Last update: Oct 2026

Cost of Living Comparison Between Montego Bay and Lisbon

For one person, living is cheaper in Montego Bay: $1,169 a month against $2,210 in Lisbon, rent and utilities included – about $12,500 less a year. Rent and utilities account for most of the difference.

56

Cost of Living Index in Montego Bay
Learn more

Montego Bay Living Index
107

Cost of Living Index in Lisbon
Learn more

Lisbon Living Index

Jump to prices

Montego Bay

🇯🇲 Jamaica

$1,169

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Montego Bay and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montego Bay and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,169 in Montego Bay versus $2,210 in Lisbon.

Montego Bay $1,169
Lisbon $2,210

Estimated couple costs with rent: $2,160 in Montego Bay versus $3,275 in Lisbon.

Montego Bay $2,160
Lisbon $3,275

Monthly costs for a family of three with rent: $3,152 in Montego Bay versus $4,341 in Lisbon.

Montego Bay $3,152
Lisbon $4,341

Living in Montego Bay costs roughly 47% less than in Lisbon, and outside of rent the biggest gap is in clothing.

The two cities straddle the global median: Montego Bay is 14% below, Lisbon is 62% above.

Meal at Budget Restaurant

$11.11 JMD 1,752

$16.65 €14.96

-33.27%

Three-Course Dinner for Two, Mid-Range

$76.2 JMD 12.0K

$61.7 €55.5

23.36%

Fast Food Meal (McDonalds, etc)

$8.33 JMD 1,314

$11.36 €10.20

-26.67%

Cappuccino

$5.38 JMD 848

$2.97 €2.67

81.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.86 JMD 136

$2.29 €2.06

-62.45%

Water (0.33 liter bottle)

$0.74 JMD 117

$1.74 €1.56

-57.47%

Local Beer (0.5 liter draught)

$2.23 JMD 351

$3.40 €3.06

-34.41%

Imported Beer (0.33 liter bottle)

$3.21 JMD 506

$3.31 €2.97

-3.02%

Milk (1 liter)

$3.25 JMD 513

$1.16 €1.04

180.17%

White Bread (500g)

$2.64 JMD 417

$1.91 €1.72

38.22%

Rice (white) (1kg)

$1.38 JMD 218

$1.51 €1.36

-8.61%

Eggs

$3.50 JMD 552

$4.02 €3.61

-12.94%

Local Cheese (1kg)

$11.40 JMD 1,797

$12.94 €11.62

-11.90%

Chicken Fillets (1kg)

$6.35 JMD 1,002

$7.77 €6.99

-18.28%

Beef Round Steak (1kg)

$8.88 JMD 1,400

$17.76 €15.96

-50.00%

Apples (1kg)

$4.28 JMD 675

$2.30 €2.07

86.09%

Banana (1kg)

$2.56 JMD 403

$1.73 €1.56

47.98%

Oranges (1kg)

$7.18 JMD 1,132

$1.86 €1.67

286.02%

Tomato (1kg)

$2.56 JMD 404

$2.59 €2.33

-1.16%

Potato (1kg)

$2.50 JMD 394

$1.82 €1.64

37.36%

Onion (1kg)

$2.61 JMD 411

$1.97 €1.77

32.49%

Lettuce (1 head)

$2.50 JMD 394

$1.47 €1.32

70.07%

Water (1.5 liter bottle)

$0.80 JMD 127

$0.72 €0.65

11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$9.50 JMD 1,498

$6.58 €5.92

44.38%

Wine (Bottle)

$11.47 JMD 1,809

$5.61 €5.04

104.46%

Local Beer (0.5 liter bottle)

$2.89 JMD 456

$1.36 €1.22

112.50%

Imported Beer (0.33 liter bottle)

$3.93 JMD 620

$2.14 €1.92

83.64%

One-way Ticket (Public Transport)

$0.95 JMD 150

$2.33 €2.10

-59.23%

Public Transport Monthly Pass (Regular Price)

$44.68 €40.14

Taxi Start (Normal Tariff)

$0.91 JMD 143

$3.85 €3.46

-76.36%

Taxi (Normal Tariff) (1km)

$3.17 JMD 500

$1.07 €0.96

196.26%

Taxi 1hour Waiting (Normal Tariff)

