Last update: Oct 2026

Cost of Living Comparison Between Lima and Francisco Morato

For one person, living is cheaper in Francisco Morato: $909 a month against $1,014 in Lima, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Lima outweigh lower spending on other living expenses.

49

Cost of Living Index in Lima
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Lima Living Index
44

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index

Jump to prices

Lima

🇵🇪 Peru

$1,014

/mo nomad

Francisco Morato

🇧🇷 Brazil

$909

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Francisco Morato

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Francisco Morato actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,014 in Lima versus $909 in Francisco Morato.

Lima $1,014
Francisco Morato $909

Estimated couple costs with rent: $1,613 in Lima versus $1,497 in Francisco Morato.

Lima $1,613
Francisco Morato $1,497

Monthly costs for a family of three with rent: $2,211 in Lima versus $2,084 in Francisco Morato.

Lima $2,211
Francisco Morato $2,084

Living in Lima is roughly 12% more expensive than in Francisco Morato, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Lima 25% lower, Francisco Morato 33% lower.

Meal at Budget Restaurant

$4.42 PEN 15.19

$7.11 R$36.02

-37.83%

Three-Course Dinner for Two, Mid-Range

$34.56 PEN 119

$39.40 R$200

-12.28%

Fast Food Meal (McDonalds, etc)

$6.80 PEN 23.37

$9.12 R$46.25

-25.44%

Cappuccino

$3.30 PEN 11.34

$2.17 R$10.98

52.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 PEN 3.64

$1.65 R$8.37

-35.76%

Water (0.33 liter bottle)

$0.66 PEN 2.26

$1.15 R$5.83

-42.61%

Local Beer (0.5 liter draught)

$2.54 PEN 8.71

$2.80 R$14.18

-9.29%

Imported Beer (0.33 liter bottle)

$4.24 PEN 14.55

$4.32 R$21.89

-1.85%

Milk (1 liter)

$1.58 PEN 5.43

$1.20 R$6.10

31.67%

White Bread (500g)

$2.61 PEN 8.97

$2.02 R$10.26

29.21%

Rice (white) (1kg)

$1.34 PEN 4.60

$1.14 R$5.78

17.54%

Eggs

$2.93 PEN 10.08

$2.68 R$13.60

9.33%

Local Cheese (1kg)

$9.45 PEN 32.45

$9.05 R$45.88

4.42%

Chicken Fillets (1kg)

$5.75 PEN 19.75

$4.32 R$21.90

33.10%

Beef Round Steak (1kg)

$9.69 PEN 33.29

$10.66 R$54.1

-9.10%

Apples (1kg)

$2.02 PEN 6.95

$2.85 R$14.45

-29.12%

Banana (1kg)

$1.07 PEN 3.66

$1.82 R$9.25

-41.21%

Oranges (1kg)

$1.37 PEN 4.70

$1.78 R$9.02

-23.03%

Tomato (1kg)

$1.47 PEN 5.05

$1.82 R$9.22

-19.23%

Potato (1kg)

$0.95 PEN 3.25

$1.42 R$7.22

-33.10%

Onion (1kg)

$0.91 PEN 3.14

$1.37 R$6.92

-33.58%

Lettuce (1 head)

$0.90 PEN 3.10

$0.97 R$4.93

-7.22%

Water (1.5 liter bottle)

$0.89 PEN 3.04

$0.79 R$3.99

12.66%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 PEN 19.71

$2.79 R$14.15

105.73%

Wine (Bottle)

$9.21 PEN 31.64

$8.89 R$45.05

3.60%

Local Beer (0.5 liter bottle)

$1.84 PEN 6.31

$1.64 R$8.32

12.20%

Imported Beer (0.33 liter bottle)

$3.11 PEN 10.67

$2.11 R$10.70

47.39%

One-way Ticket (Public Transport)

$0.72 PEN 2.46

$1.03 R$5.22

-30.10%

Public Transport Monthly Pass (Regular Price)

$26.03 PEN 89.4

$45.27 R$229

-42.50%

Taxi Start (Normal Tariff)

$3.54 PEN 12.17

$1.31 R$6.67

170.23%

Taxi (Normal Tariff) (1km)

$2.07 PEN 7.12

$1.42 R$7.19

45.77%

Taxi 1hour Waiting (Normal Tariff)

$7.75 PEN 26.62

$9.62 R$48.77

-19.44%

Gasoline (1 liter)

