Last update: Oct 2026

Cost of Living Comparison Between Lohja and Espoo

For one person, living is cheaper in Lohja: $981 a month against $2,192 in Espoo, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Lohja
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Lohja Living Index
106

Cost of Living Index in Espoo
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Espoo Living Index

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Lohja

🇫🇮 Finland

$981

/mo nomad

Espoo

🇫🇮 Finland

$2,192

/mo nomad

Monthly Cost of Living

How much you'll spend in Lohja and in Espoo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lohja and in Espoo actually costs, broken down by who's living it.

A single person spends $981 per month in Lohja vs $2,192 in Espoo, rent included.

Lohja $981
Espoo $2,192

A couple spends around $2,121 per month in Lohja vs $3,511 in Espoo, rent included.

Lohja $2,121
Espoo $3,511

A family of three spends $3,260 per month in Lohja vs $4,830 in Espoo, rent included.

Lohja $3,260
Espoo $4,830

Lohja is about 55% cheaper than Espoo, and outside of rent the biggest gap is in transport.

Lohja sits 28% below the global median, while Espoo is 62% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.40 €11.91

$15.55 €13.83

-13.83%

Three-Course Dinner for Two, Mid-Range

$61.7 €54.9

$103 €91.4

-39.91%

Fast Food Meal (McDonalds, etc)

$11.81 €10.50

$12.52 €11.13

-5.67%

Cappuccino

$4.76 €4.23

$5.46 €4.85

-12.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.95 €2.62

$3.54 €3.15

-16.67%

Water (0.33 liter bottle)

$1.92 €1.71

$2.78 €2.48

-30.94%

Local Beer (0.5 liter draught)

$7.74 €6.88

$9.00 €8.01

-14.00%

Imported Beer (0.33 liter bottle)

$6.80 €6.05

$8.63 €7.67

-21.21%

Milk (1 liter)

$1.21 €1.07

$1.40 €1.25

-13.57%

White Bread (500g)

$2.30 €2.05

$3.00 €2.67

-23.33%

Rice (white) (1kg)

$2.49 €2.21

$3.62 €3.22

-31.22%

Eggs

$2.66 €2.37

$4.12 €3.66

-35.44%

Local Cheese (1kg)

$8.79 €7.82

$10.78 €9.59

-18.46%

Chicken Fillets (1kg)

$13.58 €12.08

$16.55 €14.72

-17.95%

Beef Round Steak (1kg)

$16.53 €14.70

$20.50 €18.24

-19.37%

Apples (1kg)

$2.18 €1.94

$2.71 €2.41

-19.56%

Banana (1kg)

$2.11 €1.88

Oranges (1kg)

$1.10 €0.98

$3.43 €3.05

-67.93%

Tomato (1kg)

$3.97 €3.54

$4.82 €4.28

-17.63%

Potato (1kg)

$1.28 €1.14

$1.19 €1.06

7.56%

Onion (1kg)

$1.91 €1.70

$1.85 €1.64

3.24%

Lettuce (1 head)

$2.78 €2.47

$2.30 €2.04

20.87%

Water (1.5 liter bottle)

$2.08 €1.85

$1.79 €1.60

16.20%

Cigarettes 20 Pack (Marlboro, Camel)

$12.80 €11.39

$12.16 €10.82

5.26%

Wine (Bottle)

$16.22 €14.43

$13.48 €11.99

20.33%

Local Beer (0.5 liter bottle)

$3.19 €2.84

$3.66 €3.26

-12.84%

Imported Beer (0.33 liter bottle)

$3.25 €2.89

$5.10 €4.54

-36.27%

One-way Ticket (Public Transport)

$3.51 €3.12

Public Transport Monthly Pass (Regular Price)

$80.3 €71.4

Taxi Start (Normal Tariff)

$4.39 €3.91

$9.55 €8.49

-54.03%

Taxi (Normal Tariff) (1km)

$1.30 €1.16

$1.76 €1.57

-26.14%

Taxi 1hour Waiting (Normal Tariff)

$67.5 €60.0

$50.8 €45.20

32.74%

Gasoline (1 liter)

$1.93 €1.72

$2.31 €2.05

-16.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.0K €33.0K

$36.6K €32.5K

1.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.2K

$38.3K €34.0K

-2.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.1 €68.6

$108 €95.7

-28.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.87 €22.12

$26.21 €23.31

-5.11%

Internet (50+ Mbps, Unlimited Data)

$22.54 €20.05

$29.83 €26.54

-24.44%

Gym Membership (Monthly)

$33.22 €29.55

$56.5 €50.2

-41.15%

Tennis Court (1 Hour on Weekend)

$16.29 €14.49

$42.83 €38.09

-61.97%

Cinema Ticket

$15.85 €14.10

$17.99 €16.01

-11.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$331 €295

$664 €590

-50.08%

International Primary School, 1 Child (Yearly)

$18.9K €16.8K

Jeans (Levis 501 Or Similar)

$95.5 €84.9

$121 €108

-21.15%

Summer Dress (H&M, Zara, etc)

$33.60 €29.89

$57.9 €51.5

-42.01%

Sport Shoes (Adidas, Nike)

$79.2 €70.4

$91.8 €81.6

-13.73%

Men's Leather Business Shoes

$155 €138

$176 €157

-11.92%

1-bedroom Apartment, City Center (Monthly)

$1,081 €962

1-bedroom Apartment, Outside City Center (Monthly)

$898 €799

3-bedroom Apartment, City Center (Monthly)

$1,123 €999

$2,211 €1,966

-49.19%

3-bedroom Apartment, Outside City Center (Monthly)

$961 €855

$1,667 €1,482

-42.32%

Buy Apartment in City Center (m2)

$1,338 €1,190

$6,811 €6,058

-80.35%

Buy Apartment Outside City Center (m2)

$1,133 €1,008

$4,266 €3,795

-73.44%

Average Monthly Net Salary (After Tax)

$3,304 €2,939

$3,285 €2,922

0.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.51

3.59

-2.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lohja: October 17, 2026

Last update for Espoo: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Lohja

$346 35.3%

Espoo

$409 18.7% 18.2% $63

Eating Out

Lohja

$271 27.7%

Espoo

$315 14.4% 16% $44

Clothing & Footwear

Lohja

$164 16.7%

Espoo

$201 9.2% 23% $38

Monthly Utilities & Internet

Lohja

$125 12.7%

Espoo

$164 7.5% 31.4% $39

Sport & Entertainment

Lohja

$65 6.6%

Espoo

$92 4.2% 42.4% $28

Getting Around

Lohja

$11 * 1.1%

Espoo

$113 5.1% 934% $102

Accommodation & Living

Lohja

- * 0%

Espoo

$898 41%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 1% higher in Lohja, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $62.0 in Lohja versus $103 in Espoo. Monthly groceries follow the same trend: $346 vs $409 – making Lohja the more affordable choice for daily food spending.

Good to know

🇫🇮 Lohja

🇫🇮 Espoo

🕒 Local time

20:48 8:48 PM

Same time as Lohja

🌤 Weather

👥 Population

45,654

314,152

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Lohja Espoo 33 km

From you

Lohja
Espoo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lohja vs Espoo: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 123%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $1,472 per month in Lohja and $3,289 in Espoo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $62.0 in Lohja and $103 in Espoo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Espoo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lohja, where all-in costs run around $981, than in Espoo at $2,192. In Lohja it covers expenses comfortably, while in Espoo it requires careful planning or may not stretch far enough.

Families tend to lean toward Lohja – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lohja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Espoo makes more sense. Both are solid long-term options with distinct trade-offs.