Last update: Oct 2026

Cost of Living Comparison Between Łomianki and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,474 in Łomianki, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

75

Cost of Living Index in Łomianki
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Łomianki Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Łomianki

🇵🇱 Poland

$1,474

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Łomianki and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Łomianki and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,474 in Łomianki versus $918 in Cebu.

Łomianki $1,474
Cebu $918

Estimated couple costs with rent: $2,235 in Łomianki versus $1,409 in Cebu.

Łomianki $2,235
Cebu $1,409

Monthly costs for a family of three with rent: $2,997 in Łomianki versus $1,900 in Cebu.

Łomianki $2,997
Cebu $1,900

Living in Łomianki is roughly 61% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Łomianki is 9% above, Cebu is 32% below.

Meal at Budget Restaurant

$11.67 zł 45.33

$3.09 ₱194

277.67%

Three-Course Dinner for Two, Mid-Range

$50.2 zł 195

$24.22 ₱1,525

107.31%

Fast Food Meal (McDonalds, etc)

$8.82 zł 34.27

$3.92 ₱247

125.00%

Cappuccino

$3.27 zł 12.70

$2.51 ₱158

30.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 zł 8.73

$1.59 ₱100

41.51%

Water (0.33 liter bottle)

$1.97 zł 7.64

$0.53 ₱33.43

271.70%

Local Beer (0.5 liter draught)

$3.13 zł 12.18

$1.78 ₱112

75.84%

Imported Beer (0.33 liter bottle)

$3.93 zł 15.26

$2.17 ₱137

81.11%

Milk (1 liter)

$1.06 zł 4.10

$1.92 ₱121

-44.79%

White Bread (500g)

$1.27 zł 4.93

$1.36 ₱85.4

-6.62%

Rice (white) (1kg)

$1.37 zł 5.33

$1.01 ₱63.5

35.64%

Eggs

$3.80 zł 14.78

$2.03 ₱128

87.19%

Local Cheese (1kg)

$8.92 zł 34.66

$9.86 ₱621

-9.53%

Chicken Fillets (1kg)

$7.33 zł 28.46

$4.39 ₱277

66.97%

Beef Round Steak (1kg)

$14.79 zł 57.5

$7.60 ₱479

94.61%

Apples (1kg)

$1.22 zł 4.74

$3.30 ₱208

-63.03%

Banana (1kg)

$1.69 zł 6.56

$1.39 ₱87.8

21.58%

Oranges (1kg)

$1.68 zł 6.51

$2.33 ₱147

-27.90%

Tomato (1kg)

$4.05 zł 15.73

$1.50 ₱94.3

170.00%

Potato (1kg)

$0.89 zł 3.47

$2.36 ₱149

-62.29%

Onion (1kg)

$0.86 zł 3.35

$1.90 ₱119

-54.74%

Lettuce (1 head)

$1.29 zł 5.02

$1.19 ₱74.9

8.40%

Water (1.5 liter bottle)

$0.64 zł 2.50

$0.63 ₱39.71

1.59%

Cigarettes 20 Pack (Marlboro, Camel)

$5.76 zł 22.39

$3.00 ₱189

92.00%

Wine (Bottle)

$6.20 zł 24.09

$6.03 ₱379

2.82%

Local Beer (0.5 liter bottle)

$1.08 zł 4.19

$1.23 ₱77.7

-12.20%

Imported Beer (0.33 liter bottle)

$1.50 zł 5.83

$1.75 ₱110

-14.29%

One-way Ticket (Public Transport)

$1.03 zł 4.02

$0.25 ₱15.86

312.00%

Public Transport Monthly Pass (Regular Price)

$27.05 zł 105

$12.64 ₱796

114.00%

Taxi Start (Normal Tariff)

$2.08 zł 8.10

$0.77 ₱48.62

170.13%

Taxi (Normal Tariff) (1km)

$0.75 zł 2.91

$0.23 ₱14.53

226.09%

Taxi 1hour Waiting (Normal Tariff)