$6.33 JMD 998

$16.46 €14.79

-61.54%

Gasoline (1 liter)

$1.39 JMD 220

$2.20 €1.98

-36.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.9K JMD 6.9M

$34.2K €30.7K

28.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.0K JMD 5.2M

$38.7K €34.8K

-14.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 JMD 26.3K

$161 €145

3.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.32 JMD 3,519

$18.41 €16.54

21.24%

Internet (50+ Mbps, Unlimited Data)

$47.00 JMD 7,412

$32.74 €29.41

43.56%

Gym Membership (Monthly)

$43.62 JMD 6,879

$44.55 €40.03

-2.09%

Tennis Court (1 Hour on Weekend)

$19.10 €17.16

Cinema Ticket

$8.63 JMD 1,360

$9.60 €8.62

-10.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$365 JMD 57.5K

$668 €600

-45.35%

International Primary School, 1 Child (Yearly)

$8,368 JMD 1.3M

$17.6K €15.8K

-52.49%

Jeans (Levis 501 Or Similar)

$23.16 JMD 3,652

$102 €91.7

-77.30%

Summer Dress (H&M, Zara, etc)

$31.56 JMD 4,977

$44.46 €39.95

-29.01%

Sport Shoes (Adidas, Nike)

$68.9 JMD 10.9K

$98.5 €88.5

-30.07%

Men's Leather Business Shoes

$103 JMD 16.2K

$124 €111

-17.00%

1-bedroom Apartment, City Center (Monthly)

$313 JMD 49.3K

$1,608 €1,445

-80.57%

1-bedroom Apartment, Outside City Center (Monthly)

$220 JMD 34.7K

$1,190 €1,069

-81.52%

3-bedroom Apartment, City Center (Monthly)

$951 JMD 150.0K

$2,812 €2,527

-66.18%

3-bedroom Apartment, Outside City Center (Monthly)

$955 JMD 150.7K

$2,013 €1,809

-52.54%

Buy Apartment in City Center (m2)

$7,839 €7,043

Buy Apartment Outside City Center (m2)

$4,576 €4,111

Average Monthly Net Salary (After Tax)

$590 JMD 93.0K

$1,575 €1,415

-62.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.45

3.85

145.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montego Bay: October 25, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Montego Bay

$327 28%

Lisbon

$272 12.3% 16.7% $55

Monthly Utilities & Internet

Montego Bay

$236 20.2%

Lisbon

$212 9.6% 10% $24

Accommodation & Living

Montego Bay

$220 18.8%

Lisbon

$1.2K 53.8% 441% $970

Eating Out

Montego Bay

$202 17.3%

Lisbon

$243 11% 19.8% $40

Clothing & Footwear

Montego Bay

$102 8.7%

Lisbon

$166 7.5% 63% $64

Sport & Entertainment

Montego Bay

$61 5.2%

Lisbon

$64 2.9% 4.7% $2.9

Getting Around

Montego Bay

$21 * 1.8%

Lisbon

$63 2.9% 207% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $313 in Montego Bay and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays about 2.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76 in Montego Bay vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $327 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇯🇲 Montego Bay

🇵🇹 Lisbon

🕒 Local time

12:44 12:44 PM

17:44 5:44 PM

5 h ahead of Montego Bay

🌤 Weather

👥 Population

110,115

545,923 Capital

💱 Currency

Jamaican Dollar JMD $

Euro EUR €

📈 Exchange rate

1,000 JMD = 6.34 USD

1,000 JMD = 5.7 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to JMD – Jamaican Dollar Converter

🇺🇸 United States Dollar ($)

🇯🇲 Jamaican Dollar ($)

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to JMD in detail →

On the map

Lowest

Highest

Between locations

Montego Bay Lisbon 6,920 km ≈ 9 h nonstop flight

From you

Montego Bay
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montego Bay vs Lisbon: Cost of Living - Frequently Asked Questions

Montego Bay and Lisbon differ by about 89% in total monthly costs ($1,169 vs $2,210 including rent). Montego Bay is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 63% lower in Montego Bay. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $313 in Montego Bay versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Lisbon pay roughly 17% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $1,169 per month in Montego Bay versus $2,210 in Lisbon – a 89% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $1,000. Montego Bay is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Montego Bay wins on affordability, Lisbon on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.