Last update: Oct 2026

Cost of Living Comparison Between Lubumbashi and Ubud, Bali

For one person, living is cheaper in Lubumbashi: $1,228 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

60

Cost of Living Index in Lubumbashi
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Lubumbashi Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lubumbashi

🇨🇩 Democratic Republic of the Congo

$1,228

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Lubumbashi and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lubumbashi and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,228 per month in Lubumbashi vs $1,368 in Ubud, Bali, rent included.

Lubumbashi $1,228
Ubud, Bali $1,368

A couple spends around $2,727 per month in Lubumbashi vs $2,314 in Ubud, Bali, rent included.

Lubumbashi $2,727
Ubud, Bali $2,314

A family of three spends $4,226 per month in Lubumbashi vs $3,260 in Ubud, Bali, rent included.

Lubumbashi $4,226
Ubud, Bali $3,260

Lubumbashi is about 10% cheaper than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Lubumbashi sits 9% below the global median, while Ubud, Bali is 1% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.91 CDF 22.5K

$3.33 Rp 59.9K

197.60%

Three-Course Dinner for Two, Mid-Range

$99.1 CDF 224.6K

$35.18 Rp 633.2K

181.78%

Fast Food Meal (McDonalds, etc)

$9.92 CDF 22.5K

$5.80 Rp 104.5K

71.03%

Cappuccino

$4.03 CDF 9,131

$2.73 Rp 49.1K

47.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 CDF 2,458

$1.64 Rp 29.5K

-34.15%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$1.99 CDF 4,508

$2.70 Rp 48.6K

-26.30%

Imported Beer (0.33 liter bottle)

$2.54 CDF 5,756

$4.30 Rp 77.4K

-40.93%

Milk (1 liter)

$1.96 CDF 4,446

$1.50 Rp 27.1K

30.67%

White Bread (500g)

$1.22 CDF 2,764

$2.30 Rp 41.4K

-46.96%

Rice (white) (1kg)

$3.18 CDF 7,204

$1.18 Rp 21.2K

169.49%

Eggs

$2.10 CDF 4,761

$2.14 Rp 38.6K

-1.87%

Local Cheese (1kg)

$14.77 CDF 33.5K

$17.48 Rp 314.6K

-15.50%

Chicken Fillets (1kg)

$7.70 CDF 17.4K

$4.03 Rp 72.5K

91.07%

Beef Round Steak (1kg)

$15.52 CDF 35.2K

$12.23 Rp 220.1K

26.90%

Apples (1kg)

$4.96 CDF 11.2K

$3.55 Rp 63.9K

39.72%

Banana (1kg)

$3.07 CDF 6,960

$1.57 Rp 28.3K

95.54%

Oranges (1kg)

$4.88 CDF 11.1K

$2.24 Rp 40.2K

117.86%

Tomato (1kg)

$2.98 CDF 6,745

$1.93 Rp 34.7K

54.40%

Potato (1kg)

$2.56 CDF 5,810

$1.88 Rp 33.9K

36.17%

Onion (1kg)

$2.66 CDF 6,020

$2.29 Rp 41.3K

16.16%

Lettuce (1 head)

$0.98 CDF 2,220

$0.99 Rp 17.9K

-1.01%

Water (1.5 liter bottle)

$1.22 CDF 2,774

$0.53 Rp 9,475

130.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.07 CDF 9,227

$2.28 Rp 41.1K

78.51%

Wine (Bottle)

$12.73 CDF 28.8K

$23.01 Rp 414.2K

-44.68%

Local Beer (0.5 liter bottle)

$1.15 CDF 2,600

$2.34 Rp 42.2K

-50.85%

Imported Beer (0.33 liter bottle)

$2.08 CDF 4,719

$2.91 Rp 52.4K

-28.52%

One-way Ticket (Public Transport)

$1.01 CDF 2,289

$0.24 Rp 4,315

320.83%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$4.47 CDF 10.1K

$0.48 Rp 8,684

831.25%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$9.87 CDF 22.4K

$5.45 Rp 98.2K

81.10%

Gasoline (1 liter)

