Last update: Oct 2026

Cost of Living Comparison Between Dubai and Loznica

For one person, living is cheaper in Loznica: $765 a month against $2,896 in Dubai, rent and utilities included – about $25,600 less a year. Rent and utilities account for most of the difference.

140

Cost of Living Index in Dubai
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Dubai Living Index
37

Cost of Living Index in Loznica
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Loznica Living Index

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Dubai

🇦🇪 United Arab Emirates

$2,896

/mo nomad

Loznica

🇷🇸 Serbia

$765

/mo nomad

Monthly Cost of Living

How much you'll spend in Dubai and in Loznica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dubai and in Loznica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,896 in Dubai versus $765 in Loznica.

Dubai $2,896
Loznica $765

Estimated couple costs with rent: $4,384 in Dubai versus $1,168 in Loznica.

Dubai $4,384
Loznica $1,168

Monthly costs for a family of three with rent: $5,872 in Dubai versus $1,572 in Loznica.

Dubai $5,872
Loznica $1,572

Living in Dubai is roughly 279% more expensive than in Loznica, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Dubai is 115% above, Loznica is 43% below.

Meal at Budget Restaurant

$12.67 AED 46.55

$3.57 RSD 372

254.90%

Three-Course Dinner for Two, Mid-Range

$81.7 AED 300

$32.79 RSD 3,418

149.22%

Fast Food Meal (McDonalds, etc)

$9.34 AED 34.30

$11.11 RSD 1,158

-15.93%

Cappuccino

$5.89 AED 21.62

$1.55 RSD 162

280.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.69 AED 6.20

$1.84 RSD 192

-8.15%

Water (0.33 liter bottle)

$0.78 AED 2.86

$1.68 RSD 175

-53.57%

Local Beer (0.5 liter draught)

$13.66 AED 50.2

$2.36 RSD 246

478.81%

Imported Beer (0.33 liter bottle)

$13.49 AED 49.54

$2.83 RSD 295

376.68%

Milk (1 liter)

$1.84 AED 6.78

$1.04 RSD 108

76.92%

White Bread (500g)

$1.50 AED 5.50

$0.54 RSD 56.5

177.78%

Rice (white) (1kg)

$2.57 AED 9.45

$1.36 RSD 141

88.97%

Eggs

$3.32 AED 12.18

$1.89 RSD 197

75.66%

Local Cheese (1kg)

$12.60 AED 46.28

$7.95 RSD 829

58.49%

Chicken Fillets (1kg)

$9.66 AED 35.46

$5.83 RSD 608

65.69%

Beef Round Steak (1kg)

$12.78 AED 46.93

$9.34 RSD 973

36.83%

Apples (1kg)

$2.60 AED 9.54

$0.88 RSD 91.3

195.45%

Banana (1kg)

$1.90 AED 6.99

$1.62 RSD 169

17.28%

Oranges (1kg)

$1.91 AED 7.02

$1.17 RSD 122

63.25%

Tomato (1kg)

$1.37 AED 5.02

$1.20 RSD 125

14.17%

Potato (1kg)

$1.13 AED 4.14

$1.03 RSD 108

9.71%

Onion (1kg)

$1.01 AED 3.71

$0.61 RSD 63.4

65.57%

Lettuce (1 head)

$1.44 AED 5.30

$0.58 RSD 60.0

148.28%

Water (1.5 liter bottle)

$0.67 AED 2.48

$0.46 RSD 47.87

45.65%

Cigarettes 20 Pack (Marlboro, Camel)

$5.88 AED 21.59

$4.03 RSD 420

45.91%

Wine (Bottle)

$16.15 AED 59.3

$4.57 RSD 477

253.39%

Local Beer (0.5 liter bottle)

$2.72 AED 10.00

$0.81 RSD 84.4

235.80%

Imported Beer (0.33 liter bottle)

$3.08 AED 11.32

$2.33 RSD 243

32.19%

One-way Ticket (Public Transport)

$1.60 AED 5.87

$0.99 RSD 103

61.62%

Public Transport Monthly Pass (Regular Price)

$76.0 AED 279

Taxi Start (Normal Tariff)

$3.24 AED 11.91

$1.95 RSD 203

66.15%

Taxi (Normal Tariff) (1km)

$0.71 AED 2.61

$1.06 RSD 111

-33.02%

Taxi 1hour Waiting (Normal Tariff)

$7.96 AED 29.22

$6.55 RSD 682

21.53%

Gasoline (1 liter)

$0.98 AED 3.62

$1.86 RSD 194

-47.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K AED 100.6K

$30.6K RSD 3.2M

-10.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K AED 80.9K

$25.5K RSD 2.7M

-13.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$249 AED 913

$109 RSD 11.3K

128.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.4 AED 200

$15.76 RSD 1,643

245.37%

Internet (50+ Mbps, Unlimited Data)

