Cost of Living Comparison Between Tbilisi and Lovech Cost of Living Comparison Between Tbilisi and Lovech

Monthly Cost of Living

Monthly costs for one person with rent: $1,247 in Tbilisi versus $994 in Lovech.

Estimated couple costs with rent: $2,025 in Tbilisi versus $1,518 in Lovech.

Monthly costs for a family of three with rent: $2,803 in Tbilisi versus $2,042 in Lovech.

Living in Tbilisi is roughly 25% more expensive than in Lovech, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Tbilisi 9% lower, Lovech 27% lower.

Meal at Budget Restaurant

$11.33 ₾29.44

$14.54 BGN 24.18

-22.08%

Three-Course Dinner for Two, Mid-Range

$38.71 ₾101

$36.07 BGN 60.0

7.32%

Fast Food Meal (McDonalds, etc)

$9.52 ₾24.72

$8.70 BGN 14.48

9.43%

Cappuccino

$3.41 ₾8.85

$0.92 BGN 1.53

270.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₾2.71

$0.74 BGN 1.23

40.54%

Water (0.33 liter bottle)

$0.64 ₾1.66

$0.46 BGN 0.76

39.13%

Local Beer (0.5 liter draught)

$2.61 ₾6.79

$1.07 BGN 1.78

143.93%

Imported Beer (0.33 liter bottle)

$3.24 ₾8.43

$2.01 BGN 3.35

61.19%

Milk (1 liter)

$2.17 ₾5.65

$1.66 BGN 2.76

30.72%

White Bread (500g)

$0.74 ₾1.92

$0.98 BGN 1.63

-24.49%

Rice (white) (1kg)

$1.71 ₾4.45

$2.11 BGN 3.51

-18.96%

Eggs

$2.83 ₾7.36

$3.40 BGN 5.65

-16.76%

Local Cheese (1kg)

$9.22 ₾23.94

$9.27 BGN 15.42

-0.54%

Chicken Fillets (1kg)

$6.76 ₾17.55

$8.38 BGN 13.95

-19.33%

Beef Round Steak (1kg)

$12.77 ₾33.16

$11.68 BGN 19.43

9.33%

Apples (1kg)

$1.64 ₾4.26

$2.22 BGN 3.69

-26.13%

Banana (1kg)

$1.77 ₾4.60

$2.08 BGN 3.46

-14.90%

Oranges (1kg)

$1.87 ₾4.85

$2.05 BGN 3.41

-8.78%

Tomato (1kg)

$2.44 ₾6.34

$2.54 BGN 4.23

-3.94%

Potato (1kg)

$0.87 ₾2.25

$1.35 BGN 2.25

-35.56%

Onion (1kg)

$0.65 ₾1.70

$1.39 BGN 2.32

-53.24%

Lettuce (1 head)

$1.40 ₾3.63

$1.03 BGN 1.72

35.92%

Water (1.5 liter bottle)

$0.74 ₾1.93

$0.77 BGN 1.29

-3.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 ₾8.86

$3.67 BGN 6.11

-7.08%

Wine (Bottle)

$7.60 ₾19.75

$7.01 BGN 11.66

8.42%

Local Beer (0.5 liter bottle)

$1.70 ₾4.41

$1.02 BGN 1.70

66.67%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.19

$1.91 BGN 3.18

24.61%

One-way Ticket (Public Transport)

$0.36 ₾0.94

$0.91 BGN 1.52

-60.44%

Public Transport Monthly Pass (Regular Price)

$15.24 ₾39.59

$24.41 BGN 40.62

-37.57%

Taxi Start (Normal Tariff)

$1.18 ₾3.07

$1.80 BGN 2.99

-34.44%

Taxi (Normal Tariff) (1km)

$0.76 ₾1.97

$0.75 BGN 1.25

1.33%

Taxi 1hour Waiting (Normal Tariff)

$11.34 ₾29.46

$12.60 BGN 20.96

-10.00%

Gasoline (1 liter)

$1.33 ₾3.46

$1.66 BGN 2.76

-19.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ₾64.2K

$30.9K BGN 51.4K

-20.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₾57.2K

$23.5K BGN 39.1K

-6.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.9 ₾231

$109 BGN 182

-18.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.33 ₾34.62

$15.10 BGN 25.12

-11.72%

Internet (50+ Mbps, Unlimited Data)

$20.12 ₾52.3

$12.52 BGN 20.83

60.70%

Gym Membership (Monthly)

$68.7 ₾178

$29.40 BGN 48.92

133.57%

Tennis Court (1 Hour on Weekend)

$18.09 ₾46.99

$19.42 BGN 32.30

-6.85%

Cinema Ticket

$6.72 ₾17.45

$8.62 BGN 14.34

-22.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$374 ₾970

$241 BGN 400

55.28%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.8K

$6,098 BGN 10.1K

75.43%

Jeans (Levis 501 Or Similar)

$101 ₾263

$59.4 BGN 98.8

70.39%

Summer Dress (H&M, Zara, etc)

$39.33 ₾102

$29.73 BGN 49.46

32.29%

Sport Shoes (Adidas, Nike)

$118 ₾305

$72.5 BGN 121

62.10%

Men's Leather Business Shoes

$122 ₾318

$76.2 BGN 127

60.48%

1-bedroom Apartment, City Center (Monthly)

$682 ₾1,772

$350 BGN 582

95.19%

1-bedroom Apartment, Outside City Center (Monthly)

$456 ₾1,186

$258 BGN 429

77.03%

3-bedroom Apartment, City Center (Monthly)

$1,303 ₾3,384

$569 BGN 946

129.08%

3-bedroom Apartment, Outside City Center (Monthly)

$899 ₾2,336

$421 BGN 701

113.53%

Buy Apartment in City Center (m2)

$2,449 ₾6,363

$1,376 BGN 2,290

77.98%

Buy Apartment Outside City Center (m2)

$1,452 ₾3,773

$1,103 BGN 1,836

31.63%

Average Monthly Net Salary (After Tax)

$652 ₾1,694

$641 BGN 1,066

1.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

3.25

288.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: September 13, 2026

Last update for Lovech: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $682 in Tbilisi and $350 in Lovech. Housing cost is often the main lever when comparing two cities.

Tbilisi pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Tbilisi vs $36.00 in Lovech. Groceries flip the comparison at $232 vs $241, with Tbilisi cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Lovech: Cost of Living - Frequently Asked Questions

Tbilisi and Lovech differ by about 25% in total monthly costs ($1,247 vs $994 including rent). Lovech is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 2% higher in Tbilisi, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $682 in Tbilisi versus $350 in Lovech. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,247 per month in Tbilisi versus $994 in Lovech – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Lovech runs roughly 60% less than in Tbilisi. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $994 in Lovech versus $1,247 in Tbilisi, a $2,000 budget is realistic in Lovech but tight or insufficient in Tbilisi. The gap between the two cities makes Lovech the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Lovech are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lovech gentler on the wallet – expenses run 25% less than in Tbilisi. Beyond cost, consider language, visa policies, and how big the international community is in each city.