Last update: Oct 2026

Cost of Living Comparison Between Los Banos, CA and New York, NY

For one person, living is cheaper in Los Banos, CA: $2,394 a month against $4,938 in New York, NY, rent and utilities included – about $30,500 less a year. Rent and utilities account for most of the difference.

116

Cost of Living Index in Los Banos, CA
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Los Banos, CA Living Index
239

Cost of Living Index in New York, NY
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New York, NY Living Index

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Los Banos, CA

🇺🇸 United States

$2,394

/mo nomad

New York, NY

🇺🇸 United States

$4,938

/mo nomad

Monthly Cost of Living

How much you'll spend in Los Banos, CA and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Los Banos, CA and in New York, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,394 in Los Banos, CA versus $4,938 in New York, NY.

Los Banos, CA $2,394
New York, NY $4,938

Estimated couple costs with rent: $3,580 in Los Banos, CA versus $7,273 in New York, NY.

Los Banos, CA $3,580
New York, NY $7,273

Monthly costs for a family of three with rent: $4,767 in Los Banos, CA versus $9,608 in New York, NY.

Los Banos, CA $4,767
New York, NY $9,608

Living in Los Banos, CA costs roughly 52% less than in New York, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Los Banos, CA 77% above, New York, NY 264% above.

Meal at Budget Restaurant

$14.86 $14.86

$24.99 $24.99

-40.54%

Three-Course Dinner for Two, Mid-Range

$101 $101

$120 $120

-16.01%

Fast Food Meal (McDonalds, etc)

$9.83 $9.83

$13.74 $13.74

-28.46%

Cappuccino

$5.11 $5.11

$6.60 $6.60

-22.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.53 $2.53

$3.82 $3.82

-33.77%

Water (0.33 liter bottle)

$2.04 $2.04

$2.87 $2.87

-28.92%

Local Beer (0.5 liter draught)

$7.94 $7.94

$7.95 $7.95

-0.13%

Imported Beer (0.33 liter bottle)

$8.24 $8.24

$10.06 $10.06

-18.09%

Milk (1 liter)

$1.03 $1.03

$1.37 $1.37

-24.82%

White Bread (500g)

$3.21 $3.21

$4.75 $4.75

-32.42%

Rice (white) (1kg)

$2.95 $2.95

$7.69 $7.69

-61.64%

Eggs

$1.58 $1.58

$5.87 $5.87

-73.08%

Local Cheese (1kg)

$8.69 $8.69

$19.25 $19.25

-54.86%

Chicken Fillets (1kg)

$7.73 $7.73

$17.83 $17.83

-56.65%

Beef Round Steak (1kg)

$12.80 $12.80

$19.03 $19.03

-32.74%

Apples (1kg)

$3.39 $3.39

$6.69 $6.69

-49.33%

Banana (1kg)

$1.35 $1.35

$2.29 $2.29

-41.05%

Oranges (1kg)

$2.79 $2.79

$6.41 $6.41

-56.47%

Tomato (1kg)

$2.83 $2.83

$6.75 $6.75

-58.07%

Potato (1kg)

$2.92 $2.92

$3.93 $3.93

-25.70%

Onion (1kg)

$2.44 $2.44

$4.52 $4.52

-46.02%

Lettuce (1 head)

$2.30 $2.30

$2.79 $2.79

-17.56%

Water (1.5 liter bottle)

$2.49 $2.49

$2.51 $2.51

-0.80%

Cigarettes 20 Pack (Marlboro, Camel)

$11.10 $11.10

$18.10 $18.10

-38.67%

Wine (Bottle)

$14.10 $14.10

$20.16 $20.16

-30.06%

Local Beer (0.5 liter bottle)

$1.87 $1.87

$3.26 $3.26

-42.64%

Imported Beer (0.33 liter bottle)

$1.31 $1.31

$3.75 $3.75

-65.07%

One-way Ticket (Public Transport)

$2.04 $2.04

$2.92 $2.92

-30.14%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$2.71 $2.71

$3.06 $3.06

-11.44%

Taxi (Normal Tariff) (1km)

$1.56 $1.56

$2.16 $2.16

-27.78%

Taxi 1hour Waiting (Normal Tariff)