$10.05 zł 39.03

$4.46 ₱281

125.34%

Gasoline (1 liter)

$1.58 zł 6.13

$1.31 ₱82.8

20.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K zł 120.4K

$21.2K ₱1.3M

45.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K zł 110.8K

$19.1K ₱1.2M

48.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$330 zł 1,283

$120 ₱7,569

174.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.88 zł 34.50

$14.00 ₱882

-36.57%

Internet (50+ Mbps, Unlimited Data)

$15.99 zł 62.1

$27.54 ₱1,734

-41.94%

Gym Membership (Monthly)

$38.89 zł 151

$32.33 ₱2,035

20.29%

Tennis Court (1 Hour on Weekend)

$19.29 zł 75.0

$6.65 ₱419

190.08%

Cinema Ticket

$8.89 zł 34.55

$5.65 ₱356

57.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$385 zł 1,497

$275 ₱17.3K

39.91%

International Primary School, 1 Child (Yearly)

$14.1K zł 55.0K

$7,918 ₱498.5K

78.66%

Jeans (Levis 501 Or Similar)

$100 zł 389

$49.33 ₱3,106

102.88%

Summer Dress (H&M, Zara, etc)

$40.01 zł 155

$25.24 ₱1,589

58.52%

Sport Shoes (Adidas, Nike)

$104 zł 403

$77.0 ₱4,846

34.89%

Men's Leather Business Shoes

$103 zł 402

$57.2 ₱3,601

80.72%

1-bedroom Apartment, City Center (Monthly)

$607 zł 2,357

$500 ₱31.5K

21.43%

1-bedroom Apartment, Outside City Center (Monthly)

$436 zł 1,695

$309 ₱19.4K

41.26%

3-bedroom Apartment, City Center (Monthly)

$901 zł 3,500

$1,078 ₱67.9K

-16.42%

3-bedroom Apartment, Outside City Center (Monthly)

$875 zł 3,398

$615 ₱38.7K

42.18%

Buy Apartment in City Center (m2)

$3,242 zł 12.6K

$2,886 ₱181.7K

12.33%

Buy Apartment Outside City Center (m2)

$2,386 zł 9,270

$1,917 ₱120.7K

24.50%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.68

7.2

-7.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Łomianki: October 13, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Łomianki

$436 29.6%

Cebu

$309 33.6% 29.2% $127

Monthly Utilities & Internet

Łomianki

$355 24.1%

Cebu

$162 17.6% 54.4% $193

Groceries & Markets

Łomianki

$233 15.8%

Cebu

$206 22.4% 11.6% $27

Eating Out

Łomianki

$199 13.5%

Cebu

$88 9.6% 55.7% $111

Clothing & Footwear

Łomianki

$156 10.6%

Cebu

$94 10.2% 39.9% $62

Sport & Entertainment

Łomianki

$57 3.9%

Cebu

$44 4.8% 23% $13

Getting Around

Łomianki

$37 2.5%

Cebu

$16 1.7% 57.9% $21

Cost Breakdown

A one-bedroom apartment in the center runs $607 in Łomianki and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $50.0 in Łomianki vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $233 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇵🇱 Łomianki

🇵🇭 Cebu

🕒 Local time

23:45 11:45 PM

05:45 5:45 AM

6 h ahead of Łomianki

🌤 Weather

👥 Population

17,114

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Łomianki Cebu 9,970 km ≈ 13 h nonstop flight

From you

Łomianki
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Łomianki vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 61% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,210 in Łomianki and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $607 in Łomianki versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,474 per month in Łomianki versus $918 in Cebu – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 114% less than in Łomianki. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,474 in Łomianki, a $1,500 budget is realistic in Cebu but tight or insufficient in Łomianki. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Łomianki, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Łomianki and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 61% less than in Łomianki. Beyond cost, consider language, visa policies, and how big the international community is in each city.