🙂A single person spends $1,094 per month in Lubumbashi vs $1,408 in Ubud, Bali, rent included.
🙂A couple spends around $2,546 per month in Lubumbashi vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $3,999 per month in Lubumbashi vs $3,763 in Ubud, Bali, rent included.
🙂Lubumbashi is about 22% cheaper than Ubud, Bali, driven mainly by Eating Out.
📊Lubumbashi sits 18% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.
Currency
🍽 Eating Out
Lubumbashi
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.29CDF 27.7K
$3.45Rp 62.0K
256.23%
Three-Course Dinner for Two, Mid-Range
$102CDF 228.6K
$32.34Rp 580.1K
214.19%
Fast Food Meal(McDonalds, etc)
$10.08CDF 22.7K
$4.84Rp 86.9K
108.26%
Cappuccino
$4.09CDF 9,196
$2.75Rp 49.3K
48.73%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.99CDF 2,224
$1.38Rp 24.8K
-28.26%
Water(0.33 liter bottle)
-
$0.75Rp 13.5K
-
Local Beer(0.5 liter draught)
$1.79CDF 4,020
$2.99Rp 53.7K
-40.13%
Imported Beer(0.33 liter bottle)
$2.44CDF 5,501
$3.85Rp 69.1K
-36.62%
🛒 Groceries & Markets
Lubumbashi
Ubud, Bali
Difference
Milk(1 liter)
$2.04CDF 4,581
$1.74Rp 31.1K
17.24%
White Bread(500g)
$1.15CDF 2,577
$2.46Rp 44.1K
-53.25%
Rice(white)(1kg)
$3.03CDF 6,830
$1.17Rp 21.0K
158.97%
Eggs
$2.63CDF 5,911
$2.43Rp 43.6K
8.23%
Local Cheese(1kg)
$15.26CDF 34.3K
$14.50Rp 260.2K
5.24%
Chicken Fillets(1kg)
$7.31CDF 16.4K
$4.35Rp 78.0K
68.05%
Beef Round Steak(1kg)
$15.21CDF 34.2K
$11.98Rp 214.9K
26.96%
Apples(1kg)
$2.05CDF 4,613
$3.72Rp 66.7K
-44.89%
Banana(1kg)
$2.92CDF 6,573
$1.63Rp 29.2K
79.14%
Oranges(1kg)
$5.03CDF 11.3K
$2.74Rp 49.2K
83.58%
Tomato(1kg)
$2.98CDF 6,695
$2.24Rp 40.2K
33.04%
Potato(1kg)
$2.57CDF 5,794
$1.92Rp 34.4K
33.85%
Onion(1kg)
$1.94CDF 4,366
$2.28Rp 40.8K
-14.91%
Lettuce(1 head)
$1.02CDF 2,306
$1.06Rp 19.1K
-3.77%
Water(1.5 liter bottle)
$1.24CDF 2,785
$0.72Rp 12.9K
72.22%
Cigarettes 20 Pack(Marlboro, Camel)
$3.92CDF 8,825
$3.29Rp 58.9K
19.15%
Wine(Bottle)
$12.73CDF 28.7K
$23.19Rp 416.1K
-45.11%
Local Beer(0.5 liter bottle)
$1.14CDF 2,557
$2.78Rp 49.8K
-58.99%
Imported Beer(0.33 liter bottle)
$2.07CDF 4,665
$2.73Rp 49.0K
-24.18%
🚌 Getting Around
Lubumbashi
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.03CDF 2,314
$0.27Rp 4,778
281.48%
Public Transport Monthly Pass(Regular Price)
-
$8.11Rp 145.4K
-
Taxi Start(Normal Tariff)
$4.62CDF 10.4K
$0.48Rp 8,659
862.50%
Taxi(Normal Tariff)(1km)
-
$0.42Rp 7,532
-
Taxi 1hour Waiting(Normal Tariff)
$9.96CDF 22.4K
$6.22Rp 111.6K
60.13%
Gasoline(1 liter)
$1.35CDF 3,044
$0.81Rp 14.6K
66.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2KCDF 56.7M
$26.6KRp 477.4M
-5.30%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.4KCDF 68.3M
$32.2KRp 577.4M
-5.67%
🧾 Monthly Utilities & Internet
Lubumbashi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$102CDF 228.5K
$78.4Rp 1.4M
29.59%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.84CDF 44.6K
$4.07Rp 73.0K
387.47%
Internet(50+ Mbps, Unlimited Data)
$60.7CDF 136.6K
$24.33Rp 436.4K
149.45%
🎉 Sport & Entertainment
Lubumbashi
Ubud, Bali
Difference
Gym Membership(Monthly)
$72.6CDF 163.3K
$98.6Rp 1.8M
-26.40%
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.7K
-
Cinema Ticket
-
$3.99Rp 71.5K
-
🧸 Childcare & Education
Lubumbashi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$132CDF 297.7K
$305Rp 5.5M
-56.64%
International Primary School, 1 Child(Yearly)
$4,420CDF 9.9M
$6,642Rp 119.2M
-33.46%
👕👟 Clothing & Footwear
Lubumbashi
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$22.87CDF 51.5K
$54.1Rp 971.2K
-57.76%
Summer Dress(H&M, Zara, etc)
$22.64CDF 51.0K
$37.81Rp 678.2K
-40.12%
Sport Shoes(Adidas, Nike)
$60.0CDF 135.1K
$86.8Rp 1.6M
-30.88%
Men's Leather Business Shoes
$84.2CDF 189.4K
$76.4Rp 1.4M
10.26%
🏠 Accommodation & Living
Lubumbashi
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$773CDF 1.7M
$992Rp 17.8M
-22.07%
1-bedroom Apartment, Outside City Center(Monthly)
$251CDF 565.2K
$673Rp 12.1M
-62.66%
3-bedroom Apartment, City Center(Monthly)
$2,921CDF 6.6M
$3,375Rp 60.5M
-13.46%
3-bedroom Apartment, Outside City Center(Monthly)
$1,773CDF 4.0M
$2,050Rp 36.8M
-13.52%
Buy Apartment in City Center(m2)
$1,013CDF 2.3M
$2,805Rp 50.3M
-63.88%
Buy Apartment Outside City Center(m2)
$501CDF 1.1M
$2,227Rp 39.9M
-77.49%
💵 Salaries & Financials
Lubumbashi
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,072CDF 2.4M
$167Rp 3.0M
541.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.28
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lubumbashi: July 13, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $773 in Lubumbashi versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 542% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $102 in Lubumbashi versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $311 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lubumbashi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Lubumbashi and in Ubud, Bali compare overall?
Monthly costs with rent: $1,094 in Lubumbashi, $1,408 in Ubud, Bali – roughly 29% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Lubumbashi compared to Ubud, Bali?
For a comfortable life, plan on about $1,641 per month in Lubumbashi and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lubumbashi and Ubud, Bali?
Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Lubumbashi or Ubud, Bali?
Monthly expenses with rent come to $1,094 in Lubumbashi and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Lubumbashi and Ubud, Bali?
Kindergarten costs $132 per month in Lubumbashi and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,094, than in Ubud, Bali at $1,408. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Lubumbashi and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,094 in Lubumbashi to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Lubumbashi or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lubumbashi and Ubud, Bali?
If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.
Lubumbashi vs other spots: cost of living compared