Last update: Oct 2026

Cost of Living Comparison Between Liverpool and Manchester

For one person, living is cheaper in Liverpool: $2,193 a month against $2,544 in Manchester, rent and utilities included – about $4,200 less a year. Higher rent and utilities in Manchester outweigh lower spending on other living expenses.

106

Cost of Living Index in Liverpool
Learn more

Liverpool Living Index
123

Cost of Living Index in Manchester
Learn more

Manchester Living Index

Jump to prices

Liverpool

🇬🇧 United Kingdom

$2,193

/mo nomad

Manchester

🇬🇧 United Kingdom

$2,544

/mo nomad

Monthly Cost of Living

How much you'll spend in Liverpool and in Manchester

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Liverpool and in Manchester actually costs, broken down by who's living it.

A single person spends $2,193 per month in Liverpool vs $2,544 in Manchester, rent included.

Liverpool $2,193
Manchester $2,544

A couple spends around $3,257 per month in Liverpool vs $3,691 in Manchester, rent included.

Liverpool $3,257
Manchester $3,691

A family of three spends $4,321 per month in Liverpool vs $4,839 in Manchester, rent included.

Liverpool $4,321
Manchester $4,839

Liverpool is about 14% cheaper than Manchester, and outside of rent the biggest gap is in eating out.

Both Liverpool and Manchester sit above the global median – Liverpool by 62%, Manchester by 88%.

Meal at Budget Restaurant

$25.17 £18.88

$19.64 £14.74

28.16%

Three-Course Dinner for Two, Mid-Range

$107 £80.0

$87.7 £65.8

21.62%

Fast Food Meal (McDonalds, etc)

$10.47 £7.86

$10.47 £7.85

Cappuccino

$5.16 £3.87

$4.85 £3.64

6.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.40 £1.80

$2.49 £1.87

-3.61%

Water (0.33 liter bottle)

$1.89 £1.42

$1.68 £1.26

12.50%

Local Beer (0.5 liter draught)

$6.53 £4.90

$7.75 £5.81

-15.74%

Imported Beer (0.33 liter bottle)

$6.45 £4.84

$6.72 £5.04

-4.02%

Milk (1 liter)

$1.69 £1.27

$1.43 £1.07

18.18%

White Bread (500g)

$1.66 £1.24

$1.94 £1.45

-14.43%

Rice (white) (1kg)

$2.13 £1.60

$1.87 £1.40

13.90%

Eggs

$3.85 £2.89

$3.97 £2.98

-3.02%

Local Cheese (1kg)

$7.78 £5.84

$9.40 £7.05

-17.23%

Chicken Fillets (1kg)

$8.53 £6.40

$9.02 £6.77

-5.43%

Beef Round Steak (1kg)

$13.97 £10.48

$15.39 £11.55

-9.23%

Apples (1kg)

$2.85 £2.14

$3.09 £2.32

-7.77%

Banana (1kg)

$1.62 £1.22

$1.58 £1.19

2.53%

Oranges (1kg)

$2.75 £2.06

$3.03 £2.28

-9.24%

Tomato (1kg)

$2.90 £2.18

$3.37 £2.52

-13.95%

Potato (1kg)

$2.02 £1.52

$1.56 £1.17

29.49%

Onion (1kg)

$1.52 £1.14

$1.36 £1.02

11.76%

Lettuce (1 head)

$1.26 £0.94

$1.20 £0.90

5.00%

Water (1.5 liter bottle)

$1.61 £1.21

$1.27 £0.95

26.77%

Cigarettes 20 Pack (Marlboro, Camel)

$23.31 £17.49

$23.80 £17.85

-2.06%

Wine (Bottle)

$10.04 £7.53

$11.11 £8.34

-9.63%

Local Beer (0.5 liter bottle)

$2.83 £2.13

$2.50 £1.88

13.20%

Imported Beer (0.33 liter bottle)

$3.02 £2.27

$3.12 £2.34

-3.21%

One-way Ticket (Public Transport)

$2.60 £1.95

$2.67 £2.00

-2.62%

Public Transport Monthly Pass (Regular Price)

$101 £76.0

$104 £77.8

-2.28%

Taxi Start (Normal Tariff)

