Cost of Living Comparison Between Tbilisi and Lovech Cost of Living Comparison Between Tbilisi and Lovech

Monthly Cost of Living

Monthly costs for one person with rent: $1,218 in Tbilisi versus $1,046 in Lovech.

Estimated couple costs with rent: $1,853 in Tbilisi versus $1,590 in Lovech.

Monthly costs for a family of three with rent: $2,489 in Tbilisi versus $2,133 in Lovech.

Living in Tbilisi is roughly 16% more expensive than Lovech, driven mainly by Groceries & Markets.

Both cities sit below the global median: Tbilisi 9% lower, Lovech 22% lower.

Currency
🍽 Eating Out
Tbilisi
Lovech
Difference
Meal at Budget Restaurant
$10.85 ₾28.75
$11.81 BGN 19.65
-8.13%
Three-Course Dinner for Two, Mid-Range
$44.17 ₾117
$35.94 BGN 59.8
22.90%
Fast Food Meal (McDonalds, etc)
$8.28 ₾21.94
$8.62 BGN 14.34
-3.94%
Cappuccino
$3.02 ₾8.00
$0.85 BGN 1.42
255.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.76 ₾2.02
$0.68 BGN 1.12
11.76%
Water (0.33 liter bottle)
$0.46 ₾1.22
$0.48 BGN 0.80
-4.17%
Local Beer (0.5 liter draught)
$2.24 ₾5.93
$1.04 BGN 1.73
115.38%
Imported Beer (0.33 liter bottle)
$3.00 ₾7.95
$2.05 BGN 3.41
46.34%
🛒 Groceries & Markets
Tbilisi
Lovech
Difference
Milk (1 liter)
$1.93 ₾5.11
$1.89 BGN 3.15
2.12%
White Bread (500g)
$0.72 ₾1.91
$1.22 BGN 2.03
-40.98%
Rice (white) (1kg)
$1.84 ₾4.87
$1.99 BGN 3.32
-7.54%
Eggs
$2.45 ₾6.48
$3.98 BGN 6.62
-38.44%
Local Cheese (1kg)
$7.43 ₾19.67
$12.33 BGN 20.51
-39.74%
Chicken Fillets (1kg)
$6.48 ₾17.16
$8.35 BGN 13.90
-22.40%
Beef Round Steak (1kg)
$9.70 ₾25.70
$12.92 BGN 21.50
-24.92%
Apples (1kg)
$1.20 ₾3.18
$1.82 BGN 3.03
-34.07%
Banana (1kg)
$1.56 ₾4.14
$1.98 BGN 3.29
-21.21%
Oranges (1kg)
$1.79 ₾4.75
$1.95 BGN 3.25
-8.21%
Tomato (1kg)
$2.23 ₾5.90
$2.73 BGN 4.54
-18.32%
Potato (1kg)
$0.65 ₾1.73
$1.16 BGN 1.92
-43.97%
Onion (1kg)
$0.68 ₾1.79
$1.01 BGN 1.68
-32.67%
Lettuce (1 head)
$1.19 ₾3.16
$1.19 BGN 1.98
-
Water (1.5 liter bottle)
$0.70 ₾1.86
$0.70 BGN 1.17
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.95 ₾7.82
$3.79 BGN 6.31
-22.16%
Wine (Bottle)
$7.33 ₾19.41
$6.46 BGN 10.74
13.47%
Local Beer (0.5 liter bottle)
$1.52 ₾4.02
$1.05 BGN 1.75
44.76%
Imported Beer (0.33 liter bottle)
$2.25 ₾5.95
$1.83 BGN 3.04
22.95%
🚌 Getting Around
Tbilisi
Lovech
Difference
One-way Ticket (Public Transport)
$0.36 ₾0.95
$0.91 BGN 1.52
-60.44%
Public Transport Monthly Pass (Regular Price)
$14.60 ₾38.68
$26.08 BGN 43.39
-44.02%
Taxi Start (Normal Tariff)
$1.50 ₾3.97
$1.49 BGN 2.48
0.67%
Taxi (Normal Tariff) (1km)
$0.73 ₾1.92
$0.67 BGN 1.12
8.96%
Taxi 1hour Waiting (Normal Tariff)
$7.45 ₾19.74
$14.07 BGN 23.41
-47.05%
Gasoline (1 liter)
$1.14 ₾3.01
$1.50 BGN 2.50
-24.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.5K ₾49.0K
$32.8K BGN 54.5K
-43.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₾53.6K
$29.0K BGN 48.2K
-30.12%
🧾 Monthly Utilities & Internet
Tbilisi
Lovech
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$73.9 ₾196
$153 BGN 254
-51.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.71 ₾31.01
$17.79 BGN 29.59
-34.18%
Internet (50+ Mbps, Unlimited Data)
$18.16 ₾48.09
$15.39 BGN 25.60
18.00%
🎉 Sport & Entertainment
Tbilisi
Lovech
Difference
Gym Membership (Monthly)
