Last update: Oct 2026

Cost of Living Comparison Between Loznica and Cebu

For one person, living is cheaper in Loznica: $765 a month against $918 in Cebu, rent and utilities included – about $1,800 less a year. Rent and utilities account for most of the difference.

37

Cost of Living Index in Loznica
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Loznica Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Loznica

🇷🇸 Serbia

$765

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Loznica and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Loznica and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $765 in Loznica versus $918 in Cebu.

Loznica $765
Cebu $918

Estimated couple costs with rent: $1,168 in Loznica versus $1,409 in Cebu.

Loznica $1,168
Cebu $1,409

Monthly costs for a family of three with rent: $1,572 in Loznica versus $1,900 in Cebu.

Loznica $1,572
Cebu $1,900

Living in Loznica costs roughly 17% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Loznica 43% lower, Cebu 32% lower.

Meal at Budget Restaurant

$3.57 RSD 372

$3.09 ₱194

15.53%

Three-Course Dinner for Two, Mid-Range

$32.79 RSD 3,418

$24.22 ₱1,525

35.38%

Fast Food Meal (McDonalds, etc)

$11.11 RSD 1,158

$3.92 ₱247

183.42%

Cappuccino

$1.55 RSD 162

$2.51 ₱158

-38.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 RSD 192

$1.59 ₱100

15.72%

Water (0.33 liter bottle)

$1.68 RSD 175

$0.53 ₱33.43

216.98%

Local Beer (0.5 liter draught)

$2.36 RSD 246

$1.78 ₱112

32.58%

Imported Beer (0.33 liter bottle)

$2.83 RSD 295

$2.17 ₱137

30.41%

Milk (1 liter)

$1.04 RSD 108

$1.92 ₱121

-45.83%

White Bread (500g)

$0.54 RSD 56.5

$1.36 ₱85.4

-60.29%

Rice (white) (1kg)

$1.36 RSD 141

$1.01 ₱63.5

34.65%

Eggs

$1.89 RSD 197

$2.03 ₱128

-6.90%

Local Cheese (1kg)

$7.95 RSD 829

$9.86 ₱621

-19.37%

Chicken Fillets (1kg)

$5.83 RSD 608

$4.39 ₱277

32.80%

Beef Round Steak (1kg)

$9.34 RSD 973

$7.60 ₱479

22.89%

Apples (1kg)

$0.88 RSD 91.3

$3.30 ₱208

-73.33%

Banana (1kg)

$1.62 RSD 169

$1.39 ₱87.8

16.55%

Oranges (1kg)

$1.17 RSD 122

$2.33 ₱147

-49.79%

Tomato (1kg)

$1.20 RSD 125

$1.50 ₱94.3

-20.00%

Potato (1kg)

$1.03 RSD 108

$2.36 ₱149

-56.36%

Onion (1kg)

$0.61 RSD 63.4

$1.90 ₱119

-67.89%

Lettuce (1 head)

$0.58 RSD 60.0

$1.19 ₱74.9

-51.26%

Water (1.5 liter bottle)

$0.46 RSD 47.87

$0.63 ₱39.71

-26.98%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 RSD 420

$3.00 ₱189

34.33%

Wine (Bottle)

$4.57 RSD 477

$6.03 ₱379

-24.21%

Local Beer (0.5 liter bottle)

$0.81 RSD 84.4

$1.23 ₱77.7

-34.15%

Imported Beer (0.33 liter bottle)

$2.33 RSD 243

$1.75 ₱110

33.14%

One-way Ticket (Public Transport)

$0.99 RSD 103

$0.25 ₱15.86

296.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.95 RSD 203

$0.77 ₱48.62

153.25%

Taxi (Normal Tariff) (1km)

$1.06 RSD 111

$0.23 ₱14.53

360.87%

Taxi 1hour Waiting (Normal Tariff)

$6.55 RSD 682

$4.46 ₱281

46.86%

Gasoline (1 liter)

