Last update: Oct 2026

Cost of Living Comparison Between Toronto and Lloydminster

For one person, living is cheaper in Lloydminster: $1,628 a month against $2,561 in Toronto, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
79

Cost of Living Index in Lloydminster
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Lloydminster Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Lloydminster

🇨🇦 Canada

$1,628

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Lloydminster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Lloydminster actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $1,628 in Lloydminster, rent included.

Toronto $2,561
Lloydminster $1,628

A couple spends around $3,694 per month in Toronto vs $2,496 in Lloydminster, rent included.

Toronto $3,694
Lloydminster $2,496

A family of three spends $4,826 per month in Toronto vs $3,363 in Lloydminster, rent included.

Toronto $4,826
Lloydminster $3,363

Toronto costs about 57% more than Lloydminster, and outside of rent the biggest gap is in transport.

Both Toronto and Lloydminster sit above the global median – Toronto by 90%, Lloydminster by 21%.

Meal at Budget Restaurant

$17.18 CA$24.29

$15.65 CA$22.12

9.78%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$65.8 CA$93.0

15.44%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$9.06 CA$12.81

16.34%

Cappuccino

$4.02 CA$5.68

$3.46 CA$4.89

16.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$1.61 CA$2.27

31.68%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.67 CA$2.35

4.79%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$4.19 CA$5.92

48.93%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$4.17 CA$5.90

70.02%

Milk (1 liter)

$2.44 CA$3.45

$1.92 CA$2.71

27.08%

White Bread (500g)

$2.68 CA$3.78

$2.19 CA$3.10

22.37%

Rice (white) (1kg)

$2.24 CA$3.17

$4.76 CA$6.72

-52.94%

Eggs

$3.56 CA$5.03

$3.37 CA$4.77

5.64%

Local Cheese (1kg)

$9.09 CA$12.85

$9.64 CA$13.63

-5.71%

Chicken Fillets (1kg)

$11.33 CA$16.01

$11.31 CA$15.99

0.18%

Beef Round Steak (1kg)

$14.53 CA$20.55

$13.01 CA$18.39

11.68%

Apples (1kg)

$3.62 CA$5.12

$3.89 CA$5.49

-6.94%

Banana (1kg)

$1.21 CA$1.72

$1.40 CA$1.98

-13.57%

Oranges (1kg)

$3.60 CA$5.09

$2.91 CA$4.11

23.71%

Tomato (1kg)

$4.21 CA$5.96

$3.15 CA$4.45

33.65%

Potato (1kg)

$1.79 CA$2.53

$2.84 CA$4.01

-36.97%

Onion (1kg)

$1.59 CA$2.25

$2.03 CA$2.86

-21.67%

Lettuce (1 head)

$2.27 CA$3.21

$2.05 CA$2.90

10.73%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.45 CA$2.05

-13.79%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$14.30 CA$20.22

-3.36%

Wine (Bottle)

$14.27 CA$20.18

$13.84 CA$19.56

3.11%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$2.74 CA$3.87

-19.71%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.31 CA$4.68

-26.59%

One-way Ticket (Public Transport)

$2.39 CA$3.38

Public Transport Monthly Pass (Regular Price)

$111 CA$157

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$4.24 CA$5.99

-31.37%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.28 CA$1.81

-6.25%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$14.07 CA$19.89

51.95%

Gasoline (1 liter)

$1.21 CA$1.71

$1.00 CA$1.41

21.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.9K CA$39.5K

0.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$20.6K CA$29.1K

-1.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$195 CA$275

-38.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$46.45 CA$65.7

-30.55%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$56.8 CA$80.3

-15.60%

Gym Membership (Monthly)

$38.48 CA$54.4

$43.23 CA$61.1

-10.99%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.38 CA$17.50

$10.61 CA$14.99

16.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$487 CA$689

70.31%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

$14.2K CA$20.0K

63.03%

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$43.02 CA$60.8

17.88%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$27.51 CA$38.88

45.47%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$83.3 CA$118

17.57%

Men's Leather Business Shoes

$121 CA$171

$107 CA$151

13.28%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$732 CA$1,035

117.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$562 CA$795

150.86%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,141 CA$1,613

134.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,031 CA$1,458

108.64%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$2,739 CA$3,872

36.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.8

-6.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Lloydminster: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Lloydminster

$562 34.5% 60.1% $848

Groceries & Markets

Toronto

$340 13.3%

Lloydminster

$340 20.9% 0.1% $0.2

Eating Out

Toronto

$278 10.9%

Lloydminster

$236 14.5% 15.1% $42

Monthly Utilities & Internet

Toronto

$201 7.8%

Lloydminster

$298 18.3% 48.5% $97

Clothing & Footwear

Toronto

$139 5.4%

Lloydminster

$117 7.2% 15.8% $22

Getting Around

Toronto

$129 5.1%

Lloydminster

$11 * 0.7% 91.8% $119

Sport & Entertainment

Toronto

$63 2.5%

Lloydminster

$64 4% 1.9% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $732 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $66.0 in Lloydminster. Groceries tell a different story – $340 in Toronto vs $340 in Lloydminster – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Lloydminster

🕒 Local time

01:29 1:29 AM

23:29 11:29 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

31,582

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Toronto Lloydminster 2,470 km ≈ 3 h 30 min nonstop flight

From you

Toronto
Lloydminster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Lloydminster: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $1,628 in Lloydminster – roughly 57% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,841 per month in Toronto and $2,442 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Toronto and $66.0 in Lloydminster. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 0% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,628, than in Toronto at $2,561. In Lloydminster it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Lloydminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.