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Cost of Living Comparison Between Lomza and Ubud, Bali Cost of Living Comparison Between Lomza and Ubud, Bali

😐 Solo nomad: Lomza is 15% more expensive than Ubud, Bali without rent, and 0.4% more expensive with rent.
😐 Family of 3: Lomza is 32% more expensive than Ubud, Bali without rent, and 26.5% cheaper with rent.
Currency
🍽 Eating Out
Lomza
Ubud, Bali
Difference
Meal at Budget Restaurant
$9.75 zł 35.38
$3.43 Rp 58.1K
184.26%
Three-Course Dinner for Two, Mid-Range
$41.31 zł 150
$32.70 Rp 553.4K
26.33%
Fast Food Meal (McDonalds, etc)
$8.23 zł 29.88
$5.04 Rp 85.2K
63.29%
Cappuccino
$3.16 zł 11.46
$2.85 Rp 48.2K
10.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.11 zł 7.66
$1.34 Rp 22.8K
57.46%
Water (0.33 liter bottle)
$1.69 zł 6.15
$0.75 Rp 12.6K
125.33%
Local Beer (0.5 liter draught)
$2.96 zł 10.76
$2.90 Rp 49.1K
2.07%
Imported Beer (0.33 liter bottle)
$3.69 zł 13.39
$3.94 Rp 66.7K
-6.35%
🛒 Groceries & Markets
Lomza
Ubud, Bali
Difference
Milk (1 liter)
$1.04 zł 3.78
$1.80 Rp 30.5K
-42.22%
White Bread (500g)
$1.29 zł 4.67
$2.55 Rp 43.2K
-49.41%
Rice (white) (1kg)
$1.59 zł 5.77
$1.19 Rp 20.2K
33.61%
Eggs
$3.33 zł 12.10
$2.42 Rp 40.9K
37.60%
Local Cheese (1kg)
$7.85 zł 28.51
$14.38 Rp 243.4K
-45.41%
Chicken Fillets (1kg)
$6.29 zł 22.83
$4.21 Rp 71.2K
49.41%
Beef Round Steak (1kg)
$9.86 zł 35.80
$11.88 Rp 201.0K
-17.00%
Apples (1kg)
$1.20 zł 4.35
$3.71 Rp 62.8K
-67.65%
Banana (1kg)
$1.57 zł 5.69
$1.56 Rp 26.4K
0.64%
Oranges (1kg)
$1.62 zł 5.87
$2.77 Rp 46.9K
-41.52%
Tomato (1kg)
$2.50 zł 9.09
$2.22 Rp 37.6K
12.61%
Potato (1kg)
$0.99 zł 3.60
$1.99 Rp 33.8K
-50.25%
Onion (1kg)
$1.20 zł 4.37
$2.29 Rp 38.8K
-47.60%
Lettuce (1 head)
$1.30 zł 4.72
$1.01 Rp 17.1K
28.71%
Water (1.5 liter bottle)
$0.61 zł 2.23
$0.78 Rp 13.3K
-21.79%
Cigarettes 20 Pack (Marlboro, Camel)
$5.16 zł 18.72
$3.17 Rp 53.6K
62.78%
Wine (Bottle)
$7.27 zł 26.37
$23.70 Rp 401.1K
-69.32%
Local Beer (0.5 liter bottle)
$1.07 zł 3.87
$2.78 Rp 47.0K
-61.51%
Imported Beer (0.33 liter bottle)
$1.76 zł 6.40
$2.75 Rp 46.5K
-36.00%
🚌 Getting Around
Lomza
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.07 zł 3.88
$0.27 Rp 4,514
296.30%
Public Transport Monthly Pass (Regular Price)
$32.86 zł 119
$8.14 Rp 137.7K
303.69%
Taxi Start (Normal Tariff)
$2.21 zł 8.04
$0.45 Rp 7,609
391.11%
Taxi (Normal Tariff) (1km)
$0.78 zł 2.82
$0.42 Rp 7,192
85.71%
Taxi 1hour Waiting (Normal Tariff)
$10.51 zł 38.14
$6.18 Rp 104.6K
70.06%
Gasoline (1 liter)
$1.70 zł 6.18
$0.80 Rp 13.5K
112.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K zł 124.5K
$26.2K Rp 443.1M
31.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9K zł 112.2K
$31.6K Rp 534.8M
-2.20%
🧾 Monthly Utilities & Internet
Lomza
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$285 zł 1,035
$80.7 Rp 1.4M
253.29%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.55 zł 27.42
$4.12 Rp 69.8K
83.25%
Internet (50+ Mbps, Unlimited Data)
$16.21 zł 58.8
$23.70 Rp 401.0K
-31.60%
🎉 Sport & Entertainment
Lomza
Ubud, Bali
Difference
Gym Membership (Monthly)
$36.02 zł 131
$96.9 Rp 1.6M
-62.81%
Tennis Court (1 Hour on Weekend)
$19.80 zł 71.9
$6.29 Rp 106.4K
214.79%
Cinema Ticket
$8.64 zł 31.38
$4.11 Rp 69.5K
110.22%
🧸 Childcare & Education
Lomza
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$519 zł 1,883
$298 Rp 5.0M
73.87%
International Primary School, 1 Child (Yearly)
$4,760 zł 17.3K
$6,540 Rp 110.7M
-27.22%
👕👟 Clothing & Footwear
Lomza
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$90.8 zł 329
$53.4 Rp 904.2K
69.89%
Summer Dress (H&M, Zara, etc)
$44.94 zł 163
$38.33 Rp 648.6K
17.24%
Sport Shoes (Adidas, Nike)
$102 zł 369
$86.4 Rp 1.5M
17.83%
Men's Leather Business Shoes
$126 zł 456
$78.9 Rp 1.3M
59.24%
🏠 Accommodation & Living
Lomza
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$643 zł 2,334
$1,015 Rp 17.2M
-36.69%
1-bedroom Apartment, Outside City Center (Monthly)
$489 zł 1,775
$669 Rp 11.3M
-26.84%
3-bedroom Apartment, City Center (Monthly)
$973 zł 3,532
$3,348 Rp 56.7M
-70.94%
3-bedroom Apartment, Outside City Center (Monthly)
$812 zł 2,949
$2,114 Rp 35.8M
-61.56%
Buy Apartment in City Center (m2)
$3,222 zł 11.7K
$3,020 Rp 51.1M
6.71%
Buy Apartment Outside City Center (m2)
$2,620 zł 9,512
$2,334 Rp 39.5M
12.27%
💵 Salaries & Financials
Lomza
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$178 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
13.28
-52.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: January 13, 2026

Last update for Ubud, Bali: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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