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Cost of Living Comparison Between Lomza and Ubud, Bali Cost of Living Comparison Between Lomza and Ubud, Bali

😐 Solo nomad: Lomza is 47.7% more expensive than Ubud, Bali without rent, and 92.4% more expensive with rent.
😐 Family of 3: Lomza is 10.2% more expensive than Ubud, Bali without rent, and 79.7% more expensive with rent.
Currency
🍽 Eating Out
Lomza
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.67 zł 35.22
$2.85 Rp 47.5K
239.30%
Three-Course Dinner for Two, Mid-Range
$41.24 zł 150
$12.26 Rp 204.3K
236.38%
Fast Food Meal (McDonalds, etc)
$8.31 zł 30.27
$3.28 Rp 54.6K
153.35%
Cappuccino
$3.14 zł 11.45
$2.3 Rp 38.3K
36.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.17 zł 7.89
$1.11 Rp 18.5K
95.50%
Water (0.33 liter bottle)
$1.73 zł 6.29
$0.26 Rp 4,324
565.38%
Local Beer (0.5 liter draught)
$2.99 zł 10.9
$2.4 Rp 40K
24.58%
Imported Beer (0.33 liter bottle)
$3.6 zł 13.11
$3.15 Rp 52.5K
14.29%
🛒 Groceries & Markets
Lomza
Ubud, Bali
Difference
Milk (1 liter)
$1.05 zł 3.82
$1.49 Rp 24.9K
-29.53%
White Bread (500g)
$1.27 zł 4.64
$1.65 Rp 27.5K
-23.03%
Rice (white) (1kg)
$1.53 zł 5.58
$1.13 Rp 18.9K
35.40%
Eggs
$3.37 zł 12.28
$2.33 Rp 38.9K
44.64%
Local Cheese (1kg)
$7.61 zł 27.73
$13.7 Rp 228.3K
-44.45%
Chicken Fillets (1kg)
$6.52 zł 23.76
$3.97 Rp 66.2K
64.23%
Beef Round Steak (1kg)
$9.45 zł 34.42
$11.22 Rp 187K
-15.78%
Apples (1kg)
$1.19 zł 4.33
$3.48 Rp 57.9K
-65.80%
Banana (1kg)
$1.56 zł 5.67
$1.5 Rp 25K
4.00%
Oranges (1kg)
$1.6 zł 5.85
$2.68 Rp 44.6K
-40.30%
Tomato (1kg)
$2.62 zł 9.54
$1.35 Rp 22.5K
94.07%
Potato (1kg)
$0.99 zł 3.6
$1.57 Rp 26.2K
-36.94%
Onion (1kg)
$1.21 zł 4.4
$2.1 Rp 34.9K
-42.38%
Lettuce (1 head)
$1.29 zł 4.71
$1.03 Rp 17.1K
25.24%
Water (1.5 liter bottle)
$0.6 zł 2.2
$0.57 Rp 9,488
5.26%
Cigarettes 20 Pack (Marlboro, Camel)
$5.27 zł 19.2
$2.31 Rp 38.5K
128.14%
Wine (Bottle)
$7.03 zł 25.6
$15.21 Rp 253.5K
-53.78%
Local Beer (0.5 liter bottle)
$1.06 zł 3.87
$2.49 Rp 41.5K
-57.43%
Imported Beer (0.33 liter bottle)
$1.83 zł 6.66
$2.66 Rp 44.3K
-31.20%
🚌 Getting Around
Lomza
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.06 zł 3.87
$0.29 Rp 4,911
265.52%
Public Transport Monthly Pass (Regular Price)
$32.59 zł 119
$10.03 Rp 167.1K
224.93%
Taxi Start (Normal Tariff)
$2.23 zł 8.11
$0.45 Rp 7,480
395.56%
Taxi (Normal Tariff) (1km)
$0.79 zł 2.86
$0.34 Rp 5,748
132.35%
Taxi 1hour Waiting (Normal Tariff)
$10.42 zł 37.94
$5.97 Rp 99.4K
74.54%
Gasoline (1 liter)
$1.78 zł 6.5
$0.75 Rp 12.4K
137.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.5K zł 122K
$25.8K Rp 430.2M
29.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.1K zł 109.5K
$31.7K Rp 528.9M
-5.27%
🧾 Monthly Utilities & Internet
Lomza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$295 zł 1,075
$64.6 Rp 1.1M
356.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.58 zł 27.61
$4.14 Rp 69K
83.09%
Internet (50+ Mbps, Unlimited Data)
$16.01 zł 58.3
$23.99 Rp 399.7K
-33.26%
🎉 Sport & Entertainment
Lomza
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.14 zł 132
$23.29 Rp 388.1K
55.17%
Tennis Court (1 Hour on Weekend)
$19.75 zł 71.9
$6.19 Rp 103.1K
219.06%
Cinema Ticket
$8.61 zł 31.35
$3.45 Rp 57.5K
149.57%
🧸 Childcare & Education
Lomza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$510 zł 1,858
$91.9 Rp 1.5M
454.96%
International Primary School, 1 Child (Yearly)
$4,782 zł 17.4K
$5,912 Rp 98.5M
-19.12%
👕👟 Clothing & Footwear
Lomza
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$92.6 zł 337
$51.5 Rp 857.6K
79.95%
Summer Dress (H&M, Zara, etc)
$45.44 zł 166
$24.45 Rp 407.3K
85.85%
Sport Shoes (Adidas, Nike)
$99.8 zł 363
$84.4 Rp 1.4M
18.27%
Men's Leather Business Shoes
$129 zł 468
$74.3 Rp 1.2M
73.02%
🏠 Accommodation & Living
Lomza
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$652 zł 2,373
$261 Rp 4.4M
149.36%
1-bedroom Apartment, Outside City Center (Monthly)
$488 zł 1,777
$160 Rp 2.7M
205.84%
3-bedroom Apartment, City Center (Monthly)
$982 zł 3,578
$585 Rp 9.7M
67.93%
3-bedroom Apartment, Outside City Center (Monthly)
$807 zł 2,937
$328 Rp 5.5M
145.64%
Buy Apartment in City Center (m2)
$2,487 zł 9,058
$985 Rp 16.4M
152.45%
Buy Apartment Outside City Center (m2)
$2,345 zł 8,540
$847 Rp 14.1M
176.86%
💵 Salaries & Financials
Lomza
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
13.28
-52.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

Digital Nomad Cost of Living Index

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