Last update: Oct 2026

Cost of Living Comparison Between Lima and Pembroke

For one person, living is cheaper in Lima: $996 a month against $2,355 in Pembroke, rent and utilities included – about $16,300 less a year. The total is higher in Pembroke despite lower rent and utilities.

49

Cost of Living Index in Lima
Learn more

Lima Living Index
115

Cost of Living Index in Pembroke
Learn more

Pembroke Living Index

Jump to prices

Lima

🇵🇪 Peru

$996

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,355

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Pembroke actually costs, broken down by who's living it.

Monthly costs for one person with rent: $996 in Lima versus $2,355 in Pembroke.

Lima $996
Pembroke $2,355

Estimated couple costs with rent: $1,594 in Lima versus $3,881 in Pembroke.

Lima $1,594
Pembroke $3,881

Monthly costs for a family of three with rent: $2,191 in Lima versus $5,406 in Pembroke.

Lima $2,191
Pembroke $5,406

Living in Lima costs roughly 58% less than in Pembroke, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Lima is 26% below, Pembroke is 76% above.

Meal at Budget Restaurant

$4.42 PEN 15.16

$50.6 BMD 50.6

-91.26%

Three-Course Dinner for Two, Mid-Range

$35.04 PEN 120

$151 BMD 151

-76.81%

Fast Food Meal (McDonalds, etc)

$6.84 PEN 23.44

$16.82 BMD 16.82

-59.33%

Cappuccino

$3.27 PEN 11.22

$4.45 BMD 4.45

-26.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 PEN 3.78

$2.98 BMD 2.98

-63.09%

Water (0.33 liter bottle)

$0.65 PEN 2.22

$3.18 BMD 3.18

-79.56%

Local Beer (0.5 liter draught)

$2.58 PEN 8.85

$7.66 BMD 7.66

-66.32%

Imported Beer (0.33 liter bottle)

$4.47 PEN 15.34

$9.09 BMD 9.09

-50.83%

Milk (1 liter)

$1.59 PEN 5.46

$4.82 BMD 4.82

-67.01%

White Bread (500g)

$2.58 PEN 8.86

$7.95 BMD 7.95

-67.55%

Rice (white) (1kg)

$1.36 PEN 4.65

$5.57 BMD 5.57

-75.58%

Eggs

$2.95 PEN 10.11

$7.35 BMD 7.35

-59.86%

Local Cheese (1kg)

$9.10 PEN 31.19

$23.15 BMD 23.15

-60.69%

Chicken Fillets (1kg)

$5.81 PEN 19.91

$21.62 BMD 21.62

-73.13%

Beef Round Steak (1kg)

$9.83 PEN 33.68

$19.72 BMD 19.72

-50.15%

Apples (1kg)

$2.01 PEN 6.89

$8.94 BMD 8.94

-77.52%

Banana (1kg)

$1.08 PEN 3.69

$6.69 BMD 6.69

-83.86%

Oranges (1kg)

$1.37 PEN 4.70

$7.01 BMD 7.01

-80.46%

Tomato (1kg)

$1.48 PEN 5.06

$8.56 BMD 8.56

-82.71%

Potato (1kg)

$0.96 PEN 3.30

$5.81 BMD 5.81

-83.48%

Onion (1kg)

$0.85 PEN 2.92

$4.12 BMD 4.12

-79.37%

Lettuce (1 head)

$0.88 PEN 3.02

$6.22 BMD 6.22

-85.85%

Water (1.5 liter bottle)

$0.87 PEN 2.97

$3.56 BMD 3.56

-75.56%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.24

$17.84 BMD 17.84

-66.93%

Wine (Bottle)

$8.81 PEN 30.21

$24.41 BMD 24.41

-63.91%

Local Beer (0.5 liter bottle)

$1.92 PEN 6.57

$5.32 BMD 5.32

-63.91%

Imported Beer (0.33 liter bottle)

$3.20 PEN 10.98

$4.27 BMD 4.27

-25.06%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 91.7

$129 BMD 129

-79.24%

Taxi Start (Normal Tariff)

$3.81 PEN 13.06

$6.69 BMD 6.69

-43.05%

Taxi (Normal Tariff) (1km)

$2.04 PEN 7.00

$2.43 BMD 2.43

-16.05%

Taxi 1hour Waiting (Normal Tariff)

$7.14 PEN 24.49

$69.1 BMD 69.1

-89.67%

Gasoline (1 liter)