$1.48 CDF 3,361

$0.88 Rp 15.9K

68.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CDF 56.8M

$24.6K Rp 442.2M

1.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K CDF 69.3M

$31.2K Rp 561.4M

-1.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.9 CDF 226.3K

$83.0 Rp 1.5M

20.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.13 CDF 45.6K

$6.45 Rp 116.0K

212.09%

Internet (50+ Mbps, Unlimited Data)

$60.3 CDF 136.6K

$18.57 Rp 334.2K

224.72%

Gym Membership (Monthly)

$73.6 CDF 166.8K

$55.8 Rp 1.0M

31.89%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$132 CDF 297.9K

$493 Rp 8.9M

-73.32%

International Primary School, 1 Child (Yearly)

$4,456 CDF 10.1M

$5,754 Rp 103.6M

-22.55%

Jeans (Levis 501 Or Similar)

$22.35 CDF 50.6K

$46.19 Rp 831.4K

-51.61%

Summer Dress (H&M, Zara, etc)

$22.55 CDF 51.1K

$35.33 Rp 636.0K

-36.17%

Sport Shoes (Adidas, Nike)

$59.1 CDF 133.9K

$79.1 Rp 1.4M

-25.29%

Men's Leather Business Shoes

$86.5 CDF 196.0K

$78.4 Rp 1.4M

10.35%

1-bedroom Apartment, City Center (Monthly)

$862 CDF 2.0M

$1,142 Rp 20.6M

-24.54%

1-bedroom Apartment, Outside City Center (Monthly)

$376 CDF 851.7K

$676 Rp 12.2M

-44.36%

3-bedroom Apartment, City Center (Monthly)

$2,522 CDF 5.7M

$3,503 Rp 63.1M

-28.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,051 CDF 4.6M

$1,700 Rp 30.6M

20.66%

Buy Apartment in City Center (m2)

$1,012 CDF 2.3M

$2,784 Rp 50.1M

-63.65%

Buy Apartment Outside City Center (m2)

$499 CDF 1.1M

$2,241 Rp 40.3M

-77.73%

Average Monthly Net Salary (After Tax)

$1,064 CDF 2.4M

$165 Rp 3.0M

546.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lubumbashi: October 13, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lubumbashi

$376 30.6%

Ubud, Bali

$676 49.4% 79.7% $300

Groceries & Markets

Lubumbashi

$327 26.6%

Ubud, Bali

$290 21.2% 11.2% $37

Monthly Utilities & Internet

Lubumbashi

$180 14.7%

Ubud, Bali

$108 7.9% 40.1% $72

Eating Out

Lubumbashi

$177 * 14.4%

Ubud, Bali

$109 8% 38.5% $68

Clothing & Footwear

Lubumbashi

$86 7%

Ubud, Bali

$108 7.9% 25.5% $22

Sport & Entertainment

Lubumbashi

$74 * 6%

Ubud, Bali

$65 4.7% 12.3% $9

Getting Around

Lubumbashi

$8.5 * 0.7%

Ubud, Bali

$13 0.9% 47.5% $4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $862 in Lubumbashi versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 547% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $99.0 in Lubumbashi versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $327 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇩 Lubumbashi

🇮🇩 Ubud, Bali

🕒 Local time

23:30 11:30 PM

05:30 5:30 AM

6 h ahead of Lubumbashi

🌤 Weather

👥 Population

1,139,064

74,800

💱 Currency

Congolese Franc CDF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 CDF = 4.41 USD

10,000 CDF = 3.93 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CDF – Congolese Franc Converter

🇺🇸 United States Dollar ($)

🇨🇩 Congolese Franc (Fr)

Congolese Franc exchange rates as of October 19, 2026: 1 USD = 2,265 CDF (10,000 CDF = 4.41 USD). 1 EUR = 2,547 CDF (10,000 CDF = 3.93 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CDF in detail →

On the map

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Highest

Between locations

Lubumbashi Ubud, Bali 9,580 km ≈ 12 h nonstop flight

From you

Lubumbashi
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lubumbashi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,228 in Lubumbashi, $1,368 in Ubud, Bali – roughly 11% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,842 per month in Lubumbashi and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,228 in Lubumbashi and $1,368 in Ubud, Bali. That's a gap of about 11%.

Kindergarten costs $132 per month in Lubumbashi and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,228, than in Ubud, Bali at $1,368. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,228 in Lubumbashi to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.