Last update: Nov 2026

Cost of Living Comparison Between Lovech and Tbilisi

For one person, living is cheaper in Lovech: $987 a month against $1,278 in Tbilisi, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

Lovech, Bulgaria
Tbilisi, Georgia
Lovech
🇧🇬 Bulgaria
$987
/mo nomad
Tbilisi
🇬🇪 Georgia
$1,278
/mo nomad
Monthly Cost of Living

How much you'll spend in Lovech and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lovech and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $987 in Lovech versus $1,278 in Tbilisi.

  • Lovech $987
  • Tbilisi $1,278

Estimated couple costs with rent: $1,516 in Lovech versus $2,017 in Tbilisi.

  • Lovech $1,516
  • Tbilisi $2,017

Monthly costs for a family of three with rent: $2,046 in Lovech versus $2,755 in Tbilisi.

  • Lovech $2,046
  • Tbilisi $2,755

Living in Lovech costs roughly 23% less than in Tbilisi, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Lovech 27% lower, Tbilisi 5% lower.

Currency
🍽 Eating Out
Lovech
Tbilisi
Difference
Meal at Budget Restaurant
$13.49 BGN 23.60
$11.62 ₾30.07
16.09%
Three-Course Dinner for Two, Mid-Range
$34.49 BGN 60.4
$38.41 ₾99.4
-10.21%
Fast Food Meal (McDonalds, etc)
$8.78 BGN 15.37
$9.74 ₾25.20
-9.86%
Cappuccino
$0.89 BGN 1.55
$3.56 ₾9.21
-75.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.71 BGN 1.25
$1.08 ₾2.80
-34.26%
Water (0.33 liter bottle)
$0.45 BGN 0.78
$0.56 ₾1.46
-19.64%
Local Beer (0.5 liter draught)
$1.02 BGN 1.78
$2.73 ₾7.05
-62.64%
Imported Beer (0.33 liter bottle)
$2.05 BGN 3.59
$3.13 ₾8.09
-34.50%
🛒 Groceries & Markets
Lovech
Tbilisi
Difference
Milk (1 liter)
$1.75 BGN 3.06
$2.14 ₾5.55
-18.22%
White Bread (500g)
$0.93 BGN 1.63
$0.75 ₾1.95
24.00%
Rice (white) (1kg)
$2.03 BGN 3.55
$1.80 ₾4.66
12.78%
Eggs
$3.39 BGN 5.93
$2.80 ₾7.25
21.07%
Local Cheese (1kg)
$10.11 BGN 17.69
$9.43 ₾24.41
7.21%
Chicken Fillets (1kg)
$9.10 BGN 15.93
$7.00 ₾18.10
30.00%
Beef Round Steak (1kg)
$11.40 BGN 19.94
$12.69 ₾32.83
-10.17%
Apples (1kg)
$2.34 BGN 4.09
$1.63 ₾4.22
43.56%
Banana (1kg)
$2.00 BGN 3.51
$1.84 ₾4.77
8.70%
Oranges (1kg)
$2.10 BGN 3.68
$1.97 ₾5.09
6.60%
Tomato (1kg)
$2.49 BGN 4.35
$2.47 ₾6.39
0.81%
Potato (1kg)
$1.69 BGN 2.95
$0.75 ₾1.95
125.33%
Onion (1kg)
$1.45 BGN 2.54
$0.67 ₾1.74
116.42%
Lettuce (1 head)
$0.91 BGN 1.60
$1.41 ₾3.66
-35.46%
Water (1.5 liter bottle)
$0.96 BGN 1.68
$0.72 ₾1.86
33.33%
Cigarettes 20 Pack (Marlboro, Camel)
$3.52 BGN 6.15
$3.51 ₾9.08
0.28%
Wine (Bottle)
$6.92 BGN 12.11
$7.89 ₾20.40
-12.29%
Local Beer (0.5 liter bottle)
$0.99 BGN 1.74
$1.70 ₾4.41
-41.76%
Imported Beer (0.33 liter bottle)
$1.87 BGN 3.28
$2.37 ₾6.12
-21.10%
🚌 Getting Around
Lovech
Tbilisi
Difference
One-way Ticket (Public Transport)
$0.85 BGN 1.48
$0.38 ₾0.98
123.68%
Public Transport Monthly Pass (Regular Price)
$25.78 BGN 45.12
$15.29 ₾39.56
68.61%
Taxi Start (Normal Tariff)
$1.71 BGN 2.99
$1.19 ₾3.08
43.70%
Taxi (Normal Tariff) (1km)
$0.71 BGN 1.24
$0.74 ₾1.91
-4.05%
Taxi 1hour Waiting (Normal Tariff)
$11.87 BGN 20.78
$11.89 ₾30.76
-0.17%
Gasoline (1 liter)
$1.74 BGN 3.05
$1.46 ₾3.77
19.18%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$30.2K BGN 52.8K
$25.0K ₾64.6K
20.76%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.9K BGN 41.8K
$22.8K ₾59.1K
4.59%
🧾 Monthly Utilities & Internet
Lovech
Tbilisi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 BGN 181
$88.1 ₾228
17.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.39 BGN 25.18
$12.71 ₾32.87
13.22%
Internet (50+ Mbps, Unlimited Data)
$11.97 BGN 20.95
$19.79 ₾51.2
-39.51%
🎉 Sport & Entertainment
Lovech
Tbilisi
Difference
Gym Membership (Monthly)
$32.17 BGN 56.3
$64.3 ₾166
-49.97%
Tennis Court (1 Hour on Weekend)
$17.01 BGN 29.76
$19.17 ₾49.59
-11.27%
Cinema Ticket
$8.62 BGN 15.08
$6.65 ₾17.20
29.62%
🧸 Childcare & Education
Lovech
Tbilisi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$225 BGN 394
$371 ₾961
-39.36%
International Primary School, 1 Child (Yearly)
$5,790 BGN 10.1K
$9,163 ₾23.7K
-36.81%
👕👟 Clothing & Footwear
Lovech
Tbilisi
Difference
Jeans (Levis 501 Or Similar)
$58.2 BGN 102
$102 ₾264
-43.05%
Summer Dress (H&M, Zara, etc)
$29.19 BGN 51.1
$39.65 ₾103
-26.38%
Sport Shoes (Adidas, Nike)
$69.9 BGN 122
$118 ₾306
-40.84%
Men's Leather Business Shoes
$74.0 BGN 130
$120 ₾310
-38.15%
🏠 Accommodation & Living
Lovech
Tbilisi
Difference
1-bedroom Apartment, City Center (Monthly)
$339 BGN 593
$690 ₾1,784
-50.91%
1-bedroom Apartment, Outside City Center (Monthly)
$262 BGN 458
$461 ₾1,193
-43.25%
3-bedroom Apartment, City Center (Monthly)
$537 BGN 940
$1,362 ₾3,523
-60.56%
3-bedroom Apartment, Outside City Center (Monthly)
$393 BGN 689
$897 ₾2,321
-56.14%
Buy Apartment in City Center (m2)
$1,308 BGN 2,288
$2,277 ₾5,891
-42.57%
Buy Apartment Outside City Center (m2)
$1,109 BGN 1,941
$1,378 ₾3,564
-19.48%
💵 Salaries & Financials
Lovech
Tbilisi
Difference
Average Monthly Net Salary (After Tax)
$641 BGN 1,121
$710 ₾1,836
-9.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.25
12.53
-74.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lovech: November 3, 2026

