🙂Monthly costs for one person with rent: $1,314 in Montego Bay versus $2,263 in Lisbon.
🙂Estimated couple costs with rent: $1,787 in Montego Bay versus $3,315 in Lisbon.
🙂Monthly costs for a family of three with rent: $2,261 in Montego Bay versus $4,368 in Lisbon.
🙂Living in Montego Bay costs roughly 42% less than in Lisbon, driven mainly by Clothing & Footwear.
📊The two cities straddle the global median: Montego Bay is 2% below, Lisbon is 68% above.
Currency
🍽 Eating Out
Montego Bay
Lisbon
Difference
Meal at Budget Restaurant
$7.54JMD 1,186
$15.94€13.73
-52.70%
Three-Course Dinner for Two, Mid-Range
$50.3JMD 7,905
$63.4€54.6
-20.69%
Fast Food Meal(McDonalds, etc)
$7.38JMD 1,161
$10.38€8.95
-28.90%
Cappuccino
$4.31JMD 678
$2.79€2.40
54.48%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.33JMD 209
$2.34€2.01
-43.16%
Water(0.33 liter bottle)
$0.76JMD 120
$1.57€1.35
-51.59%
Local Beer(0.5 liter draught)
$2.43JMD 382
$3.43€2.95
-29.15%
Imported Beer(0.33 liter bottle)
$3.18JMD 500
$3.91€3.37
-18.67%
🛒 Groceries & Markets
Montego Bay
Lisbon
Difference
Milk(1 liter)
$2.53JMD 397
$1.08€0.93
134.26%
White Bread(500g)
$2.76JMD 434
$1.77€1.52
55.93%
Rice(white)(1kg)
$1.63JMD 257
$1.71€1.47
-4.68%
Eggs
$3.56JMD 559
$3.15€2.71
13.02%
Local Cheese(1kg)
$10.94JMD 1,721
$13.68€11.79
-20.03%
Chicken Fillets(1kg)
$6.45JMD 1,014
$8.01€6.90
-19.48%
Beef Round Steak(1kg)
$7.56JMD 1,189
$15.52€13.37
-51.29%
Apples(1kg)
$3.42JMD 537
$2.29€1.98
49.34%
Banana(1kg)
$3.14JMD 494
$1.64€1.41
91.46%
Oranges(1kg)
$2.71JMD 427
$1.94€1.67
39.69%
Tomato(1kg)
$1.75JMD 275
$2.51€2.17
-30.28%
Potato(1kg)
$2.03JMD 319
$1.79€1.54
13.41%
Onion(1kg)
$1.13JMD 178
$2.01€1.73
-43.78%
Lettuce(1 head)
$1.91JMD 301
$1.97€1.69
-3.05%
Water(1.5 liter bottle)
$0.95JMD 149
$0.84€0.73
13.10%
Cigarettes 20 Pack(Marlboro, Camel)
$9.03JMD 1,420
$6.79€5.85
32.99%
Wine(Bottle)
$11.28JMD 1,773
$5.67€4.89
98.94%
Local Beer(0.5 liter bottle)
$2.11JMD 332
$1.39€1.20
51.80%
Imported Beer(0.33 liter bottle)
$3.16JMD 497
$3.02€2.60
4.64%
🚌 Getting Around
Montego Bay
Lisbon
Difference
One-way Ticket(Public Transport)
$0.96JMD 151
$2.27€1.95
-57.71%
Public Transport Monthly Pass(Regular Price)
-
$45.44€39.15
-
Taxi Start(Normal Tariff)
$0.91JMD 143
$4.29€3.70
-78.79%
Taxi(Normal Tariff)(1km)
$3.21JMD 505
$0.85€0.73
277.65%
Taxi 1hour Waiting(Normal Tariff)
$6.40JMD 1,006
$18.28€15.75
-64.99%
Gasoline(1 liter)
$1.29JMD 203
$1.99€1.71
-35.18%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.6KJMD 6.9M
$35.0K€30.2K
24.43%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.7KJMD 5.3M
$39.5K€34.1K
-14.72%
🧾 Monthly Utilities & Internet
Montego Bay
Lisbon
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$163JMD 25.6K
$146€126
11.29%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.15JMD 3,327
$20.45€17.62
3.42%
Internet(50+ Mbps, Unlimited Data)
$47.83JMD 7,522
$38.98€33.58
22.70%
🎉 Sport & Entertainment
Montego Bay
Lisbon
Difference
Gym Membership(Monthly)
$37.84JMD 5,952
$48.98€42.21
-22.74%
Tennis Court(1 Hour on Weekend)
-
$18.83€16.22
-
Cinema Ticket
$7.55JMD 1,188
