Last update: Oct 2026

Cost of Living Comparison Between Lublin and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,480 in Lublin, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

71

Cost of Living Index in Lublin
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Lublin Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lublin

🇵🇱 Poland

$1,480

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Lublin and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lublin and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,480 per month in Lublin vs $1,353 in Ubud, Bali, rent included.

Lublin $1,480
Ubud, Bali $1,353

A couple spends around $2,070 per month in Lublin vs $2,297 in Ubud, Bali, rent included.

Lublin $2,070
Ubud, Bali $2,297

A family of three spends $2,660 per month in Lublin vs $3,241 in Ubud, Bali, rent included.

Lublin $2,660
Ubud, Bali $3,241

Lublin costs about 9% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both Lublin and Ubud, Bali sit above the global median – Lublin by 9%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$8.77 zł 34.08

$3.23 Rp 58.1K

171.52%

Three-Course Dinner for Two, Mid-Range

$39.10 zł 152

$34.88 Rp 627.8K

12.10%

Fast Food Meal (McDonalds, etc)

$7.50 zł 29.14

$5.70 Rp 102.5K

31.58%

Cappuccino

$3.06 zł 11.89

$2.62 Rp 47.1K

16.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.78

$1.72 Rp 31.0K

16.28%

Water (0.33 liter bottle)

$1.51 zł 5.89

$0.81 Rp 14.6K

86.42%

Local Beer (0.5 liter draught)

$2.62 zł 10.18

$2.65 Rp 47.7K

-1.13%

Imported Beer (0.33 liter bottle)

$3.25 zł 12.64

$4.37 Rp 78.6K

-25.63%

Milk (1 liter)

$1.03 zł 3.98

$1.57 Rp 28.3K

-34.39%

White Bread (500g)

$1.26 zł 4.91

$2.19 Rp 39.5K

-42.47%

Rice (white) (1kg)

$1.55 zł 6.01

$1.18 Rp 21.2K

31.36%

Eggs

$3.31 zł 12.86

$2.16 Rp 38.8K

53.24%

Local Cheese (1kg)

$8.50 zł 33.04

$17.65 Rp 317.7K

-51.84%

Chicken Fillets (1kg)

$6.54 zł 25.39

$3.78 Rp 68.0K

73.02%

Beef Round Steak (1kg)

$11.47 zł 44.56

$11.95 Rp 215.1K

-4.02%

Apples (1kg)

$1.21 zł 4.69

$3.60 Rp 64.8K

-66.39%

Banana (1kg)

$1.72 zł 6.68

$1.59 Rp 28.6K

8.18%

Oranges (1kg)

$1.80 zł 6.99

$2.31 Rp 41.6K

-22.08%

Tomato (1kg)

$2.48 zł 9.62

$1.91 Rp 34.3K

29.84%

Potato (1kg)

$0.91 zł 3.53

$1.78 Rp 32.1K

-48.88%

Onion (1kg)

$1.06 zł 4.12

$2.33 Rp 41.9K

-54.51%

Lettuce (1 head)

$1.36 zł 5.27

$1.00 Rp 18.0K

36.00%

Water (1.5 liter bottle)

$0.73 zł 2.84

$0.53 Rp 9,509

37.74%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 zł 22.09

$2.29 Rp 41.1K

148.47%

Wine (Bottle)

$6.84 zł 26.59

$22.07 Rp 397.3K

-69.01%

Local Beer (0.5 liter bottle)

$1.10 zł 4.29

$2.35 Rp 42.2K

-53.19%

Imported Beer (0.33 liter bottle)

$1.76 zł 6.84

$2.98 Rp 53.6K

-40.94%

One-way Ticket (Public Transport)

$1.01 zł 3.93

$0.23 Rp 4,112

339.13%

Public Transport Monthly Pass (Regular Price)

$30.68 zł 119

$8.90 Rp 160.2K

244.72%

Taxi Start (Normal Tariff)

$2.07 zł 8.03

$0.47 Rp 8,466

340.43%

Taxi (Normal Tariff) (1km)

$0.74 zł 2.89

$0.43 Rp 7,737

72.09%

Taxi 1hour Waiting (Normal Tariff)

