Cost of Living Comparison Between Lexington, KY and Montreal Cost of Living Comparison Between Lexington, KY and Montreal

Monthly Cost of Living

Monthly costs for one person with rent: $2,247 in Lexington, KY versus $2,046 in Montreal.

Estimated couple costs with rent: $3,375 in Lexington, KY versus $3,169 in Montreal.

Monthly costs for a family of three with rent: $4,503 in Lexington, KY versus $4,292 in Montreal.

Living in Lexington, KY is roughly 10% more expensive than Montreal, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Lexington, KY 69% above, Montreal 54% above.

Meal at Budget Restaurant

$15.13 $15.13

$16.35 CA$22.89

-7.46%

Three-Course Dinner for Two, Mid-Range

$69.7 $69.7

$73.4 CA$103

-5.05%

Fast Food Meal (McDonalds, etc)

$10.01 $10.01

$11.11 CA$15.56

-9.90%

Cappuccino

$4.86 $4.86

$3.81 CA$5.33

27.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 $2.21

$2.06 CA$2.89

7.28%

Water (0.33 liter bottle)

$1.77 $1.77

$1.45 CA$2.03

22.07%

Local Beer (0.5 liter draught)

$4.86 $4.86

$6.01 CA$8.42

-19.13%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$6.51 CA$9.12

21.51%

Milk (1 liter)

$0.75 $0.75

$2.32 CA$3.24

-67.67%

White Bread (500g)

$2.92 $2.92

$3.22 CA$4.51

-9.32%

Rice (white) (1kg)

$4.60 $4.60

$3.79 CA$5.31

21.37%

Eggs

$3.25 $3.25

$3.30 CA$4.62

-1.52%

Local Cheese (1kg)

$13.17 $13.17

$16.14 CA$22.59

-18.40%

Chicken Fillets (1kg)

$11.33 $11.33

$11.50 CA$16.10

-1.48%

Beef Round Steak (1kg)

$16.22 $16.22

$15.69 CA$21.96

3.38%

Apples (1kg)

$4.59 $4.59

$3.68 CA$5.14

24.73%

Banana (1kg)

$1.30 $1.30

$1.63 CA$2.27

-20.25%

Oranges (1kg)

$3.53 $3.53

$4.06 CA$5.69

-13.05%

Tomato (1kg)

$4.50 $4.50

$4.29 CA$6.00

4.90%

Potato (1kg)

$3.28 $3.28

$2.64 CA$3.70

24.24%

Onion (1kg)

$3.32 $3.32

$2.67 CA$3.74

24.34%

Lettuce (1 head)

$2.04 $2.04

$2.19 CA$3.06

-6.85%

Water (1.5 liter bottle)

$1.84 $1.84

$1.72 CA$2.41

6.98%

Cigarettes 20 Pack (Marlboro, Camel)

$7.99 $7.99

$13.17 CA$18.44

-39.33%

Wine (Bottle)

$13.02 $13.02

$10.66 CA$14.93

22.14%

Local Beer (0.5 liter bottle)

$2.66 $2.66

$3.08 CA$4.31

-13.64%

Imported Beer (0.33 liter bottle)

$3.14 $3.14

$3.56 CA$4.98

-11.80%

One-way Ticket (Public Transport)

$0.99 $0.99

$2.80 CA$3.91

-64.64%

Public Transport Monthly Pass (Regular Price)

$29.67 $29.67

$73.5 CA$103

-59.63%

Taxi Start (Normal Tariff)

$4.92 $4.92

$3.62 CA$5.07

35.91%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.38 CA$1.93

15.94%

Taxi 1hour Waiting (Normal Tariff)

$29.13 $29.13

$33.30 CA$46.60

-12.52%

Gasoline (1 liter)

$0.79 $0.79

$1.17 CA$1.64

-32.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K $23.3K

$25.2K CA$35.3K

-7.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$22.0K CA$30.8K

14.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$209 $209

$73.9 CA$103

183.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.3 $70.3

$35.79 CA$50.1

96.48%

Internet (50+ Mbps, Unlimited Data)

$69.5 $69.5

$43.99 CA$61.6

57.90%

Gym Membership (Monthly)

$35.05 $35.05

$42.72 CA$59.8

-17.95%

Tennis Court (1 Hour on Weekend)

$30.57 $30.57

$16.95 CA$23.72

80.35%

Cinema Ticket

$14.74 $14.74

$11.00 CA$15.40

34.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,170 $1,170

$608 CA$851

92.52%

International Primary School, 1 Child (Yearly)

$25.4K $25.4K

$5,898 CA$8,254

331.42%

Jeans (Levis 501 Or Similar)

$58.0 $58.0

$61.1 CA$85.5

-5.11%

Summer Dress (H&M, Zara, etc)

$35.19 $35.19

$44.70 CA$62.6

-21.28%

Sport Shoes (Adidas, Nike)

$103 $103

$103 CA$144

0.47%

Men's Leather Business Shoes

$159 $159

$121 CA$170

30.65%

1-bedroom Apartment, City Center (Monthly)

$1,114 $1,114

$1,186 CA$1,660

-6.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,004 $1,004

$949 CA$1,328

5.87%

3-bedroom Apartment, City Center (Monthly)

$2,137 $2,137

$2,076 CA$2,905

2.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,732 $1,732

$1,581 CA$2,213

9.50%

Buy Apartment in City Center (m2)

$2,082 $2,082

$5,063 CA$7,086

-58.87%

Buy Apartment Outside City Center (m2)

$2,075 $2,075

$3,826 CA$5,355

-45.77%

Average Monthly Net Salary (After Tax)

$3,940 $3,940

$2,904 CA$4,065

35.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.01

33.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lexington, KY: June 14, 2026

Last update for Montreal: June 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Lexington, KY and $1,186 in Montreal. Housing cost is often the main lever when comparing two cities.

Lexington, KY pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Lexington, KY vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $373 vs $389 per month, with Lexington, KY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lexington, KY vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 10% lower than in Lexington, KY. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Lexington, KY pays 36% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,114 in Lexington, KY versus $1,186 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Montreal – a meal for two runs $73.0 versus $70.0 in Lexington, KY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,247 per month in Lexington, KY versus $2,046 in Montreal – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,046 in Montreal versus $2,247 in Lexington, KY, a $2,000 budget is realistic in Montreal but tight or insufficient in Lexington, KY. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,046 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Lexington, KY and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 10% less than in Lexington, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.