Last update: Oct 2026

Cost of Living Comparison Between Loznica and Dubai

For one person, living is cheaper in Loznica: $765 a month against $2,896 in Dubai, rent and utilities included – about $25,600 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Loznica
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Loznica Living Index
140

Cost of Living Index in Dubai
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Dubai Living Index

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Loznica

🇷🇸 Serbia

$765

/mo nomad

Dubai

🇦🇪 United Arab Emirates

$2,896

/mo nomad

Monthly Cost of Living

How much you'll spend in Loznica and in Dubai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loznica and in Dubai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $765 in Loznica versus $2,896 in Dubai.

Loznica $765
Dubai $2,896

Estimated couple costs with rent: $1,168 in Loznica versus $4,384 in Dubai.

Loznica $1,168
Dubai $4,384

Monthly costs for a family of three with rent: $1,572 in Loznica versus $5,872 in Dubai.

Loznica $1,572
Dubai $5,872

Living in Loznica costs roughly 74% less than in Dubai, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Loznica is 43% below, Dubai is 115% above.

Meal at Budget Restaurant

$3.57 RSD 372

$12.67 AED 46.55

-71.82%

Three-Course Dinner for Two, Mid-Range

$32.79 RSD 3,418

$81.7 AED 300

-59.88%

Fast Food Meal (McDonalds, etc)

$11.11 RSD 1,158

$9.34 AED 34.30

18.95%

Cappuccino

$1.55 RSD 162

$5.89 AED 21.62

-73.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 RSD 192

$1.69 AED 6.20

8.88%

Water (0.33 liter bottle)

$1.68 RSD 175

$0.78 AED 2.86

115.38%

Local Beer (0.5 liter draught)

$2.36 RSD 246

$13.66 AED 50.2

-82.72%

Imported Beer (0.33 liter bottle)

$2.83 RSD 295

$13.49 AED 49.54

-79.02%

Milk (1 liter)

$1.04 RSD 108

$1.84 AED 6.78

-43.48%

White Bread (500g)

$0.54 RSD 56.5

$1.50 AED 5.50

-64.00%

Rice (white) (1kg)

$1.36 RSD 141

$2.57 AED 9.45

-47.08%

Eggs

$1.89 RSD 197

$3.32 AED 12.18

-43.07%

Local Cheese (1kg)

$7.95 RSD 829

$12.60 AED 46.28

-36.90%

Chicken Fillets (1kg)

$5.83 RSD 608

$9.66 AED 35.46

-39.65%

Beef Round Steak (1kg)

$9.34 RSD 973

$12.78 AED 46.93

-26.92%

Apples (1kg)

$0.88 RSD 91.3

$2.60 AED 9.54

-66.15%

Banana (1kg)

$1.62 RSD 169

$1.90 AED 6.99

-14.74%

Oranges (1kg)

$1.17 RSD 122

$1.91 AED 7.02

-38.74%

Tomato (1kg)

$1.20 RSD 125

$1.37 AED 5.02

-12.41%

Potato (1kg)

$1.03 RSD 108

$1.13 AED 4.14

-8.85%

Onion (1kg)

$0.61 RSD 63.4

$1.01 AED 3.71

-39.60%

Lettuce (1 head)

$0.58 RSD 60.0

$1.44 AED 5.30

-59.72%

Water (1.5 liter bottle)

$0.46 RSD 47.87

$0.67 AED 2.48

-31.34%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 RSD 420

$5.88 AED 21.59

-31.46%

Wine (Bottle)

$4.57 RSD 477

$16.15 AED 59.3

-71.70%

Local Beer (0.5 liter bottle)

$0.81 RSD 84.4

$2.72 AED 10.00

-70.22%

Imported Beer (0.33 liter bottle)

$2.33 RSD 243

$3.08 AED 11.32

-24.35%

One-way Ticket (Public Transport)

$0.99 RSD 103

$1.60 AED 5.87

-38.13%

Public Transport Monthly Pass (Regular Price)

$76.0 AED 279

Taxi Start (Normal Tariff)

$1.95 RSD 203

$3.24 AED 11.91

-39.81%

Taxi (Normal Tariff) (1km)

$1.06 RSD 111

$0.71 AED 2.61

49.30%

Taxi 1hour Waiting (Normal Tariff)

$6.55 RSD 682

$7.96 AED 29.22

-17.71%

Gasoline (1 liter)

$1.86 RSD 194

$0.98 AED 3.62

89.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K RSD 3.2M

$27.4K AED 100.6K

11.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K RSD 2.7M

$22.0K AED 80.9K

15.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 RSD 11.3K

$249 AED 913

-56.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 RSD 1,643

$54.4 AED 200

-71.05%

Internet (50+ Mbps, Unlimited Data)

