Last update: Oct 2026

Cost of Living Comparison Between Liverpool and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,205 in Liverpool, rent and utilities included – about $15,300 less a year. Rent and utilities account for most of the difference.

106

Cost of Living Index in Liverpool
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Liverpool Living Index
44

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Liverpool

🇬🇧 United Kingdom

$2,205

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Liverpool and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Liverpool and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,205 in Liverpool versus $934 in Cebu.

Liverpool $2,205
Cebu $934

Estimated couple costs with rent: $3,262 in Liverpool versus $1,415 in Cebu.

Liverpool $3,262
Cebu $1,415

Monthly costs for a family of three with rent: $4,319 in Liverpool versus $1,896 in Cebu.

Liverpool $4,319
Cebu $1,896

Living in Liverpool is roughly 136% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Liverpool is 65% above, Cebu is 30% below.

Meal at Budget Restaurant

$25.60 £19.34

$3.03 ₱190

744.88%

Three-Course Dinner for Two, Mid-Range

$104 £78.6

$23.48 ₱1,473

343.14%

Fast Food Meal (McDonalds, etc)

$10.20 £7.71

$4.09 ₱256

149.39%

Cappuccino

$4.98 £3.77

$2.52 ₱158

97.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 £1.87

$1.54 ₱96.9

61.04%

Water (0.33 liter bottle)

$1.84 £1.39

$0.49 ₱30.98

275.51%

Local Beer (0.5 liter draught)

$6.52 £4.93

$1.79 ₱112

264.25%

Imported Beer (0.33 liter bottle)

$6.45 £4.87

$2.26 ₱142

185.40%

Milk (1 liter)

$1.71 £1.29

$1.95 ₱122

-12.31%

White Bread (500g)

$1.71 £1.29

$1.43 ₱89.7

19.58%

Rice (white) (1kg)

$2.19 £1.66

$1.02 ₱63.8

114.71%

Eggs

$3.85 £2.91

$2.06 ₱129

86.89%

Local Cheese (1kg)

$8.07 £6.10

$9.81 ₱615

-17.74%

Chicken Fillets (1kg)

$8.06 £6.09

$4.61 ₱289

74.84%

Beef Round Steak (1kg)

$13.89 £10.50

$7.70 ₱483

80.39%

Apples (1kg)

$2.76 £2.09

$3.31 ₱207

-16.62%

Banana (1kg)

$1.60 £1.21

$1.45 ₱90.9

10.34%

Oranges (1kg)

$2.71 £2.05

$2.36 ₱148

14.83%

Tomato (1kg)

$2.80 £2.12

$1.54 ₱96.4

81.82%

Potato (1kg)

$1.96 £1.48

$2.36 ₱148

-16.95%

Onion (1kg)

$1.53 £1.16

$1.99 ₱125

-23.12%

Lettuce (1 head)

$1.21 £0.92

$1.15 ₱72.1

5.22%

Water (1.5 liter bottle)

$1.56 £1.18

$0.67 ₱42.15

132.84%

Cigarettes 20 Pack (Marlboro, Camel)

$23.43 £17.70

$3.00 ₱188

681.00%

Wine (Bottle)

$10.20 £7.71

$6.35 ₱398

60.63%

Local Beer (0.5 liter bottle)

$2.85 £2.16

$1.31 ₱81.9

117.56%

Imported Beer (0.33 liter bottle)

$3.02 £2.28

$1.73 ₱108

74.57%

One-way Ticket (Public Transport)

$2.70 £2.04

$0.25 ₱15.78

980.00%

Public Transport Monthly Pass (Regular Price)

$103 £77.7

$12.65 ₱793

712.41%

Taxi Start (Normal Tariff)

$4.93 £3.72

$0.74 ₱46.32

566.22%

Taxi (Normal Tariff) (1km)

$2.65 £2.01

$0.21 ₱13.11

1161.90%

Taxi 1hour Waiting (Normal Tariff)

$22.39 £16.92

$4.33 ₱271

417.09%

Gasoline (1 liter)

