Last update: Oct 2026

Cost of Living Comparison Between Loznica and Sofia

For one person, living is cheaper in Loznica: $765 a month against $1,594 in Sofia, rent and utilities included – about $9,900 less a year. Rent and utilities account for about half of the difference.

37

Cost of Living Index in Loznica
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Loznica Living Index
78

Cost of Living Index in Sofia
Learn more

Sofia Living Index

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Loznica

🇷🇸 Serbia

$765

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Loznica and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loznica and in Sofia actually costs, broken down by who's living it.

A single person spends $765 per month in Loznica vs $1,594 in Sofia, rent included.

Loznica $765
Sofia $1,594

A couple spends around $1,168 per month in Loznica vs $2,478 in Sofia, rent included.

Loznica $1,168
Sofia $2,478

A family of three spends $1,572 per month in Loznica vs $3,361 in Sofia, rent included.

Loznica $1,572
Sofia $3,361

Loznica is about 52% cheaper than Sofia, and outside of rent the biggest gap is in eating out.

Loznica sits 43% below the global median, while Sofia is 18% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 RSD 372

$16.87 BGN 29.35

-78.84%

Three-Course Dinner for Two, Mid-Range

$32.79 RSD 3,418

$65.8 BGN 115

-50.17%

Fast Food Meal (McDonalds, etc)

$11.11 RSD 1,158

$11.32 BGN 19.69

-1.86%

Cappuccino

$1.55 RSD 162

$3.43 BGN 5.98

-54.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 RSD 192

$2.41 BGN 4.19

-23.65%

Water (0.33 liter bottle)

$1.68 RSD 175

$1.85 BGN 3.22

-9.19%

Local Beer (0.5 liter draught)

$2.36 RSD 246

$3.70 BGN 6.44

-36.22%

Imported Beer (0.33 liter bottle)

$2.83 RSD 295

$4.58 BGN 7.97

-38.21%

Milk (1 liter)

$1.04 RSD 108

$2.02 BGN 3.51

-48.51%

White Bread (500g)

$0.54 RSD 56.5

$1.56 BGN 2.72

-65.38%

Rice (white) (1kg)

$1.36 RSD 141

$2.33 BGN 4.05

-41.63%

Eggs

$1.89 RSD 197

$4.36 BGN 7.59

-56.65%

Local Cheese (1kg)

$7.95 RSD 829

$11.76 BGN 20.47

-32.40%

Chicken Fillets (1kg)

$5.83 RSD 608

$8.83 BGN 15.37

-33.98%

Beef Round Steak (1kg)

$9.34 RSD 973

$17.46 BGN 30.38

-46.51%

Apples (1kg)

$0.88 RSD 91.3

$2.15 BGN 3.74

-59.07%

Banana (1kg)

$1.62 RSD 169

$1.98 BGN 3.44

-18.18%

Oranges (1kg)

$1.17 RSD 122

$1.93 BGN 3.37

-39.38%

Tomato (1kg)

$1.20 RSD 125

$4.24 BGN 7.37

-71.70%

Potato (1kg)

$1.03 RSD 108

$1.04 BGN 1.80

-0.96%

Onion (1kg)

$0.61 RSD 63.4

$0.85 BGN 1.48

-28.24%

Lettuce (1 head)

$0.58 RSD 60.0

$1.15 BGN 2.00

-49.57%

Water (1.5 liter bottle)

$0.46 RSD 47.87

$0.89 BGN 1.56

-48.31%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 RSD 420

$4.21 BGN 7.33

-4.28%

Wine (Bottle)

$4.57 RSD 477

$7.46 BGN 12.98

-38.74%

Local Beer (0.5 liter bottle)

$0.81 RSD 84.4

$1.15 BGN 2.01

-29.57%

Imported Beer (0.33 liter bottle)

$2.33 RSD 243

$1.85 BGN 3.23

25.95%

One-way Ticket (Public Transport)

$0.99 RSD 103

$0.87 BGN 1.51

13.79%

Public Transport Monthly Pass (Regular Price)

$28.53 BGN 49.65

Taxi Start (Normal Tariff)

$1.95 RSD 203

$1.68 BGN 2.93

16.07%

Taxi (Normal Tariff) (1km)

$1.06 RSD 111

$0.94 BGN 1.63

12.77%

Taxi 1hour Waiting (Normal Tariff)

$6.55 RSD 682

$15.35 BGN 26.70

-57.33%

Gasoline (1 liter)