$9.86 zł 38.33

$5.47 Rp 98.4K

80.26%

Gasoline (1 liter)

$1.61 zł 6.27

$0.83 Rp 14.9K

93.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 118.4K

$23.9K Rp 429.8M

27.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K zł 109.4K

$32.8K Rp 590.1M

-14.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$304 zł 1,182

$80.0 Rp 1.4M

280.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$9.62 zł 37.39

$6.56 Rp 118.1K

46.65%

Internet (50+ Mbps, Unlimited Data)

$18.42 zł 71.6

$18.60 Rp 334.8K

-0.97%

Gym Membership (Monthly)

$31.02 zł 121

$54.1 Rp 974.1K

-42.68%

Tennis Court (1 Hour on Weekend)

$23.74 zł 92.3

$18.28 Rp 329.0K

29.87%

Cinema Ticket

$8.33 zł 32.38

$4.25 Rp 76.5K

96.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$514 zł 1,996

$493 Rp 8.9M

4.26%

International Primary School, 1 Child (Yearly)

$5,132 zł 19.9K

$5,597 Rp 100.7M

-8.31%

Jeans (Levis 501 Or Similar)

$84.1 zł 327

$45.58 Rp 820.4K

84.60%

Summer Dress (H&M, Zara, etc)

$41.26 zł 160

$34.96 Rp 629.4K

18.02%

Sport Shoes (Adidas, Nike)

$88.7 zł 345

$77.7 Rp 1.4M

14.13%

Men's Leather Business Shoes

$103 zł 402

$78.5 Rp 1.4M

31.80%

1-bedroom Apartment, City Center (Monthly)

$691 zł 2,685

$1,131 Rp 20.4M

-38.93%

1-bedroom Apartment, Outside City Center (Monthly)

$540 zł 2,100

$673 Rp 12.1M

-19.69%

3-bedroom Apartment, City Center (Monthly)

$818 zł 3,177

$3,613 Rp 65.0M

-77.36%

3-bedroom Apartment, Outside City Center (Monthly)

$780 zł 3,032

$1,702 Rp 30.6M

-54.14%

Buy Apartment in City Center (m2)

$3,612 zł 14.0K

$2,717 Rp 48.9M

32.91%

Buy Apartment Outside City Center (m2)

$2,337 zł 9,079

$2,241 Rp 40.3M

4.27%

Average Monthly Net Salary (After Tax)

$1,470 zł 5,710

$166 Rp 3.0M

783.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.02

13.78

-49.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lublin: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lublin

$540 36.5%

Ubud, Bali

$673 49.7% 24.5% $133

Monthly Utilities & Internet

Lublin

$332 22.5%

Ubud, Bali

$105 7.8% 68.4% $227

Groceries & Markets

Lublin

$213 14.4%

Ubud, Bali

$287 21.2% 35.1% $75

Eating Out

Lublin

$163 11%

Ubud, Bali

$106 7.9% 34.7% $57

Clothing & Footwear

Lublin

$143 9.7%

Ubud, Bali

$107 7.9% 25.4% $36

Sport & Entertainment

Lublin

$48 3.2%

Ubud, Bali

$63 4.6% 31.3% $15

Getting Around

Lublin

$41 2.7%

Ubud, Bali

$12 0.9% 69.3% $28

Cost Breakdown

A central one-bedroom costs $691 in Lublin versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 783% higher in Lublin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $39.00 in Lublin versus $35.00 in Ubud, Bali. Groceries tell a different story – $213 in Lublin vs $287 in Ubud, Bali – so Lublin wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Lublin

🇮🇩 Ubud, Bali

🕒 Local time

12:51 12:51 PM

18:51 6:51 PM

6 h ahead of Lublin

🌤 Weather

👥 Population

337,788

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Lublin Ubud, Bali 10,930 km ≈ 14 h nonstop flight

From you

Lublin
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lublin vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lublin costs about 9% more than Ubud, Bali, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,219 per month in Lublin and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,480 in Lublin and $1,353 in Ubud, Bali. That's a gap of about 9%.

Public transport costs about 245% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Lublin at $1,480. In Ubud, Bali it covers expenses comfortably, while in Lublin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $1,480 in Lublin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lublin makes more sense. Both are solid long-term options with distinct trade-offs.