$16.35 RSD 1,705

$91.5 AED 336

-82.13%

Gym Membership (Monthly)

$17.61 RSD 1,836

$103 AED 380

-82.97%

Tennis Court (1 Hour on Weekend)

$42.32 AED 155

Cinema Ticket

$4.80 RSD 500

$16.29 AED 59.8

-70.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$170 RSD 17.7K

$844 AED 3,098

-79.88%

International Primary School, 1 Child (Yearly)

$7,534 RSD 785.4K

$18.3K AED 67.1K

-58.74%

Jeans (Levis 501 Or Similar)

$43.43 RSD 4,528

$67.0 AED 246

-35.17%

Summer Dress (H&M, Zara, etc)

$22.37 RSD 2,332

$57.9 AED 213

-61.39%

Sport Shoes (Adidas, Nike)

$92.0 RSD 9,594

$102 AED 375

-9.85%

Men's Leather Business Shoes

$52.4 RSD 5,461

$98.7 AED 363

-46.93%

1-bedroom Apartment, City Center (Monthly)

$290 RSD 30.2K

$2,393 AED 8,788

-87.88%

1-bedroom Apartment, Outside City Center (Monthly)

$214 RSD 22.3K

$1,533 AED 5,630

-86.02%

3-bedroom Apartment, City Center (Monthly)

$462 RSD 48.2K

$4,594 AED 16.9K

-89.94%

3-bedroom Apartment, Outside City Center (Monthly)

$367 RSD 38.3K

$2,939 AED 10.8K

-87.51%

Buy Apartment in City Center (m2)

$1,463 RSD 152.6K

$7,046 AED 25.9K

-79.23%

Buy Apartment Outside City Center (m2)

$1,571 RSD 163.8K

$4,222 AED 15.5K

-62.78%

Average Monthly Net Salary (After Tax)

$527 RSD 54.9K

$3,461 AED 12.7K

-84.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

4.54

5.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: October 13, 2026

Last update for Dubai: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loznica

$214 28%

Dubai

$1.5K 52.9% 615% $1.3K

Groceries & Markets

Loznica

$165 21.5%

Dubai

$292 10.1% 77.3% $127

Monthly Utilities & Internet

Loznica

$141 18.4%

Dubai

$394 13.6% 180% $254

Eating Out

Loznica

$112 14.7%

Dubai

$305 10.5% 172% $193

Clothing & Footwear

Loznica

$95 12.4%

Dubai

$147 5.1% 54.9% $52

Sport & Entertainment

Loznica

$27 3.6%

Dubai

$136 4.7% 400% $109

Getting Around

Loznica

$11 * 1.5%

Dubai

$89 3.1% 696% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $290 in Loznica and $2,393 in Dubai. Housing cost is often the main lever when comparing two cities.

Dubai pays 557% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Loznica vs $82.0 in Dubai for a mid-range dinner for two. Groceries echo the gap at $165 vs $292 per month, with Loznica cheaper across the board.

Good to know

🇷🇸 Loznica

🇦🇪 Dubai

🕒 Local time

00:03 12:03 AM

02:03 2:03 AM

2 h ahead of Loznica

🌤 Weather

👥 Population

19,515

3,790,000

💱 Currency

Serbian Dinar RSD din

UAE Dirham AED د.إ

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

1 AED = 0.272 USD

1 AED = 0.242 EUR

Exchange rates and currency converter

AED, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

UAE Dirham exchange rates as of October 17, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.13 AED (1 AED = 0.242 EUR).

USD to RSD in detail →

On the map

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Between locations

Loznica Dubai 3,880 km ≈ 5 h nonstop flight

From you

Loznica
Dubai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Dubai: Cost of Living - Frequently Asked Questions

Loznica is cheaper overall, especially in groceries, eating out, and clothing. The 279% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 557% lower in Dubai. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $290 in Loznica versus $2,393 in Dubai. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 77% higher in Dubai. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $765 per month in Loznica versus $2,896 in Dubai – a 279% gap that adds up to real savings over time for anyone picking the cheaper option.

At $765 in Loznica versus $2,896 in Dubai, a $1,000 budget is realistic in Loznica but tight or insufficient in Dubai. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

For families, Loznica is more practical. Housing and childcare are both notably cheaper than in Dubai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Loznica and Dubai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 279% less than in Dubai. Beyond cost, consider language, visa policies, and how big the international community is in each city.