$61.7 ₾163
$29.62 BGN 49.27
108.34%
Tennis Court (1 Hour on Weekend)
$16.66 ₾44.12
$14.72 BGN 24.48
13.18%
Cinema Ticket
$6.61 ₾17.50
$9.48 BGN 15.77
-30.27%
🧸 Childcare & Education
Tbilisi
Lovech
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$264 ₾700
$634 BGN 1,055
-58.33%
International Primary School, 1 Child (Yearly)
$5,145 ₾13.6K
$5,494 BGN 9,140
-6.36%
👕👟 Clothing & Footwear
Tbilisi
Lovech
Difference
Jeans (Levis 501 Or Similar)
$74.9 ₾198
$71.3 BGN 119
4.96%
Summer Dress (H&M, Zara, etc)
$43.98 ₾117
$36.27 BGN 60.4
21.26%
Sport Shoes (Adidas, Nike)
$118 ₾312
$108 BGN 180
8.91%
Men's Leather Business Shoes
$114 ₾301
$119 BGN 198
-4.19%
🏠 Accommodation & Living
Tbilisi
Lovech
Difference
1-bedroom Apartment, City Center (Monthly)
$692 ₾1,833
$292 BGN 486
136.93%
1-bedroom Apartment, Outside City Center (Monthly)
$454 ₾1,203
$230 BGN 383
97.41%
3-bedroom Apartment, City Center (Monthly)
$1,323 ₾3,504
$463 BGN 770
185.97%
3-bedroom Apartment, Outside City Center (Monthly)
$789 ₾2,089
$355 BGN 591
122.11%
Buy Apartment in City Center (m2)
$2,431 ₾6,440
$1,354 BGN 2,253
79.56%
Buy Apartment Outside City Center (m2)
$1,441 ₾3,818
$1,143 BGN 1,902
26.09%
💵 Salaries & Financials
Tbilisi
Lovech
Difference
Average Monthly Net Salary (After Tax)
$645 ₾1,709
$645 BGN 1,074
-0.05%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.89
3.09
284.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: June 9, 2026

Last update for Lovech: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $692 in Tbilisi and $292 in Lovech. Housing cost is often the main lever when comparing two cities.

Lovech pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $44.00 in Tbilisi vs $36.00 in Lovech. Groceries flip the comparison at $204 vs $256, with Tbilisi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Tbilisi vs Lovech: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Tbilisi and Lovech?
Tbilisi and Lovech differ by about 16% in total monthly costs ($1,218 vs $1,046 including rent). Lovech is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Lovech earns 0% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Tbilisi and Lovech?
Rent for a central apartment: $692 in Tbilisi versus $292 in Lovech. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Tbilisi or Lovech?
All in, you'll spend $1,218 per month in Tbilisi versus $1,046 in Lovech – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Tbilisi and Lovech?
A monthly transit pass in Lovech runs roughly 79% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $1,046 in Lovech versus $1,218 in Tbilisi, a $2,000 budget is realistic in Lovech but tight or insufficient in Tbilisi. The gap between the two cities makes Lovech the clear choice for anyone on this budget.
How does quality of life compare between Tbilisi and Lovech?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Tbilisi or Lovech safer for residents?
Safety-wise, Tbilisi and Lovech are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Tbilisi or Lovech?
Expats usually find Lovech gentler on the wallet – expenses run 16% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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