Cost of Living Comparison Between Lisbon and Montego Bay Cost of Living Comparison Between Lisbon and Montego Bay

Monthly Cost of Living

Monthly costs for one person with rent: $2,263 in Lisbon versus $1,314 in Montego Bay.

Estimated couple costs with rent: $3,315 in Lisbon versus $1,787 in Montego Bay.

Monthly costs for a family of three with rent: $4,368 in Lisbon versus $2,261 in Montego Bay.

Living in Lisbon is roughly 72% more expensive than Montego Bay, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Lisbon is 68% above, Montego Bay is 2% below.

Currency
🍽 Eating Out
Lisbon
Montego Bay
Difference
Meal at Budget Restaurant
$15.94 €13.73
$7.54 JMD 1,186
111.41%
Three-Course Dinner for Two, Mid-Range
$63.4 €54.6
$50.3 JMD 7,905
26.08%
Fast Food Meal (McDonalds, etc)
$10.38 €8.95
$7.38 JMD 1,161
40.65%
Cappuccino
$2.79 €2.40
$4.31 JMD 678
-35.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.34 €2.01
$1.33 JMD 209
75.94%
Water (0.33 liter bottle)
$1.57 €1.35
$0.76 JMD 120
106.58%
Local Beer (0.5 liter draught)
$3.43 €2.95
$2.43 JMD 382
41.15%
Imported Beer (0.33 liter bottle)
$3.91 €3.37
$3.18 JMD 500
22.96%
🛒 Groceries & Markets
Lisbon
Montego Bay
Difference
Milk (1 liter)
$1.08 €0.93
$2.53 JMD 397
-57.31%
White Bread (500g)
$1.77 €1.52
$2.76 JMD 434
-35.87%
Rice (white) (1kg)
$1.71 €1.47
$1.63 JMD 257
4.91%
Eggs
$3.15 €2.71
$3.56 JMD 559
-11.52%
Local Cheese (1kg)
$13.68 €11.79
$10.94 JMD 1,721
25.05%
Chicken Fillets (1kg)
$8.01 €6.90
$6.45 JMD 1,014
24.19%
Beef Round Steak (1kg)
$15.52 €13.37
$7.56 JMD 1,189
105.29%
Apples (1kg)
$2.29 €1.98
$3.42 JMD 537
-33.04%
Banana (1kg)
$1.64 €1.41
$3.14 JMD 494
-47.77%
Oranges (1kg)
$1.94 €1.67
$2.71 JMD 427
-28.41%
Tomato (1kg)
$2.51 €2.17
$1.75 JMD 275
43.43%
Potato (1kg)
$1.79 €1.54
$2.03 JMD 319
-11.82%
Onion (1kg)
$2.01 €1.73
$1.13 JMD 178
77.88%
Lettuce (1 head)
$1.97 €1.69
$1.91 JMD 301
3.14%
Water (1.5 liter bottle)
$0.84 €0.73
$0.95 JMD 149
-11.58%
Cigarettes 20 Pack (Marlboro, Camel)
$6.79 €5.85
$9.03 JMD 1,420
-24.81%
Wine (Bottle)
$5.67 €4.89
$11.28 JMD 1,773
-49.73%
Local Beer (0.5 liter bottle)
$1.39 €1.20
$2.11 JMD 332
-34.12%
Imported Beer (0.33 liter bottle)
$3.02 €2.60
$3.16 JMD 497
-4.43%
🚌 Getting Around
Lisbon
Montego Bay
Difference
One-way Ticket (Public Transport)
$2.27 €1.95
$0.96 JMD 151
136.46%
Public Transport Monthly Pass (Regular Price)
$45.44 €39.15
-
-
Taxi Start (Normal Tariff)
$4.29 €3.70
$0.91 JMD 143
371.43%
Taxi (Normal Tariff) (1km)
$0.85 €0.73
$3.21 JMD 505
-73.52%
Taxi 1hour Waiting (Normal Tariff)
$18.28 €15.75
$6.40 JMD 1,006
185.63%
Gasoline (1 liter)
$1.99 €1.71
$1.29 JMD 203
54.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K €30.2K
$43.6K JMD 6.9M
-19.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.5K €34.1K
$33.7K JMD 5.3M
17.27%
🧾 Monthly Utilities & Internet
Lisbon
Montego Bay
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$146 €126
$163 JMD 25.6K
-10.14%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.45 €17.62
$21.15 JMD 3,327
-3.31%
Internet (50+ Mbps, Unlimited Data)
$38.98 €33.58
$47.83 JMD 7,522
-18.50%
🎉 Sport & Entertainment
Lisbon
Montego Bay
Difference
Gym Membership (Monthly)
$48.98 €42.21
$37.84 JMD 5,952
29.44%
Tennis Court (1 Hour on Weekend)
$18.83 €16.22
-
-
Cinema Ticket
$9.52 €8.21
$7.55 JMD 1,188
26.09%
🧸 Childcare & Education
Lisbon
Montego Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$608 €524
$63.0 JMD 9,903
865.73%
International Primary School, 1 Child (Yearly)
$16.5K €14.2K
$1,913 JMD 300.9K
763.12%
👕👟 Clothing & Footwear
Lisbon
Montego Bay
Difference
Jeans (Levis 501 Or Similar)
$104 €89.5
$25.80 JMD 4,057
302.67%
Summer Dress (H&M, Zara, etc)
$42.12 €36.29
$19.75 JMD 3,106
113.27%
Sport Shoes (Adidas, Nike)
$92.2 €79.5
$66.6 JMD 10.5K
38.41%
Men's Leather Business Shoes
$120 €103
$75.2 JMD 11.8K
59.64%
🏠 Accommodation & Living
Lisbon
Montego Bay
Difference
1-bedroom Apartment, City Center (Monthly)
$1,621 €1,397
$266 JMD 41.8K
510.56%
1-bedroom Apartment, Outside City Center (Monthly)
$1,268 €1,092
$448 JMD 70.4K
183.15%
3-bedroom Apartment, City Center (Monthly)
$3,048 €2,626
$648 JMD 102.0K
370.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,009 €1,731
$442 JMD 69.6K
353.96%
Buy Apartment in City Center (m2)
$7,663 €6,602
-
-
Buy Apartment Outside City Center (m2)
$4,329 €3,730
-
-
💵 Salaries & Financials
Lisbon
Montego Bay
Difference
Average Monthly Net Salary (After Tax)
$1,585 €1,366
$552 JMD 86.8K
187.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.81
8
-52.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: June 8, 2026

Last update for Montego Bay: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,621 in Lisbon and $266 in Montego Bay. Housing cost is often the main lever when comparing two cities.

Lisbon pays 187% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $63.0 in Lisbon vs $50.0 in Montego Bay. Groceries flip the comparison at $269 vs $284, with Lisbon cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Montego Bay: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and Montego Bay?
Lisbon and Montego Bay differ by about 72% in total monthly costs ($2,263 vs $1,314 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lisbon or Montego Bay?
Lisbon pays 187% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Lisbon and Montego Bay?
Rent for a central apartment: $1,621 in Lisbon versus $266 in Montego Bay. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Lisbon or Montego Bay?
All in, you'll spend $2,263 per month in Lisbon versus $1,314 in Montego Bay – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,314 in Montego Bay versus $2,263 in Lisbon, a $1,000 budget is realistic in Montego Bay but tight or insufficient in Lisbon. The gap between the two cities makes Montego Bay the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Montego Bay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Montego Bay safer for residents?
Safety-wise, Lisbon and Montego Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Montego Bay?
Expats usually find Montego Bay gentler on the wallet – expenses run 72% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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