$5.13 £3.85

$4.51 £3.39

13.75%

Taxi (Normal Tariff) (1km)

$2.70 £2.02

$2.18 £1.64

23.85%

Taxi 1hour Waiting (Normal Tariff)

$22.36 £16.78

$29.56 £22.18

-24.36%

Gasoline (1 liter)

$2.13 £1.60

$2.11 £1.58

0.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.0K £28.5K

$37.5K £28.1K

1.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.9K £30.7K

$40.3K £30.2K

1.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$293 £220

$250 £188

17.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.07 £15.81

$16.38 £12.29

28.63%

Internet (50+ Mbps, Unlimited Data)

$40.58 £30.44

$40.35 £30.27

0.57%

Gym Membership (Monthly)

$33.03 £24.78

$55.5 £41.65

-40.50%

Tennis Court (1 Hour on Weekend)

$16.91 £12.69

$18.33 £13.75

-7.75%

Cinema Ticket

$18.68 £14.01

$13.11 £9.84

42.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,743 £1,308

$1,240 £930

40.60%

International Primary School, 1 Child (Yearly)

$16.1K £12.1K

$19.5K £14.6K

-17.29%

Jeans (Levis 501 Or Similar)

$93.5 £70.2

$84.5 £63.4

10.69%

Summer Dress (H&M, Zara, etc)

$42.68 £32.02

$41.39 £31.05

3.12%

Sport Shoes (Adidas, Nike)

$99.3 £74.5

$91.6 £68.7

8.37%

Men's Leather Business Shoes

$101 £75.6

$103 £77.6

-2.59%

1-bedroom Apartment, City Center (Monthly)

$1,156 £867

$1,827 £1,371

-36.71%

1-bedroom Apartment, Outside City Center (Monthly)

$841 £631

$1,267 £950

-33.63%

3-bedroom Apartment, City Center (Monthly)

$2,204 £1,653

$3,044 £2,284

-27.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,257 £943

$1,983 £1,488

-36.63%

Buy Apartment in City Center (m2)

$3,733 £2,801

$4,537 £3,403

-17.71%

Buy Apartment Outside City Center (m2)

$2,603 £1,953

$4,324 £3,244

-39.80%

Average Monthly Net Salary (After Tax)

$3,262 £2,447

$3,329 £2,498

-2.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

4.82

6.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Liverpool: October 10, 2026

Last update for Manchester: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Liverpool

$841 38.3%

Manchester

$1.3K 49.8% 50.7% $426

Eating Out

Liverpool

$357 16.3%

Manchester

$316 12.4% 11.7% $42

Monthly Utilities & Internet

Liverpool

$355 16.2%

Manchester

$307 12.1% 13.5% $48

Groceries & Markets

Liverpool

$289 13.2%

Manchester

$299 11.8% 3.6% $10

Clothing & Footwear

Liverpool

$151 6.9%

Manchester

$144 5.7% 4.6% $6.9

Getting Around

Liverpool

$130 5.9%

Manchester

$130 5.1% 0.4% $0.6

Sport & Entertainment

Liverpool

$70 3.2%

Manchester

$82 3.2% 16.1% $11

Cost Breakdown

A central one-bedroom costs $1,156 in Liverpool versus $1,827 in Manchester. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Manchester, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $107 in Liverpool versus $88.0 in Manchester. Groceries tell a different story – $289 in Liverpool vs $299 in Manchester – so Liverpool wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Liverpool

🇬🇧 Manchester

🕒 Local time

04:40 4:40 AM

Same time as Liverpool

🌤 Weather

👥 Population

434,900

503,100

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Liverpool Manchester 50 km

From you

Liverpool
Manchester

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Liverpool vs Manchester: Cost of Living - Frequently Asked Questions

Manchester costs about 16% more than Liverpool, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,290 per month in Liverpool and $3,816 in Manchester. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Liverpool, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,743 per month in Liverpool and $1,240 in Manchester. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 4% more in Manchester, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Liverpool, where all-in costs run around $2,193, than in Manchester at $2,544. In Liverpool it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Liverpool costs $2,193 versus $2,544 in Manchester. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Liverpool. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.