$91.5 AED 336

$16.35 RSD 1,705

459.45%

Gym Membership (Monthly)

$103 AED 380

$17.61 RSD 1,836

487.17%

Tennis Court (1 Hour on Weekend)

$42.32 AED 155

Cinema Ticket

$16.29 AED 59.8

$4.80 RSD 500

239.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$844 AED 3,098

$170 RSD 17.7K

397.12%

International Primary School, 1 Child (Yearly)

$18.3K AED 67.1K

$7,534 RSD 785.4K

142.39%

Jeans (Levis 501 Or Similar)

$67.0 AED 246

$43.43 RSD 4,528

54.25%

Summer Dress (H&M, Zara, etc)

$57.9 AED 213

$22.37 RSD 2,332

159.01%

Sport Shoes (Adidas, Nike)

$102 AED 375

$92.0 RSD 9,594

10.93%

Men's Leather Business Shoes

$98.7 AED 363

$52.4 RSD 5,461

88.43%

1-bedroom Apartment, City Center (Monthly)

$2,393 AED 8,788

$290 RSD 30.2K

724.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,533 AED 5,630

$214 RSD 22.3K

615.19%

3-bedroom Apartment, City Center (Monthly)

$4,594 AED 16.9K

$462 RSD 48.2K

894.36%

3-bedroom Apartment, Outside City Center (Monthly)

$2,939 AED 10.8K

$367 RSD 38.3K

700.84%

Buy Apartment in City Center (m2)

$7,046 AED 25.9K

$1,463 RSD 152.6K

381.45%

Buy Apartment Outside City Center (m2)

$4,222 AED 15.5K

$1,571 RSD 163.8K

168.69%

Average Monthly Net Salary (After Tax)

$3,461 AED 12.7K

$527 RSD 54.9K

556.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.54

4.79

-5.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dubai: October 10, 2026

Last update for Loznica: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dubai

$1.5K 52.9%

Loznica

$214 28% 86% $1.3K

Monthly Utilities & Internet

Dubai

$394 13.6%

Loznica

$141 18.4% 64.3% $254

Eating Out

Dubai

$305 10.5%

Loznica

$112 14.7% 63.3% $193

Groceries & Markets

Dubai

$292 10.1%

Loznica

$165 21.5% 43.6% $127

Clothing & Footwear

Dubai

$147 5.1%

Loznica

$95 12.4% 35.5% $52

Sport & Entertainment

Dubai

$136 4.7%

Loznica

$27 3.6% 80% $109

Getting Around

Dubai

$89 3.1%

Loznica

$11 * 1.5% 87.4% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,393 in Dubai and $290 in Loznica. Housing cost is often the main lever when comparing two cities.

Dubai pays 557% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Dubai vs $33.00 in Loznica for a mid-range dinner for two. Groceries echo the gap at $292 vs $165 per month, with Loznica cheaper across the board.

Good to know

🇦🇪 Dubai

🇷🇸 Loznica

🕒 Local time

02:47 2:47 AM

00:47 12:47 AM

2 h behind Dubai

🌤 Weather

👥 Population

3,790,000

19,515

💱 Currency

UAE Dirham AED د.إ

Serbian Dinar RSD din

📈 Exchange rate

1 AED = 0.272 USD

1 AED = 0.242 EUR

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

Exchange rates and currency converter

RSD, USD, EUR to AED – UAE Dirham Converter

🇺🇸 United States Dollar ($)

🇦🇪 UAE Dirham (د.إ)

UAE Dirham exchange rates as of October 17, 2026: 1 USD = 3.67 AED (1 AED = 0.272 USD). 1 EUR = 4.13 AED (1 AED = 0.242 EUR).

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

USD to AED in detail →

On the map

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Between locations

Dubai Loznica 3,880 km ≈ 5 h nonstop flight

From you

Dubai
Loznica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dubai vs Loznica: Cost of Living - Frequently Asked Questions

Loznica is cheaper overall, especially in eating out, groceries, and clothing. The 279% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 557% higher in Dubai, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,393 in Dubai versus $290 in Loznica. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 77% higher in Dubai. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,896 per month in Dubai versus $765 in Loznica – a 279% gap that adds up to real savings over time for anyone picking the cheaper option.

At $765 in Loznica versus $2,896 in Dubai, a $1,000 budget is realistic in Loznica but tight or insufficient in Dubai. The gap between the two cities makes Loznica the clear choice for anyone on this budget.

For families, Loznica is more practical. Housing and childcare are both notably cheaper than in Dubai, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Dubai and Loznica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 279% less than in Dubai. Beyond cost, consider language, visa policies, and how big the international community is in each city.