Cost of Living Comparison Between Lubumbashi and Ubud, Bali Cost of Living Comparison Between Lubumbashi and Ubud, Bali

Monthly Cost of Living

A single person spends $1,117 per month in Lubumbashi vs $1,419 in Ubud, Bali, rent included.

A couple spends around $2,556 per month in Lubumbashi vs $2,540 in Ubud, Bali, rent included.

A family of three spends $3,995 per month in Lubumbashi vs $3,660 in Ubud, Bali, rent included.

Lubumbashi is about 21% cheaper than Ubud, Bali, driven mainly by Eating Out.

Lubumbashi sits 17% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Lubumbashi
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.46 CDF 28.3K
$3.56 Rp 63.7K
250.00%
Three-Course Dinner for Two, Mid-Range
$98.3 CDF 223.2K
$32.73 Rp 584.5K
200.37%
Fast Food Meal (McDonalds, etc)
$9.91 CDF 22.5K
$4.95 Rp 88.4K
100.20%
Cappuccino
$3.98 CDF 9,031
$2.71 Rp 48.4K
46.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.97 CDF 2,209
$1.34 Rp 24.0K
-27.61%
Water (0.33 liter bottle)
-
$0.70 Rp 12.5K
-
Local Beer (0.5 liter draught)
$1.77 CDF 4,012
$2.92 Rp 52.1K
-39.38%
Imported Beer (0.33 liter bottle)
$2.47 CDF 5,600
$3.96 Rp 70.7K
-37.63%
🛒 Groceries & Markets
Lubumbashi
Ubud, Bali
Difference
Milk (1 liter)
$2.01 CDF 4,570
$1.81 Rp 32.3K
11.05%
White Bread (500g)
$1.15 CDF 2,618
$2.52 Rp 45.0K
-54.37%
Rice (white) (1kg)
$2.92 CDF 6,628
$1.16 Rp 20.7K
151.72%
Eggs
$2.63 CDF 5,972
$2.46 Rp 43.9K
6.91%
Local Cheese (1kg)
$15.22 CDF 34.5K
$14.71 Rp 262.7K
3.47%
Chicken Fillets (1kg)
$7.35 CDF 16.7K
$4.32 Rp 77.1K
70.14%
Beef Round Steak (1kg)
$15.54 CDF 35.3K
$12.14 Rp 216.7K
28.01%
Apples (1kg)
$2.01 CDF 4,573
$3.84 Rp 68.6K
-47.66%
Banana (1kg)
$2.95 CDF 6,687
$1.56 Rp 27.8K
89.10%
Oranges (1kg)
$5.11 CDF 11.6K
$2.83 Rp 50.6K
80.57%
Tomato (1kg)
$2.94 CDF 6,677
$2.33 Rp 41.5K
26.18%
Potato (1kg)
$2.46 CDF 5,581
$1.91 Rp 34.2K
28.80%
Onion (1kg)
$1.95 CDF 4,431
$2.20 Rp 39.3K
-11.36%
Lettuce (1 head)
$0.99 CDF 2,244
$1.01 Rp 18.1K
-1.98%
Water (1.5 liter bottle)
$1.27 CDF 2,881
$0.78 Rp 13.8K
62.82%
Cigarettes 20 Pack (Marlboro, Camel)
$4.03 CDF 9,146
$3.32 Rp 59.2K
21.39%
Wine (Bottle)
$12.68 CDF 28.8K
$23.74 Rp 423.9K
-46.59%
Local Beer (0.5 liter bottle)
$1.20 CDF 2,730
$2.79 Rp 49.8K
-56.99%
Imported Beer (0.33 liter bottle)
$2.08 CDF 4,724
$2.86 Rp 51.1K
-27.27%
🚌 Getting Around
Lubumbashi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.98 CDF 2,233
$0.27 Rp 4,800
262.96%
Public Transport Monthly Pass (Regular Price)
-
$8.03 Rp 143.4K
-
Taxi Start (Normal Tariff)
$4.46 CDF 10.1K
$0.46 Rp 8,150
869.57%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 8,037
-
Taxi 1hour Waiting (Normal Tariff)
$9.82 CDF 22.3K
$6.10 Rp 108.9K
60.98%
Gasoline (1 liter)
$1.36 CDF 3,084
$0.79 Rp 14.2K
72.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.7K CDF 56.1M
$26.1K Rp 467.0M
-5.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.5K CDF 66.9M
$32.1K Rp 573.6M
-8.27%
🧾 Monthly Utilities & Internet
Lubumbashi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.9 CDF 224.5K
$79.9 Rp 1.4M
23.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.35 CDF 46.2K
$4.06 Rp 72.6K
