Cost of Living Comparison Between Ubud, Bali and Lubumbashi Cost of Living Comparison Between Ubud, Bali and Lubumbashi

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,094 in Lubumbashi, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,546 in Lubumbashi, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,999 in Lubumbashi, rent included.

Ubud, Bali costs about 29% more than Lubumbashi, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Lubumbashi is 18% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$12.29 CDF 27.6K

-71.93%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$102 CDF 228.3K

-68.17%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$10.08 CDF 22.7K

-51.98%

Cappuccino

$2.75 Rp 49.4K

$4.09 CDF 9,181

-32.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.99 CDF 2,220

39.39%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$1.79 CDF 4,013

67.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.44 CDF 5,492

57.79%

Milk (1 liter)

$1.74 Rp 31.2K

$2.04 CDF 4,574

-14.71%

White Bread (500g)

$2.46 Rp 44.2K

$1.15 CDF 2,573

113.91%

Rice (white) (1kg)

$1.17 Rp 21.0K

$3.03 CDF 6,818

-61.39%

Eggs

$2.43 Rp 43.7K

$2.63 CDF 5,902

-7.60%

Local Cheese (1kg)

$14.50 Rp 260.6K

$15.26 CDF 34.3K

-4.98%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.31 CDF 16.4K

-40.49%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$15.21 CDF 34.2K

-21.24%

Apples (1kg)

$3.72 Rp 66.8K

$2.05 CDF 4,606

81.46%

Banana (1kg)

$1.63 Rp 29.2K

$2.92 CDF 6,562

-44.18%

Oranges (1kg)

$2.74 Rp 49.3K

$5.03 CDF 11.3K

-45.53%

Tomato (1kg)

$2.24 Rp 40.3K

$2.98 CDF 6,684

-24.83%

Potato (1kg)

$1.92 Rp 34.5K

$2.57 CDF 5,785

-25.29%

Onion (1kg)

$2.28 Rp 40.9K

$1.94 CDF 4,359

17.53%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.02 CDF 2,302

3.92%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.24 CDF 2,780

-41.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.92 CDF 8,810

-16.07%

Wine (Bottle)

$23.19 Rp 416.8K

$12.73 CDF 28.6K

82.17%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.14 CDF 2,552

143.86%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$2.07 CDF 4,658

31.88%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.03 CDF 2,310

-73.79%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$4.62 CDF 10.4K

-89.61%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$9.96 CDF 22.4K

-37.55%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.35 CDF 3,039

-40.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$25.2K CDF 56.6M

5.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$30.4K CDF 68.2M

6.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$102 CDF 228.1K

-22.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$19.84 CDF 44.6K

-79.49%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$60.7 CDF 136.3K

-59.91%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$72.6 CDF 163.1K

35.86%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

Cinema Ticket

$3.99 Rp 71.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$132 CDF 297.2K

130.61%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$4,420 CDF 9.9M

50.29%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$22.87 CDF 51.4K

136.73%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$22.64 CDF 50.9K

67.01%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$60.0 CDF 134.8K

44.69%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$84.2 CDF 189.1K

-9.30%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$773 CDF 1.7M

28.32%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$251 CDF 564.3K

167.84%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$2,921 CDF 6.6M

15.55%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,773 CDF 4.0M

15.63%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,013 CDF 2.3M

176.89%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$501 CDF 1.1M

344.21%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,072 CDF 2.4M

-84.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lubumbashi: July 13, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $773 in Lubumbashi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 542% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $102 in Lubumbashi. Monthly groceries follow the same trend: $297 vs $311 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lubumbashi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,408 in Ubud, Bali, $1,094 in Lubumbashi – roughly 29% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $1,641 in Lubumbashi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,094 in Lubumbashi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $305 per month in Ubud, Bali and $132 in Lubumbashi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,094, than in Ubud, Bali at $1,408. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,094 in Lubumbashi to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.