Last update: Oct 2026

Cost of Living Comparison Between Livno and Cebu

For one person, living is cheaper in Livno: $869 a month against $918 in Cebu, rent and utilities included – about $590 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

43

Cost of Living Index in Livno
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Livno Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Livno

🇧🇦 Bosnia and Herzegovina

$869

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Livno and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Livno and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $869 in Livno versus $918 in Cebu.

Livno $869
Cebu $918

Estimated couple costs with rent: $1,302 in Livno versus $1,409 in Cebu.

Livno $1,302
Cebu $1,409

Monthly costs for a family of three with rent: $1,735 in Livno versus $1,900 in Cebu.

Livno $1,735
Cebu $1,900

Living in Livno costs roughly 5% less than in Cebu, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Livno 36% lower, Cebu 32% lower.

Meal at Budget Restaurant

$4.55 BAM 7.91

$3.09 ₱194

47.25%

Three-Course Dinner for Two, Mid-Range

$31.26 BAM 54.4

$24.22 ₱1,525

29.07%

Fast Food Meal (McDonalds, etc)

$5.67 BAM 9.87

$3.92 ₱247

44.64%

Cappuccino

$1.81 BAM 3.15

$2.51 ₱158

-27.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 BAM 3.29

$1.59 ₱100

18.87%

Water (0.33 liter bottle)

$1.24 BAM 2.16

$0.53 ₱33.43

133.96%

Local Beer (0.5 liter draught)

$2.61 BAM 4.53

$1.78 ₱112

46.63%

Imported Beer (0.33 liter bottle)

$1.75 BAM 3.05

$2.17 ₱137

-19.35%

Milk (1 liter)

$1.12 BAM 1.95

$1.92 ₱121

-41.67%

White Bread (500g)

$0.88 BAM 1.53

$1.36 ₱85.4

-35.29%

Rice (white) (1kg)

$1.98 BAM 3.44

$1.01 ₱63.5

96.04%

Eggs

$2.55 BAM 4.44

$2.03 ₱128

25.62%

Local Cheese (1kg)

$7.79 BAM 13.55

$9.86 ₱621

-20.99%

Chicken Fillets (1kg)

$7.17 BAM 12.46

$4.39 ₱277

63.33%

Beef Round Steak (1kg)

$10.69 BAM 18.60

$7.60 ₱479

40.66%

Apples (1kg)

$1.10 BAM 1.91

$3.30 ₱208

-66.67%

Banana (1kg)

$1.62 BAM 2.81

$1.39 ₱87.8

16.55%

Oranges (1kg)

$1.37 BAM 2.38

$2.33 ₱147

-41.20%

Tomato (1kg)

$1.20 BAM 2.09

$1.50 ₱94.3

-20.00%

Potato (1kg)

$1.04 BAM 1.81

$2.36 ₱149

-55.93%

Onion (1kg)

$1.01 BAM 1.76

$1.90 ₱119

-46.84%

Lettuce (1 head)

$0.70 BAM 1.23

$1.19 ₱74.9

-41.18%

Water (1.5 liter bottle)

$0.68 BAM 1.18

$0.63 ₱39.71

7.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.81 BAM 6.62

$3.00 ₱189

27.00%

Wine (Bottle)

$3.95 BAM 6.87

$6.03 ₱379

-34.49%

Local Beer (0.5 liter bottle)

$0.73 BAM 1.28

$1.23 ₱77.7

-40.65%

Imported Beer (0.33 liter bottle)

$0.94 BAM 1.64

$1.75 ₱110

-46.29%

One-way Ticket (Public Transport)

$1.35 BAM 2.35

$0.25 ₱15.86

440.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$1.73 BAM 3.01

$0.77 ₱48.62

124.68%

Taxi (Normal Tariff) (1km)

$0.55 BAM 0.95

$0.23 ₱14.53

139.13%

Taxi 1hour Waiting (Normal Tariff)

$5.60 BAM 9.73

$4.46 ₱281

25.56%

Gasoline (1 liter)