$32.88 $32.88

$41.33 $41.33

-20.45%

Gasoline (1 liter)

$1.45 $1.45

$1.12 $1.12

29.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K $30.4K

$33.1K $33.1K

-8.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$25.7K $25.7K

4.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$219 $219

-0.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.68 $44.68

$75.3 $75.3

-40.69%

Internet (50+ Mbps, Unlimited Data)

$88.7 $88.7

$70.5 $70.5

25.80%

Gym Membership (Monthly)

$39.09 $39.09

$116 $116

-66.16%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$14.86 $14.86

$21.37 $21.37

-30.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,509 $2,509

$3,432 $3,432

-26.90%

International Primary School, 1 Child (Yearly)

$29.5K $29.5K

$61.7K $61.7K

-52.23%

Jeans (Levis 501 Or Similar)

$23.82 $23.82

$74.9 $74.9

-68.19%

Summer Dress (H&M, Zara, etc)

$21.67 $21.67

$52.1 $52.1

-58.44%

Sport Shoes (Adidas, Nike)

$52.3 $52.3

$117 $117

-55.21%

Men's Leather Business Shoes

$59.4 $59.4

$135 $135

-55.86%

1-bedroom Apartment, City Center (Monthly)

$1,618 $1,618

$4,347 $4,347

-62.77%

1-bedroom Apartment, Outside City Center (Monthly)

$1,294 $1,294

$3,117 $3,117

-58.49%

3-bedroom Apartment, City Center (Monthly)

$2,682 $2,682

$9,110 $9,110

-70.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,280 $2,280

$5,379 $5,379

-57.61%

Buy Apartment in City Center (m2)

$2,713 $2,713

$19.3K $19.3K

-85.93%

Buy Apartment Outside City Center (m2)

$2,408 $2,408

$6,943 $6,943

-65.32%

Average Monthly Net Salary (After Tax)

$6,598 $6,598

$5,238 $5,238

25.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.47

6.85

-5.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Banos, CA: October 18, 2026

Last update for New York, NY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Los Banos, CA

$1.3K 54.1%

New York, NY

$3.1K 63.1% 141% $1.8K

Monthly Utilities & Internet

Los Banos, CA

$351 14.7%

New York, NY

$365 7.4% 4.1% $14

Groceries & Markets

Los Banos, CA

$307 12.8%

New York, NY

$552 11.2% 80% $245

Eating Out

Los Banos, CA

$284 11.9%

New York, NY

$407 8.2% 43.2% $123

Clothing & Footwear

Los Banos, CA

$71 3%

New York, NY

$170 3.5% 141% $100

Sport & Entertainment

Los Banos, CA

$69 2.9%

New York, NY

$158 3.2% 130% $89

Getting Around

Los Banos, CA

$19 * 0.8%

New York, NY

$168 3.4% 801% $150

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,618 in Los Banos, CA and $4,347 in New York, NY. Housing cost is often the main lever when comparing two cities.

Los Banos, CA pays 26% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $101 in Los Banos, CA vs $120 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $307 vs $552 per month, with Los Banos, CA cheaper across the board.

Good to know

🇺🇸 Los Banos, CA

🇺🇸 New York, NY

🕒 Local time

16:48 4:48 PM

19:48 7:48 PM

3 h ahead of Los Banos, CA

🌤 Weather

👥 Population

35,972

8,804,190

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Los Banos, CA New York, NY 4,010 km ≈ 6 h nonstop flight

From you

Los Banos, CA
New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Los Banos, CA vs New York, NY: Cost of Living - Frequently Asked Questions

Los Banos, CA wins on cost – living expenses run 106% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Los Banos, CA the obvious pick if budget is a priority.

Average pay runs 26% higher in Los Banos, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,618 in Los Banos, CA versus $4,347 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 80% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,394 per month in Los Banos, CA versus $4,938 in New York, NY – a 106% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. Los Banos, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Los Banos, CA delivers better value – similar infrastructure at $2,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Los Banos, CA hard to pass up.

Expats usually find Los Banos, CA gentler on the wallet – expenses run 106% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.