Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lubumbashi

For one person, living is cheaper in Lubumbashi: $1,228 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Lubumbashi
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Lubumbashi Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Lubumbashi

🇨🇩 Democratic Republic of the Congo

$1,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lubumbashi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lubumbashi actually costs, broken down by who's living it.

A single person spends $1,368 per month in Ubud, Bali vs $1,228 in Lubumbashi, rent included.

Ubud, Bali $1,368
Lubumbashi $1,228

A couple spends around $2,314 per month in Ubud, Bali vs $2,727 in Lubumbashi, rent included.

Ubud, Bali $2,314
Lubumbashi $2,727

A family of three spends $3,260 per month in Ubud, Bali vs $4,226 in Lubumbashi, rent included.

Ubud, Bali $3,260
Lubumbashi $4,226

Ubud, Bali costs about 11% more than Lubumbashi, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 1% above the global median, while Lubumbashi is 9% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$9.91 CDF 22.5K

-66.40%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$99.1 CDF 224.6K

-64.51%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$9.92 CDF 22.5K

-41.53%

Cappuccino

$2.73 Rp 49.1K

$4.03 CDF 9,131

-32.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.08 CDF 2,458

51.85%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$1.99 CDF 4,508

35.68%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.54 CDF 5,756

69.29%

Milk (1 liter)

$1.50 Rp 27.1K

$1.96 CDF 4,446

-23.47%

White Bread (500g)

$2.30 Rp 41.4K

$1.22 CDF 2,764

88.52%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.18 CDF 7,204

-62.89%

Eggs

$2.14 Rp 38.6K

$2.10 CDF 4,761

1.90%

Local Cheese (1kg)

$17.48 Rp 314.6K

$14.77 CDF 33.5K

18.35%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.70 CDF 17.4K

-47.66%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$15.52 CDF 35.2K

-21.20%

Apples (1kg)

$3.55 Rp 63.9K

$4.96 CDF 11.2K

-28.43%

Banana (1kg)

$1.57 Rp 28.3K

$3.07 CDF 6,960

-48.86%

Oranges (1kg)

$2.24 Rp 40.2K

$4.88 CDF 11.1K

-54.10%

Tomato (1kg)

$1.93 Rp 34.7K

$2.98 CDF 6,745

-35.23%

Potato (1kg)

$1.88 Rp 33.9K

$2.56 CDF 5,810

-26.56%

Onion (1kg)

$2.29 Rp 41.3K

$2.66 CDF 6,020

-13.91%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.98 CDF 2,220

1.02%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.22 CDF 2,774

-56.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$4.07 CDF 9,227

-43.98%

Wine (Bottle)

$23.01 Rp 414.2K

$12.73 CDF 28.8K

80.75%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.15 CDF 2,600

103.48%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.08 CDF 4,719

39.90%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.01 CDF 2,289

-76.24%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$4.47 CDF 10.1K

-89.26%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$9.87 CDF 22.4K

-44.78%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.48 CDF 3,361

-40.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$25.1K CDF 56.8M

-1.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$30.6K CDF 69.3M

2.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$99.9 CDF 226.3K

-16.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$20.13 CDF 45.6K

-67.96%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$60.3 CDF 136.6K

-69.20%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$73.6 CDF 166.8K

-24.18%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$132 CDF 297.9K

274.84%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$4,456 CDF 10.1M

29.12%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$22.35 CDF 50.6K

106.67%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$22.55 CDF 51.1K

56.67%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$59.1 CDF 133.9K

33.85%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$86.5 CDF 196.0K

-9.38%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$862 CDF 2.0M

32.51%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$376 CDF 851.7K

79.71%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,522 CDF 5.7M

38.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,051 CDF 4.6M

-17.12%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$1,012 CDF 2.3M

175.12%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$499 CDF 1.1M

349.06%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,064 CDF 2.4M

-84.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Lubumbashi: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Lubumbashi

$376 30.6% 44.4% $300

Groceries & Markets

Ubud, Bali

$290 21.2%

Lubumbashi

$327 26.6% 12.6% $37

Eating Out

Ubud, Bali

$109 8%

Lubumbashi

$177 * 14.4% 62.5% $68

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Lubumbashi

$180 14.7% 66.9% $72

Clothing & Footwear

Ubud, Bali

$108 7.9%

Lubumbashi

$86 7% 20.3% $22

Sport & Entertainment

Ubud, Bali

$65 4.7%

Lubumbashi

$74 * 6% 14% $9

Getting Around

Ubud, Bali

$13 0.9%

Lubumbashi

$8.5 * 0.7% 32.2% $4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,142 in Ubud, Bali versus $862 in Lubumbashi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 547% higher in Lubumbashi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $99.0 in Lubumbashi. Monthly groceries follow the same trend: $290 vs $327 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇨🇩 Lubumbashi

🕒 Local time

07:47 7:47 AM

01:47 1:47 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,139,064

💱 Currency

Indonesian Rupiah IDR Rp

Congolese Franc CDF Fr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 CDF = 4.41 USD

10,000 CDF = 3.93 EUR

Exchange rates and currency converter

CDF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Congolese Franc exchange rates as of October 19, 2026: 1 USD = 2,265 CDF (10,000 CDF = 4.41 USD). 1 EUR = 2,547 CDF (10,000 CDF = 3.93 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Lubumbashi 9,580 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Lubumbashi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lubumbashi: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,368 in Ubud, Bali, $1,228 in Lubumbashi – roughly 11% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,051 per month in Ubud, Bali and $1,842 in Lubumbashi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lubumbashi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,228 in Lubumbashi. That's a gap of about 11%.

Kindergarten costs $493 per month in Ubud, Bali and $132 in Lubumbashi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Lubumbashi, where all-in costs run around $1,228, than in Ubud, Bali at $1,368. In Lubumbashi it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,228 in Lubumbashi to $1,368 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lubumbashi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.