Last update: Oct 2026

Cost of Living Comparison Between Cebu and Livno

For one person, living is cheaper in Livno: $869 a month against $918 in Cebu, rent and utilities included – about $590 less a year. Higher rent and utilities in Cebu outweigh lower spending on other living expenses.

45

Cost of Living Index in Cebu
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Cebu Living Index
43

Cost of Living Index in Livno
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Livno Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Livno

🇧🇦 Bosnia and Herzegovina

$869

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Livno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Livno actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $869 in Livno.

Cebu $918
Livno $869

Estimated couple costs with rent: $1,409 in Cebu versus $1,302 in Livno.

Cebu $1,409
Livno $1,302

Monthly costs for a family of three with rent: $1,900 in Cebu versus $1,735 in Livno.

Cebu $1,900
Livno $1,735

Living in Cebu is roughly 6% more expensive than in Livno, and outside of rent the biggest gap is in clothing.

Both cities sit below the global median: Cebu 32% lower, Livno 36% lower.

Meal at Budget Restaurant

$3.09 ₱194

$4.55 BAM 7.91

-32.09%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$31.26 BAM 54.4

-22.52%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$5.67 BAM 9.87

-30.86%

Cappuccino

$2.51 ₱158

$1.81 BAM 3.15

38.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$1.89 BAM 3.29

-15.87%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.24 BAM 2.16

-57.26%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.61 BAM 4.53

-31.80%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$1.75 BAM 3.05

24.00%

Milk (1 liter)

$1.92 ₱121

$1.12 BAM 1.95

71.43%

White Bread (500g)

$1.36 ₱85.4

$0.88 BAM 1.53

54.55%

Rice (white) (1kg)

$1.01 ₱63.5

$1.98 BAM 3.44

-48.99%

Eggs

$2.03 ₱128

$2.55 BAM 4.44

-20.39%

Local Cheese (1kg)

$9.86 ₱621

$7.79 BAM 13.55

26.57%

Chicken Fillets (1kg)

$4.39 ₱277

$7.17 BAM 12.46

-38.77%

Beef Round Steak (1kg)

$7.60 ₱479

$10.69 BAM 18.60

-28.91%

Apples (1kg)

$3.30 ₱208

$1.10 BAM 1.91

200.00%

Banana (1kg)

$1.39 ₱87.8

$1.62 BAM 2.81

-14.20%

Oranges (1kg)

$2.33 ₱147

$1.37 BAM 2.38

70.07%

Tomato (1kg)

$1.50 ₱94.3

$1.20 BAM 2.09

25.00%

Potato (1kg)

$2.36 ₱149

$1.04 BAM 1.81

126.92%

Onion (1kg)

$1.90 ₱119

$1.01 BAM 1.76

88.12%

Lettuce (1 head)

$1.19 ₱74.9

$0.70 BAM 1.23

70.00%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.68 BAM 1.18

-7.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$3.81 BAM 6.62

-21.26%

Wine (Bottle)

$6.03 ₱379

$3.95 BAM 6.87

52.66%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.73 BAM 1.28

68.49%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$0.94 BAM 1.64

86.17%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.35 BAM 2.35

-81.48%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$1.73 BAM 3.01

-55.49%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$0.55 BAM 0.95

-58.18%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$5.60 BAM 9.73

-20.36%

Gasoline (1 liter)

$1.31 ₱82.8

$1.61 BAM 2.81

-18.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.3K BAM 52.7K

-29.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$20.9K BAM 36.3K

-8.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$133 BAM 231

-9.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$17.64 BAM 30.68

-20.63%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$25.72 BAM 44.73

7.08%

Gym Membership (Monthly)

$32.33 ₱2,035

$32.85 BAM 57.1

-1.58%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$5.62 BAM 9.78

0.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$196 BAM 341

40.31%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$2,287 BAM 3,976

246.26%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$58.3 BAM 101

-15.33%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$33.26 BAM 57.8

-24.11%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$84.7 BAM 147

-9.15%

Men's Leather Business Shoes

$57.2 ₱3,601

$81.8 BAM 142

-30.08%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$298 BAM 519

67.51%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$233 BAM 405

32.60%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$466 BAM 810

131.25%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$376 BAM 653

63.73%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$2,774 BAM 4,824

4.04%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$2,791 BAM 4,854

-31.34%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$575 BAM 1,000

-39.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

4.33

66.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Livno: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Livno

$233 26.8% 24.6% $76

Groceries & Markets

Cebu

$206 22.4%

Livno

$186 21.4% 9.8% $20

Monthly Utilities & Internet

Cebu

$162 17.6%

Livno

$176 20.3% 8.8% $14

Clothing & Footwear

Cebu

$94 10.2%

Livno

$116 13.4% 23.6% $22

Eating Out

Cebu

$88 9.6%

Livno

$104 12% 18.1% $16

Sport & Entertainment

Cebu

$44 4.8%

Livno

$44 5.1% 1.1% $0.5

Getting Around

Cebu

$16 1.7%

Livno

$9.9 * 1.1% 36.5% $5.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $298 in Livno. Housing cost is often the main lever when comparing two cities.

Livno pays 66% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $24.00 in Cebu vs $31.00 in Livno. Groceries flip the comparison at $206 vs $186, with Livno cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇧🇦 Livno

🕒 Local time

17:06 5:06 PM

11:06 11:06 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

17,000

💱 Currency

Philippine Peso PHP ₱

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BAM = 0.575 USD

1 BAM = 0.512 EUR

Exchange rates and currency converter

BAM, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of October 18, 2026: 1 USD = 1.74 BAM (1 BAM = 0.575 USD). 1 EUR = 1.95 BAM (1 BAM = 0.512 EUR).

USD to PHP in detail →

On the map

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Highest

Between locations

Cebu Livno 10,530 km ≈ 14 h nonstop flight

From you

Cebu
Livno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Livno: Cost of Living - Frequently Asked Questions

Livno is cheaper overall, especially in groceries and transport. The 6% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 66% lower in Livno. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $298 in Livno. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 11% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $918 per month in Cebu versus $869 in Livno – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $800 a month, though Livno gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Livno is more practical. Housing and childcare are both notably cheaper than in Cebu, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Livno are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Livno gentler on the wallet – expenses run 6% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.