Last update: Nov 2026

Cost of Living Comparison Between Tbilisi and Lovech

For one person, living is cheaper in Lovech: $987 a month against $1,278 in Tbilisi, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
47

Cost of Living Index in Lovech
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Lovech Living Index

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Tbilisi

🇬🇪 Georgia

$1,278

/mo nomad

Lovech

🇧🇬 Bulgaria

$987

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Lovech

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Lovech actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Tbilisi versus $987 in Lovech.

Tbilisi $1,278
Lovech $987

Estimated couple costs with rent: $2,017 in Tbilisi versus $1,516 in Lovech.

Tbilisi $2,017
Lovech $1,516

Monthly costs for a family of three with rent: $2,755 in Tbilisi versus $2,046 in Lovech.

Tbilisi $2,755
Lovech $2,046

Living in Tbilisi is roughly 30% more expensive than in Lovech, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Tbilisi 5% lower, Lovech 27% lower.

Meal at Budget Restaurant

$11.62 ₾30.07

$13.49 BGN 23.60

-13.86%

Three-Course Dinner for Two, Mid-Range

$38.41 ₾99.4

$34.49 BGN 60.4

11.37%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.20

$8.78 BGN 15.37

10.93%

Cappuccino

$3.56 ₾9.21

$0.89 BGN 1.55

300.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.80

$0.71 BGN 1.25

52.11%

Water (0.33 liter bottle)

$0.56 ₾1.46

$0.45 BGN 0.78

24.44%

Local Beer (0.5 liter draught)

$2.73 ₾7.05

$1.02 BGN 1.78

167.65%

Imported Beer (0.33 liter bottle)

$3.13 ₾8.09

$2.05 BGN 3.59

52.68%

Milk (1 liter)

$2.14 ₾5.55

$1.75 BGN 3.06

22.29%

White Bread (500g)

$0.75 ₾1.95

$0.93 BGN 1.63

-19.35%

Rice (white) (1kg)

$1.80 ₾4.66

$2.03 BGN 3.55

-11.33%

Eggs

$2.80 ₾7.25

$3.39 BGN 5.93

-17.40%

Local Cheese (1kg)

$9.43 ₾24.41

$10.11 BGN 17.69

-6.73%

Chicken Fillets (1kg)

$7.00 ₾18.10

$9.10 BGN 15.93

-23.08%

Beef Round Steak (1kg)

$12.69 ₾32.83

$11.40 BGN 19.94

11.32%

Apples (1kg)

$1.63 ₾4.22

$2.34 BGN 4.09

-30.34%

Banana (1kg)

$1.84 ₾4.77

$2.00 BGN 3.51

-8.00%

Oranges (1kg)

$1.97 ₾5.09

$2.10 BGN 3.68

-6.19%

Tomato (1kg)

$2.47 ₾6.39

$2.49 BGN 4.35

-0.80%

Potato (1kg)

$0.75 ₾1.95

$1.69 BGN 2.95

-55.62%

Onion (1kg)

$0.67 ₾1.74

$1.45 BGN 2.54

-53.79%

Lettuce (1 head)

$1.41 ₾3.66

$0.91 BGN 1.60

54.95%

Water (1.5 liter bottle)

$0.72 ₾1.86

$0.96 BGN 1.68

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.08

$3.52 BGN 6.15

-0.28%

Wine (Bottle)

$7.89 ₾20.40

$6.92 BGN 12.11

14.02%

Local Beer (0.5 liter bottle)

$1.70 ₾4.41

$0.99 BGN 1.74

71.72%

Imported Beer (0.33 liter bottle)

$2.37 ₾6.12

$1.87 BGN 3.28

26.74%

One-way Ticket (Public Transport)

$0.38 ₾0.98

$0.85 BGN 1.48

-55.29%

Public Transport Monthly Pass (Regular Price)

$15.29 ₾39.56

$25.78 BGN 45.12

-40.69%

Taxi Start (Normal Tariff)

$1.19 ₾3.08

$1.71 BGN 2.99

-30.41%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.91

$0.71 BGN 1.24

4.23%

Taxi 1hour Waiting (Normal Tariff)

$11.89 ₾30.76

$11.87 BGN 20.78

0.17%

Gasoline (1 liter)

