 537% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $99.0 in Lubumbashi versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $327 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lubumbashi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Lubumbashi and in Ubud, Bali compare overall?
Monthly costs with rent: $1,223 in Lubumbashi, $1,396 in Ubud, Bali – roughly 14% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Lubumbashi compared to Ubud, Bali?
For a comfortable life, plan on about $1,834 per month in Lubumbashi and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lubumbashi and Ubud, Bali?
Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Lubumbashi or Ubud, Bali?
Monthly expenses with rent come to $1,223 in Lubumbashi and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Lubumbashi and Ubud, Bali?
Kindergarten costs $135 per month in Lubumbashi and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,223, than in Ubud, Bali at $1,396. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Lubumbashi and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,223 in Lubumbashi to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Lubumbashi or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lubumbashi and Ubud, Bali?
If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Lubumbashi vs other spots: cost of living compared