$1.86 RSD 194

$1.69 BGN 2.94

10.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K RSD 3.2M

$29.8K BGN 51.9K

2.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K RSD 2.7M

$26.1K BGN 45.5K

-2.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 RSD 11.3K

$156 BGN 272

-30.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 RSD 1,643

$21.56 BGN 37.52

-26.90%

Internet (50+ Mbps, Unlimited Data)

$16.35 RSD 1,705

$15.24 BGN 26.51

7.28%

Gym Membership (Monthly)

$17.61 RSD 1,836

$46.08 BGN 80.2

-61.78%

Tennis Court (1 Hour on Weekend)

$27.92 BGN 48.58

Cinema Ticket

$4.80 RSD 500

$10.18 BGN 17.72

-52.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$170 RSD 17.7K

$774 BGN 1,347

-78.08%

International Primary School, 1 Child (Yearly)

$7,534 RSD 785.4K

$12.8K BGN 22.3K

-41.16%

Jeans (Levis 501 Or Similar)

$43.43 RSD 4,528

$89.9 BGN 157

-51.71%

Summer Dress (H&M, Zara, etc)

$22.37 RSD 2,332

$41.29 BGN 71.8

-45.82%

Sport Shoes (Adidas, Nike)

$92.0 RSD 9,594

$105 BGN 183

-12.46%

Men's Leather Business Shoes

$52.4 RSD 5,461

$107 BGN 186

-50.90%

1-bedroom Apartment, City Center (Monthly)

$290 RSD 30.2K

$783 BGN 1,362

-62.94%

1-bedroom Apartment, Outside City Center (Monthly)

$214 RSD 22.3K

$597 BGN 1,038

-64.09%

3-bedroom Apartment, City Center (Monthly)

$462 RSD 48.2K

$1,516 BGN 2,638

-69.53%

3-bedroom Apartment, Outside City Center (Monthly)

$367 RSD 38.3K

$1,030 BGN 1,792

-64.37%

Buy Apartment in City Center (m2)

$1,463 RSD 152.6K

$4,350 BGN 7,568

-66.35%

Buy Apartment Outside City Center (m2)

$1,571 RSD 163.8K

$3,177 BGN 5,528

-50.55%

Average Monthly Net Salary (After Tax)

$527 RSD 54.9K

$1,735 BGN 3,019

-69.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

2.89

65.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: October 13, 2026

Last update for Sofia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loznica

$214 28%

Sofia

$597 37.4% 179% $382

Groceries & Markets

Loznica

$165 21.5%

Sofia

$290 18.2% 76.6% $126

Monthly Utilities & Internet

Loznica

$141 18.4%

Sofia

$193 12.1% 37% $52

Eating Out

Loznica

$112 14.7%

Sofia

$255 16% 127% $143

Clothing & Footwear

Loznica

$95 12.4%

Sofia

$154 9.7% 63.2% $60

Sport & Entertainment

Loznica

$27 3.6%

Sofia

$66 4.2% 144% $39

Getting Around

Loznica

$11 * 1.5%

Sofia

$38 2.4% 243% $27

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $290 in Loznica versus $783 in Sofia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 229% higher in Sofia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Loznica versus $66.0 in Sofia. Monthly groceries follow the same trend: $165 vs $290 – making Loznica the more affordable choice for daily food spending.

Good to know

🇷🇸 Loznica

🇧🇬 Sofia

🕒 Local time

22:44 10:44 PM

23:44 11:44 PM

1 h ahead of Loznica

🌤 Weather

👥 Population

19,515

1,286,383 Capital

💱 Currency

Serbian Dinar RSD din

Bulgarian Lev BGN лв.

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to RSD in detail →

On the map

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Loznica Sofia 390 km

From you

Loznica
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Sofia: Cost of Living - Frequently Asked Questions

Sofia costs about 108% more than Loznica, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,147 per month in Loznica and $2,391 in Sofia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Loznica, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $765 in Loznica and $1,594 in Sofia. That's a gap of about 108%.

Kindergarten costs $170 per month in Loznica and $774 in Sofia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Loznica, where all-in costs run around $765, than in Sofia at $1,594. In Loznica it covers expenses comfortably, while in Sofia it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Loznica costs $765 versus $1,594 in Sofia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Loznica. If higher salaries, better infrastructure, or specific career opportunities are the priority, Sofia makes more sense. Both are solid long-term options with distinct trade-offs.