Cost of Living Comparison Between Lubumbashi and Ubud, Bali Cost of Living Comparison Between Lubumbashi and Ubud, Bali

Monthly Cost of Living

A single person spends $1,223 per month in Lubumbashi vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,716 per month in Lubumbashi vs $2,334 in Ubud, Bali, rent included.

A family of three spends $4,209 per month in Lubumbashi vs $3,273 in Ubud, Bali, rent included.

Lubumbashi is about 12% cheaper than Ubud, Bali, driven mainly by Eating Out.

Lubumbashi sits 11% below the global median, while Ubud, Bali is 2% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Lubumbashi
Ubud, Bali
Difference
Meal at Budget Restaurant
$10.19 CDF 23.1K
$3.37 Rp 59.7K
202.37%
Three-Course Dinner for Two, Mid-Range
$99.3 CDF 224.9K
$38.59 Rp 682.4K
157.42%
Fast Food Meal (McDonalds, etc)
$9.83 CDF 22.3K
$5.52 Rp 97.6K
78.08%
Cappuccino
$3.92 CDF 8,866
$2.64 Rp 46.8K
48.48%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.08 CDF 2,444
$1.67 Rp 29.6K
-35.33%
Water (0.33 liter bottle)
-
$0.77 Rp 13.6K
-
Local Beer (0.5 liter draught)
$2.02 CDF 4,570
$2.63 Rp 46.6K
-23.19%
Imported Beer (0.33 liter bottle)
$2.48 CDF 5,611
$4.28 Rp 75.7K
-42.06%
🛒 Groceries & Markets
Lubumbashi
Ubud, Bali
Difference
Milk (1 liter)
$1.97 CDF 4,457
$1.55 Rp 27.3K
27.10%
White Bread (500g)
$1.22 CDF 2,754
$2.22 Rp 39.3K
-45.05%
Rice (white) (1kg)
$3.06 CDF 6,928
$1.13 Rp 19.9K
170.80%
Eggs
$2.15 CDF 4,860
$2.09 Rp 36.9K
2.87%
Local Cheese (1kg)
$15.18 CDF 34.4K
$17.39 Rp 307.6K
-12.71%
Chicken Fillets (1kg)
$7.52 CDF 17.0K
$3.87 Rp 68.4K
94.32%
Beef Round Steak (1kg)
$15.24 CDF 34.5K
$12.55 Rp 221.9K
21.43%
Apples (1kg)
$4.99 CDF 11.3K
$3.62 Rp 63.9K
37.85%
Banana (1kg)
$2.98 CDF 6,750
$1.56 Rp 27.6K
91.03%
Oranges (1kg)
$5.08 CDF 11.5K
$2.35 Rp 41.6K
116.17%
Tomato (1kg)
$2.97 CDF 6,726
$2.06 Rp 36.4K
44.17%
Potato (1kg)
$2.46 CDF 5,571
$1.90 Rp 33.6K
29.47%
Onion (1kg)
$2.68 CDF 6,064
$2.34 Rp 41.3K
14.53%
Lettuce (1 head)
$0.97 CDF 2,199
$1.03 Rp 18.2K
-5.83%
Water (1.5 liter bottle)
$1.29 CDF 2,914
$0.55 Rp 9,809
134.55%
Cigarettes 20 Pack (Marlboro, Camel)
$4.09 CDF 9,250
$2.25 Rp 39.8K
81.78%
Wine (Bottle)
$12.64 CDF 28.6K
$23.81 Rp 421.0K
-46.91%
Local Beer (0.5 liter bottle)
$1.18 CDF 2,679
$2.31 Rp 40.9K
-48.92%
Imported Beer (0.33 liter bottle)
$2.06 CDF 4,662
$2.80 Rp 49.5K
-26.43%
🚌 Getting Around
Lubumbashi
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.98 CDF 2,223
$0.27 Rp 4,816
262.96%
Public Transport Monthly Pass (Regular Price)
-
$8.66 Rp 153.2K
-
Taxi Start (Normal Tariff)
$4.47 CDF 10.1K
$0.48 Rp 8,515
831.25%
Taxi (Normal Tariff) (1km)
-
$0.45 Rp 7,887
-
Taxi 1hour Waiting (Normal Tariff)
$9.95 CDF 22.5K
$5.72 Rp 101.1K
73.95%
Gasoline (1 liter)
$1.46 CDF 3,313
$0.76 Rp 13.4K
92.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9K CDF 56.4M
$24.5K Rp 433.0M
1.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.2K CDF 68.5M
$32.1K Rp 568.0M
-5.83%
🧾 Monthly Utilities & Internet
Lubumbashi
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.9 CDF 223.8K
$83.6 Rp 1.5M
18.35%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.87 CDF 45.0K
$6.46 Rp 114.2K
207.59%
Internet (50+ Mbps, Unlimited Data)
$60.8 CDF 137.7K
$18.99 Rp 335.9K
220.33%
🎉 Sport & Entertainment
