Cost of Living Comparison Between Toronto and Lloydminster Cost of Living Comparison Between Toronto and Lloydminster

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,363 in Lloydminster, rent included.

A couple spends around $4,130 per month in Toronto vs $3,324 in Lloydminster, rent included.

A family of three spends $5,449 per month in Toronto vs $4,284 in Lloydminster, rent included.

Toronto costs about 19% more than Lloydminster, driven mainly by Eating Out.

Both Toronto and Lloydminster sit above the global median – Toronto by 110%, Lloydminster by 76%.

Meal at Budget Restaurant

$18.71 CA$25.99

$12.50 CA$17.37

49.68%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$74.7 CA$104

9.57%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$10.50 CA$14.59

3.14%

Cappuccino

$3.89 CA$5.40

$2.50 CA$3.48

55.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$1.45 CA$2.01

53.10%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.18 CA$1.64

39.83%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$5.67 CA$7.88

6.70%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$4.45 CA$6.18

47.87%

Milk (1 liter)

$2.73 CA$3.79

$1.93 CA$2.68

41.45%

White Bread (500g)

$2.72 CA$3.77

$2.78 CA$3.87

-2.16%

Rice (white) (1kg)

$3.54 CA$4.91

$5.42 CA$7.53

-34.69%

Eggs

$3.50 CA$4.86

$3.59 CA$4.99

-2.51%

Local Cheese (1kg)

$13.53 CA$18.80

$9.33 CA$12.96

45.02%

Chicken Fillets (1kg)

$13.09 CA$18.19

$10.87 CA$15.11

20.42%

Beef Round Steak (1kg)

$16.96 CA$23.57

$12.31 CA$17.10

37.77%

Apples (1kg)

$4.16 CA$5.78

$3.23 CA$4.49

28.79%

Banana (1kg)

$1.18 CA$1.64

$1.69 CA$2.34

-30.18%

Oranges (1kg)

$3.25 CA$4.51

$2.55 CA$3.54

27.45%

Tomato (1kg)

$4.12 CA$5.72

$3.16 CA$4.38

30.38%

Potato (1kg)

$2.50 CA$3.48

$2.17 CA$3.01

15.21%

Onion (1kg)

$2.88 CA$4.00

$2.29 CA$3.19

25.76%

Lettuce (1 head)

$2.35 CA$3.26

$1.43 CA$1.99

64.34%

Water (1.5 liter bottle)

$2.00 CA$2.78

$0.94 CA$1.31

112.77%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$14.33 CA$19.92

1.74%

Wine (Bottle)

$14.18 CA$19.70

$14.17 CA$19.69

0.07%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.35 CA$4.66

-16.42%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$3.28 CA$4.56

-0.91%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$2.34 CA$3.26

2.56%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$62.0 CA$86.2

83.92%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.49 CA$4.85

7.74%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.27 CA$1.77

11.02%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$14.74 CA$20.48

73.20%

Gasoline (1 liter)

$1.10 CA$1.53

$1.05 CA$1.46

4.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

-0.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$20.1K CA$27.9K

4.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$206 CA$286

-41.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$59.7 CA$82.9

-37.08%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$59.7 CA$83.0

-8.71%

Gym Membership (Monthly)

$55.5 CA$77.1

$41.79 CA$58.1

32.83%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

Cinema Ticket

$11.56 CA$16.06

$14.71 CA$20.44

-21.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$524 CA$728

115.49%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$15.0K CA$20.9K

19.76%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$43.62 CA$60.6

30.51%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$57.6 CA$80.1

-30.66%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$91.9 CA$128

-2.45%

Men's Leather Business Shoes

$114 CA$159

$116 CA$161

-1.70%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$781 CA$1,086

136.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,159 CA$1,611

34.55%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$1,185 CA$1,646

146.89%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,813 CA$2,518

36.28%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$2,787 CA$3,873

28.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.65

-22.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Lloydminster: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $781 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $75.0 in Lloydminster. Monthly groceries follow the same trend: $396 vs $334 – making Lloydminster the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Lloydminster: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,811 in Toronto, $2,363 in Lloydminster – roughly 19% apart. Toronto costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,544 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,129 per month in Toronto and $524 in Lloydminster. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 19% more in Toronto, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $2,363, than in Toronto at $2,811. In Lloydminster it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Lloydminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lloydminster. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.