Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lublin

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $1,480 in Lublin, rent and utilities included – about $1,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
71

Cost of Living Index in Lublin
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Lublin Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Lublin

🇵🇱 Poland

$1,480

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lublin

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lublin actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $1,480 in Lublin, rent included.

Ubud, Bali $1,353
Lublin $1,480

A couple spends around $2,297 per month in Ubud, Bali vs $2,070 in Lublin, rent included.

Ubud, Bali $2,297
Lublin $2,070

A family of three spends $3,241 per month in Ubud, Bali vs $2,660 in Lublin, rent included.

Ubud, Bali $3,241
Lublin $2,660

Ubud, Bali is about 9% cheaper than Lublin, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Lublin sit above the global median – Ubud, Bali by 0%, Lublin by 9%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$8.77 zł 34.08

-63.17%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$39.10 zł 152

-10.79%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.50 zł 29.14

-24.00%

Cappuccino

$2.62 Rp 47.1K

$3.06 zł 11.89

-14.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.00 zł 7.78

-14.00%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.51 zł 5.89

-46.36%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.62 zł 10.18

1.15%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.25 zł 12.64

34.46%

Milk (1 liter)

$1.57 Rp 28.3K

$1.03 zł 3.98

52.43%

White Bread (500g)

$2.19 Rp 39.5K

$1.26 zł 4.91

73.81%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.55 zł 6.01

-23.87%

Eggs

$2.16 Rp 38.8K

$3.31 zł 12.86

-34.74%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.50 zł 33.04

107.65%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.54 zł 25.39

-42.20%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.47 zł 44.56

4.18%

Apples (1kg)

$3.60 Rp 64.8K

$1.21 zł 4.69

197.52%

Banana (1kg)

$1.59 Rp 28.6K

$1.72 zł 6.68

-7.56%

Oranges (1kg)

$2.31 Rp 41.6K

$1.80 zł 6.99

28.33%

Tomato (1kg)

$1.91 Rp 34.3K

$2.48 zł 9.62

-22.98%

Potato (1kg)

$1.78 Rp 32.1K

$0.91 zł 3.53

95.60%

Onion (1kg)

$2.33 Rp 41.9K

$1.06 zł 4.12

119.81%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.36 zł 5.27

-26.47%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.73 zł 2.84

-27.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$5.69 zł 22.09

-59.75%

Wine (Bottle)

$22.07 Rp 397.3K

$6.84 zł 26.59

222.66%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.10 zł 4.29

113.64%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.76 zł 6.84

69.32%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.01 zł 3.93

-77.23%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$30.68 zł 119

-70.99%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.07 zł 8.03

-77.29%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.74 zł 2.89

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$9.86 zł 38.33

-44.52%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.61 zł 6.27

-48.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.5K zł 118.4K

-21.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$28.2K zł 109.4K

16.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$304 zł 1,182

-73.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$9.62 zł 37.39

-31.81%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$18.42 zł 71.6

0.98%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$31.02 zł 121

74.47%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$23.74 zł 92.3

-23.00%

Cinema Ticket

$4.25 Rp 76.5K

$8.33 zł 32.38

-48.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$514 zł 1,996

-4.08%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$5,132 zł 19.9K

9.06%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$84.1 zł 327

-45.83%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$41.26 zł 160

-15.27%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$88.7 zł 345

-12.38%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$103 zł 402

-24.13%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$691 zł 2,685

63.75%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$540 zł 2,100

24.52%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$818 zł 3,177

341.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$780 zł 3,032

118.06%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,612 zł 14.0K

-24.76%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,337 zł 9,079

-4.09%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,470 zł 5,710

-88.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.02

96.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Lublin: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Lublin

$540 36.5% 19.7% $133

Groceries & Markets

Ubud, Bali

$287 21.2%

Lublin

$213 14.4% 26% $75

Clothing & Footwear

Ubud, Bali

$107 7.9%

Lublin

$143 9.7% 34.1% $36

Eating Out

Ubud, Bali

$106 7.9%

Lublin

$163 11% 53.2% $57

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Lublin

$332 22.5% 216% $227

Sport & Entertainment

Ubud, Bali

$63 4.6%

Lublin

$48 3.2% 23.8% $15

Getting Around

Ubud, Bali

$12 0.9%

Lublin

$41 2.7% 226% $28

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $691 in Lublin. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 783% higher in Lublin, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $39.00 in Lublin. Groceries tell a different story – $287 in Ubud, Bali vs $213 in Lublin – so Lublin wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Lublin

🕒 Local time

19:38 7:38 PM

13:38 1:38 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

337,788

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of October 20, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lublin 10,930 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Lublin

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lublin: Cost of Living - Frequently Asked Questions

Lublin costs about 9% more than Ubud, Bali, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $2,219 in Lublin. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $1,480 in Lublin. That's a gap of about 9%.

Public transport costs about 245% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Lublin at $1,480. In Ubud, Bali it covers expenses comfortably, while in Lublin it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $1,480 in Lublin. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lublin makes more sense. Both are solid long-term options with distinct trade-offs.