Cost of Living Comparison Between Livno and Banja Luka Cost of Living Comparison Between Livno and Banja Luka

Monthly Cost of Living

A single person spends $914 per month in Livno vs $1,223 in Banja Luka, rent included.

A couple spends around $1,346 per month in Livno vs $1,901 in Banja Luka, rent included.

A family of three spends $1,777 per month in Livno vs $2,579 in Banja Luka, rent included.

Livno is about 25% cheaper than Banja Luka, driven mainly by Eating Out.

Both Livno and Banja Luka are more affordable than the global median – Livno 33% lower, Banja Luka 11% lower.

Meal at Budget Restaurant

$4.65 BAM 7.84

$10.17 BAM 17.15

-54.28%

Three-Course Dinner for Two, Mid-Range

$29.86 BAM 50.4

$51.6 BAM 87.0

-42.14%

Fast Food Meal (McDonalds, etc)

$5.81 BAM 9.79

$11.46 BAM 19.32

-49.30%

Cappuccino

$1.90 BAM 3.20

$1.86 BAM 3.14

2.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.90 BAM 3.20

$2.66 BAM 4.49

-28.57%

Water (0.33 liter bottle)

$1.23 BAM 2.07

$1.70 BAM 2.86

-27.65%

Local Beer (0.5 liter draught)

$2.71 BAM 4.57

$2.58 BAM 4.35

5.04%

Imported Beer (0.33 liter bottle)

$1.75 BAM 2.96

$3.48 BAM 5.86

-49.71%

Milk (1 liter)

$1.15 BAM 1.94

$1.48 BAM 2.50

-22.30%

White Bread (500g)

$1.00 BAM 1.68

$1.27 BAM 2.15

-21.26%

Rice (white) (1kg)

$2.11 BAM 3.56

$1.67 BAM 2.82

26.35%

Eggs

$2.66 BAM 4.48

$3.04 BAM 5.13

-12.50%

Local Cheese (1kg)

$7.97 BAM 13.44

$9.74 BAM 16.42

-18.17%

Chicken Fillets (1kg)

$7.33 BAM 12.36

$9.23 BAM 15.55

-20.59%

Beef Round Steak (1kg)

$10.90 BAM 18.37

$14.30 BAM 24.11

-23.78%

Apples (1kg)

$1.19 BAM 2.01

$1.92 BAM 3.24

-38.02%

Banana (1kg)

$1.72 BAM 2.90

$1.97 BAM 3.32

-12.69%

Oranges (1kg)

$1.42 BAM 2.39

$2.26 BAM 3.80

-37.17%

Tomato (1kg)

$1.22 BAM 2.06

$2.27 BAM 3.83

-46.26%

Potato (1kg)

$0.95 BAM 1.60

$1.05 BAM 1.78

-9.52%

Onion (1kg)

$1.06 BAM 1.79

$1.45 BAM 2.44

-26.90%

Lettuce (1 head)

$0.75 BAM 1.26

$1.17 BAM 1.97

-35.90%

Water (1.5 liter bottle)

$0.72 BAM 1.22

$0.94 BAM 1.59

-23.40%

Cigarettes 20 Pack (Marlboro, Camel)

$4.06 BAM 6.85

$3.96 BAM 6.67

2.53%

Wine (Bottle)

$4.13 BAM 6.96

$8.55 BAM 14.42

-51.70%

Local Beer (0.5 liter bottle)

$0.75 BAM 1.27

$1.02 BAM 1.72

-26.47%

Imported Beer (0.33 liter bottle)

$0.93 BAM 1.57

$1.45 BAM 2.45

-35.86%

One-way Ticket (Public Transport)

$1.52 BAM 2.57

$1.38 BAM 2.33

10.14%

Public Transport Monthly Pass (Regular Price)

$46.51 BAM 78.4

Taxi Start (Normal Tariff)

$1.80 BAM 3.03

$1.76 BAM 2.96

2.27%

Taxi (Normal Tariff) (1km)

$0.58 BAM 0.97

$1.22 BAM 2.06

-52.46%

Taxi 1hour Waiting (Normal Tariff)

$5.96 BAM 10.05

$18.09 BAM 30.49

-67.05%

Gasoline (1 liter)

$1.57 BAM 2.65

$1.73 BAM 2.91

-9.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K BAM 52.9K

$31.1K BAM 52.4K

0.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K BAM 37.6K

$22.6K BAM 38.2K

-1.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 BAM 231

$168 BAM 284

-18.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.05 BAM 30.43

$17.36 BAM 29.27

3.97%

Internet (50+ Mbps, Unlimited Data)

$27.33 BAM 46.08

$37.82 BAM 63.8

-27.74%

Gym Membership (Monthly)

$34.25 BAM 57.8

$39.98 BAM 67.4

-14.33%

Tennis Court (1 Hour on Weekend)

$15.37 BAM 25.92

Cinema Ticket

$5.96 BAM 10.04

$5.77 BAM 9.72

3.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$206 BAM 348

$297 BAM 501

-30.57%

International Primary School, 1 Child (Yearly)

$2,335 BAM 3,937

$3,685 BAM 6,212

-36.62%

Jeans (Levis 501 Or Similar)

$59.7 BAM 101

$85.0 BAM 143

-29.84%

Summer Dress (H&M, Zara, etc)

$33.61 BAM 56.7

$36.58 BAM 61.7

-8.12%

Sport Shoes (Adidas, Nike)

$90.5 BAM 153

$108 BAM 182

-16.36%

Men's Leather Business Shoes

$86.1 BAM 145

$148 BAM 250

-41.98%

1-bedroom Apartment, City Center (Monthly)

$336 BAM 567

$471 BAM 795

-28.64%

1-bedroom Apartment, Outside City Center (Monthly)

$268 BAM 452

$325 BAM 549

-17.62%

3-bedroom Apartment, City Center (Monthly)

$526 BAM 887

$730 BAM 1,231

-27.97%

3-bedroom Apartment, Outside City Center (Monthly)

$403 BAM 679

$498 BAM 839

-19.11%

Buy Apartment in City Center (m2)

$2,876 BAM 4,849

$2,955 BAM 4,982

-2.68%

Buy Apartment Outside City Center (m2)

$2,813 BAM 4,742

$1,959 BAM 3,303

43.57%

Average Monthly Net Salary (After Tax)

$590 BAM 995

$919 BAM 1,550

-35.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

4.44

-2.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Livno: September 1, 2026

Last update for Banja Luka: August 30, 2026

Cost Breakdown

A central one-bedroom costs $336 in Livno versus $471 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 56% higher in Banja Luka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Livno versus $52.0 in Banja Luka. Monthly groceries follow the same trend: $192 vs $254 – making Livno the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Livno vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 34%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,371 per month in Livno and $1,834 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Livno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $30.00 in Livno and $52.0 in Banja Luka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 32% more in Banja Luka, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Livno, where all-in costs run around $914, than in Banja Luka at $1,223. In Livno it covers expenses comfortably, while in Banja Luka it requires careful planning or may not stretch far enough.

Families tend to lean toward Livno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Livno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.