401.23%
Internet (50+ Mbps, Unlimited Data)
$59.4 CDF 134.8K
$23.52 Rp 420.0K
152.38%
🎉 Sport & Entertainment
Lubumbashi
Ubud, Bali
Difference
Gym Membership (Monthly)
$72.2 CDF 164.0K
$98.7 Rp 1.8M
-26.82%
Tennis Court (1 Hour on Weekend)
-
$6.63 Rp 118.4K
-
Cinema Ticket
-
$4.15 Rp 74.1K
-
🧸 Childcare & Education
Lubumbashi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$132 CDF 299.9K
$304 Rp 5.4M
-56.54%
International Primary School, 1 Child (Yearly)
$4,465 CDF 10.1M
$6,613 Rp 118.1M
-32.49%
👕👟 Clothing & Footwear
Lubumbashi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$22.38 CDF 50.8K
$55.5 Rp 991.8K
-59.70%
Summer Dress (H&M, Zara, etc)
$22.32 CDF 50.7K
$38.31 Rp 684.1K
-41.74%
Sport Shoes (Adidas, Nike)
$60.5 CDF 137.3K
$88.6 Rp 1.6M
-31.73%
Men's Leather Business Shoes
$84.3 CDF 191.4K
$77.9 Rp 1.4M
8.27%
🏠 Accommodation & Living
Lubumbashi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$764 CDF 1.7M
$1,006 Rp 18.0M
-24.08%
1-bedroom Apartment, Outside City Center (Monthly)
$249 CDF 565.0K
$675 Rp 12.1M
-63.15%
3-bedroom Apartment, City Center (Monthly)
$2,858 CDF 6.5M
$3,442 Rp 61.5M
-16.96%
3-bedroom Apartment, Outside City Center (Monthly)
$1,813 CDF 4.1M
$2,039 Rp 36.4M
-11.09%
Buy Apartment in City Center (m2)
$988 CDF 2.2M
$2,841 Rp 50.7M
-65.21%
Buy Apartment Outside City Center (m2)
$502 CDF 1.1M
$2,264 Rp 40.4M
-77.82%
💵 Salaries & Financials
Lubumbashi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,068 CDF 2.4M
$165 Rp 3.0M
546.57%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
13.28
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lubumbashi: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $764 in Lubumbashi versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 547% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $98.0 in Lubumbashi versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $312 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lubumbashi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Lubumbashi and Ubud, Bali compare overall?
Monthly costs with rent: $1,117 in Lubumbashi, $1,419 in Ubud, Bali – roughly 27% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Lubumbashi compared to Ubud, Bali?
For a comfortable life, plan on about $1,676 per month in Lubumbashi and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lubumbashi and Ubud, Bali?
Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Lubumbashi or Ubud, Bali?
Monthly expenses with rent come to $1,117 in Lubumbashi and $1,419 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Lubumbashi and Ubud, Bali?
Kindergarten costs $132 per month in Lubumbashi and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,117, than in Ubud, Bali at $1,419. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Lubumbashi and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,117 in Lubumbashi to $1,419 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Lubumbashi or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lubumbashi and Ubud, Bali?
If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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