$1.86 RSD 194

$1.31 ₱82.8

41.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K RSD 3.2M

$21.2K ₱1.3M

44.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K RSD 2.7M

$19.1K ₱1.2M

33.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$109 RSD 11.3K

$120 ₱7,569

-9.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.76 RSD 1,643

$14.00 ₱882

12.57%

Internet (50+ Mbps, Unlimited Data)

$16.35 RSD 1,705

$27.54 ₱1,734

-40.63%

Gym Membership (Monthly)

$17.61 RSD 1,836

$32.33 ₱2,035

-45.53%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$4.80 RSD 500

$5.65 ₱356

-15.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$170 RSD 17.7K

$275 ₱17.3K

-38.37%

International Primary School, 1 Child (Yearly)

$7,534 RSD 785.4K

$7,918 ₱498.5K

-4.85%

Jeans (Levis 501 Or Similar)

$43.43 RSD 4,528

$49.33 ₱3,106

-11.96%

Summer Dress (H&M, Zara, etc)

$22.37 RSD 2,332

$25.24 ₱1,589

-11.37%

Sport Shoes (Adidas, Nike)

$92.0 RSD 9,594

$77.0 ₱4,846

19.58%

Men's Leather Business Shoes

$52.4 RSD 5,461

$57.2 ₱3,601

-8.41%

1-bedroom Apartment, City Center (Monthly)

$290 RSD 30.2K

$500 ₱31.5K

-41.93%

1-bedroom Apartment, Outside City Center (Monthly)

$214 RSD 22.3K

$309 ₱19.4K

-30.60%

3-bedroom Apartment, City Center (Monthly)

$462 RSD 48.2K

$1,078 ₱67.9K

-57.14%

3-bedroom Apartment, Outside City Center (Monthly)

$367 RSD 38.3K

$615 ₱38.7K

-40.34%

Buy Apartment in City Center (m2)

$1,463 RSD 152.6K

$2,886 ₱181.7K

-49.29%

Buy Apartment Outside City Center (m2)

$1,571 RSD 163.8K

$1,917 ₱120.7K

-18.02%

Average Monthly Net Salary (After Tax)

$527 RSD 54.9K

$346 ₱21.8K

52.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.79

7.2

-33.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Loznica: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Loznica

$214 28%

Cebu

$309 33.6% 44.1% $94

Groceries & Markets

Loznica

$165 21.5%

Cebu

$206 22.4% 25.1% $41

Monthly Utilities & Internet

Loznica

$141 18.4%

Cebu

$162 17.6% 14.9% $21

Eating Out

Loznica

$112 14.7%

Cebu

$88 9.6% 21.3% $24

Clothing & Footwear

Loznica

$95 12.4%

Cebu

$94 10.2% 0.7% $0.7

Sport & Entertainment

Loznica

$27 3.6%

Cebu

$44 4.8% 60.3% $16

Getting Around

Loznica

$11 * 1.5%

Cebu

$16 1.7% 39% $4.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $290 in Loznica and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Loznica pays 52% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Loznica vs $24.00 in Cebu. Groceries flip the comparison at $165 vs $206, with Loznica cheaper for home cooking.

Good to know

🇷🇸 Loznica

🇵🇭 Cebu

🕒 Local time

00:00 12:00 AM

06:00 6:00 AM

6 h ahead of Loznica

🌤 Weather

👥 Population

19,515

964,169

💱 Currency

Serbian Dinar RSD din

Philippine Peso PHP ₱

📈 Exchange rate

1,000 RSD = 9.59 USD

1,000 RSD = 8.53 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of October 17, 2026: 1 USD = 104 RSD (1,000 RSD = 9.59 USD). 1 EUR = 117 RSD (1,000 RSD = 8.53 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Loznica Cebu 10,340 km ≈ 13 h nonstop flight

From you

Loznica
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Loznica vs Cebu: Cost of Living - Frequently Asked Questions

Loznica is cheaper overall, especially in groceries, utilities, and leisure. The 20% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 52% higher in Loznica, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $290 in Loznica versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 25% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $765 per month in Loznica versus $918 in Cebu – a 20% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Loznica gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Loznica is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Loznica and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loznica gentler on the wallet – expenses run 20% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.