Comparación del coste de vida entre Lower Hutt y Ubud, Bali Comparación del coste de vida entre Lower Hutt y Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,267 in Lower Hutt versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $3,347 in Lower Hutt versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,427 in Lower Hutt versus $3,732 in Ubud, Bali.

Living in Lower Hutt is roughly 58% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Lower Hutt 69% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$17.43 NZ$29.63

$3.57 Rp 61.6K

388.24%

Three-Course Dinner for Two, Mid-Range

$85.8 NZ$146

$32.58 Rp 562.6K

163.32%

Fast Food Meal (McDonalds, etc)

$10.55 NZ$17.93

$5.07 Rp 87.5K

108.09%

Cappuccino

$3.54 NZ$6.02

$2.83 Rp 48.8K

25.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 NZ$4.06

$1.34 Rp 23.1K

78.36%

Water (0.33 liter bottle)

$2.16 NZ$3.67

$0.69 Rp 12.0K

213.04%

Local Beer (0.5 liter draught)

$7.04 NZ$11.96

$2.99 Rp 51.6K

135.45%

Imported Beer (0.33 liter bottle)

$6.31 NZ$10.73

$3.85 Rp 66.4K

63.90%

Milk (1 liter)

$1.88 NZ$3.20

$1.74 Rp 30.1K

8.05%

White Bread (500g)

$2.09 NZ$3.55

$2.54 Rp 43.8K

-17.72%

Rice (white) (1kg)

$1.87 NZ$3.17

$1.19 Rp 20.6K

57.14%

Eggs

$6.98 NZ$11.86

$2.43 Rp 41.9K

187.24%

Local Cheese (1kg)

$8.28 NZ$14.07

$14.66 Rp 253.2K

-43.52%

Chicken Fillets (1kg)

$9.09 NZ$15.45

$4.18 Rp 72.1K

117.46%

Beef Round Steak (1kg)

$12.98 NZ$22.07

$11.94 Rp 206.1K

8.71%

Apples (1kg)

$2.49 NZ$4.24

$3.69 Rp 63.6K

-32.52%

Banana (1kg)

$2.09 NZ$3.55

$1.61 Rp 27.7K

29.81%

Oranges (1kg)

$2.58 NZ$4.39

$2.69 Rp 46.4K

-4.09%

Tomato (1kg)

$4.65 NZ$7.91

$2.33 Rp 40.2K

99.57%

Potato (1kg)

$1.98 NZ$3.37

$1.91 Rp 32.9K

3.66%

Onion (1kg)

$1.74 NZ$2.95

$2.19 Rp 37.7K

-20.55%

Lettuce (1 head)

$2.19 NZ$3.72

$1.06 Rp 18.3K

106.60%

Water (1.5 liter bottle)

$1.28 NZ$2.18

$0.72 Rp 12.5K

77.78%

Cigarettes 20 Pack (Marlboro, Camel)

$21.88 NZ$37.20

$3.13 Rp 54.1K

599.04%

Wine (Bottle)

$9.60 NZ$16.31

$23.49 Rp 405.6K

-59.13%

Local Beer (0.5 liter bottle)

$3.65 NZ$6.20

$2.74 Rp 47.3K

33.21%

Imported Beer (0.33 liter bottle)

$3.13 NZ$5.32

$2.88 Rp 49.7K

8.68%

One-way Ticket (Public Transport)

$2.77 NZ$4.70

$0.29 Rp 5,010

855.17%

Public Transport Monthly Pass (Regular Price)

$65.2 NZ$111

$8.17 Rp 141.0K

697.80%

Taxi Start (Normal Tariff)

$2.75 NZ$4.68

$0.45 Rp 7,834

511.11%

Taxi (Normal Tariff) (1km)

$1.78 NZ$3.02

$0.42 Rp 7,278

323.81%

Taxi 1hour Waiting (Normal Tariff)

$60.4 NZ$103

$6.16 Rp 106.3K

879.71%

Gasoline (1 liter)

$1.71 NZ$2.92

$0.84 Rp 14.5K

103.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K NZ$48.2K

$26.2K Rp 453.1M

7.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K NZ$43.2K

$32.5K Rp 560.8M

-21.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 NZ$271

$78.4 Rp 1.4M

103.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.55 NZ$63.8

$3.95 Rp 68.2K

850.63%

Internet (50+ Mbps, Unlimited Data)

$52.2 NZ$88.7

$24.40 Rp 421.4K

113.89%

Gym Membership (Monthly)

$40.63 NZ$69.1

$96.5 Rp 1.7M

-57.91%

Tennis Court (1 Hour on Weekend)

$12.19 NZ$20.73

$6.35 Rp 109.6K

91.97%

Cinema Ticket

$10.96 NZ$18.64

$4.04 Rp 69.7K

171.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$761 NZ$1,293

$303 Rp 5.2M

151.41%

International Primary School, 1 Child (Yearly)

$11.6K NZ$19.7K

$6,523 Rp 112.6M

77.77%

Jeans (Levis 501 Or Similar)

$70.9 NZ$121

$53.8 Rp 929.5K

31.71%

Summer Dress (H&M, Zara, etc)

$56.4 NZ$95.8

$37.98 Rp 655.8K

48.39%

Sport Shoes (Adidas, Nike)

$121 NZ$206

$86.8 Rp 1.5M

39.51%

Men's Leather Business Shoes

$142 NZ$241

$78.9 Rp 1.4M

79.70%

1-bedroom Apartment, City Center (Monthly)

$1,363 NZ$2,317

$1,012 Rp 17.5M

34.67%

1-bedroom Apartment, Outside City Center (Monthly)

$1,113 NZ$1,892

$674 Rp 11.6M

65.01%

3-bedroom Apartment, City Center (Monthly)

$2,360 NZ$4,012

$3,390 Rp 58.5M

-30.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,696 NZ$2,883

$2,098 Rp 36.2M

-19.18%

Buy Apartment in City Center (m2)

$6,951 NZ$11.8K

$2,985 Rp 51.5M

132.89%

Buy Apartment Outside City Center (m2)

$3,422 NZ$5,818

$2,339 Rp 40.4M

46.31%

Average Monthly Net Salary (After Tax)

$3,450 NZ$5,866

$173 Rp 3.0M

1892.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.94

13.28

-47.74%

Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.

Última actualización para Lower Hutt: April 27, 2026

Última actualización para Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,363 in Lower Hutt and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lower Hutt pays 1893% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $86.0 in Lower Hutt vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $320 vs $298 per month, with Ubud, Bali cheaper across the board.

Comparación de velocidades medias de internet por ciudad (actualizado April 2026)

El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.

Índice del coste de vida para nómadas digitales

Lower Hutt vs Ubud, Bali: Coste de vida - preguntas frecuentes

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 58% gap adds up to real monthly savings that compound significantly over time.

Lower Hutt pays 1893% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,363 in Lower Hutt versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 698% less than in Lower Hutt. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $761 in Lower Hutt versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,438 in Ubud, Bali versus $2,267 in Lower Hutt, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lower Hutt. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lower Hutt, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lower Hutt and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 58% less than in Lower Hutt. Beyond cost, consider language, visa policies, and how big the international community is in each city.