$1.71 PEN 5.86

$1.29 R$6.56

32.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PEN 74.1K

$23.3K R$118.3K

-7.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K PEN 98.2K

$34.5K R$174.9K

-17.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$68.2 PEN 234

$43.25 R$219

57.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.73 PEN 54.0

$14.17 R$71.8

11.01%

Internet (50+ Mbps, Unlimited Data)

$26.48 PEN 90.9

$17.99 R$91.2

47.19%

Gym Membership (Monthly)

$33.94 PEN 117

$28.56 R$145

18.84%

Tennis Court (1 Hour on Weekend)

$20.10 PEN 69.0

$29.94 R$152

-32.87%

Cinema Ticket

$7.22 PEN 24.80

$8.02 R$40.68

-9.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$201 PEN 689

$427 R$2,166

-53.02%

International Primary School, 1 Child (Yearly)

$12.9K PEN 44.3K

$7,460 R$37.8K

72.97%

Jeans (Levis 501 Or Similar)

$53.7 PEN 184

$55.5 R$282

-3.29%

Summer Dress (H&M, Zara, etc)

$35.88 PEN 123

$58.0 R$294

-38.18%

Sport Shoes (Adidas, Nike)

$83.8 PEN 288

$94.1 R$477

-11.04%

Men's Leather Business Shoes

$78.8 PEN 271

$84.5 R$428

-6.73%

1-bedroom Apartment, City Center (Monthly)

$729 PEN 2,505

$363 R$1,841

100.86%

1-bedroom Apartment, Outside City Center (Monthly)

$349 PEN 1,197

$236 R$1,196

47.81%

3-bedroom Apartment, City Center (Monthly)

$1,186 PEN 4,073

$666 R$3,379

77.95%

3-bedroom Apartment, Outside City Center (Monthly)

$696 PEN 2,391

$476 R$2,414

46.23%

Buy Apartment in City Center (m2)

$2,360 PEN 8,105

$1,626 R$8,241

45.17%

Buy Apartment Outside City Center (m2)

$1,356 PEN 4,657

$1,235 R$6,259

9.83%

Average Monthly Net Salary (After Tax)

$663 PEN 2,278

20-Year Fixed Mortgage Interest Rate (Annual %)

8.78

11.12

-21.04%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 17, 2026

Last update for Francisco Morato: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$349 34.4%

Francisco Morato

$236 25.9% 32.3% $113

Groceries & Markets

Lima

$227 22.4%

Francisco Morato

$220 24.2% 3.1% $7

Eating Out

Lima

$123 12.2%

Francisco Morato

$144 15.8% 16.7% $21

Clothing & Footwear

Lima

$113 11.2%

Francisco Morato

$132 14.5% 15.9% $18

Monthly Utilities & Internet

Lima

$110 10.9%

Francisco Morato

$75 8.3% 31.7% $35

Sport & Entertainment

Lima

$48 4.8%

Francisco Morato

$45 4.9% 7.8% $3.8

Getting Around

Lima

$43 4.2%

Francisco Morato

$58 6.4% 35% $15

Cost Breakdown

A one-bedroom apartment in the center runs $729 in Lima and $363 in Francisco Morato. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Lima vs $39.00 in Francisco Morato. Groceries flip the comparison at $227 vs $220, with Francisco Morato cheaper for home cooking.

Good to know

🇵🇪 Lima

🇧🇷 Francisco Morato

🕒 Local time

06:39 6:39 AM

08:39 8:39 AM

2 h ahead of Lima

🌤 Weather

👥 Population

9,989,369 Capital

165,139

💱 Currency

Peruvian Sol PEN S/

Brazilian Real BRL R$

📈 Exchange rate

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 22, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to PEN in detail →

On the map

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Highest

Between locations

Lima Francisco Morato 3,430 km ≈ 4 h 45 min nonstop flight

From you

Lima
Francisco Morato

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Francisco Morato: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in groceries, leisure, and utilities. The 12% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,522 in Lima and $1,364 in Francisco Morato to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $729 in Lima versus $363 in Francisco Morato. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $35.00 in Lima. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,014 per month in Lima versus $909 in Francisco Morato – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $909 in Francisco Morato versus $1,014 in Lima, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Lima. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Lima, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Francisco Morato gentler on the wallet – expenses run 12% less than in Lima. Beyond cost, consider language, visa policies, and how big the international community is in each city.