Cost of Living Comparison Between Lomza and Ubud Cost of Living Comparison Between Lomza and Ubud

😐 Solo nomad: Lomza is 25% more expensive than Ubud without rent, and 93.6% more expensive with rent.
😐 Family of 3: Lomza is 35.3% more expensive than Ubud without rent, and 74% more expensive with rent.
Currency
🍽 Eating Out
Lomza
Ubud
Difference
Meal at Budget Restaurant
$9.57 zł 35.28
$3 Rp 48.8K
219.00%
Three-Course Dinner for Two, Mid-Range
$40.31 zł 149
$12.52 Rp 203.2K
221.96%
Fast Food Meal (McDonalds, etc)
$8.18 zł 30.15
$3.18 Rp 51.6K
157.23%
Cappuccino
$3.11 zł 11.47
$2.21 Rp 35.9K
40.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 zł 7.63
$1.1 Rp 17.9K
88.18%
Water (0.33 liter bottle)
$1.66 zł 6.13
$0.26 Rp 4,217
538.46%
Local Beer (0.5 liter draught)
$3.05 zł 11.25
$2.5 Rp 40.5K
22.00%
Imported Beer (0.33 liter bottle)
$3.61 zł 13.3
$3.2 Rp 51.9K
12.81%
🛒 Groceries & Markets
Lomza
Ubud
Difference
Milk (1 liter)
$1.01 zł 3.72
$1.49 Rp 24.2K
-32.21%
White Bread (500g)
$1.27 zł 4.7
$1.67 Rp 27K
-23.95%
Rice (white) (1kg)
$1.6 zł 5.89
$1.14 Rp 18.5K
40.35%
Eggs
$3.37 zł 12.41
$2.27 Rp 36.9K
48.46%
Local Cheese (1kg)
$7.94 zł 29.28
$13.94 Rp 226.3K
-43.04%
Chicken Fillets (1kg)
$6.42 zł 23.67
$4 Rp 64.8K
60.50%
Beef Round Steak (1kg)
$9.5 zł 35.05
$11.3 Rp 183.4K
-15.93%
Apples (1kg)
$1.16 zł 4.27
$3.6 Rp 58.4K
-67.78%
Banana (1kg)
$1.61 zł 5.93
$1.53 Rp 24.8K
5.23%
Oranges (1kg)
$1.56 zł 5.76
$2.65 Rp 43K
-41.13%
Tomato (1kg)
$2.61 zł 9.64
$1.38 Rp 22.4K
89.13%
Potato (1kg)
$0.93 zł 3.42
$1.58 Rp 25.6K
-41.14%
Onion (1kg)
$1.24 zł 4.57
$2.16 Rp 35.1K
-42.59%
Lettuce (1 head)
$1.31 zł 4.81
$1.04 Rp 16.9K
25.96%
Water (1.5 liter bottle)
$0.64 zł 2.38
$0.56 Rp 9,114
14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$5.37 zł 19.82
$2.23 Rp 36.3K
140.81%
Wine (Bottle)
$7.88 zł 29.06
$14.98 Rp 243.2K
-47.40%
Local Beer (0.5 liter bottle)
$1.01 zł 3.74
$2.43 Rp 39.5K
-58.44%
Imported Beer (0.33 liter bottle)
$1.78 zł 6.56
$2.64 Rp 42.8K
-32.58%
🚌 Getting Around
Lomza
Ubud
Difference
One-way Ticket (Public Transport)
$1.1 zł 4.06
$0.32 Rp 5,203
243.75%
Public Transport Monthly Pass (Regular Price)
$31.96 zł 118
$10.12 Rp 164.3K
215.81%
Taxi Start (Normal Tariff)
$2.14 zł 7.9
$0.49 Rp 7,888
336.73%
Taxi (Normal Tariff) (1km)
$0.8 zł 2.94
$0.34 Rp 5,573
135.29%
Taxi 1hour Waiting (Normal Tariff)
$10.39 zł 38.31
$6.04 Rp 98K
72.02%
Gasoline (1 liter)
$1.78 zł 6.55
$0.73 Rp 11.9K
143.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K zł 126.7K
$26.2K Rp 425.6M
31.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.9K zł 114.1K
$31.9K Rp 518.5M
-3.10%
🧾 Monthly Utilities & Internet
Lomza
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$292 zł 1,076
$62.6 Rp 1M
366.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$7.78 zł 28.7
$4.1 Rp 66.6K
89.76%
Internet (50+ Mbps, Unlimited Data)
$15.92 zł 58.7
$24.32 Rp 394.7K
-34.54%
🎉 Sport & Entertainment
Lomza
Ubud
Difference
Gym Membership (Monthly)
$36.35 zł 134
$22.6 Rp 366.9K
60.84%
Tennis Court (1 Hour on Weekend)
$19.59 zł 72.2
$6.26 Rp 101.5K
212.94%
Cinema Ticket
$8.86 zł 32.69
$3.29 Rp 53.4K
169.30%
🧸 Childcare & Education
Lomza
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$518 zł 1,909
$93.2 Rp 1.5M
455.33%
International Primary School, 1 Child (Yearly)
$4,782 zł 17.6K
$6,098 Rp 99M
-21.58%
👕👟 Clothing & Footwear
Lomza
Ubud
Difference
Jeans (Levis 501 Or Similar)
$91.1 zł 336
$52.8 Rp 857.4K
72.51%
Summer Dress (H&M, Zara, etc)
$44.53 zł 164
$24.84 Rp 403.3K
79.27%
Sport Shoes (Adidas, Nike)
$102 zł 375
$85.2 Rp 1.4M
19.42%
Men's Leather Business Shoes
$124 zł 459
$72.5 Rp 1.2M
71.70%
🏠 Accommodation & Living
Lomza
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$651 zł 2,400
$259 Rp 4.2M
151.43%
1-bedroom Apartment, Outside City Center (Monthly)
$501 zł 1,849
$159 Rp 2.6M
215.53%
3-bedroom Apartment, City Center (Monthly)
$980 zł 3,613
$578 Rp 9.4M
69.61%
3-bedroom Apartment, Outside City Center (Monthly)
$817 zł 3,012
$336 Rp 5.5M
142.94%
Buy Apartment in City Center (m2)
$2,713 zł 10K
$1,000 Rp 16.2M
171.20%
Buy Apartment Outside City Center (m2)
$2,296 zł 8,470
$860 Rp 14M
166.89%
💵 Salaries & Financials
Lomza
Ubud
Difference
Average Monthly Net Salary (After Tax)
-
$182 Rp 3M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.28
13.28
-52.71%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomza: October 29, 2025

Last update for Ubud: October 29, 2025

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