Lubumbashi
Ubud, Bali
Difference
Gym Membership (Monthly)
$73.8 CDF 167.0K
$56.0 Rp 989.8K
31.82%
Tennis Court (1 Hour on Weekend)
-
$18.62 Rp 329.2K
-
Cinema Ticket
-
$4.28 Rp 75.7K
-
🧸 Childcare & Education
Lubumbashi
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$135 CDF 306.6K
$487 Rp 8.6M
-72.17%
International Primary School, 1 Child (Yearly)
$4,533 CDF 10.3M
$5,856 Rp 103.6M
-22.60%
👕👟 Clothing & Footwear
Lubumbashi
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$22.82 CDF 51.7K
$45.56 Rp 805.6K
-49.91%
Summer Dress (H&M, Zara, etc)
$22.60 CDF 51.2K
$36.38 Rp 643.3K
-37.88%
Sport Shoes (Adidas, Nike)
$60.5 CDF 136.9K
$82.0 Rp 1.4M
-26.22%
Men's Leather Business Shoes
$84.6 CDF 191.5K
$80.4 Rp 1.4M
5.20%
🏠 Accommodation & Living
Lubumbashi
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$836 CDF 1.9M
$1,117 Rp 19.7M
-25.14%
1-bedroom Apartment, Outside City Center (Monthly)
$373 CDF 844.4K
$701 Rp 12.4M
-46.80%
3-bedroom Apartment, City Center (Monthly)
$2,504 CDF 5.7M
$3,537 Rp 62.5M
-29.19%
3-bedroom Apartment, Outside City Center (Monthly)
$2,051 CDF 4.6M
$1,762 Rp 31.2M
16.37%
Buy Apartment in City Center (m2)
$1,005 CDF 2.3M
$2,826 Rp 50.0M
-64.45%
Buy Apartment Outside City Center (m2)
$507 CDF 1.1M
$2,292 Rp 40.5M
-77.87%
💵 Salaries & Financials
Lubumbashi
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$1,081 CDF 2.4M
$170 Rp 3.0M
536.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
13.78
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lubumbashi: August 30, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $836 in Lubumbashi versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 537% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $99.0 in Lubumbashi versus $39.00 in Ubud, Bali. Monthly groceries follow the same trend: $327 vs $293 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lubumbashi vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Lubumbashi and in Ubud, Bali compare overall?
Monthly costs with rent: $1,223 in Lubumbashi, $1,396 in Ubud, Bali – roughly 14% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Lubumbashi compared to Ubud, Bali?
For a comfortable life, plan on about $1,834 per month in Lubumbashi and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Lubumbashi and Ubud, Bali?
Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Lubumbashi or Ubud, Bali?
Monthly expenses with rent come to $1,223 in Lubumbashi and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
What is the difference in childcare costs between Lubumbashi and Ubud, Bali?
Kindergarten costs $135 per month in Lubumbashi and $487 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is more doable on $2,000 per month?
A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,223, than in Ubud, Bali at $1,396. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
How does quality of life compare between Lubumbashi and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,223 in Lubumbashi to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.
Is Lubumbashi or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Lubumbashi and Ubud, Bali?
If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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