$9.52€8.21
-20.69%
🧸 Childcare & Education
Montego Bay
Lisbon
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$63.0JMD 9,903
$608€524
-89.65%
International Primary School, 1 Child(Yearly)
$1,913JMD 300.9K
$16.5K€14.2K
-88.41%
👕👟 Clothing & Footwear
Montego Bay
Lisbon
Difference
Jeans(Levis 501 Or Similar)
$25.80JMD 4,057
$104€89.5
-75.17%
Summer Dress(H&M, Zara, etc)
$19.75JMD 3,106
$42.12€36.29
-53.11%
Sport Shoes(Adidas, Nike)
$66.6JMD 10.5K
$92.2€79.5
-27.75%
Men's Leather Business Shoes
$75.2JMD 11.8K
$120€103
-37.36%
🏠 Accommodation & Living
Montego Bay
Lisbon
Difference
1-bedroom Apartment, City Center(Monthly)
$266JMD 41.8K
$1,621€1,397
-83.62%
1-bedroom Apartment, Outside City Center(Monthly)
$448JMD 70.4K
$1,268€1,092
-64.68%
3-bedroom Apartment, City Center(Monthly)
$648JMD 102.0K
$3,048€2,626
-78.73%
3-bedroom Apartment, Outside City Center(Monthly)
$442JMD 69.6K
$2,009€1,731
-77.97%
Buy Apartment in City Center(m2)
-
$7,663€6,602
-
Buy Apartment Outside City Center(m2)
-
$4,329€3,730
-
💵 Salaries & Financials
Montego Bay
Lisbon
Difference
Average Monthly Net Salary(After Tax)
$552JMD 86.8K
$1,585€1,366
-65.19%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
3.81
109.97%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Montego Bay: June 7, 2026
Last update for Lisbon: June 8, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $266 in Montego Bay and $1,621 in Lisbon. Housing cost is often the main lever when comparing two cities.
💰Lisbon pays 187% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $50.0 in Montego Bay vs $63.0 in Lisbon. Groceries flip the comparison at $284 vs $269, with Lisbon cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montego Bay vs Lisbon: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Montego Bay and Lisbon?
Montego Bay and Lisbon differ by about 72% in total monthly costs ($1,314 vs $2,263 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, Lisbon earns 187% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Montego Bay and Lisbon?
Rent for a central apartment: $266 in Montego Bay versus $1,621 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Shoppers in Lisbon pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Which city is more expensive overall: Montego Bay or Lisbon?
All in, you'll spend $1,314 per month in Montego Bay versus $2,263 in Lisbon – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,314 in Montego Bay versus $2,263 in Lisbon, a $1,000 budget is realistic in Montego Bay but tight or insufficient in Lisbon. The gap between the two cities makes Montego Bay the clear choice for anyone on this budget.
How does quality of life compare between Montego Bay and Lisbon?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Montego Bay or Lisbon safer for residents?
Safety-wise, Montego Bay and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Montego Bay or Lisbon?
Expats usually find Montego Bay gentler on the wallet – expenses run 72% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Montego Bay vs other spots: cost of living compared