Last update: Oct 2026

Cost of Living Comparison Between Francisco Morato and Lima

For one person, living is cheaper in Francisco Morato: $909 a month against $1,014 in Lima, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Lima outweigh lower spending on other living expenses.

44

Cost of Living Index in Francisco Morato
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Francisco Morato Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Francisco Morato

🇧🇷 Brazil

$909

/mo nomad

Lima

🇵🇪 Peru

$1,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Francisco Morato and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Francisco Morato and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $909 in Francisco Morato versus $1,014 in Lima.

Francisco Morato $909
Lima $1,014

Estimated couple costs with rent: $1,497 in Francisco Morato versus $1,613 in Lima.

Francisco Morato $1,497
Lima $1,613

Monthly costs for a family of three with rent: $2,084 in Francisco Morato versus $2,211 in Lima.

Francisco Morato $2,084
Lima $2,211

Living in Francisco Morato costs roughly 10% less than in Lima, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Francisco Morato 33% lower, Lima 25% lower.

Meal at Budget Restaurant

$7.11 R$36.02

$4.42 PEN 15.19

60.86%

Three-Course Dinner for Two, Mid-Range

$39.40 R$200

$34.56 PEN 119

14.00%

Fast Food Meal (McDonalds, etc)

$9.12 R$46.25

$6.80 PEN 23.37

34.12%

Cappuccino

$2.17 R$10.98

$3.30 PEN 11.34

-34.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 R$8.37

$1.06 PEN 3.64

55.66%

Water (0.33 liter bottle)

$1.15 R$5.83

$0.66 PEN 2.26

74.24%

Local Beer (0.5 liter draught)

$2.80 R$14.18

$2.54 PEN 8.71

10.24%

Imported Beer (0.33 liter bottle)

$4.32 R$21.89

$4.24 PEN 14.55

1.89%

Milk (1 liter)

$1.20 R$6.10

$1.58 PEN 5.43

-24.05%

White Bread (500g)

$2.02 R$10.26

$2.61 PEN 8.97

-22.61%

Rice (white) (1kg)

$1.14 R$5.78

$1.34 PEN 4.60

-14.93%

Eggs

$2.68 R$13.60

$2.93 PEN 10.08

-8.53%

Local Cheese (1kg)

$9.05 R$45.88

$9.45 PEN 32.45

-4.23%

Chicken Fillets (1kg)

$4.32 R$21.90

$5.75 PEN 19.75

-24.87%

Beef Round Steak (1kg)

$10.66 R$54.1

$9.69 PEN 33.29

10.01%

Apples (1kg)

$2.85 R$14.45

$2.02 PEN 6.95

41.09%

Banana (1kg)

$1.82 R$9.25

$1.07 PEN 3.66

70.09%

Oranges (1kg)

$1.78 R$9.02

$1.37 PEN 4.70

29.93%

Tomato (1kg)

$1.82 R$9.22

$1.47 PEN 5.05

23.81%

Potato (1kg)

$1.42 R$7.22

$0.95 PEN 3.25

49.47%

Onion (1kg)

$1.37 R$6.92

$0.91 PEN 3.14

50.55%

Lettuce (1 head)

$0.97 R$4.93

$0.90 PEN 3.10

7.78%

Water (1.5 liter bottle)

$0.79 R$3.99

$0.89 PEN 3.04

-11.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 R$14.15

$5.74 PEN 19.71

-51.39%

Wine (Bottle)

$8.89 R$45.05

$9.21 PEN 31.64

-3.47%

Local Beer (0.5 liter bottle)

$1.64 R$8.32

$1.84 PEN 6.31

-10.87%

Imported Beer (0.33 liter bottle)

$2.11 R$10.70

$3.11 PEN 10.67

-32.15%

One-way Ticket (Public Transport)

$1.03 R$5.22

$0.72 PEN 2.46

43.06%

Public Transport Monthly Pass (Regular Price)

$45.27 R$229

$26.03 PEN 89.4

73.91%

Taxi Start (Normal Tariff)

$1.31 R$6.67

$3.54 PEN 12.17

-62.99%

Taxi (Normal Tariff) (1km)

$1.42 R$7.19

$2.07 PEN 7.12

-31.40%

Taxi 1hour Waiting (Normal Tariff)

$9.62 R$48.77

$7.75 PEN 26.62

24.13%

Gasoline (1 liter)

$1.29 R$6.56

$1.71 PEN 5.86

-24.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K R$118.3K

$21.6K PEN 74.1K

8.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K R$174.9K

$28.6K PEN 98.2K

20.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$43.25 R$219

$68.2 PEN 234

-36.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.17 R$71.8

$15.73 PEN 54.0

-9.92%

Internet (50+ Mbps, Unlimited Data)