$1.46 ₾3.77

$1.74 BGN 3.05

-16.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾64.6K

$30.2K BGN 52.8K

-17.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₾59.1K

$23.9K BGN 41.8K

-4.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.1 ₾228

$103 BGN 181

-14.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.71 ₾32.87

$14.39 BGN 25.18

-11.67%

Internet (50+ Mbps, Unlimited Data)

$19.79 ₾51.2

$11.97 BGN 20.95

65.33%

Gym Membership (Monthly)

$64.3 ₾166

$32.17 BGN 56.3

99.88%

Tennis Court (1 Hour on Weekend)

$19.17 ₾49.59

$17.01 BGN 29.76

12.70%

Cinema Ticket

$6.65 ₾17.20

$8.62 BGN 15.08

-22.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ₾961

$225 BGN 394

64.90%

International Primary School, 1 Child (Yearly)

$9,163 ₾23.7K

$5,790 BGN 10.1K

58.26%

Jeans (Levis 501 Or Similar)

$102 ₾264

$58.2 BGN 102

75.59%

Summer Dress (H&M, Zara, etc)

$39.65 ₾103

$29.19 BGN 51.1

35.83%

Sport Shoes (Adidas, Nike)

$118 ₾306

$69.9 BGN 122

69.04%

Men's Leather Business Shoes

$120 ₾310

$74.0 BGN 130

61.68%

1-bedroom Apartment, City Center (Monthly)

$690 ₾1,784

$339 BGN 593

103.72%

1-bedroom Apartment, Outside City Center (Monthly)

$461 ₾1,193

$262 BGN 458

76.21%

3-bedroom Apartment, City Center (Monthly)

$1,362 ₾3,523

$537 BGN 940

153.58%

3-bedroom Apartment, Outside City Center (Monthly)

$897 ₾2,321

$393 BGN 689

128.00%

Buy Apartment in City Center (m2)

$2,277 ₾5,891

$1,308 BGN 2,288

74.14%

Buy Apartment Outside City Center (m2)

$1,378 ₾3,564

$1,109 BGN 1,941

24.19%

Average Monthly Net Salary (After Tax)

$710 ₾1,836

$641 BGN 1,121

10.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.53

3.25

285.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: November 2, 2026

Last update for Lovech: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$461 36.1%

Lovech

$262 26.5% 43.2% $199

Groceries & Markets

Tbilisi

$235 18.4%

Lovech

$249 25.2% 5.8% $14

Eating Out

Tbilisi

$191 15%

Lovech

$159 16.1% 17.1% $33

Clothing & Footwear

Tbilisi

$171 13.4%

Lovech

$104 10.6% 39.1% $67

Monthly Utilities & Internet

Tbilisi

$121 9.4%

Lovech

$130 13.1% 7.5% $9

Sport & Entertainment

Tbilisi

$78 6.1%

Lovech

$49 5% 36.3% $28

Getting Around

Tbilisi

$22 1.7%

Lovech

$34 3.5% 58.8% $13

Cost Breakdown

A one-bedroom apartment in the center runs $690 in Tbilisi and $339 in Lovech. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $38 in Tbilisi vs $34 in Lovech. Groceries flip the comparison at $235 vs $249, with Tbilisi cheaper for home cooking.

Good to know

🇬🇪 Tbilisi

🇧🇬 Lovech

🕒 Local time

16:29 4:29 PM

14:29 2:29 PM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

37,297

💱 Currency

Georgian Lari GEL ₾

Bulgarian Lev BGN лв.

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.345 EUR

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

Exchange rates and currency converter

BGN, USD, EUR to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 4, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.9 GEL (1 GEL = 0.345 EUR).

Bulgarian Lev exchange rates as of November 4, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

USD to GEL in detail →

On the map

Lowest

Highest

Between locations

Tbilisi Lovech 1,650 km ≈ 2 h 30 min nonstop flight

From you

Tbilisi
Lovech

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Lovech: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,278 in Tbilisi and $987 in Lovech, so Lovech is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 11% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $690 in Tbilisi versus $339 in Lovech. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,278 per month in Tbilisi versus $987 in Lovech – Lovech is about 23% cheaper, which adds up to real savings over time.

A monthly transit pass in Tbilisi runs roughly 41% less than in Lovech. The price difference matters if you commute daily and watch your budget.

At $987 in Lovech versus $1,278 in Tbilisi, a $1,200 budget is realistic in Lovech but tight or insufficient in Tbilisi. The gap between the two cities makes Lovech the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Lovech are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Lovech wins on affordability, Tbilisi on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.