Last update for Tbilisi: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Lovech
$262
Tbilisi
$461 76.2% $199
Groceries & Markets
Lovech
$249
Tbilisi
$235 5.5% $14
Eating Out
Lovech
$159
Tbilisi
$191 20.6% $33
Monthly Utilities & Internet
Lovech
$130
Tbilisi
$121 7% $9
Clothing & Footwear
Lovech
$104
Tbilisi
$171 64.2% $67
Sport & Entertainment
Lovech
$49
Tbilisi
$78 57.1% $28
Getting Around
Lovech
$34
Tbilisi
$22 37% $13

Cost Breakdown

A one-bedroom apartment in the center runs $339 in Lovech and $690 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $34 in Lovech vs $38 in Tbilisi. Groceries flip the comparison at $249 vs $235, with Tbilisi cheaper for home cooking.

Good to know
🇧🇬 Lovech
🇬🇪 Tbilisi
🕒 Local time
14:16 2:16 PM
16:16 4:16 PM
2 h ahead of Lovech
🌤 Weather
👥 Population
37,297
1,241,700 Capital
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

GEL, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of November 4, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Georgian Lari exchange rates as of November 4, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.9 GEL (1 GEL = 0.345 EUR).

On the map
Between locations
  • Lovech Tbilisi 1,650 km ≈ 2 h 30 min nonstop flight
From you
  • Lovech
  • Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lovech vs Tbilisi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lovech and in Tbilisi?
Total monthly costs including rent come to $987 in Lovech and $1,278 in Tbilisi, so Lovech is about 23% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 10% lower in Lovech. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Lovech and in Tbilisi?
Rent for a central apartment: $339 in Lovech versus $690 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Lovech or Tbilisi?
All in, you’ll spend $987 per month in Lovech versus $1,278 in Tbilisi – Lovech is about 23% cheaper, which adds up to real savings over time.
How do commuting costs compare in Lovech and in Tbilisi?
A monthly transit pass in Tbilisi runs roughly 41% less than in Lovech. The price difference matters if you commute daily and watch your budget.
Which city is more doable on $1,200 per month?
At $987 in Lovech versus $1,278 in Tbilisi, a $1,200 budget is realistic in Lovech but tight or insufficient in Tbilisi. The gap between the two cities makes Lovech the clear choice for anyone on this budget.
How does quality of life compare between Lovech and Tbilisi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lovech or Tbilisi safer for residents?
Safety-wise, Lovech and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.
How do I decide between Lovech and Tbilisi?
It comes down to priorities – Lovech wins on affordability, Tbilisi on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

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