Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Livingstone

For one person, living is cheaper in Livingstone: $202 a month against $1,353 in Ubud, Bali, rent and utilities included – about $13,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Livingstone

🇿🇲 Zambia

$202

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Livingstone

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Livingstone actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $202 in Livingstone, rent included.

Ubud, Bali $1,353
Livingstone $202

A couple spends around $2,297 per month in Ubud, Bali vs $369 in Livingstone, rent included.

Ubud, Bali $2,297
Livingstone $369

A family of three spends $3,241 per month in Ubud, Bali vs $536 in Livingstone, rent included.

Ubud, Bali $3,241
Livingstone $536

Ubud, Bali costs about 571% more than Livingstone, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Livingstone is 85% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$7.42 ZMW 148

-56.47%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$29.48 ZMW 586

18.32%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$8.92 ZMW 177

-36.10%

Cappuccino

$2.62 Rp 47.1K

$5.10 ZMW 101

-48.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.34 ZMW 6.67

138.24%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

White Bread (500g)

$2.19 Rp 39.5K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.16 Rp 38.8K

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 41.9K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

$20.14 ZMW 401

9.58%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.58 ZMW 51.3

-83.33%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Livingstone: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Livingstone

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Livingstone

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Livingstone

–

Eating Out

Ubud, Bali

$106 7.9%

Livingstone

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Livingstone

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Livingstone

–

Getting Around

Ubud, Bali

$12 0.9%

Livingstone

–

Cost Breakdown

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $29.00 in Livingstone. Monthly groceries follow the same trend: $287 vs $40.00 – making Livingstone the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇿🇲 Livingstone

🕒 Local time

19:40 7:40 PM

13:40 1:40 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

136,897

💱 Currency

Indonesian Rupiah IDR Rp

Zambian Kwacha ZMW ZK

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 ZMW = 5.03 USD

100 ZMW = 4.47 EUR

Exchange rates and currency converter

ZMW, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Zambian Kwacha exchange rates as of October 20, 2026: 1 USD = 19.89 ZMW (100 ZMW = 5.03 USD). 1 EUR = 22.36 ZMW (100 ZMW = 4.47 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Livingstone 9,660 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Livingstone

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Livingstone: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,353 in Ubud, Bali, $202 in Livingstone – roughly 571% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $303 in Livingstone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $35.00 in Ubud, Bali and $29.00 in Livingstone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $202 in Livingstone. That's a gap of about 571%.

A $2,000 monthly budget goes further in Livingstone, where all-in costs run around $202, than in Ubud, Bali at $1,353. In Livingstone it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $202 in Livingstone to $1,353 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Livingstone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.