Cost of Living Comparison Between Livno and Banja Luka Cost of Living Comparison Between Livno and Banja Luka

Monthly Cost of Living

A single person spends $1,027 per month in Livno vs $1,157 in Banja Luka, rent included.

A couple spends around $1,549 per month in Livno vs $1,687 in Banja Luka, rent included.

A family of three spends $2,072 per month in Livno vs $2,218 in Banja Luka, rent included.

Livno is about 11% cheaper than Banja Luka, driven mainly by Eating Out.

Both Livno and Banja Luka are more affordable than the global median – Livno 23% lower, Banja Luka 13% lower.

Meal at Budget Restaurant

$4.62 BAM 7.90

$8.76 BAM 14.97

-47.26%

Three-Course Dinner for Two, Mid-Range

$36.09 BAM 61.7

$42.44 BAM 72.5

-14.96%

Fast Food Meal (McDonalds, etc)

$8.59 BAM 14.68

$8.89 BAM 15.18

-3.37%

Cappuccino

$2.07 BAM 3.54

$1.64 BAM 2.79

26.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.08 BAM 3.55

$2.02 BAM 3.44

2.97%

Water (0.33 liter bottle)

$1.40 BAM 2.40

$1.21 BAM 2.07

15.70%

Local Beer (0.5 liter draught)

$2.67 BAM 4.56

$2.03 BAM 3.47

31.53%

Imported Beer (0.33 liter bottle)

$1.79 BAM 3.05

$2.83 BAM 4.83

-36.75%

Milk (1 liter)

$1.38 BAM 2.35

$1.37 BAM 2.34

0.73%

White Bread (500g)

$1.22 BAM 2.09

$1.29 BAM 2.20

-5.43%

Rice (white) (1kg)

$2.13 BAM 3.64

$1.59 BAM 2.71

33.96%

Eggs

$3.25 BAM 5.55

$2.99 BAM 5.11

8.70%

Local Cheese (1kg)

$10.22 BAM 17.46

$9.32 BAM 15.93

9.66%

Chicken Fillets (1kg)

$8.88 BAM 15.17

$8.83 BAM 15.09

0.57%

Beef Round Steak (1kg)

$13.20 BAM 22.55

$12.25 BAM 20.93

7.76%

Apples (1kg)

$1.54 BAM 2.62

$1.46 BAM 2.50

5.48%

Banana (1kg)

$1.85 BAM 3.17

$1.64 BAM 2.81

12.80%

Oranges (1kg)

$1.97 BAM 3.37

$1.92 BAM 3.28

2.60%

Tomato (1kg)

$2.31 BAM 3.94

$2.01 BAM 3.43

14.93%

Potato (1kg)

$1.08 BAM 1.84

$1.20 BAM 2.06

-10.00%

Onion (1kg)

$1.15 BAM 1.97

$1.24 BAM 2.12

-7.26%

Lettuce (1 head)

$1.24 BAM 2.12

$1.27 BAM 2.17

-2.36%

Water (1.5 liter bottle)

$0.80 BAM 1.37

$0.73 BAM 1.25

9.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.74 BAM 6.38

$3.85 BAM 6.58

-2.86%

Wine (Bottle)

$4.10 BAM 7.01

$8.37 BAM 14.30

-51.02%

Local Beer (0.5 liter bottle)

$1.10 BAM 1.88

$0.75 BAM 1.28

46.67%

Imported Beer (0.33 liter bottle)

$1.27 BAM 2.17

$1.14 BAM 1.95

11.40%

One-way Ticket (Public Transport)

$1.85 BAM 3.17

$1.43 BAM 2.44

29.37%

Public Transport Monthly Pass (Regular Price)

$35.83 BAM 61.2

$37.54 BAM 64.2

-4.56%

Taxi Start (Normal Tariff)

$1.49 BAM 2.55

$1.43 BAM 2.44

4.20%

Taxi (Normal Tariff) (1km)

$0.82 BAM 1.40

$1.15 BAM 1.97

-28.70%

Taxi 1hour Waiting (Normal Tariff)

$9.07 BAM 15.49

$8.77 BAM 14.99

3.42%

Gasoline (1 liter)

$1.56 BAM 2.66

$1.48 BAM 2.54

5.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K BAM 45.8K

$29.1K BAM 49.6K

-7.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K BAM 43.6K

$26.6K BAM 45.4K

-3.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$201 BAM 343

$172 BAM 293

17.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.90 BAM 32.29

$18.77 BAM 32.07

0.69%

Internet (50+ Mbps, Unlimited Data)

$33.60 BAM 57.4

$23.79 BAM 40.64

41.24%

Gym Membership (Monthly)

$29.74 BAM 50.8

$28.49 BAM 48.68

4.39%

Tennis Court (1 Hour on Weekend)

$11.12 BAM 19.00

$9.94 BAM 16.98

11.87%

Cinema Ticket

$7.05 BAM 12.04

$4.82 BAM 8.24

46.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$251 BAM 429

$239 BAM 409

5.05%

International Primary School, 1 Child (Yearly)

$3,367 BAM 5,752

$3,672 BAM 6,273

-8.32%

Jeans (Levis 501 Or Similar)

$91.9 BAM 157

$73.7 BAM 126

24.74%

Summer Dress (H&M, Zara, etc)

$36.89 BAM 63.0

$37.10 BAM 63.4

-0.57%

Sport Shoes (Adidas, Nike)

$109 BAM 186

$88.1 BAM 150

23.65%

Men's Leather Business Shoes

$99.9 BAM 171

$123 BAM 211

-18.96%

1-bedroom Apartment, City Center (Monthly)

$259 BAM 442

$459 BAM 784

-43.61%

1-bedroom Apartment, Outside City Center (Monthly)

$167 BAM 285

$325 BAM 556

-48.77%

3-bedroom Apartment, City Center (Monthly)

$370 BAM 633

$639 BAM 1,093

-42.06%

3-bedroom Apartment, Outside City Center (Monthly)

$318 BAM 543

$467 BAM 798

-31.97%

Buy Apartment in City Center (m2)

$2,801 BAM 4,786

$2,982 BAM 5,094

-6.05%

Buy Apartment Outside City Center (m2)

$2,814 BAM 4,807

$1,925 BAM 3,289

46.15%

Average Monthly Net Salary (After Tax)

$579 BAM 989

$893 BAM 1,525

-35.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

5.02

-24.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Livno: July 12, 2026

Last update for Banja Luka: July 12, 2026

Cost Breakdown

A central one-bedroom costs $259 in Livno versus $459 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Banja Luka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Livno versus $42.00 in Banja Luka. Groceries tell a different story – $237 in Livno vs $231 in Banja Luka – so Banja Luka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Livno vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 13%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,540 per month in Livno and $1,735 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Livno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 2% cheaper in Banja Luka – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Livno and $42.00 in Banja Luka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Livno, where all-in costs run around $1,027, than in Banja Luka at $1,157. In Livno it covers expenses comfortably, while in Banja Luka it requires careful planning or may not stretch far enough.

Families tend to lean toward Livno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Livno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.