😐Monthly costs for one person with rent: $2,227 in Lisbon versus $1,287 in Montego Bay.
😐Estimated couple costs with rent: $3,305 in Lisbon versus $1,759 in Montego Bay.
😐Monthly costs for a family of three with rent: $4,384 in Lisbon versus $2,231 in Montego Bay.
😐Living in Lisbon is roughly 73% more expensive than Montego Bay, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Lisbon is 66% above, Montego Bay is 4% below.
Currency
🍽 Eating Out
Lisbon
Montego Bay
Difference
Meal at Budget Restaurant
$16.17€13.84
$7.69JMD 1,208
110.27%
Three-Course Dinner for Two, Mid-Range
$64.6€55.3
$50.9JMD 7,988
26.96%
Fast Food Meal(McDonalds, etc)
$10.38€8.88
$7.30JMD 1,147
42.19%
Cappuccino
$2.77€2.37
$4.38JMD 688
-36.76%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.25€1.92
$1.37JMD 216
64.23%
Water(0.33 liter bottle)
$1.57€1.35
$0.71JMD 112
121.13%
Local Beer(0.5 liter draught)
$3.49€2.99
$2.48JMD 389
40.73%
Imported Beer(0.33 liter bottle)
$4.00€3.43
$3.08JMD 484
29.87%
🛒 Groceries & Markets
Lisbon
Montego Bay
Difference
Milk(1 liter)
$1.08€0.93
$2.52JMD 396
-57.14%
White Bread(500g)
$1.74€1.49
$2.68JMD 421
-35.07%
Rice(white)(1kg)
$1.74€1.49
$1.57JMD 246
10.83%
Eggs
$3.18€2.72
$3.60JMD 565
-11.67%
Local Cheese(1kg)
$13.43€11.50
$11.03JMD 1,732
21.76%
Chicken Fillets(1kg)
$7.99€6.84
$6.43JMD 1,010
24.26%
Beef Round Steak(1kg)
$16.09€13.77
$7.77JMD 1,220
107.08%
Apples(1kg)
$2.28€1.95
$3.37JMD 529
-32.34%
Banana(1kg)
$1.72€1.48
$3.09JMD 486
-44.34%
Oranges(1kg)
$1.94€1.66
$2.84JMD 445
-31.69%
Tomato(1kg)
$2.54€2.18
$1.76JMD 277
44.32%
Potato(1kg)
$1.83€1.57
$2.12JMD 333
-13.68%
Onion(1kg)
$2.04€1.75
$1.13JMD 177
80.53%
Lettuce(1 head)
$1.98€1.69
$1.91JMD 300
3.66%
Water(1.5 liter bottle)
$0.85€0.73
$0.93JMD 146
-8.60%
Cigarettes 20 Pack(Marlboro, Camel)
$6.85€5.87
$8.61JMD 1,352
-20.44%
Wine(Bottle)
$5.78€4.94
$11.46JMD 1,800
-49.56%
Local Beer(0.5 liter bottle)
$1.37€1.18
$2.11JMD 331
-35.07%
Imported Beer(0.33 liter bottle)
$2.90€2.48
$3.06JMD 481
-5.23%
🚌 Getting Around
Lisbon
Montego Bay
Difference
One-way Ticket(Public Transport)
$2.28€1.95
$0.93JMD 146
145.16%
Public Transport Monthly Pass(Regular Price)
$46.84€40.10
-
-
Taxi Start(Normal Tariff)
$4.08€3.49
$0.93JMD 146
338.71%
Taxi(Normal Tariff)(1km)
$0.82€0.70
$3.22JMD 505
-74.53%
Taxi 1hour Waiting(Normal Tariff)
$18.27€15.64
$6.37JMD 1,001
186.81%
Gasoline(1 liter)
$2.01€1.72
$1.24JMD 195
62.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.3K€30.2K
$42.3KJMD 6.6M
-16.61%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.5K€32.9K
$34.1KJMD 5.4M
12.86%
🧾 Monthly Utilities & Internet
Lisbon
Montego Bay
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$145€124
$163JMD 25.6K
-10.68%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$20.96€17.94
$21.26JMD 3,339
-1.41%
Internet(50+ Mbps, Unlimited Data)
$40.05€34.29
$47.70JMD 7,491
-16.04%
🎉 Sport & Entertainment
Lisbon
Montego Bay
Difference
Gym Membership(Monthly)
$48.79€41.76
$37.35JMD 5,866
30.63%
Tennis Court(1 Hour on Weekend)
$18.69€16.00
-
-
Cinema Ticket
$9.06€7.76
$7.54JMD 1,185
20.16%
🧸 Childcare & Education
Lisbon
Montego Bay
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$607€519
$62.6JMD 9,827
869.38%
International Primary School, 1 Child(Yearly)
$16.3K€14.0K
$1,882JMD 295.6K
767.59%
👕👟 Clothing & Footwear
Lisbon
Montego Bay
Difference
Jeans(Levis 501 Or Similar)
$105€89.6
$26.12JMD 4,102
300.69%
Summer Dress(H&M, Zara, etc)
$40.95€35.06
$20.10JMD 3,157
103.73%
Sport Shoes(Adidas, Nike)
$93.6€80.1
$66.2JMD 10.4K
41.27%
Men's Leather Business Shoes
$119€101
$75.8JMD 11.9K
56.32%
🏠 Accommodation & Living
Lisbon
Montego Bay
Difference
1-bedroom Apartment, City Center(Monthly)
$1,604€1,373
$257JMD 40.3K
524.67%
1-bedroom Apartment, Outside City Center(Monthly)
$1,236€1,058
$461JMD 72.4K
168.05%
3-bedroom Apartment, City Center(Monthly)
$3,046€2,607
$669JMD 105.0K
355.49%
3-bedroom Apartment, Outside City Center(Monthly)
$2,057€1,761
$431JMD 67.7K
376.82%
Buy Apartment in City Center(m2)
$7,709€6,599
-
-
Buy Apartment Outside City Center(m2)
$4,266€3,652
-
-
💵 Salaries & Financials
Lisbon
Montego Bay
Difference
Average Monthly Net Salary(After Tax)
$1,584€1,356
$562JMD 88.3K
181.77%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.81
8
-52.37%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lisbon: April 26, 2026
Last update for Montego Bay: April 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,604 in Lisbon and $257 in Montego Bay. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 182% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $65.0 in Lisbon vs $51.0 in Montego Bay. Groceries flip the comparison at $271 vs $284, with Lisbon cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lisbon vs Montego Bay: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lisbon and Montego Bay?
Lisbon and Montego Bay differ by about 73% in total monthly costs ($2,227 vs $1,287 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lisbon or Montego Bay?
Lisbon pays 182% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Lisbon and Montego Bay?
Rent for a central apartment: $1,604 in Lisbon versus $257 in Montego Bay. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Lisbon or Montego Bay?
All in, you'll spend $2,227 per month in Lisbon versus $1,287 in Montego Bay – a 73% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,287 in Montego Bay versus $2,227 in Lisbon, a $1,000 budget is realistic in Montego Bay but tight or insufficient in Lisbon. The gap between the two cities makes Montego Bay the clear choice for anyone on this budget.
How does quality of life compare between Lisbon and Montego Bay?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lisbon or Montego Bay safer for residents?
Safety-wise, Lisbon and Montego Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lisbon or Montego Bay?
Expats usually find Montego Bay gentler on the wallet – expenses run 73% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.