Cost of Living Comparison Between Ubud, Bali and Lubumbashi Cost of Living Comparison Between Ubud, Bali and Lubumbashi

Monthly Cost of Living

A single person spends $1,396 per month in Ubud, Bali vs $1,223 in Lubumbashi, rent included.

A couple spends around $2,334 per month in Ubud, Bali vs $2,716 in Lubumbashi, rent included.

A family of three spends $3,273 per month in Ubud, Bali vs $4,209 in Lubumbashi, rent included.

Ubud, Bali costs about 14% more than Lubumbashi, driven mainly by Eating Out.

Ubud, Bali sits 2% above the global median, while Lubumbashi is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$10.19 CDF 23.1K

-66.93%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$99.3 CDF 224.9K

-61.15%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$9.83 CDF 22.3K

-43.85%

Cappuccino

$2.64 Rp 46.8K

$3.92 CDF 8,866

-32.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$1.08 CDF 2,444

54.63%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$2.02 CDF 4,570

30.20%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$2.48 CDF 5,611

72.58%

Milk (1 liter)

$1.55 Rp 27.3K

$1.97 CDF 4,457

-21.32%

White Bread (500g)

$2.22 Rp 39.3K

$1.22 CDF 2,754

81.97%

Rice (white) (1kg)

$1.13 Rp 19.9K

$3.06 CDF 6,928

-63.07%

Eggs

$2.09 Rp 36.9K

$2.15 CDF 4,860

-2.79%

Local Cheese (1kg)

$17.39 Rp 307.6K

$15.18 CDF 34.4K

14.56%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$7.52 CDF 17.0K

-48.54%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$15.24 CDF 34.5K

-17.65%

Apples (1kg)

$3.62 Rp 63.9K

$4.99 CDF 11.3K

-27.45%

Banana (1kg)

$1.56 Rp 27.6K

$2.98 CDF 6,750

-47.65%

Oranges (1kg)

$2.35 Rp 41.6K

$5.08 CDF 11.5K

-53.74%

Tomato (1kg)

$2.06 Rp 36.4K

$2.97 CDF 6,726

-30.64%

Potato (1kg)

$1.90 Rp 33.6K

$2.46 CDF 5,571

-22.76%

Onion (1kg)

$2.34 Rp 41.3K

$2.68 CDF 6,064

-12.69%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.97 CDF 2,199

6.19%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.29 CDF 2,914

-57.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$4.09 CDF 9,250

-44.99%

Wine (Bottle)

$23.81 Rp 421.0K

$12.64 CDF 28.6K

88.37%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.18 CDF 2,679

95.76%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$2.06 CDF 4,662

35.92%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$0.98 CDF 2,223

-72.45%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$4.47 CDF 10.1K

-89.26%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$9.95 CDF 22.5K

-42.51%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.46 CDF 3,313

-47.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$24.9K CDF 56.4M

-1.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$30.2K CDF 68.5M

6.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$98.9 CDF 223.8K

-15.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$19.87 CDF 45.0K

-67.49%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$60.8 CDF 137.7K

-68.78%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$73.8 CDF 167.0K

-24.14%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$135 CDF 306.6K

259.29%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$4,533 CDF 10.3M

29.19%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$22.82 CDF 51.7K

99.65%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$22.60 CDF 51.2K

60.97%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$60.5 CDF 136.9K

35.54%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$84.6 CDF 191.5K

-4.94%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$836 CDF 1.9M

33.59%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$373 CDF 844.4K

87.96%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$2,504 CDF 5.7M

41.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$2,051 CDF 4.6M

-14.06%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$1,005 CDF 2.3M

181.26%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$507 CDF 1.1M

351.80%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$1,081 CDF 2.4M

-84.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Lubumbashi: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,117 in Ubud, Bali versus $836 in Lubumbashi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 537% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Ubud, Bali versus $99.0 in Lubumbashi. Monthly groceries follow the same trend: $293 vs $327 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lubumbashi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,396 in Ubud, Bali, $1,223 in Lubumbashi – roughly 14% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,095 per month in Ubud, Bali and $1,834 in Lubumbashi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,396 in Ubud, Bali and $1,223 in Lubumbashi. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $487 per month in Ubud, Bali and $135 in Lubumbashi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,223, than in Ubud, Bali at $1,396. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,223 in Lubumbashi to $1,396 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.