Last update: Oct 2026

Cost of Living Comparison Between Livingstone and Ubud, Bali

For one person, living is cheaper in Livingstone: $202 a month against $1,353 in Ubud, Bali, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Livingstone

🇿🇲 Zambia

$202

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Livingstone and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Livingstone and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $202 per month in Livingstone vs $1,353 in Ubud, Bali, rent included.

Livingstone $202
Ubud, Bali $1,353

A couple spends around $369 per month in Livingstone vs $2,297 in Ubud, Bali, rent included.

Livingstone $369
Ubud, Bali $2,297

A family of three spends $536 per month in Livingstone vs $3,241 in Ubud, Bali, rent included.

Livingstone $536
Ubud, Bali $3,241

Livingstone is about 85% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Livingstone sits 85% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.42 ZMW 148

$3.23 Rp 58.1K

129.72%

Three-Course Dinner for Two, Mid-Range

$29.48 ZMW 586

$34.88 Rp 627.8K

-15.48%

Fast Food Meal (McDonalds, etc)

$8.92 ZMW 177

$5.70 Rp 102.5K

56.49%

Cappuccino

$5.10 ZMW 101

$2.62 Rp 47.1K

94.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.34 ZMW 6.67

$0.81 Rp 14.6K

-58.02%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.16 Rp 38.8K

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$20.14 ZMW 401

$22.07 Rp 397.3K

-8.74%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$2.58 ZMW 51.3

$0.43 Rp 7,737

500.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Livingstone: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Livingstone

–

Ubud, Bali

$673 49.7%

Groceries & Markets

Livingstone

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

Livingstone

–

Ubud, Bali

$107 7.9%

Eating Out

Livingstone

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

Livingstone

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

Livingstone

–

Ubud, Bali

$63 4.6%

Getting Around

Livingstone

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A mid-range dinner for two costs $29.00 in Livingstone versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $40.00 vs $287 – making Livingstone the more affordable choice for daily food spending.

Good to know

🇿🇲 Livingstone

🇮🇩 Ubud, Bali

🕒 Local time

12:51 12:51 PM

18:51 6:51 PM

6 h ahead of Livingstone

🌤 Weather

👥 Population

136,897

74,800

💱 Currency

Zambian Kwacha ZMW ZK

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 ZMW = 5.03 USD

100 ZMW = 4.47 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ZMW – Zambian Kwacha Converter

🇺🇸 United States Dollar ($)

🇿🇲 Zambian Kwacha (ZK)

Zambian Kwacha exchange rates as of October 20, 2026: 1 USD = 19.89 ZMW (100 ZMW = 5.03 USD). 1 EUR = 22.36 ZMW (100 ZMW = 4.47 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to ZMW in detail →

On the map

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Between locations

Livingstone Ubud, Bali 9,660 km ≈ 13 h nonstop flight

From you

Livingstone
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Livingstone vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $202 in Livingstone, $1,353 in Ubud, Bali – roughly 571% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $303 per month in Livingstone and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $29.00 in Livingstone and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $202 in Livingstone and $1,353 in Ubud, Bali. That's a gap of about 571%.

A $2,000 monthly budget goes further in Livingstone, where all-in costs run around $202, than in Ubud, Bali at $1,353. In Livingstone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $202 in Livingstone to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Livingstone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.