Last update: Oct 2026

Cost of Living Comparison Between Espoo and Lohja

For one person, living is cheaper in Lohja: $981 a month against $2,192 in Espoo, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Espoo
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Espoo Living Index
48

Cost of Living Index in Lohja
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Lohja Living Index

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Espoo

🇫🇮 Finland

$2,192

/mo nomad

Lohja

🇫🇮 Finland

$981

/mo nomad

Monthly Cost of Living

How much you'll spend in Espoo and in Lohja

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in Lohja actually costs, broken down by who's living it.

A single person spends $2,192 per month in Espoo vs $981 in Lohja, rent included.

Espoo $2,192
Lohja $981

A couple spends around $3,511 per month in Espoo vs $2,121 in Lohja, rent included.

Espoo $3,511
Lohja $2,121

A family of three spends $4,830 per month in Espoo vs $3,260 in Lohja, rent included.

Espoo $4,830
Lohja $3,260

Espoo costs about 123% more than Lohja, and outside of rent the biggest gap is in transport.

Espoo sits 62% above the global median, while Lohja is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.55 €13.83

$13.40 €11.91

16.04%

Three-Course Dinner for Two, Mid-Range

$103 €91.4

$61.7 €54.9

66.42%

Fast Food Meal (McDonalds, etc)

$12.52 €11.13

$11.81 €10.50

6.01%

Cappuccino

$5.46 €4.85

$4.76 €4.23

14.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 €3.15

$2.95 €2.62

20.00%

Water (0.33 liter bottle)

$2.78 €2.48

$1.92 €1.71

44.79%

Local Beer (0.5 liter draught)

$9.00 €8.01

$7.74 €6.88

16.28%

Imported Beer (0.33 liter bottle)

$8.63 €7.67

$6.80 €6.05

26.91%

Milk (1 liter)

$1.40 €1.25

$1.21 €1.07

15.70%

White Bread (500g)

$3.00 €2.67

$2.30 €2.05

30.43%

Rice (white) (1kg)

$3.62 €3.22

$2.49 €2.21

45.38%

Eggs

$4.12 €3.66

$2.66 €2.37

54.89%

Local Cheese (1kg)

$10.78 €9.59

$8.79 €7.82

22.64%

Chicken Fillets (1kg)

$16.55 €14.72

$13.58 €12.08

21.87%

Beef Round Steak (1kg)

$20.50 €18.24

$16.53 €14.70

24.02%

Apples (1kg)

$2.71 €2.41

$2.18 €1.94

24.31%

Banana (1kg)

$2.11 €1.88

Oranges (1kg)

$3.43 €3.05

$1.10 €0.98

211.82%

Tomato (1kg)

$4.82 €4.28

$3.97 €3.54

21.41%

Potato (1kg)

$1.19 €1.06

$1.28 €1.14

-7.03%

Onion (1kg)

$1.85 €1.64

$1.91 €1.70

-3.14%

Lettuce (1 head)

$2.30 €2.04

$2.78 €2.47

-17.27%

Water (1.5 liter bottle)

$1.79 €1.60

$2.08 €1.85

-13.94%

Cigarettes 20 Pack (Marlboro, Camel)

$12.16 €10.82

$12.80 €11.39

-5.00%

Wine (Bottle)

$13.48 €11.99

$16.22 €14.43

-16.89%

Local Beer (0.5 liter bottle)

$3.66 €3.26

$3.19 €2.84

14.73%

Imported Beer (0.33 liter bottle)

$5.10 €4.54

$3.25 €2.89

56.92%

One-way Ticket (Public Transport)

$3.51 €3.12

Public Transport Monthly Pass (Regular Price)

$80.3 €71.4

Taxi Start (Normal Tariff)

$9.55 €8.49

$4.39 €3.91

117.54%

Taxi (Normal Tariff) (1km)

$1.76 €1.57

$1.30 €1.16

35.38%

Taxi 1hour Waiting (Normal Tariff)

$50.8 €45.20

$67.5 €60.0

-24.67%

Gasoline (1 liter)

$2.31 €2.05

$1.93 €1.72

19.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.6K €32.5K

$37.0K €33.0K

-1.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.0K

$37.3K €33.2K

2.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 €95.7

$77.1 €68.6

39.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.21 €23.31

$24.87 €22.12

5.39%

Internet (50+ Mbps, Unlimited Data)

$29.83 €26.54

$22.54 €20.05

32.34%

Gym Membership (Monthly)

$56.5 €50.2

$33.22 €29.55

69.93%

Tennis Court (1 Hour on Weekend)

$42.83 €38.09

$16.29 €14.49

162.92%

Cinema Ticket

$17.99 €16.01

$15.85 €14.10

13.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$664 €590

$331 €295

100.33%

International Primary School, 1 Child (Yearly)

$18.9K €16.8K

Jeans (Levis 501 Or Similar)

$121 €108

$95.5 €84.9

26.82%

Summer Dress (H&M, Zara, etc)

$57.9 €51.5

$33.60 €29.89

72.44%

Sport Shoes (Adidas, Nike)

$91.8 €81.6

$79.2 €70.4

15.92%

Men's Leather Business Shoes

$176 €157

$155 €138

13.53%

1-bedroom Apartment, City Center (Monthly)

$1,081 €962

1-bedroom Apartment, Outside City Center (Monthly)

$898 €799

3-bedroom Apartment, City Center (Monthly)

$2,211 €1,966

$1,123 €999

96.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,667 €1,482

$961 €855

73.38%

Buy Apartment in City Center (m2)

$6,811 €6,058

$1,338 €1,190

408.97%

Buy Apartment Outside City Center (m2)

$4,266 €3,795

$1,133 €1,008

276.54%

Average Monthly Net Salary (After Tax)

$3,285 €2,922

$3,304 €2,939

-0.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

3.51

2.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 17, 2026

Last update for Lohja: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Espoo

$898 41%

Lohja

- * 0% 100%

Groceries & Markets

Espoo

$409 18.7%

Lohja

$346 35.3% 15.4% $63

Eating Out

Espoo

$315 14.4%

Lohja

$271 27.7% 13.8% $44

Clothing & Footwear

Espoo

$201 9.2%

Lohja

$164 16.7% 18.7% $38

Monthly Utilities & Internet

Espoo

$164 7.5%

Lohja

$125 12.7% 23.9% $39

Getting Around

Espoo

$113 5.1%

Lohja

$11 * 1.1% 90.3% $102

Sport & Entertainment

Espoo

$92 4.2%

Lohja

$65 6.6% 29.8% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 1% higher in Lohja, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $103 in Espoo versus $62.0 in Lohja. Monthly groceries follow the same trend: $409 vs $346 – making Lohja the more affordable choice for daily food spending.

Good to know

🇫🇮 Espoo

🇫🇮 Lohja

🕒 Local time

21:36 9:36 PM

Same time as Espoo

🌤 Weather

👥 Population

314,152

45,654

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Espoo Lohja 33 km

From you

Espoo
Lohja

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Espoo vs Lohja: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 123%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $3,289 per month in Espoo and $1,472 in Lohja. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $103 in Espoo and $62.0 in Lohja. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 18% more in Espoo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Lohja, where all-in costs run around $981, than in Espoo at $2,192. In Lohja it covers expenses comfortably, while in Espoo it requires careful planning or may not stretch far enough.

Families tend to lean toward Lohja – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lohja. If higher salaries, better infrastructure, or specific career opportunities are the priority, Espoo makes more sense. Both are solid long-term options with distinct trade-offs.