Cost of Living Comparison Between Tbilisi and Lovech Cost of Living Comparison Between Tbilisi and Lovech

Monthly Cost of Living

Monthly costs for one person with rent: $1,191 in Tbilisi versus $1,075 in Lovech.

Estimated couple costs with rent: $1,856 in Tbilisi versus $1,627 in Lovech.

Monthly costs for a family of three with rent: $2,522 in Tbilisi versus $2,180 in Lovech.

Living in Tbilisi is roughly 11% more expensive than in Lovech, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tbilisi 11% lower, Lovech 19% lower.

Meal at Budget Restaurant

$10.91 ₾28.56

$11.92 BGN 19.83

-8.47%

Three-Course Dinner for Two, Mid-Range

$43.19 ₾113

$35.42 BGN 58.9

21.94%

Fast Food Meal (McDonalds, etc)

$8.53 ₾22.31

$8.65 BGN 14.38

-1.39%

Cappuccino

$2.99 ₾7.81

$0.85 BGN 1.41

251.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₾2.12

$0.69 BGN 1.14

17.39%

Water (0.33 liter bottle)

$0.42 ₾1.09

$0.48 BGN 0.80

-12.50%

Local Beer (0.5 liter draught)

$2.16 ₾5.65

$1.04 BGN 1.74

107.69%

Imported Beer (0.33 liter bottle)

$2.88 ₾7.52

$2.03 BGN 3.38

41.87%

Milk (1 liter)

$1.94 ₾5.08

$1.87 BGN 3.11

3.74%

White Bread (500g)

$0.68 ₾1.77

$1.21 BGN 2.01

-43.80%

Rice (white) (1kg)

$1.85 ₾4.83

$2.00 BGN 3.33

-7.50%

Eggs

$2.53 ₾6.62

$4.03 BGN 6.70

-37.22%

Local Cheese (1kg)

$7.53 ₾19.69

$12.31 BGN 20.48

-38.83%

Chicken Fillets (1kg)

$6.26 ₾16.39

$8.54 BGN 14.20

-26.70%

Beef Round Steak (1kg)

$9.59 ₾25.09

$13.35 BGN 22.21

-28.16%

Apples (1kg)

$1.16 ₾3.04

$1.86 BGN 3.09

-37.63%

Banana (1kg)

$1.64 ₾4.29

$1.89 BGN 3.14

-13.23%

Oranges (1kg)

$1.88 ₾4.93

$1.93 BGN 3.21

-2.59%

Tomato (1kg)

$2.23 ₾5.84

$2.70 BGN 4.49

-17.41%

Potato (1kg)

$0.70 ₾1.83

$1.12 BGN 1.86

-37.50%

Onion (1kg)

$0.64 ₾1.68

$1.01 BGN 1.68

-36.63%

Lettuce (1 head)

$1.18 ₾3.09

$1.18 BGN 1.96

Water (1.5 liter bottle)

$0.70 ₾1.83

$0.71 BGN 1.18

-1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₾7.78

$3.75 BGN 6.24

-20.80%

Wine (Bottle)

$7.43 ₾19.45

$7.16 BGN 11.91

3.77%

Local Beer (0.5 liter bottle)

$1.54 ₾4.03

$1.06 BGN 1.76

45.28%

Imported Beer (0.33 liter bottle)

$2.28 ₾5.98

$1.80 BGN 2.99

26.67%

One-way Ticket (Public Transport)

$0.36 ₾0.93

$0.92 BGN 1.53

-60.87%

Public Transport Monthly Pass (Regular Price)

$14.73 ₾38.54

$26.70 BGN 44.42

-44.83%

Taxi Start (Normal Tariff)

$1.42 ₾3.71

$1.44 BGN 2.40

-1.39%

Taxi (Normal Tariff) (1km)

$0.69 ₾1.81

$0.66 BGN 1.10

4.55%

Taxi 1hour Waiting (Normal Tariff)

$7.27 ₾19.02

$14.19 BGN 23.61

-48.77%

Gasoline (1 liter)

$1.09 ₾2.86

$1.52 BGN 2.53

-28.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K ₾47.9K

$32.6K BGN 54.3K

-43.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.6K

$28.8K BGN 47.9K

-28.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.4 ₾195

$150 BGN 250

-50.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ₾30.63

$17.84 BGN 29.69

-34.36%

Internet (50+ Mbps, Unlimited Data)

$17.60 ₾46.06

$15.44 BGN 25.68

13.99%

Gym Membership (Monthly)

$60.3 ₾158

$29.47 BGN 49.02

104.51%

Tennis Court (1 Hour on Weekend)

$16.29 ₾42.63

$14.71 BGN 24.47

10.74%

Cinema Ticket

$6.51 ₾17.03

$9.59 BGN 15.95

-32.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾704

$627 BGN 1,044

-57.10%

International Primary School, 1 Child (Yearly)

$5,154 ₾13.5K

$5,396 BGN 8,977

-4.48%

Jeans (Levis 501 Or Similar)

$77.1 ₾202

$70.5 BGN 117

9.41%

Summer Dress (H&M, Zara, etc)

$43.48 ₾114

$36.24 BGN 60.3

19.98%

Sport Shoes (Adidas, Nike)

$118 ₾310

$106 BGN 176

12.17%

Men's Leather Business Shoes

$113 ₾295

$118 BGN 197

-4.63%

1-bedroom Apartment, City Center (Monthly)

$709 ₾1,856

$294 BGN 489

141.08%

1-bedroom Apartment, Outside City Center (Monthly)

$465 ₾1,215

$228 BGN 380

103.54%

3-bedroom Apartment, City Center (Monthly)

$1,316 ₾3,442

$464 BGN 772

183.45%

3-bedroom Apartment, Outside City Center (Monthly)

$767 ₾2,007

$349 BGN 580

119.87%

Buy Apartment in City Center (m2)

$2,492 ₾6,522

$1,334 BGN 2,218

86.90%

Buy Apartment Outside City Center (m2)

$1,442 ₾3,773

$1,083 BGN 1,802

33.15%

Average Monthly Net Salary (After Tax)

$663 ₾1,735

$629 BGN 1,046

5.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

3.09

284.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 25, 2026

Last update for Lovech: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $709 in Tbilisi and $294 in Lovech. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 5% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $43.00 in Tbilisi vs $35.00 in Lovech. Groceries flip the comparison at $204 vs $258, with Tbilisi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Lovech: Cost of Living - Frequently Asked Questions

Tbilisi and Lovech differ by about 11% in total monthly costs ($1,191 vs $1,075 including rent). Lovech is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $709 in Tbilisi versus $294 in Lovech. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,191 per month in Tbilisi versus $1,075 in Lovech – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lovech runs roughly 81% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,075 in Lovech versus $1,191 in Tbilisi, a $2,000 budget is realistic in Lovech but tight or insufficient in Tbilisi. The gap between the two cities makes Lovech the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Lovech are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lovech gentler on the wallet – expenses run 11% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.