😐Monthly costs for one person with rent: $2,268 in Lisbon versus $1,181 in Montego Bay.
😐Estimated couple costs with rent: $3,348 in Lisbon versus $2,163 in Montego Bay.
😐Monthly costs for a family of three with rent: $4,429 in Lisbon versus $3,145 in Montego Bay.
🌍Living in Lisbon is roughly 92% more expensive than in Montego Bay, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Lisbon is 64% above, Montego Bay is 14% below.
Currency
🍽 Eating Out
Lisbon
Montego Bay
Difference
Meal at Budget Restaurant
$17.55€15.12
$10.84JMD 1,703
61.90%
Three-Course Dinner for Two, Mid-Range
$64.5€55.6
$75.8JMD 11.9K
-14.92%
Fast Food Meal(McDonalds, etc)
$11.65€10.04
$9.02JMD 1,416
29.16%
Cappuccino
$3.26€2.81
$5.18JMD 813
-37.07%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.49€2.15
$0.91JMD 143
173.63%
Water(0.33 liter bottle)
$1.67€1.44
$0.73JMD 115
128.77%
Local Beer(0.5 liter draught)
$3.47€2.99
$2.17JMD 341
59.91%
Imported Beer(0.33 liter bottle)
$3.58€3.08
$3.16JMD 497
13.29%
🛒 Groceries & Markets
Lisbon
Montego Bay
Difference
Milk(1 liter)
$1.18€1.02
$3.37JMD 529
-64.99%
White Bread(500g)
$1.95€1.68
$2.71JMD 426
-28.04%
Rice(white)(1kg)
$1.56€1.35
$1.39JMD 219
12.23%
Eggs
$4.01€3.46
$3.44JMD 541
16.57%
Local Cheese(1kg)
$13.27€11.44
$11.54JMD 1,813
14.99%
Chicken Fillets(1kg)
$8.42€7.26
$6.32JMD 992
33.23%
Beef Round Steak(1kg)
$18.23€15.72
$9.19JMD 1,443
98.37%
Apples(1kg)
$2.32€2.00
$4.10JMD 644
-43.41%
Banana(1kg)
$1.73€1.49
$2.47JMD 388
-29.96%
Oranges(1kg)
$1.93€1.67
$7.57JMD 1,189
-74.50%
Tomato(1kg)
$2.64€2.27
$2.49JMD 391
6.02%
Potato(1kg)
$1.90€1.64
$2.50JMD 393
-24.00%
Onion(1kg)
$2.11€1.82
$2.63JMD 413
-19.77%
Lettuce(1 head)
$1.44€1.24
$2.44JMD 384
-40.98%
Water(1.5 liter bottle)
$0.80€0.69
$0.77JMD 121
3.90%
Cigarettes 20 Pack(Marlboro, Camel)
$7.01€6.04
$9.61JMD 1,509
-27.06%
Wine(Bottle)
$5.92€5.11
$11.33JMD 1,779
-47.75%
Local Beer(0.5 liter bottle)
$1.36€1.18
$2.92JMD 459
-53.42%
Imported Beer(0.33 liter bottle)
$2.15€1.85
$4.08JMD 641
-47.30%
🚌 Getting Around
Lisbon
Montego Bay
Difference
One-way Ticket(Public Transport)
$2.38€2.05
$0.93JMD 146
155.91%
Public Transport Monthly Pass(Regular Price)
$46.22€39.85
-
-
Taxi Start(Normal Tariff)
$4.19€3.61
$0.91JMD 143
360.44%
Taxi(Normal Tariff)(1km)
$1.10€0.95
$3.08JMD 484
-64.29%
Taxi 1hour Waiting(Normal Tariff)
$17.26€14.88
$6.26JMD 984
175.72%
Gasoline(1 liter)
$2.25€1.94
$1.38JMD 217
63.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K€29.7K
$43.9KJMD 6.9M
-21.41%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.6K€35.9K
$33.3KJMD 5.2M
24.85%
🧾 Monthly Utilities & Internet
Lisbon
Montego Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$171€147
$175JMD 27.5K
-2.44%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.01€16.38
$22.33JMD 3,507
-14.87%
Internet(50+ Mbps, Unlimited Data)
$34.28€29.55
$48.72JMD 7,653
-29.64%
🎉 Sport & Entertainment
Lisbon
Montego Bay
Difference
Gym Membership(Monthly)
$49.65€42.80
$44.12JMD 6,931
12.53%
Tennis Court(1 Hour on Weekend)
$19.51€16.81
-
-
Cinema Ticket
$10.10€8.71
$8.31JMD 1,306
21.54%
🧸 Childcare & Education
Lisbon
Montego Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$699€603
$362JMD 56.9K
92.94%
International Primary School, 1 Child(Yearly)
$17.8K€15.3K
$8,255JMD 1.3M
115.24%
👕👟 Clothing & Footwear
Lisbon
Montego Bay
Difference
Jeans(Levis 501 Or Similar)
$105€90.2
$23.18JMD 3,641
351.25%
Summer Dress(H&M, Zara, etc)
$47.97€41.35
$31.28JMD 4,914
53.36%
Sport Shoes(Adidas, Nike)
$102€87.8
$69.3JMD 10.9K
46.98%
Men's Leather Business Shoes
$128€111
$99.8JMD 15.7K
28.58%
🏠 Accommodation & Living
Lisbon
Montego Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$1,661€1,432
$321JMD 50.4K
418.09%
1-bedroom Apartment, Outside City Center(Monthly)
$1,228€1,059
$221JMD 34.7K
456.30%
3-bedroom Apartment, City Center(Monthly)
$2,915€2,513
$933JMD 146.5K
212.51%
3-bedroom Apartment, Outside City Center(Monthly)
$2,023€1,744
$946JMD 148.6K
113.82%
Buy Apartment in City Center(m2)
$8,129€7,007
-
-
Buy Apartment Outside City Center(m2)
$4,635€3,996
-
-
💵 Salaries & Financials
Lisbon
Montego Bay
Difference
Average Monthly Net Salary(After Tax)
$1,619€1,396
$587JMD 92.2K
175.81%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.78
9.45
-60.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lisbon: September 5, 2026
Last update for Montego Bay: September 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,661 in Lisbon and $321 in Montego Bay. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 176% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $64.0 in Lisbon vs $76.0 in Montego Bay for a mid-range dinner for two. Groceries echo the gap at $281 vs $329 per month, with Lisbon cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Montego Bay: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and in Montego Bay?
Lisbon and Montego Bay differ by about 92% in total monthly costs ($2,268 vs $1,181 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lisbon or Montego Bay?
Average pay runs 176% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Lisbon and in Montego Bay?
Rent for a central apartment: $1,661 in Lisbon versus $321 in Montego Bay. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 17% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Lisbon or Montego Bay?
All in, you'll spend $2,268 per month in Lisbon versus $1,181 in Montego Bay – a 92% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,181 in Montego Bay versus $2,268 in Lisbon, a $1,000 budget is realistic in Montego Bay but tight or insufficient in Lisbon. The gap between the two cities makes Montego Bay the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Montego Bay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Montego Bay safer for residents?
Safety-wise, Lisbon and Montego Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Montego Bay?
Expats usually find Montego Bay gentler on the wallet – expenses run 92% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.