Cost of Living Comparison Between Los Banos, CA and New York, NY Cost of Living Comparison Between Los Banos, CA and New York, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,408 in Los Banos, CA versus $4,459 in New York, NY.

Estimated couple costs with rent: $3,496 in Los Banos, CA versus $6,988 in New York, NY.

Monthly costs for a family of three with rent: $4,583 in Los Banos, CA versus $9,517 in New York, NY.

Living in Los Banos, CA costs roughly 46% less than in New York, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Los Banos, CA 80% above, New York, NY 234% above.

Meal at Budget Restaurant

$14.87 $14.87

$30.11 $30.11

-50.61%

Three-Course Dinner for Two, Mid-Range

$81.5 $81.5

$143 $143

-42.90%

Fast Food Meal (McDonalds, etc)

$10.16 $10.16

$12.67 $12.67

-19.81%

Cappuccino

$4.92 $4.92

$6.07 $6.07

-18.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.54 $2.54

$3.27 $3.27

-22.32%

Water (0.33 liter bottle)

$2.03 $2.03

$2.60 $2.60

-21.92%

Local Beer (0.5 liter draught)

$6.97 $6.97

$7.97 $7.97

-12.55%

Imported Beer (0.33 liter bottle)

$7.53 $7.53

$12.18 $12.18

-38.18%

Milk (1 liter)

$0.95 $0.95

$1.54 $1.54

-38.31%

White Bread (500g)

$3.26 $3.26

$5.07 $5.07

-35.70%

Rice (white) (1kg)

$2.89 $2.89

$8.39 $8.39

-65.55%

Eggs

$1.65 $1.65

$7.11 $7.11

-76.79%

Local Cheese (1kg)

$8.64 $8.64

$17.70 $17.70

-51.19%

Chicken Fillets (1kg)

$7.74 $7.74

$16.71 $16.71

-53.68%

Beef Round Steak (1kg)

$12.56 $12.56

$19.85 $19.85

-36.73%

Apples (1kg)

$3.30 $3.30

$7.38 $7.38

-55.28%

Banana (1kg)

$1.30 $1.30

$2.56 $2.56

-49.22%

Oranges (1kg)

$2.78 $2.78

$5.84 $5.84

-52.40%

Tomato (1kg)

$2.78 $2.78

$6.35 $6.35

-56.22%

Potato (1kg)

$2.78 $2.78

$3.75 $3.75

-25.87%

Onion (1kg)

$2.45 $2.45

$4.06 $4.06

-39.66%

Lettuce (1 head)

$2.28 $2.28

$3.14 $3.14

-27.39%

Water (1.5 liter bottle)

$2.50 $2.50

$2.48 $2.48

0.81%

Cigarettes 20 Pack (Marlboro, Camel)

$11.10 $11.10

$18.70 $18.70

-40.64%

Wine (Bottle)

$12.23 $12.23

$19.79 $19.79

-38.20%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$3.02 $3.02

-36.75%

Imported Beer (0.33 liter bottle)

$1.29 $1.29

$3.74 $3.74

-65.51%

One-way Ticket (Public Transport)

$1.97 $1.97

$2.85 $2.85

-30.88%

Public Transport Monthly Pass (Regular Price)

$133 $133

Taxi Start (Normal Tariff)

$2.58 $2.58

$4.94 $4.94

-47.77%

Taxi (Normal Tariff) (1km)

$1.49 $1.49

$2.23 $2.23

-33.18%

Taxi 1hour Waiting (Normal Tariff)

$29.55 $29.55

$42.11 $42.11

-29.83%

Gasoline (1 liter)

$1.13 $1.13

$0.97 $0.97

16.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.4K $36.4K

$34.8K $34.8K

4.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K $31.0K

$27.7K $27.7K

12.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$220 $220

$180 $180

22.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.22 $44.22

$60.4 $60.4

-26.73%

Internet (50+ Mbps, Unlimited Data)

$66.0 $66.0

$62.6 $62.6

5.52%

Gym Membership (Monthly)

$43.40 $43.40

$142 $142

-69.39%

Tennis Court (1 Hour on Weekend)

$64.8 $64.8

Cinema Ticket

$15.28 $15.28

$19.98 $19.98

-23.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,274 $1,274

$3,220 $3,220

-60.43%

International Primary School, 1 Child (Yearly)

$23.4K $23.4K

$57.0K $57.0K

-58.89%

Jeans (Levis 501 Or Similar)

$23.72 $23.72

$67.3 $67.3

-64.78%

Summer Dress (H&M, Zara, etc)

$22.25 $22.25

$48.36 $48.36

-53.99%

Sport Shoes (Adidas, Nike)

$52.7 $52.7

$113 $113

-53.15%

Men's Leather Business Shoes

$59.4 $59.4

$171 $171

-65.19%

1-bedroom Apartment, City Center (Monthly)

$1,624 $1,624

$4,136 $4,136

-60.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,375 $1,375

$2,635 $2,635

-47.82%

3-bedroom Apartment, City Center (Monthly)

$2,623 $2,623

$8,333 $8,333

-68.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,219 $2,219

$5,118 $5,118

-56.65%

Buy Apartment in City Center (m2)

$2,778 $2,778

$18.7K $18.7K

-85.10%

Buy Apartment Outside City Center (m2)

$2,377 $2,377

$6,464 $6,464

-63.23%

Average Monthly Net Salary (After Tax)

$6,680 $6,680

$5,420 $5,420

23.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.63

6.44

2.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Los Banos, CA: July 21, 2026

Last update for New York, NY: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,624 in Los Banos, CA and $4,136 in New York, NY. Housing cost is often the main lever when comparing two cities.

Los Banos, CA pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81.0 in Los Banos, CA vs $143 in New York, NY for a mid-range dinner for two. Groceries echo the gap at $301 vs $555 per month, with Los Banos, CA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Los Banos, CA vs New York, NY: Cost of Living - Frequently Asked Questions

Los Banos, CA wins on cost – living expenses run 85% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Los Banos, CA the obvious pick if budget is a priority.

Average pay runs 23% higher in Los Banos, CA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,624 in Los Banos, CA versus $4,136 in New York, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 85% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,408 per month in Los Banos, CA versus $4,459 in New York, NY – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,408 in Los Banos, CA versus $4,459 in New York, NY, a $2,000 budget is realistic in Los Banos, CA but tight or insufficient in New York, NY. The gap between the two cities makes Los Banos, CA the clear choice for anyone on this budget.

Both work as nomad bases, but Los Banos, CA delivers better value – similar infrastructure at $2,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Los Banos, CA hard to pass up.

Expats usually find Los Banos, CA gentler on the wallet – expenses run 85% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.