Cost of Living Comparison Between Toronto and Lloydminster Cost of Living Comparison Between Toronto and Lloydminster

Monthly Cost of Living

A single person spends $2,628 per month in Toronto vs $1,646 in Lloydminster, rent included.

A couple spends around $3,848 per month in Toronto vs $2,555 in Lloydminster, rent included.

A family of three spends $5,067 per month in Toronto vs $3,465 in Lloydminster, rent included.

Toronto costs about 60% more than Lloydminster, driven mainly by Getting Around.

Both Toronto and Lloydminster sit above the global median – Toronto by 91%, Lloydminster by 20%.

Meal at Budget Restaurant

$17.88 CA$24.75

$15.66 CA$21.67

14.18%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$122

$66.5 CA$92.0

32.19%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.13

$9.56 CA$13.22

14.33%

Cappuccino

$4.06 CA$5.62

$3.70 CA$5.12

9.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.02

$1.66 CA$2.29

31.33%

Water (0.33 liter bottle)

$1.70 CA$2.35

$1.79 CA$2.48

-5.03%

Local Beer (0.5 liter draught)

$6.69 CA$9.25

$4.38 CA$6.07

52.74%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.16

$4.45 CA$6.16

65.17%

Milk (1 liter)

$2.78 CA$3.85

$1.98 CA$2.75

40.40%

White Bread (500g)

$2.89 CA$4.00

$2.20 CA$3.04

31.36%

Rice (white) (1kg)

$2.56 CA$3.55

$5.06 CA$7.00

-49.41%

Eggs

$3.79 CA$5.24

$3.45 CA$4.77

9.86%

Local Cheese (1kg)

$10.17 CA$14.07

$9.94 CA$13.75

2.31%

Chicken Fillets (1kg)

$11.95 CA$16.53

$11.97 CA$16.56

-0.17%

Beef Round Steak (1kg)

$16.12 CA$22.31

$13.12 CA$18.15

22.87%

Apples (1kg)

$3.89 CA$5.39

$3.88 CA$5.36

0.26%

Banana (1kg)

$1.27 CA$1.76

$1.44 CA$2.00

-11.81%

Oranges (1kg)

$3.88 CA$5.37

$3.12 CA$4.32

24.36%

Tomato (1kg)

$4.33 CA$5.99

$3.32 CA$4.59

30.42%

Potato (1kg)

$1.83 CA$2.53

$2.94 CA$4.07

-37.76%

Onion (1kg)

$1.50 CA$2.07

$2.19 CA$3.03

-31.51%

Lettuce (1 head)

$2.28 CA$3.15

$2.22 CA$3.07

2.70%

Water (1.5 liter bottle)

$1.44 CA$1.99

$1.45 CA$2.01

-0.69%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.64

$14.83 CA$20.52

-4.25%

Wine (Bottle)

$14.24 CA$19.71

$14.15 CA$19.58

0.64%

Local Beer (0.5 liter bottle)

$2.25 CA$3.11

$2.93 CA$4.05

-23.21%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.50

$3.51 CA$4.86

-27.92%

One-way Ticket (Public Transport)

$2.47 CA$3.42

Public Transport Monthly Pass (Regular Price)

$112 CA$155

Taxi Start (Normal Tariff)

$3.05 CA$4.22

$4.39 CA$6.08

-30.52%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.71

$0.82 CA$1.13

51.22%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$31.05

$14.66 CA$20.28

53.07%

Gasoline (1 liter)

$1.24 CA$1.71

$1.02 CA$1.41

21.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.1K

$28.5K CA$39.4K

-3.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$21.0K CA$29.1K

0.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$177

$195 CA$270

-34.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.75

$50.9 CA$70.4

-33.59%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$68.2

$58.2 CA$80.5

-15.32%

Gym Membership (Monthly)

$40.93 CA$56.6

$43.89 CA$60.7

-6.74%

Tennis Court (1 Hour on Weekend)

$24.62 CA$34.07

Cinema Ticket

$13.16 CA$18.21

$10.62 CA$14.70

23.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,097

$505 CA$698

57.06%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.4K

$15.0K CA$20.8K

60.71%

Jeans (Levis 501 Or Similar)

$54.5 CA$75.4

$45.81 CA$63.4

19.01%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.7

$29.40 CA$40.68

46.63%

Sport Shoes (Adidas, Nike)

$102 CA$140

$85.5 CA$118

18.69%

Men's Leather Business Shoes

$123 CA$171

$111 CA$153

11.36%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,287

$748 CA$1,035

121.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,009

$584 CA$809

148.38%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,728

$1,190 CA$1,647

126.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,974

$1,097 CA$1,517

96.00%

Buy Apartment in City Center (m2)

$8,347 CA$11.6K

Buy Apartment Outside City Center (m2)

$6,816 CA$9,431

Average Monthly Net Salary (After Tax)

$3,614 CA$5,001

$2,816 CA$3,897

28.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.8

-6.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Lloydminster: August 30, 2026

Cost Breakdown

A central one-bedroom costs $1,653 in Toronto versus $748 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Toronto versus $66.0 in Lloydminster. Monthly groceries follow the same trend: $365 vs $351 – making Lloydminster the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Lloydminster: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,628 in Toronto, $1,646 in Lloydminster – roughly 60% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,942 per month in Toronto and $2,469 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $88.0 in Toronto and $66.0 in Lloydminster. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,646, than in Toronto at $2,628. In Lloydminster it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Lloydminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.