$1.61 BAM 2.81

$1.31 ₱82.8

22.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K BAM 52.7K

$21.2K ₱1.3M

42.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BAM 36.3K

$19.1K ₱1.2M

9.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 BAM 231

$120 ₱7,569

10.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.64 BAM 30.68

$14.00 ₱882

26.00%

Internet (50+ Mbps, Unlimited Data)

$25.72 BAM 44.73

$27.54 ₱1,734

-6.61%

Gym Membership (Monthly)

$32.85 BAM 57.1

$32.33 ₱2,035

1.61%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.62 BAM 9.78

$5.65 ₱356

-0.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$196 BAM 341

$275 ₱17.3K

-28.73%

International Primary School, 1 Child (Yearly)

$2,287 BAM 3,976

$7,918 ₱498.5K

-71.12%

Jeans (Levis 501 Or Similar)

$58.3 BAM 101

$49.33 ₱3,106

18.10%

Summer Dress (H&M, Zara, etc)

$33.26 BAM 57.8

$25.24 ₱1,589

31.77%

Sport Shoes (Adidas, Nike)

$84.7 BAM 147

$77.0 ₱4,846

10.07%

Men's Leather Business Shoes

$81.8 BAM 142

$57.2 ₱3,601

43.02%

1-bedroom Apartment, City Center (Monthly)

$298 BAM 519

$500 ₱31.5K

-40.30%

1-bedroom Apartment, Outside City Center (Monthly)

$233 BAM 405

$309 ₱19.4K

-24.59%

3-bedroom Apartment, City Center (Monthly)

$466 BAM 810

$1,078 ₱67.9K

-56.76%

3-bedroom Apartment, Outside City Center (Monthly)

$376 BAM 653

$615 ₱38.7K

-38.92%

Buy Apartment in City Center (m2)

$2,774 BAM 4,824

$2,886 ₱181.7K

-3.88%

Buy Apartment Outside City Center (m2)

$2,791 BAM 4,854

$1,917 ₱120.7K

45.65%

Average Monthly Net Salary (After Tax)

$575 BAM 1,000

$346 ₱21.8K

66.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

7.2

-39.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Livno: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Livno

$233 26.8%

Cebu

$309 33.6% 32.6% $76

Groceries & Markets

Livno

$186 21.4%

Cebu

$206 22.4% 10.9% $20

Monthly Utilities & Internet

Livno

$176 20.3%

Cebu

$162 17.6% 8.1% $14

Clothing & Footwear

Livno

$116 13.4%

Cebu

$94 10.2% 19.1% $22

Eating Out

Livno

$104 12%

Cebu

$88 9.6% 15.3% $16

Sport & Entertainment

Livno

$44 5.1%

Cebu

$44 4.8% 1.1% $0.5

Getting Around

Livno

$9.9 * 1.1%

Cebu

$16 1.7% 57.4% $5.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $298 in Livno and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Livno pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Livno vs $24.00 in Cebu. Groceries flip the comparison at $186 vs $206, with Livno cheaper for home cooking.

Good to know

🇧🇦 Livno

🇵🇭 Cebu

🕒 Local time

10:17 10:17 AM

16:17 4:17 PM

6 h ahead of Livno

🌤 Weather

👥 Population

17,000

964,169

💱 Currency

Bosnia and Herzegovina Convertible Mark BAM KM

Philippine Peso PHP ₱

📈 Exchange rate

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BAM – Bosnia and Herzegovina Convertible Mark Converter

🇺🇸 United States Dollar ($)

🇧🇦 Bosnia and Herzegovina Convertible Mark (KM)

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BAM in detail →

On the map

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Highest

Between locations

Livno Cebu 10,530 km ≈ 14 h nonstop flight

From you

Livno
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Livno vs Cebu: Cost of Living - Frequently Asked Questions

Livno is cheaper overall, especially in groceries and transport. The 6% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 66% higher in Livno, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $298 in Livno versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $869 per month in Livno versus $918 in Cebu – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Livno gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Livno is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Livno and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Livno gentler on the wallet – expenses run 6% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.