Last update: Oct 2026

Cost of Living Comparison Between Long Island, NY and Tampa, FL

For one person, living is cheaper in Tampa, FL: $3,029 a month against $4,225 in Long Island, NY, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

Long Island, NY, United States
Tampa, FL, United States
Long Island, NY
🇺🇸 United States
$4,225
/mo nomad
Tampa, FL
🇺🇸 United States
$3,029
/mo nomad
Monthly Cost of Living

How much you'll spend in Long Island, NY and in Tampa, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Long Island, NY and in Tampa, FL actually costs, broken down by who's living it.

A single person spends $4,225 per month in Long Island, NY vs $3,029 in Tampa, FL, rent included.

  • Long Island, NY $4,225
  • Tampa, FL $3,029

A couple spends around $5,930 per month in Long Island, NY vs $4,461 in Tampa, FL, rent included.

  • Long Island, NY $5,930
  • Tampa, FL $4,461

A family of three spends $7,634 per month in Long Island, NY vs $5,893 in Tampa, FL, rent included.

  • Long Island, NY $7,634
  • Tampa, FL $5,893

Long Island, NY costs about 39% more than Tampa, FL, and outside of rent the biggest gap is in transport.

Both Long Island, NY and Tampa, FL sit above the global median – Long Island, NY by 210%, Tampa, FL by 123%.

Currency
🍽 Eating Out
Long Island, NY
Tampa, FL
Difference
Meal at Budget Restaurant
$25.14 $25.14
$19.72 $19.72
27.48%
Three-Course Dinner for Two, Mid-Range
$98.5 $98.5
$76.1 $76.1
29.50%
Fast Food Meal (McDonalds, etc)
$10.99 $10.99
$12.21 $12.21
-9.99%
Cappuccino
$5.08 $5.08
$5.78 $5.78
-12.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 $2.14
$3.15 $3.15
-32.06%
Water (0.33 liter bottle)
$1.58 $1.58
$2.37 $2.37
-33.33%
Local Beer (0.5 liter draught)
$8.02 $8.02
$7.06 $7.06
13.60%
Imported Beer (0.33 liter bottle)
$7.91 $7.91
$8.86 $8.86
-10.72%
🛒 Groceries & Markets
Long Island, NY
Tampa, FL
Difference
Milk (1 liter)
$1.32 $1.32
$1.27 $1.27
3.94%
White Bread (500g)
$4.26 $4.26
$3.96 $3.96
7.58%
Rice (white) (1kg)
$1.94 $1.94
$4.99 $4.99
-61.12%
Eggs
$5.26 $5.26
$3.55 $3.55
48.17%
Local Cheese (1kg)
$7.21 $7.21
$14.16 $14.16
-49.08%
Chicken Fillets (1kg)
$11.89 $11.89
$11.23 $11.23
5.88%
Beef Round Steak (1kg)
$16.22 $16.22
$20.68 $20.68
-21.57%
Apples (1kg)
$4.27 $4.27
$5.58 $5.58
-23.48%
Banana (1kg)
$1.20 $1.20
$1.77 $1.77
-32.20%
Oranges (1kg)
$2.07 $2.07
$3.33 $3.33
-37.84%
Tomato (1kg)
$6.16 $6.16
$3.80 $3.80
62.11%
Potato (1kg)
$1.07 $1.07
$2.57 $2.57
-58.37%
Onion (1kg)
$2.18 $2.18
$3.08 $3.08
-29.22%
Lettuce (1 head)
$1.48 $1.48
$2.45 $2.45
-39.59%
Water (1.5 liter bottle)
$2.85 $2.85
$2.39 $2.39
19.25%
Cigarettes 20 Pack (Marlboro, Camel)
$11.85 $11.85
$9.31 $9.31
27.28%
Wine (Bottle)
$17.58 $17.58
$14.73 $14.73
19.35%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.60 $2.60
-32.31%
Imported Beer (0.33 liter bottle)
$4.09 $4.09
$5.40 $5.40
-24.26%
🚌 Getting Around
Long Island, NY
Tampa, FL
Difference
One-way Ticket (Public Transport)
$2.97 $2.97
$2.04 $2.04
45.59%
Public Transport Monthly Pass (Regular Price)
$130 $130
$65.2 $65.2
98.59%
Taxi Start (Normal Tariff)
$2.99 $2.99
$2.54 $2.54
17.72%
Taxi (Normal Tariff) (1km)
$2.00 $2.00
$1.52 $1.52
31.58%
Taxi 1hour Waiting (Normal Tariff)
$24.41 $24.41
$19.99 $19.99
22.11%
Gasoline (1 liter)
$1.11 $1.11
$1.03 $1.03
7.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K $27.5K
$32.9K $32.9K
-16.47%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26.6K $26.6K
-1.37%
🧾 Monthly Utilities & Internet
Long Island, NY
Tampa, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$192 $192
$209 $209
-8.24%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.26 $48.26
$72.3 $72.3
-33.27%
Internet (50+ Mbps, Unlimited Data)
$53.7 $53.7
$77.0 $77.0
-30.18%
🎉 Sport & Entertainment
Long Island, NY
Tampa, FL
Difference
Gym Membership (Monthly)
$31.30 $31.30
$45.66 $45.66
-31.45%
Tennis Court (1 Hour on Weekend)
$102 $102
$20.76 $20.76
390.85%
Cinema Ticket
$14.69 $14.69
$15.77 $15.77
-6.85%
🧸 Childcare & Education
Long Island, NY
Tampa, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,444 $2,444
$1,451 $1,451
68.41%
International Primary School, 1 Child (Yearly)
$23.5K $23.5K
$22.0K $22.0K
6.78%
👕👟 Clothing & Footwear
Long Island, NY
Tampa, FL
Difference
Jeans (Levis 501 Or Similar)
$40.07 $40.07
$55.4 $55.4
-27.71%
Summer Dress (H&M, Zara, etc)
$56.7 $56.7
$44.36 $44.36
27.84%
Sport Shoes (Adidas, Nike)
$76.3 $76.3
$88.9 $88.9
-14.16%
Men's Leather Business Shoes
$155 $155
$120 $120
29.55%
🏠 Accommodation & Living
Long Island, NY
Tampa, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$3,189 $3,189
$2,202 $2,202
44.85%
1-bedroom Apartment, Outside City Center (Monthly)
$2,820 $2,820
$1,608 $1,608
75.37%
3-bedroom Apartment, City Center (Monthly)
$5,670 $5,670
$3,835 $3,835
47.84%
3-bedroom Apartment, Outside City Center (Monthly)
$4,315 $4,315
$2,781 $2,781
55.15%
Buy Apartment in City Center (m2)
$5,973 $5,973
$6,140 $6,140
-2.73%
Buy Apartment Outside City Center (m2)
$4,241 $4,241
$2,270 $2,270
86.80%
💵 Salaries & Financials
Long Island, NY
Tampa, FL
Difference
Average Monthly Net Salary (After Tax)
$4,981 $4,981
$4,639 $4,639
7.38%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.63
6.4
3.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Long Island, NY: October 25, 2026

