Cost of Living Comparison Between Livno and Banja Luka Cost of Living Comparison Between Livno and Banja Luka

Monthly Cost of Living

A single person spends $1,030 per month in Livno vs $1,133 in Banja Luka, rent included.

A couple spends around $1,550 per month in Livno vs $1,675 in Banja Luka, rent included.

A family of three spends $2,070 per month in Livno vs $2,217 in Banja Luka, rent included.

Livno is about 9% cheaper than Banja Luka, driven mainly by Eating Out.

Both Livno and Banja Luka are more affordable than the global median – Livno 23% lower, Banja Luka 15% lower.

Meal at Budget Restaurant

$4.76 BAM 8.02

$8.90 BAM 14.99

-46.52%

Three-Course Dinner for Two, Mid-Range

$35.56 BAM 59.9

$41.26 BAM 69.5

-13.81%

Fast Food Meal (McDonalds, etc)

$8.64 BAM 14.55

$8.70 BAM 14.65

-0.69%

Cappuccino

$2.15 BAM 3.63

$1.63 BAM 2.75

31.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 BAM 3.40

$1.99 BAM 3.35

1.51%

Water (0.33 liter bottle)

$1.40 BAM 2.37

$1.15 BAM 1.93

21.74%

Local Beer (0.5 liter draught)

$2.59 BAM 4.36

$2.02 BAM 3.41

28.22%

Imported Beer (0.33 liter bottle)

$1.74 BAM 2.93

$2.72 BAM 4.58

-36.03%

Milk (1 liter)

$1.36 BAM 2.30

$1.36 BAM 2.29

White Bread (500g)

$1.28 BAM 2.15

$1.25 BAM 2.10

2.40%

Rice (white) (1kg)

$2.15 BAM 3.62

$1.57 BAM 2.65

36.94%

Eggs

$3.29 BAM 5.55

$2.88 BAM 4.85

14.24%

Local Cheese (1kg)

$10.26 BAM 17.28

$9.25 BAM 15.58

10.92%

Chicken Fillets (1kg)

$8.52 BAM 14.35

$8.71 BAM 14.68

-2.18%

Beef Round Steak (1kg)

$13.48 BAM 22.70

$12.26 BAM 20.65

9.95%

Apples (1kg)

$1.55 BAM 2.61

$1.40 BAM 2.35

10.71%

Banana (1kg)

$1.87 BAM 3.14

$1.65 BAM 2.77

13.33%

Oranges (1kg)

$2.01 BAM 3.38

$1.93 BAM 3.25

4.15%

Tomato (1kg)

$2.37 BAM 4.00

$2.03 BAM 3.42

16.75%

Potato (1kg)

$1.07 BAM 1.80

$1.25 BAM 2.10

-14.40%

Onion (1kg)

$1.19 BAM 2.01

$1.26 BAM 2.12

-5.56%

Lettuce (1 head)

$1.23 BAM 2.08

$1.28 BAM 2.16

-3.91%

Water (1.5 liter bottle)

$0.80 BAM 1.35

$0.77 BAM 1.29

3.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.72 BAM 6.27

Wine (Bottle)

$4.06 BAM 6.85

$8.36 BAM 14.08

-51.44%

Local Beer (0.5 liter bottle)

$1.05 BAM 1.78

$0.74 BAM 1.25

41.89%

Imported Beer (0.33 liter bottle)

$1.32 BAM 2.23

$1.10 BAM 1.85

20.00%

One-way Ticket (Public Transport)

$1.75 BAM 2.95

$1.36 BAM 2.30

28.68%

Public Transport Monthly Pass (Regular Price)

$35.87 BAM 60.4

$36.41 BAM 61.4

-1.48%

Taxi Start (Normal Tariff)

$1.43 BAM 2.40

$1.49 BAM 2.51

-4.03%

Taxi (Normal Tariff) (1km)

$0.82 BAM 1.38

$1.10 BAM 1.85

-25.45%

Taxi 1hour Waiting (Normal Tariff)

$8.94 BAM 15.07

$8.94 BAM 15.06

Gasoline (1 liter)

$1.56 BAM 2.62

$1.46 BAM 2.46

6.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K BAM 44.3K

$28.4K BAM 47.8K

-7.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K BAM 43.9K

$26.9K BAM 45.4K

-3.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$198 BAM 334

$174 BAM 293

13.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.65 BAM 31.42

$19.29 BAM 32.50

-3.32%

Internet (50+ Mbps, Unlimited Data)

$33.08 BAM 55.7

$23.24 BAM 39.16

42.34%

Gym Membership (Monthly)

$29.41 BAM 49.55

$27.95 BAM 47.09

5.22%

Tennis Court (1 Hour on Weekend)

$11.13 BAM 18.75

$9.92 BAM 16.71

12.20%

Cinema Ticket

$6.88 BAM 11.60

$4.69 BAM 7.91

46.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$254 BAM 428

$238 BAM 400

6.84%

International Primary School, 1 Child (Yearly)

$3,407 BAM 5,740

$3,758 BAM 6,331

-9.34%

Jeans (Levis 501 Or Similar)

$90.6 BAM 153

$74.5 BAM 126

21.49%

Summer Dress (H&M, Zara, etc)

$37.41 BAM 63.0

$36.14 BAM 60.9

3.51%

Sport Shoes (Adidas, Nike)

$107 BAM 181

$88.9 BAM 150

20.71%

Men's Leather Business Shoes

$101 BAM 170

$124 BAM 208

-18.43%

1-bedroom Apartment, City Center (Monthly)

$254 BAM 427

$465 BAM 783

-45.47%

1-bedroom Apartment, Outside City Center (Monthly)

$168 BAM 282

$322 BAM 543

-48.02%

3-bedroom Apartment, City Center (Monthly)

$360 BAM 607

$646 BAM 1,088

-44.26%

3-bedroom Apartment, Outside City Center (Monthly)

$310 BAM 523

$477 BAM 804

-34.99%

Buy Apartment in City Center (m2)

$2,843 BAM 4,790

$3,163 BAM 5,329

-10.12%

Buy Apartment Outside City Center (m2)

$2,874 BAM 4,842

$2,023 BAM 3,409

42.04%

Average Monthly Net Salary (After Tax)

$585 BAM 986

$901 BAM 1,518

-35.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

5.02

-24.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Livno: May 31, 2026

Last update for Banja Luka: June 2, 2026

Cost Breakdown

A central one-bedroom costs $254 in Livno versus $465 in Banja Luka. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 54% higher in Banja Luka, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Livno versus $41.00 in Banja Luka. Groceries tell a different story – $237 in Livno vs $230 in Banja Luka – so Banja Luka wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Livno vs Banja Luka: Cost of Living - Frequently Asked Questions

Yes – Banja Luka is pricier by about 10%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,545 per month in Livno and $1,699 in Banja Luka. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Livno, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 3% cheaper in Banja Luka – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Livno and $41.00 in Banja Luka. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Livno, where all-in costs run around $1,030, than in Banja Luka at $1,133. In Livno it covers expenses comfortably, while in Banja Luka it requires careful planning or may not stretch far enough.

Families tend to lean toward Livno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Livno. If higher salaries, better infrastructure, or specific career opportunities are the priority, Banja Luka makes more sense. Both are solid long-term options with distinct trade-offs.