$1.65 PEN 5.65

$2.42 BMD 2.42

-31.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K PEN 76.0K

$36.8K BMD 36.8K

-39.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K PEN 88.0K

$43.5K BMD 43.5K

-41.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 PEN 250

$286 BMD 286

-74.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.26 PEN 55.7

$151 BMD 151

-89.20%

Internet (50+ Mbps, Unlimited Data)

$27.60 PEN 94.6

$161 BMD 161

-82.84%

Gym Membership (Monthly)

$33.07 PEN 113

$80.2 BMD 80.2

-58.77%

Tennis Court (1 Hour on Weekend)

$19.49 PEN 66.8

Cinema Ticket

$7.39 PEN 25.33

$13.32 BMD 13.32

-44.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 624

$1,324 BMD 1,324

-86.26%

International Primary School, 1 Child (Yearly)

$13.3K PEN 45.7K

$24.7K BMD 24.7K

-46.02%

Jeans (Levis 501 Or Similar)

$52.6 PEN 180

$90.5 BMD 90.5

-41.92%

Summer Dress (H&M, Zara, etc)

$34.23 PEN 117

$71.2 BMD 71.2

-51.90%

Sport Shoes (Adidas, Nike)

$83.8 PEN 287

$141 BMD 141

-40.44%

Men's Leather Business Shoes

$79.0 PEN 271

$128 BMD 128

-38.24%

1-bedroom Apartment, City Center (Monthly)

$723 PEN 2,479

$3,765 BMD 3,765

-80.79%

1-bedroom Apartment, Outside City Center (Monthly)

$340 PEN 1,166

3-bedroom Apartment, City Center (Monthly)

$1,184 PEN 4,060

3-bedroom Apartment, Outside City Center (Monthly)

$635 PEN 2,176

Buy Apartment in City Center (m2)

$2,449 PEN 8,394

Buy Apartment Outside City Center (m2)

$1,372 PEN 4,702

Average Monthly Net Salary (After Tax)

$653 PEN 2,237

$7,935 BMD 7,935

-91.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

8.63

3.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 4, 2026

Last update for Pembroke: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$340 33.6%

Pembroke

- * 0% 100%

Groceries & Markets

Lima

$226 22.4%

Pembroke

$749 31.4% 231% $523

Eating Out

Lima

$124 12.3%

Pembroke

$590 24.7% 375% $465

Monthly Utilities & Internet

Lima

$117 11.6%

Pembroke

$597 25% 411% $480

Clothing & Footwear

Lima

$112 11.1%

Pembroke

$194 8.1% 72.4% $81

Sport & Entertainment

Lima

$48 4.7%

Pembroke

$107 4.5% 123% $59

Getting Around

Lima

$43 4.3%

Pembroke

$148 * 6.2% 240% $104

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $723 in Lima and $3,765 in Pembroke. Housing cost is often the main lever when comparing two cities.

Pembroke pays 1116% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Lima vs $151 in Pembroke for a mid-range dinner for two. Groceries echo the gap at $226 vs $749 per month, with Lima cheaper across the board.

Good to know

🇵🇪 Lima

🇧🇲 Pembroke

🕒 Local time

05:25 5:25 AM

07:25 7:25 AM

2 h ahead of Lima

🌤 Weather

👥 Population

9,989,369 Capital

11,160

💱 Currency

Peruvian Sol PEN S/

Bermudian Dollar BMD $

📈 Exchange rate

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

1 BMD = 1 USD

1 BMD = 0.892 EUR

Exchange rates and currency converter

BMD, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

USD to PEN in detail →

On the map

Lowest

Highest

Between locations

Lima Pembroke 5,100 km ≈ 7 h nonstop flight

From you

Lima
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Pembroke: Cost of Living - Frequently Asked Questions

Lima and Pembroke differ by about 136% in total monthly costs ($996 vs $2,355 including rent). Lima is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 1116% lower in Pembroke. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $723 in Lima versus $3,765 in Pembroke. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $182 in Lima versus $1,324 in Pembroke. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 231% higher in Pembroke. For households that cook at home regularly, that difference adds up over a month.

At $996 in Lima versus $2,355 in Pembroke, a $2,000 budget is realistic in Lima but tight or insufficient in Pembroke. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lima and Pembroke are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 136% less than in Pembroke. Beyond cost, consider language, visa policies, and how big the international community is in each city.