$17.99 R$91.2

$26.48 PEN 90.9

-32.06%

Gym Membership (Monthly)

$28.56 R$145

$33.94 PEN 117

-15.85%

Tennis Court (1 Hour on Weekend)

$29.94 R$152

$20.10 PEN 69.0

48.96%

Cinema Ticket

$8.02 R$40.68

$7.22 PEN 24.80

11.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 R$2,166

$201 PEN 689

112.86%

International Primary School, 1 Child (Yearly)

$7,460 R$37.8K

$12.9K PEN 44.3K

-42.19%

Jeans (Levis 501 Or Similar)

$55.5 R$282

$53.7 PEN 184

3.41%

Summer Dress (H&M, Zara, etc)

$58.0 R$294

$35.88 PEN 123

61.76%

Sport Shoes (Adidas, Nike)

$94.1 R$477

$83.8 PEN 288

12.41%

Men's Leather Business Shoes

$84.5 R$428

$78.8 PEN 271

7.22%

1-bedroom Apartment, City Center (Monthly)

$363 R$1,841

$729 PEN 2,505

-50.22%

1-bedroom Apartment, Outside City Center (Monthly)

$236 R$1,196

$349 PEN 1,197

-32.34%

3-bedroom Apartment, City Center (Monthly)

$666 R$3,379

$1,186 PEN 4,073

-43.80%

3-bedroom Apartment, Outside City Center (Monthly)

$476 R$2,414

$696 PEN 2,391

-31.61%

Buy Apartment in City Center (m2)

$1,626 R$8,241

$2,360 PEN 8,105

-31.12%

Buy Apartment Outside City Center (m2)

$1,235 R$6,259

$1,356 PEN 4,657

-8.95%

Average Monthly Net Salary (After Tax)

$663 PEN 2,278

20-Year Fixed Mortgage Interest Rate (Annual %)

11.12

8.78

26.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Francisco Morato: October 17, 2026

Last update for Lima: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Francisco Morato

$236 25.9%

Lima

$349 34.4% 47.8% $113

Groceries & Markets

Francisco Morato

$220 24.2%

Lima

$227 22.4% 3.2% $7

Eating Out

Francisco Morato

$144 15.8%

Lima

$123 12.2% 14.3% $21

Clothing & Footwear

Francisco Morato

$132 14.5%

Lima

$113 11.2% 13.7% $18

Monthly Utilities & Internet

Francisco Morato

$75 8.3%

Lima

$110 10.9% 46.4% $35

Getting Around

Francisco Morato

$58 6.4%

Lima

$43 4.2% 25.9% $15

Sport & Entertainment

Francisco Morato

$45 4.9%

Lima

$48 4.8% 8.5% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $363 in Francisco Morato and $729 in Lima. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Francisco Morato vs $35.00 in Lima. Groceries flip the comparison at $220 vs $227, with Francisco Morato cheaper for home cooking.

Good to know

🇧🇷 Francisco Morato

🇵🇪 Lima

🕒 Local time

05:04 5:04 AM

03:04 3:04 AM

2 h behind Francisco Morato

🌤 Weather

👥 Population

165,139

9,989,369 Capital

💱 Currency

Brazilian Real BRL R$

Peruvian Sol PEN S/

📈 Exchange rate

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, USD, EUR to BRL – Brazilian Real Converter

🇺🇸 United States Dollar ($)

🇧🇷 Brazilian Real (R$)

Brazilian Real exchange rates as of October 22, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

Peruvian Sol exchange rates as of October 22, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

USD to BRL in detail →

On the map

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Between locations

Francisco Morato Lima 3,430 km ≈ 4 h 45 min nonstop flight

From you

Francisco Morato
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Francisco Morato vs Lima: Cost of Living - Frequently Asked Questions

Francisco Morato is cheaper overall, especially in groceries, leisure, and utilities. The 12% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,364 in Francisco Morato and $1,522 in Lima to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $363 in Francisco Morato versus $729 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Francisco Morato – a meal for two runs $39.00 versus $35.00 in Lima. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $909 per month in Francisco Morato versus $1,014 in Lima – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

At $909 in Francisco Morato versus $1,014 in Lima, a $1,500 budget is realistic in Francisco Morato but tight or insufficient in Lima. The gap between the two cities makes Francisco Morato the clear choice for anyone on this budget.

For families, Francisco Morato is more practical. Housing and childcare are both notably cheaper than in Lima, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Francisco Morato gentler on the wallet – expenses run 12% less than in Lima. Beyond cost, consider language, visa policies, and how big the international community is in each city.