$2.03 £1.54

$1.33 ₱83.5

52.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.9K £29.4K

$21.8K ₱1.4M

78.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.4K £30.5K

$19.4K ₱1.2M

108.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 £224

$121 ₱7,563

145.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.20 £16.02

$14.45 ₱907

46.71%

Internet (50+ Mbps, Unlimited Data)

$41.66 £31.48

$28.29 ₱1,774

47.26%

Gym Membership (Monthly)

$32.81 £24.80

$32.68 ₱2,050

0.40%

Tennis Court (1 Hour on Weekend)

$17.15 £12.96

$6.39 ₱401

168.39%

Cinema Ticket

$18.82 £14.22

$5.46 ₱342

244.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,775 £1,341

$273 ₱17.1K

549.06%

International Primary School, 1 Child (Yearly)

$16.0K £12.1K

$8,156 ₱511.5K

96.02%

Jeans (Levis 501 Or Similar)

$90.8 £68.6

$49.57 ₱3,109

83.11%

Summer Dress (H&M, Zara, etc)

$42.22 £31.91

$24.87 ₱1,560

69.76%

Sport Shoes (Adidas, Nike)

$102 £77.3

$76.6 ₱4,804

33.61%

Men's Leather Business Shoes

$102 £77.4

$59.3 ₱3,717

72.81%

1-bedroom Apartment, City Center (Monthly)

$1,177 £890

$506 ₱31.7K

132.80%

1-bedroom Apartment, Outside City Center (Monthly)

$827 £625

$309 ₱19.4K

167.17%

3-bedroom Apartment, City Center (Monthly)

$2,202 £1,664

$1,052 ₱66.0K

109.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,250 £945

$619 ₱38.8K

101.93%

Buy Apartment in City Center (m2)

$3,834 £2,897

$2,915 ₱182.9K

31.49%

Buy Apartment Outside City Center (m2)

$2,633 £1,990

$1,867 ₱117.1K

41.03%

Average Monthly Net Salary (After Tax)

$3,246 £2,453

$341 ₱21.4K

851.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.15

7.2

-28.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Liverpool: October 6, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Liverpool

$827 37.9%

Cebu

$309 33.5% 62.6% $517

Monthly Utilities & Internet

Liverpool

$359 16.4%

Cebu

$163 17.7% 54.5% $196

Eating Out

Liverpool

$358 16.4%

Cebu

$88 9.6% 75.3% $270

Groceries & Markets

Liverpool

$286 13.1%

Cebu

$210 22.7% 26.4% $76

Clothing & Footwear

Liverpool

$152 7%

Cebu

$95 10.2% 37.7% $57

Getting Around

Liverpool

$132 6%

Cebu

$15 1.7% 88.3% $116

Sport & Entertainment

Liverpool

$70 3.2%

Cebu

$44 4.7% 38.1% $27

Cost Breakdown

A one-bedroom apartment in the center runs $1,177 in Liverpool and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Liverpool pays 852% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $104 in Liverpool vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $286 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇬🇧 Liverpool

🇵🇭 Cebu

🕒 Local time

05:57 5:57 AM

12:57 12:57 PM

7 h ahead of Liverpool

🌤 Weather

👥 Population

434,900

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 10, 2026: 1 USD = 0.756 GBP (1 GBP = 1.32 USD). 1 EUR = 0.848 GBP (1 GBP = 1.18 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to GBP in detail →

On the map

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Between locations

Liverpool Cebu 11,350 km ≈ 15 h nonstop flight

From you

Liverpool
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Liverpool vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 136% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 852% higher in Liverpool, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,177 in Liverpool versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,205 per month in Liverpool versus $934 in Cebu – a 136% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 712% less than in Liverpool. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $2,205 in Liverpool, a $1,500 budget is realistic in Cebu but tight or insufficient in Liverpool. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Liverpool, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Liverpool and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 136% less than in Liverpool. Beyond cost, consider language, visa policies, and how big the international community is in each city.