Last update for Tampa, FL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Long Island, NY
$2.8K
Tampa, FL
$1.6K 43% $1.2K
Groceries & Markets
Long Island, NY
$382
Tampa, FL
$424 10.9% $42
Eating Out
Long Island, NY
$366
Tampa, FL
$339 7.4% $27
Monthly Utilities & Internet
Long Island, NY
$294
Tampa, FL
$358 22% $64
Getting Around
Long Island, NY
$154
Tampa, FL
$84 45.9% $71
Clothing & Footwear
Long Island, NY
$148
Tampa, FL
$139 6% $8.9
Sport & Entertainment
Long Island, NY
$61
Tampa, FL
$77 27.2% $17

Cost Breakdown

A central one-bedroom costs $3,189 in Long Island, NY versus $2,202 in Tampa, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Long Island, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Long Island, NY versus $76 in Tampa, FL. Groceries tell a different story – $382 in Long Island, NY vs $424 in Tampa, FL – so Long Island, NY wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Long Island, NY
🇺🇸 Tampa, FL
🕒 Local time
04:52 4:52 AM
04:52 4:52 AM
Same time as Long Island, NY
🌤 Weather
👥 Population
7,804,968
332,888
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 1, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Long Island, NY Tampa, FL 1,670 km ≈ 2 h 30 min nonstop flight
From you
  • Long Island, NY
  • Tampa, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Long Island, NY vs Tampa, FL: Cost of Living - Frequently Asked Questions
How do living costs in Long Island, NY and in Tampa, FL compare overall?
Monthly costs with rent: $4,225 in Long Island, NY, $3,029 in Tampa, FL – Tampa, FL comes out roughly 28% cheaper. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in Long Island, NY compared to Tampa, FL?
For a comfortable life, plan on about $6,337 per month in Long Island, NY and $4,543 in Tampa, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Long Island, NY and Tampa, FL?
Rent is clearly cheaper in Tampa, FL, especially for central apartments: a one-bedroom in the center costs $2,202 there versus $3,189 in Long Island, NY.
What is the difference in childcare costs between Long Island, NY and Tampa, FL?
Kindergarten costs $2,444 per month in Long Island, NY and $1,451 in Tampa, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Interestingly, groceries are about 10% cheaper in Long Island, NY – one category where the pricier city actually offers better value.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $4,225 in Long Island, NY and $3,029 in Tampa, FL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should families live: Long Island, NY or Tampa, FL?
Families tend to lean toward Tampa, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Long Island, NY and Tampa, FL?
If budget matters most, go with Tampa, FL. If higher salaries or specific career opportunities are the priority, Long Island, NY makes more sense. Both are solid long-term options with distinct trade-offs.

Long Island, NY vs other spots: cost of living compared

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